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Archived threads in /biz/ - Business & Finance - 613. page
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If it is apparently clear that the United States cannot compete with China's manufacturing industry, then why wont the American government create a 20 day mandated vacation law, like the rest of the world?

In other words, there may have been an argument when we were competing against Japan and what have you a couple decades ago. With the rise of China though, it seems entirely pointless to think we can we just agree compete on that level

Like, even Japan has vacation laws
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>>1078388
No one gives a shit about manufacturing, what does that have to do with vacation?
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cause Murrica.
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>>1078397
I figured the reason why there is no vacation days is for America to compete in the manufacturing industry with China. Why else is there no law?

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I have no credit history to speak of. My credit is so thin that my credit report is blank.
I applied for a store credit card today and was rejected. I'm looking into a secured card but I need the credit card for an immediate purchase and can't wait 2-3 weeks for a secured card to arrive. Otherwise it wouldn't be a problem.

What are my chances of being approved if I applied again on Saturday with a co-signer who has excellent credit?

I know store credit cards are shit but I need it for an immediate purchase. I make enough to make the payments...
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>>1078340


First off even if you did manage to get a Secure Card, you wouldn't be able to just use credit.

I don't think you understand what a Secure Card is:

You - > put your own money -> into your own account, then spend it.

You're basically acting like you have a real credit card, showing the banks that you can handle credit.
In your situation, there's no point in getting one if you don't plan on increasing your credit.

This is coming from someone who...
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Get one
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>>1078349
I do plan on increasing my credit, but right now I just need a store card for an immediate purchase.

What I'm really asking is what are my chances of being approved if I apply again with a co signer who has great credit.

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So if someone signs an NDA and then in their resume goes into details what they did on their job. Does that violate the NDA? They are fighting me on this. I told them just say you served as the -job title-, but they are going quite in depth.
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>>1077889
,N-Gage ,,
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>>1077889
I had a friend who refused to sign an NDA (it was part of his severance which he also turned down), and was instead sued to be forced to sign it (he had critical fuck-you-in-the-butt-and-destroy-you information).
the case was obviously dismissed as soon as it was filed.

but to answer your question, you need to read the NDA you signed.
>but i dont have it
Then you are a fool for not keeping copies of your legal paperwork, and i hope you get sued back into your mom's basement.
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>>1077889

NDA's are pretty weak.

And even if they weren't weak, most employers arent going to go to the trouble to sue a former employee

UNLESS you divulge some mission critical information that fucks the business, I would not worry about an NDA at all.

Like if you go to a competitior and just tell them exactly how your old company did business and what their strategies were, that is too far.

Most people are WAY too afraid of NDA's and noncompetes.

29.67 -0.21 -0.69%

The price of oil is on the free fall?

>Where is the bottom?
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I'd say were pretty much there possibly $1-2 more but that's it, futures prices haven't budged so i'd say that's a decent indicator
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Nah, the markets are 'inspired' by the possible talks of easing production, but the Saudi's have absolutely no intention of easing production until the market is theirs again. I expect it to bottom out at $15-$20. Below that the infrastructure can't work correctly.
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https://www.eia.gov/finance/markets/supply-opec.cfm

saudi arabia doesnt have enough market share to control the market and they aren't over producing by much at all, it's iran and china that are causing the drop in price now

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>"I can't find a job because I need experience but can't get experience cause I don't have a job"
>"what? Internships? Volunteering? You mean me doing something that doesn't pay me? How useless"
How do I convince my sister to volunteer 50 hours at a hospital (at least while she's unemployed and searching) because that's how they hire a lot of their employees? Or at least to pad a resume
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suck her cock
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>>1078148
You don't.

You're not going to convince anyone of anything, so why keep bothering with it?

Unless people outright ask you for advice, DO NOT GIVE ADVICE/SUGGESTIONS.

It's hard enough convincing people when they do ask for your advice, doing so when they did not is next to impossible.
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>>1078148
post a pic of her in a bikini

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If I happen to match the first 5 numbers of the Mega Millions or Powerball and am left with $500k after taxes, what is the best way to have to money managed so that it can grow steadily, while also give me enough passive income to live a simple NEET life?
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stocks and bonds
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I don't think it's enough money.
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>>1078113
if you can manage to grow it by 5% each year you have 25k per year, which you can live simply on I think. Any more than that and you're making money.

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Currently studying for my Series 6, 63, and Life Insurance License Tests. Anyone here have any advice? Right now getting paid by my job to study 8 hours a day to take and pass it. Everyone else studying seems super stressed out saying it's super hard, but I'm over halfway through the material and it seems really easy.

inb4
>6
won't let me get my 7 yet, plus not like I'm paying for it.
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Honestly, these are good to have but your industry is just a glorified sales job. CPA/CFA is where the real value is in relation to long term earnings growth and skills...
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>>1076829
>Wanting to be a meme salesman

What, your MLM said you need to get your life insurance license?

Is this really the kind of life you want to live? Sucking people's cocks to sell life insurance?
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>>1076870
Some people suck cocks just for fun mate.

>the average starting salary for a college grad is under $40k

Where did college all go wrong?
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This median or mean? Or include only in their field?

Regardless, on average a military commission is better, though if you think that high school only or a trade is better you're dead wrong.
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>>1076387
Average.

http://www.forbes.com/sites/susanadams/2014/11/19/the-college-degrees-with-the-highest-starting-salaries-in-2015/#598e104196a2
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>>1076408

>ask if it's the mean or median
>"it's the average anon"

Someone has never taken statistics.

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I am stuck at the $80k per year level and I have no idea how to reach the next level. Most 100k jobs involve management positions which they will not give to young people with no prior direct reports.

my background
>30
>cpa
>doing data science
>finance\real estate
>8 years experience
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>>1075478
Lose the bright colours and use less fabric in your outfits. Its OK to take it slow.

As far as music is concerned I'm afraid you'll just havbe to take the plunge. Rap starts to get more popular bit is raises in quality as well.
>>
Is 30 actually considered young?
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you gotta just get a little side thing going
ideas:
>start a side business selling home/car/life insurance (my old real estate broker did this lol)
>become a notary
>you could flip homes using $30-$40K if you mortgaged, more if you pay cash at the tax auctions. know a few ppl who did this and do pretty well
>look for a deal on a car, drive that shit for a month then sell it (police auctions, idiots from craigslist, whatever)

or you could...
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Economics and Statistics degree, or just Statistics, or Economics and Politics?
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Finance
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>>1072736
this op,

my university listed their highest paying graduates last year. Out of all of the majors, engineering, medicine, math, etc. The Finance major was the one straight out of undergrad with +$130,000 salary. [spoiler]it was probably his jewish uncle's investment firm, but still[/spoiler]
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>>1072741

Well ultimately going into Finance might be a nice little thing to do, might even be what I'm aiming for right now. So what's better to that end, Economics/Statistics, Statistics or Economics/Politics. These are the choices I have.

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Big 4 intern AMA
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>>1077655
Did you get your job because of your dad who had a nephew who turned down a janitor position?
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Did you take the CPA exam?
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How much penis did you have to sucky sucky

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I tell disqualified candidates to their faces that I won't hire them for X reasons during interviews.

My bosses say I shouldn't do this.

Is there anything wrong with giving upfront rejections and advice on how to do better?
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The polite thing to do is to show them around the office, say you'll be in touch, then avoid all emails and phone calls.
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>>1077533

What? I hate when companies do that... I'd much rather be told why I am being rejected.

At least that way you can learn from your mistakes / shortcomings.
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>>1077533
Why would I get their hopes up like that?

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I plan to move to 'Merica illegally (im white so dont hate pls) and i've got a few questions:
Is it possible for illegal immigrant to work as a waiter/seller in the shop at semi-abandoned gas station/other shitty but easy jobs? Of course only after I improve my english. Or I'll have to work at construction until I die/get deported as some useless mexican? How hard is it to rent a house, buy a car and get medical care for an alien?
BTW Can I survive as illegal immigrant in little towns or should I stick to big cities like others?
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>moving to burger land with expectations
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>>1077212
I don't have expectations. But I HAVE TO move, can't stay here anymore. I don't have much choice, I can move to england, but i think merica is way more friendly for illegal immigrants.
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>>1077249
What country are you from? And why do you need to move?

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What is the exact number of hours I should work each week before I can stop feeling guilty about my work ethic?

I'm a recently graduated student who only has a part time job and lots of free time btw.
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there are so many ways to make money.
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Read books about self-improvement or leaning new skills. Or start lifting weights. You might not have this much free time ever again.
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>>1075586

Why the fuck do you need to feel guilty about anything unless you've directly hurt someone who you care about? As long as your employers are happy, it's really all good

If you feel like you are too lazy, get off your ass and work out, or read a book or actually go do something

>exact number
You'd be better off dropping this kind of autism

Volunteer, and apply to a bunch of jobs. Work on your charisma and public speaking skills

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My brother and I are both about to inherit around $200,000 each. He's trying to talk me into spending a little bit of it to go mountain climbing with him. <- I figured out that it's pretty cheap to do and seems like it would be some cool shit to do since I've never really left my state.

But I was thinking about the ways to profit off of it. I talked to him about how we could possibly leverage these trips (climbing smaller mountains and working our way up to climbing some of the seven summits) by become travel agents/guides for people who want to go on...
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>>1074665
Do you have any experience in marketing?

You're entering a market that's fairly small and competitive already and unless you have some gameplan for how you're going to win the marketing wars and attract customers to you, then all you're doing is dreaming.
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>>1074678
You're right, I have very little knowledge of marketing--I've only taken one college class on the subject, but it was one of the more enjoyable classes that I've taken and left an impression on me.

Do you think majoring in something like marketing or business would be worth more to me with the capital that I'd have?
>>
Don't do it. He's looking to push you off a cliff so he gets your money too.

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