Archived threads in /biz/ - Business & Finance - 168. page
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How do people have such nice lifestyles when they don't make shit?
My Aunt and her Husband for example. She works at an after school day care thing for low income children. She probably doesn't make more than $20K a year. Her husband works for Parks & Recs and he told me a few years ago he makes $60K salary. I don't know if that's changed or not. They have 2 kids and a few dogs.
They live in a nice sized house with a big yard. They have 2 brand new cars. They have expensive TV packages, 150 mbps internet, NFL Sunday Ticket, etc. They go...
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>>1321397
who knows. maybe they came upon a large sum of cash and never told their beggin ass family and friends about it. Maybe your uncle hustles on the side or your aunt sucks blowjob cocks
You save about 1k a month, so you have 1k disposable income.
They have 80k income, and the govt job probably has good benefits, so they have at least 2k disposable income a month.
Is it that hard to understand?
>>1321397
>They live in a nice sized house with a big yard.
Really depends on the area for how much this should cost. Mortgage interest deduction can help out a lot.
>They have 2 brand new cars.
They leasing? That could only cost $600 a month for the two of them.
>They have expensive TV packages, 150 mbps internet, NFL Sunday Ticket, etc.
That can be done for $200 a month
>They go to amusement...
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Unfortunate circumstances have led me to not be able to continue living a sedentary lifestyle, What can I do right now to start earning a livable wage, willing to do anything. (i.e not minimum wage). (California cuck )
>walk into mcdonalds
>ask to see the manager
>shake his hand firmly
>look him in the eye
>ask him when you start
>>1321335
>willing to do anything
Craigslist boyfriend experience 100 roses. Repeat daily. Say no to drugs hmmkhay. there's your competitive advantage over most other suck for pay
Hi /biz/. I have a signed blank cheque from someone, they 100% forgot they gave it to me. What is the maximum amount I could feasibly deposit this cheque for without the bank having to confirm/freeze the money?
I don't mind ruining the relationship with said person. I'm moving off to start a new life in the same country tho so I don't want to be charged with bank fraud, as I still need to operate and make money legally.
Obviously something like 20k would probably arouse suspicions and not go through (although that's the amount I would take if...
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Is the check just made out to cash? If your name is tied to it in anyway I wouldnt do it
>>1321330
it's addressed to me personally.
there must be some sort of clause to protect cheque-givers, but also to recipients of cheques.
just wondering if there's a chance the bank would let it go through since the person was dumb enough to give me a signed blank cheque in the first place.
probably won't go through with this unless I could get a few thousand dollars and not have a chance at criminal charges laid against me. odds are against me in that respect, but since I'm severing...
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>>1321316
As soon as you use it, it will show on the makers transactions. He has up to 3 (or 7?) years to recall the check at which point you're concerned wouldn't be 'friendship'
Over the last five years I have steadily built up a massive collection of MtG trading cards. Ive invested about 3~3.5 grand into the collection and its now at a net worth of about 10k.
Im done playing mtg and I think a lot of my value has topped out, so I am selling out. Selling to businesses (since its rare to find individuals willing to drop 10 grand on an entire collection that doesnt have power 9 in it) means I have to take a 30% hit or so to profit.
Im expecting to be able to liquidate my entire collection into about 6K or so.
Here's my thoughts on how to use it:
~$1,000: Buy myself a beater car, I dont have a car atm. Low on insurance, cheap on gas. Probably a corolla.
~2,600: Invest in a x6 AMD 480 GPU rig at the end of the month when it comes out and start mining GPU based coins (IE eth) With eth currently tanking, I wanna be mining eth while everyone jumps ship. At $4~5 if it bottoms out I will still be profiting a few hundred bucks a month after taking off my electricity for the build (1000w)
$300: I have a tax free savings account currently rated at 5% a year. Its small atm so I'd like to get a bit more of a rainy day fund in there.
$1,800: investing in AMD stock. I have high faith AMD has their shit together and Im expecting this to be a rock solid investment.
~$300: Fucking around with penny stocks with whatever is left. I am not expecting this last bit to be profitable, but I want to continue practicing my investing skills.
I basically spent the last 5 years of my life practicing investing in the MTG market and making decent money, so now Im moving up to real stocks (just penny stuff aside from the whole AMD thing)
If I can break 20K Ill start playing real ball.
Whats everyone's thoughts on this budget?
Buying a $1000 car is the worst financial mistake you can make. If it's not already having some major mechanical problems, it is on its last legs, and will quickly be only worth its weight in scrap.
>inb4 my friends dad sold me my first car for $500
>a 1 owner civic with 70k miles
Unless someone you personally know is cutting you a huge deal stay away from a beater car. You wanna be in the $2k-$3k price range at least. You can find lower mileage cars with a service history that won't shit...
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>>1321329
Ive already got this taken into account. Im not buying the car ASAP, just camping kijiji and shit for a 'gotta get rid of the car asap' kind of deal where the car is actually half decent.
I just need the car for grocery trips and the ability to say "I have a car" to my boss at my job. And maybe visiting my parents every now and then.
But I mostly ride public transit since its dirt cheap in my city, and I only live a couple blocks away from my job, grocery stores, and pretty much anything...
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>>1321342
That's better then. Also i personally wouldn't spend $2,600 on a computer to mine memecoins. Can't you rent a VPS to do that? But you're smart to be looking for a second income stream to supplement your wageslave job
Is it just me, or does it seem like everyone wants to be a stock trader now? How will this affect the economy?
>>1321297
OP, how long have you been trading?
>>1321297
It just means we're nearing the peak of the financial bubble. Thanks to the Fed it's bubbles on top of bubbles all the way down. What could have been a market correction is now going to be a great depression (and hopefully revolution).
I'd say most people have no clue about them or pretend to know.
Is there any way to make money online parttime?
Why not ask Google you fucking nigger. Also Upwork
stocks
>>1321296
virtual cocksucking
Do you use bittrex? If not, what tools/sites do you use for cryptotrading?
Eurofag here
Bump for relevance
Hey guys I really wanted to get started with bitcoin trading and arbitrage but I don't have any bitcoins!
I thought it would be a really cool neet idea to go online and just ask people for coins! Help me out by donating to:
3LoVkRdC3CF9UUW581GTgyqGyVpfg8Jg4s
No donation is too small!
>>1322306
Come on guys! We can do this! We can do it!
We just have to believe!
I had a new thread about how I thought a wife was financially beneficial but it 404ed and Idk why. Probably bc the mod has ever met a woman who moved him.
But I'm remaking the thread, bc I want to hear all of /biz/'s opinions on spouses
Make her sign a prenup then have no kids. Then yes it is mutually beneficial financially.
>this will get deleted but >>1321161 will stay up
>>1321220
Having kids is the essence of a successful /biz/nessman
snapchat may have the potential to dethrone youtube in the future
prove me wrong
>>1321195
>may
>potential
Well, anon, with two hypotheticals, I may find it possible that you could be right.
>>1321195
Highly unlikely though. I mean, what the hell are you even saying? Those are 2 very different things.
>>1321195
Snapchat is an objectively shit app. It should stick to its purpose for nudes. Every attempt they've had to try to break out of that (ie Discover) has been completely useless.
who else withdrew all their money from the market before brexit hits?
I don't have any money in the market, so technically, I predicted this would happen about 20 years ago an decided to play it safe.
>>1321170
Nah, we'll be better off out, so I'm keeping my money in stocks.
>>1321173
Nicely played sir.
What are the (non-suicide) options for someone who's just graduated with a worthless degree?
I have no idea why I did my degree (Foreign Languages, German & Italian, in the UK) but in any case I totally wasted uni. Just stuck my head in the sand shit grades (2:2 for UKfags idk like 2.5 GPA for US) and got no internships or anything like that.
I've done a little bit of office admin work but that's all.
Is there hope for me to do anything?
(NOTE: I'm the least practical human being on the planet I'd never pick up a trade,...
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>>1321132
Get into stock/trading. If you're good at grinding out the proper information and are clever, you will be successful in 10 years at most.
>>1321132
If you're fluent in the languages you can do some freelance translation, and then move up to salaried translations.
Buy DAO
LOL
>Have no references/friends nor job
>Can't get a job without references
>Can't get references without a job
Well fuck.
Apply for jobs and explain your situation.
Employers are human beings who deal with dozens of cases and have seen this situation several times before. Be honest.
>>1321081
I don't think they're human. If you're applying for basic asf positions in the outskirts of major cities. It won't matter. Be you and don't worry about it or make them up.
In the situation you're in. It's a matter of putting in an infinite amount of applications and follow up with as many as you can that don't take too long to check out. Quick call. Done. If it's for a semi professional one, don't follow up and just do as many as you can and that's it.
>>1321064
>lie
wow that was hard OP
So I hear a lot of people saying marriage is beneficial because of tax reasons, but it looks like you pay more? Can someone explain this?
pay alimony and child support if it goes sour, get cucked by tyrone while you go out and earn money. 50% assets split. Not worth the hassle
>>1320948
It really depends, but the vast majority of people pay less by filing jointly. I think it can screw you somewhat if both partners make substantial money, though.
Where did you get this chart?
Not even sure what its trying to explain.
How marriage "lowers" your tax:
>you have income X with a tax on it Y
>2 people would ideally have income 2X but the tax is 2Y, no benefit there
>however, you are a desperate idiot, so you married a obese cow, a total piece of shit with income Z = $0
>you now have an income 2XZ or (2*0)X = 0
>since she took all your income, you are now in a lower tax bracket, congrats!
I have a good buddy that's an ex con. He's washing dishes at a restaurant but wants to learn a trade or get into oil rig type work. Should I suggest he go to Alaska or something? Where can he go that hires felons to do high paying dangerous work? Pipeline, oil rig, fishing industry? Need advice.
posting girls with guns in the meantime
http://ethermine.org/stats/votes
NOFORKERS ABSOLUTELY BTFO
ETHcucks on lifesupport!
>>1320846
You don't even understand what this is, do you?
When the hacker offers extremely high fees (eg. $1000 per transaction) lets see how that works out.
This is what is called a dilemma, whatever the eth community does it will be bad.
Dont soft fork, 1000s of neckbeards will rage against eth for years.
Soft fork, eth as a neutral, incorruptible financial base system loses all credibility.
Divest is the only reasonable strategy unless you are a high volatilty gambler.
