Are banks evil, /biz/?
Why do people hate them so much?
Pre-recession, banks offered mortgages to people who shouldn't be trusted to pay them back. These people inevitably buckled under the financial responsibility, causing a spiral the impacted the world economy.
People like to blame the banks but ignore the financially illiterate idiots who drowned themselves in debt they couldn't handle.
Banks are also convenient scapegoats for poor morons who ruined their own credit history and now the big mean banks won't lend them money that they'd just waste anyway.
I take it that you've never done business with banks if you don't know why people have come to fucking hate them.
>>1159187
agreed.
I don't hate banks personally because i try my hardest not to use it unless i buy a car and even then i pay more than the minimun to avoid having a 5 year payment method. My grand father taught me to live with out things that i don't need so I only get the essentials and don't buy what i cant afford to pay.
Why dont all the crypto shills just go ahead and make a general like robinhood has.
I think the majority of biz is tired of seeing countless threads about crypto coins.
It would be best for biz if all the coin talk was consolidated within one general thread. Just my idea to de-clutter the board and allow other interesting threads the time of day.
thanks for starting it.
holding some RADS atm, anyone else?
I agree. Rads was up nice but has stagnated. Made a little after it dropped from the highest BTC price and holding some more for now.
Ethercucked for life.
>>1159159
What's your portfolio guys?
Mine is:
[BTC] Bitcoin 1.01152190
BTC value: 1.01152190
[FCT] Factom 53.47534781
BTC value: 0.23688509
[LTC] Litecoin 70.39416285
BTC value: 0.54552238
[NXT] NXT 5591.60000004
BTC value: 0.11183200
Use http://preev.com/ to convert from bitcoin to USD
When traders have a bunch of monitors, what is usually on each one? Why do they need so many?
Different charts for each of the products they trade?
>>1158701
monitors are to traders what bitches banged is to college dudebros. no other way to show off your rank than by having a 12 monitor battlestation.
>>1158701
That guy looks so dirty.
I might have a great job offer in Zurich, around 130k CHF (~120k euros).
Zurich seems expensive as FUCK.
I just want to make money and save, do you think it's a good idea to just work there, live like a bum and save as much money as possible? Is that even possible? Has anyone done it?
>>1158361
Zurich is an awesome city, it may be possible not to burn all your money there, but it is gonna be hard..
How the fuck do people live in those cities? Is everyone just a millionaire?
>>1158390
hmm fuck that's what I thought.
I have 100 Eth, and I am thinking of pumping into another crypto coin hoping to make some gains, which coin should I pump it into? I am thinking of causing a huge spike on Einsteinium coin pretty soon.
>tl;dr bored, spare 100Eth, which coin to pump?
Look at Myriad coin. You won't regret it. Small market cap. It's making a comeback.
>>1158229
Einsteinium has even smaller market cap. What is your point?
>>1158233
Point is that Myriad is actually innovative. It uses 5 simultaneous proof of work algorithms to decentralise mining.
Centralisation of mining is a serious unaddressed issue in bitcoin. Everyone is simply hoping ASICs will commoditize. It's not guaranteed....
Myriad is a true *alt*coin.
Alright /biz/ I need some of your fatherly advice.
I am in a bad situation at work and I just cant take it anymore. This situation has brought me so much undue stress and anger I LEGITIMATELY fear I am going to have a heart attack from it. Its not something I did, but I have to deal with the consequences of a decision i had no part in.
I have about 1.5k in savings that I can work with (Which is about 3months bills), and since I pay everything with a credit card, and then pay the card off at the end of the month, I theoretically could pay the minimum on my balance and have 2 more months of security.
If I quit, I can probably get a job at a local restaurant for a few months, but I feel that as a 26year old who left a company after three years that I am making a decision that will very negatively effect me.
What the fuck do I tell future employers?
What should I do? I am a grown man and it makes me want to cry. I feel like I HAVE to stay there at the cost of my own mental health and possibly physical health till I find a new job.
>>1157735
kill yourself
>>1157744
Who would take care of my dogs then?
If anything I just made the realization that I am asking a fucking Japanese image board for life advice and I should probably do something about the fact I am a baby back bitch
> 26 year old
> grown man
just leave a two weeks notice and you're good with next employer
>Steam
>Bitcoin
Why are all these so painfully obvious, yet you aren't a founder to any of those? Were you too young to think of any of these and take them up as a serious idea to execute?
You know, I had an idea once...
It was a jump to conclusions mat.
When youtube opened I made a website, just for gigles, that would gather every direct link to a music and have it organized by band, album, etc..
Every fucking time I open spotify I die a little inside.
I was 14/15 btw
>Bitcoin
>obvious
Bitcoin solved unsolved problems in computer science (Byzantine generals) you dip
Anyone here /landlord/?
What state are you in and how much money does your operation make you?
>Arizona
>2 duplexes, $1900/mo
>>1157307
shitcago, illannoy
2 units in separate condo complexes
2250/month before expenses, ~700 after mortgage payments and expenses.
>>1157307
oslo, norway
1 appartment
$1500/mo
>>1157307
Florida
4 single family homes, 2.5k /month
If you could give yourself one piece of advice in your early 20s, what would you say?
>Don't over think it. You'll waste time worrying, don't make a mountain out of a mole hill.
>Throw away her car keys on that night, you'll save her life.
>>1156940
Don't go to university. Don't waste so much time trying to get laid.
Hey dumbass. Stop wasting so much money.
How much net worth before you would own a lamborghini? I plan to get one when I reach a mill. Is that too poor?
I would never own one.
There is literally no reason to ever own one.
>>1156906
Why not? It is the hottest car on earth
You'll reach a million dollars when you are too old so who cares about being some bald old dude with a lambo.
And yes 1 mill is too low.
Only people that inherit rich money can buy those cars and enjoy them (you aren't old and you don't have financial pressure)
This or you luck it out with some shit that goes viral and become a millonaire rather quick.
Everything else is a scam.
pleas share your startup ideas, app/software ideas, or just generally product ideas that can scale (ie: opening a restaurant with XYZ feature won't qualify).
Finding ideas is a good way to practice your mind in the glorious skill of money making. So do it and share it!
I thought /biz/ was full of creative people, turns out it's only people following the latest trends (shitcoins, stocks trading etc.)
Creativity is key to make money.
here is my beginning of an idea.
I'd like to an app that matches local farmers with clients.
Farmers/producers get raped by supermarket chains. I just want to cut the middle men. i'd like an app where you can see the profile of the farm (videos/pictures/newsfeed) and you can order from them.
Of course the hard part is the delivery system, but ideally I would leverage another app that specializes in delivery.
Anyone is following me?
>>1158031
>I thought /biz/ was full of creative people
So, instead of committing suicide I'm going to do the financial equivalent and just up and bail on everything to go to uni.
Applying for a $120,000 Student Loan with Wells Fargo to finish school (estimated total cost of $15,000-$45,000) Applying for the maximum amount to allow it to sit and get some minor interest which I could pocket. Alternatively, put it in an S&P 500 for the same thing.
Just leave the country when you graduate and don't look back
>>1156720
No country that wouldn't turn me over for what has to be a felony is worth living in desu. I don't intend to stay in contact with family or anything once I return to school anyway, but I dunno.
Ideally I'll have my loans paid off within three years.
>>1156716
If you don't get a job with Google after you graduate you're never going to be able to pay back that loan
post em
>>1156351
based
Let's collect 'em.
Also, possible breakthrough ideas.
>Inheritance
>Scamming
>Ponzi schemes
>Winning the lottery
>Theft
>Getting lucky and your business succeeding
>>1155962
Slowly
dealing low-risk drugs, like acid
eBay general: give an offer, and they don't respond edition.
>>1154581
Lol story of my life. Or "Buy it Now" and never pay.. Lost like 10 watchers on that deal..
Good news is that I'm a Top Rated seller now
eBay is so full of poorfags.
>still selling on ebay
>10% cut plus paypal fees
>virtually no seller protection
Come on guys this isn't 2003
![latest[1].jpg](https://i.imgur.com/VLG4EUQ.jpg "latest[1]")
![iu[1].jpg](https://i.imgur.com/OPOwj6W.jpg "iu[1]")
