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Archived threads in /biz/ - Business & Finance - 209. page
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Hey /biz/. How do i reduce my taxable income if I make more than $100k/year? I've recently fallen into a better career and AFAIK, you can't deduct an IRA if you make more than $70k. So, first world problems, I know, but is there anything I can put money into that defers from my taxable income? I'm going to get raped in the ass on taxes this year, I already sold some loser stocks to make the $3000 stock loss deduction but it won't be enough.
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I thought it was that you can't have both an IRA and a 401k if you're over that threshold
>>
401k
HSA
Have children
Be married
Nothing else you can do.
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>>1296385
Take it offshore dumbass just like Apple.

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**ATTENTION CRYPTO-COINERS**
THIS IS THE OFFICIAL CRYPTO-CURRENCY THREAD.

/biz/ is for all things business and finance, some of us coiners consistently create much too many unnecessary threads which seem to often dominate the board.
To respect all users of /biz/, I kindly ask all crypto-coiners to direct their discussion about
Bitcoin, Ether, Lisk, DAO, TRUMP, RISE, WAVES Sia etc. to this thread and and keep it in this thread in order to prevent the crypto community from becoming more hated than it already is.

Thank you for your cooperation.


Resources...
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>>1288888
wow delet this
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>>1288888
First of all PLEASE let that be a real email address.

Secondly, You cannot cage the TRUMP we will shill when and where we please!
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>>1288893
My email is realer than your sister's fake tits.
Also respect my pents nignog, keep it to this thread, you'll have so many more people likely to buy into your trump shilling if you market it to cryptonerds ITT.

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I'm 20 and I have 25k saved up and want to invest it in something. What's the best course of action for someone who's never done anything with their money
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Criptocurrencies
>>
Read a book on investing
I suggest ETFs for long term-investment.

Don't buy Cryptocoins or Pennystocks unless you want to gamble and can afford losing it all.
>>
>>1300492
To start, find an investment firm with a broad range of stocks who very clearly explain the differences of their options. Just choose an option which suits your own risk level. Would not start buying random stock if you didn't know how to handle the variables and risk percentages etc.

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Hey biz
Would houses be cheaper if banks couldn't loan people money to buy them?
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>>1300141
If it's negative interest or what ever it's dirt cheap. Look in poor nation with that loan then move it to an offshore account. Have a good legal team saying that they should have never accepted if you arn't part of that country.
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>>1300141
Of coarse. Interest rates and housing prices are inversly related, just as interest rates and investment is. Therefore forecasting housing prices should be fairly simple in theory, the price should be a function of income (GDP), interest rates and some factor for housing speculation.
>>
>>1300141

Yes they would be cheaper but it would GREATLY stifle growth and advances in home quality and conveniences.

Part of the reason American homes are typically the largest and the nicest is that this country has always put an emphasis on the availibility of home loans and growth of the housing industry.

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Are you guys reporting Bitcoin or Trumpcoin or other crypto gains or losses on your taxes?
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No, I don't work either. So there's that
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>paying taxes for bitcoins
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>>1300016
Lel no, made some decent gainz with Trumps especially. Not reporting any of it.

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How to make 895$ US quick? Long story short, I fucked up and thought my car bill was 95$ but it ended up being 895$ how do I make that money in the quickest time w/o illegal things.
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what kind of car payment is 895 dollars?
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>>1299997
It all depends on how many dicks you can suck off in a day.
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>>1300004
The parts alone retail value 1,100, it's a economy car, I misheard when they told me the cost of everything with discount

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>made it all the way to Jane Street's in office interview
>accidentally used the phrase "moon stock"
>when they ask me what I meant try to dodge the question
>end up explaining the concept of moon stock and how it takes off to the moon
>start rambling on about bitcoins before I realize how retarded I sound
>tfw fucked up my chance at my dream job
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>>1299893
I've done worse.
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>>1299893
>dream job meme
>2016
>>
>>1299893
So you didn't get the job?

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>I refuse to spend money to make money
>I play videogames
>I think that my situation is outside of my control
>I don't read books
>The stockmarket is for smart people!
>I do the bare minimum at my job
>I play videogames
>I am planning on buying an iPhone
>I'm going to major in English
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>I want to be rich to buy whatever I want
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>>1299830
I'm not much of a social drinker but I love the fuck out of smoking crack.
>>
>>1299856
Never heard that one said really... but I'll take your word for it. It does sound like something poor people say

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Well boys and girls today I'm introducing the next moonstock. Buy some HEAR.

I'll give you a little run down of what's happening.
> Turtle Beach designed a prototype for a new directional glass speaker.
> Basically it shoots concentrated lasers of sound in a certain direction, but the applications for this tech are boundless.
> Right now they are marketing them as gaming speakers, but I assume that will change.
> Sometime between...
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BUY BUY BUY
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>>1299706
Bought 17 @.928. Most of my funds are in PTX, ARRY, and MSTX
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>>1299717
I'm in on CJES, PTX, and HEAR currently. Hoping HEAR flies to the moon Friday. PTX i'm holding long term. Wanna see what happens with CJES on opening but might sell.

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I am working in a phone repair shop during the summer, I will stop after summer however I would like to think that I could work there in the future again and use my boss as a reference.

I have made minimal mistakes probably costing up to €35.
I am currently being paid under the table and below minimum wage.

I have made a piece of automation software that would reduce time spent on an integral part of the business, dramatically.

When I first mentioned creating the software I didnt talk about money, So I reckon he expects it to be free.

How do I bring up selling my software to him without damaging relations.
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uhm.. very carefully??
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>>1299661

I was thinking of pricing the software based on man hours saved.


E.g If this software wasnt used the owner would spend approx. 5hrs using it.

Should I cost it at €50 .

€10 per hour saved.

The owner is kinda jewing me out, €6.50 an hour and I am fixing phones for him which he prices at >€60
>>
>>1299668
Sell it for whatever because he prob won't pay anything serious for it since you are doing a job that requires a bit of information that needs to be taught. You should prob be getting paid like 10hr since it's under the table anyway. You should focus on getting a better job.

Although to be fair I'm pretty sure there is a torrent to learn everything about phone repair in like 2 hours that I've seen out there. Try doing this shit on your own for side income.

Then use that money on meme stocks and crypto currency.

:^)

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Through some of my experience with negotiating with them I find that the won't work with you on price. They always want premium for used good's. So what's there weakness?
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>>1299568
Call them small-dicked dog eating cuck gooks

They only respond to power
>>
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>>1299568
There isn't any really. They are cheap and see negotiation as a zero sum game. Tell them all the problems with their shit and tell them there price is much high than the market value. They normally won't get offended by lowball offers like whites do so offer low price first.
>>
>>1299581
hahahhaa

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How the actual fuck? All I have access to is sucking dick on craigslist and selling old shit for less than I paid. How do they get a thousand fucking iPad chargers at a price worth selling them?
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China. Or as Trump would say: Chuyinuh.
>>
PUMP
U
M
P

Pumping for interest
>>
Could be high quality Chinese knockoffs. You'd only pay a few dollars apiece in those quantities if that were the case. I've seen it with cologne and it's shady bullshit.

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I'm 19 with no college education but I really want this 2007 Honda Crv. Is there a fast way to pay for it?
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>>1299249
Sell drugs. Fast.
>>
Where do I get the drugs from and who?
>>
>>1299257
Me.

hmu

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what do you guys think of the fantasy business featured in movie "The Intern"? shit's pretty large (and very well-equipped, jeez, macbook pros for everyone down to the last intern) for a pure e-commerce operation. most of the pure e-commerce stores that I know of run their business from home, but this movie makes you thnk that having such a large overhead cost can be sustained by an online clothing store. only way I can think of is if they're dealing with very high-end luxury brands coupled with a very loyal and very rich customer base.

any real-life...
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7 replies and 1 images submitted. Click here to view.
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>>1299181
>The Intern
You mean Apple the movie? I swear they must've paid for half of that film just to advertise.

Aside from that it seems like most startups right now are shitty web dev or we-made-an-app that people actually bought. I remember back in the early 2000s the big thing was eBay "companies" that I guess did something similar to this. The only way I think a business like this could succeed is if they lucked out and got just one big-name designer on board. This...
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>>1299181
Who else thinks Anne Hathaway is 2/10?
>>
>>1299444
Bingo

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Do you all realize there are people (eg. Pharmacists) who call an insurance company, type a few ppls names into a computer, and count a few pills each hr and they make 150k a year. Im not kidding.
I cant wait until the bbc of economics comes to correct erbodies anus. Its going to be beyond glorious.
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> when someone else starts a revolution I'll finally be successful

^ real go-getter, everyone
>>
>>1298969
Not revolution.
Econo-Evolution.
The liposuction is about to go over 9000
>>
>>1298953
They also make sure the doctor didn't fuck up your Prescription. That alone takes some schooling. Plus if you look into it, the market is Saturated to the moon. New pharmacist complain about not able to find jobs.

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