I'm moving to Houston in a week for a well paying job. The plan is to get an extended stay hotel and look at apartments or houses in person and move in as soon as possible, preferable within two weeks of getting into town. I don't have any credit history at all because every credit card I've applied for I've been declined for not making enough income. Right now I pay my own rent but my parents cosigned the lease. Can I get an apartment without credit and without a cosigner? I could potentially pay several months rent in advance.
Are there any issues with my plan /biz/? And while we're at it, any general advice on moving to a new town for work? I'm a loner and don't think I'll really see any of my friends or family back home again.
>>1251154
shitty ones that you'll get shot in
If you go through a property management company, they won't give a shit as long you have proof of income and no criminal record. They want to fill their units.
Individual landlords may vary.
>>1251169
I'm not going to start my job for like a month after I move.
I have a theory that all of the investing in index funds has created a price floor in the S&P 500.
Discuss?
This is index funds in mutual funds growth.
It shows that it back a giant in 2013.
Now look at the S&P 500. It grows massively in 2013 and 2014 thanks to that index funding, but stops. Why? I propose that we created a price floor with the index funds which is preventing a market downturn.
>>1251052
bro
look up what federal overnight interest rates do to the value of the dollar
and what the value of the dollar does to the equity markets
i called dow jones hitting 15000 for it's correction
Why the FUCK is won't the DOW JONES go above 18,000?
It's been an entire goddamned YEAR and done nothing!
>>1250720
Few meaningless companies no one should care about.
Watch Money Monster
>markets spend the majority of time ranging
>what is support/resistance?
>>1250720
The better question is why is it not at 10000. It's hugely, massively overvalued.
Hi, so I figured one you may have some input as to how I should go about this. It seems pretty insignificant, but I'm determined to overturn the decision.
Biolife Plasma Services is a subsidiary of Baxalta. Long story short, I got a permanent deferral but had flexibility to reinstate. That flexibility was lost when the local manager decided to block me from reinstation. She was VERY hasty, refused to be flexible when I offered full information release, and when I asked her to prove the guidelines and policies that she was quoting were in fact genuine, she refused.
I've got the contact numbers for my regional manager of my state, the quality manager, and I also plan to call Baxalta.
I don't really know how to go about this considering I don't know their structure very well. All I know is that Baxalta is the parent company, and that the regional manager, quality manager, and regional physician is involved in the deferral process.
I believe that her decision would easily be seen as wrong when explained. So I suppose I'm seeking advice on: Who to contact? How should I talk to them, what should I tell them? Is Baxalta worth talking to or is it too petty for them? How do I go about successfully overriding the decision or at least figuring out how to do so?
tl;dr Biolife Plasma Services is a plasma donation center and the local manager hastily and irrationally permanently blocked me from donating or appealing to the deferral. I want to overturn the decision by talking people higher up the ladder.
>>1250705
FYI, the reason I'm butthurt is because I'm taking a very large amount of credits this summer and can't have a job. I need income to pay off this disgusting loan.
Ha NEETs.. what can you do with them, but chuckle?
>>1250712
Not a NEET. Have a B.S. in math and am trying to get my Chem and Computer Engineering B.S. Taking 17 credits this summer, can't have a job. Donating plasma is $70/week for 2 hours of work.
>self-taught javascript, web development, java
>excel master certification
>stuff on my github
>can emotionally relate to people
Would you hire me?
>>1250522
you must kill and eat your dog and you're hired
>>1250522
>woman
>problem glasses
>facial piercings
what do you fuckin think?
javascript, "web development" and java?
welcome to 2006 qualifications. time to learn some frameworks. start working on node.js, jquery, angular. learn php too and laravel/symfony to go with it
I hope your github is really impressive if you're self-taught and don't have a degree
>China fell for the gold meme
http://money.cnn.com/2016/05/16/news/china-buys-london-gold-vault/
>>1250325
No, China is joining in fleecing the golden sheeps.
>>1250325
China also fell for the crypto meme. Fuck, what doesnt china fall for?
Gold backed china world currency
US btfo
Its habbening
Could 4chan become a publicly traded company?
Do they need investment?
>>1250282
Yes.
You invest in memes and instead of dividends you get Funny pictures and once in a while a funny video.
This is how it would work:
https://www.youtube.com/watch?v=rdhNkv4ryuM
>>1250282
Absolutely. It would be the ultimate meme stock though.
Hiya /biz/, I own a home, free and clear. My mother lives in it with me.
I don't have a will, so when I kill myself, what will happen to the house? I have about $15k of debt also.
>>1250239
probate court will decide....usually they liquidate your assets, pay off any debts then give the rest to family.
best to have a will
>>1250239
don't you mean your mom owns a home free and clear anon? Don't forget to destroy your hdd she might hire someone to look for your will on your computer she told me last night or tried to
The gov will reapprpiate it and after the economy collapses sasha and melia will move in and trash it
Does anyone have any life plan template?
For example:
>physical
>financial
>spiritual
>relationships
I think it will help to stay organized. Any advice or motivation would be greatly appreciated as well to keep focused.
>Spiritual
>>1250532
Bumping for general motivation/journal templates.
want to get ripped
master German and Russian
make tons of money and be of high status
have a hot gf that motivates me instead of sucking the life out of me
>be me
>be 20
>be following the dollar-cost average, buy-and-hold meme
>tfw holding about £8.5k ($13k) equities after a few years of saving
>tfw expect an economic crash at some point soon (2016)
>can't bring myself to sell equities because "muh long term"
HELP
E
L
P
>>1250150
It's a tough one. The UK market is already 11% or so off its peak, so our losses are more limited.
I just hold a few gold miners (but I bought them when they were cheap) to protect myself against a downturn.
Another option is to invest in companies operating in Russia. They are already in a recession and valuations are very low already. Raven Russia looks pretty good as a value play.
>>1250150
Buy more you sexy pussy cat
>>1250181
I'm spread quite evenly across the world. I'm still about 2% up because the pound is shit.
Hi guys this is my first time on /biz/
I traded some stocks now for 2 years and it's decent but still sucks (barely 4% in one year), I only trade with swedish stocks because I don't have to pay any brokerage when I buy/sell it.
But now I sold off most of my stocks and looking for something new.
What would you guys recommend?
$MGT and $nete looking good
$sraqu for the super long term until Papa decides to do something with the money and merge
SWEDEN YES
>>1250147
>trading for 2 years
>still asks people for stock choices
i can see why your stuck at 4%
School doesn't offer CS, would if i could. Also in a program where i can do 3 years at a CC then switch to Accounting. Business Admin, or CIS essentially only paying for one year of uni
Is CS really that much better? Most jobs just ask for CS/related degree, CIS sounds related. Plus you don't learn to really program in any uni course. I figure if I learn to code on my own time throughout uni, I'll be straight.
Should I take one of the two other majors or just drop out and learn to program on my own time? Any success stories from you guys about not having a degree and getting a good gig as a software developer?
CS is a branch of mathematics. It's much more than just programming. It had a very wide scope. CIS is more of an IT style degree. Granted many CS degrees end up doing IT. CS opens the door to a wider range of careers.
>>1250093
CS is shit. Learn a real major.
>>1250093
If your intent is to go into software development, why are you going to a school with no CS? It just doesn't make sense. You know you can change schools, right?
What are the biggest forums on the internet so that I can shill my business on them?
Google is giving me nigerian and poo-in-loo chatter and stuff from 2010. Google seems to be getting less useful by the month, sort of hardened in the arteries.
I know 4chan is among the biggest, but we don't have any etiquette here that would allow me to gently shill and politely cuck the users unmolested.
>>1250082
>What are the biggest forums on the internet
>poo-in-loo
It would be a Chinese or poo forum. Just having the most people does not translate to highest chance of people being interested in what your shilling.
>>1250082
fucking reddit
>>1250082
reddit, you have to know how to shill and really pander to the userbase
What stocks does /biz/ watch?
>>1250075
amd
Lloyd banking group
>>1250075
Oasis petroleum (monitoring shale for collapse)
Bank if Georgia (looking for dip to buy)
Renault (looking for opportunity to buy info Nissan-Renault as they are no 1 electric car maker with a p/e 8.
>MGT
John McAfee recently took over the company and looks to take mobile cybersecurity market
>SRAQU
Acquisition-merger company looking to bring superb management team with oil company. Tons of previous experience
>VRX.TO
A lot of scrutiny with drug hikes and accounting. A lot of assets to bounce back on but are suffering from 30B debt
Also following gold and oil etfs
>GDXJ
>UWTI/DWTI
>TFW own 10,000 ethereum
>guaranteed to be a millionaire
>DAO will take me to ten mill
your shill thread sucks and I hope it is deleted by mods
that said, look at that autism-spectrum disorder body posture in the picture
proof?
>>1250046
Lies. Next.
