Archived threads in /biz/ - Business & Finance - 269. page
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Soup /biz/.
First time posting.
I work two jobs, make a decent amount (appx. 30k annually) and am looking at investing.
How should I go about this as a beginner?
I want to have a family someday and I want to be able to provide a comfortable living for my wife and kids. Working at cafes for the rest of my life does not fit into this plan.
I've thought about going to college but at this point getting a degree doesn't really seem to be worth the debt.
Tl;dr any advice to someone that wants to make more money, ideally through investing
Bump senpai
>work two jobs and make a decent amount
>30k
Lmao
>>1270240
Also, you retard, college is worth it. 40k tops for a state school comp sci or engineering degree, make 50-60k right off the bat when you graduate
What will happen when the third world outnumbers developed countries and starts asking for more and more aid?
And no, more sacks of flesh doing menial work (or no work) has never ever helped any economy
>>1270192
>sacks of flesh doing menial work (or no work) has never ever helped any economy
lol
You're literally talking about the entire Chinese economic boom of the last decade, buddy.
And also why Vietnam is going through their boon now... as their labor is even cheaper than the chinks.
>>1270208
maybe working 16 hours a day all the week and producing more than it is expected in any other country is the exception to the rule
undeveloped countries will grow and be in hunger and developed countries will have to pay for it
>>1270192
you stupid piece of fuck. once the financial situations gets better, people do less kids
Is this a meme?
>>1270185
They'll certainly pester you, if they believe you have the money to make it worth their while.
>>1270188
And what do I get out of it?
>>1270196
The details will vary based on your location/capital.
But in general, it's sort of a full service personal banking thing. Preferential rates, access to professional advice, strategies, etc.
What does it take in your opinion for one start up to be successful? To be more specific for a tech start up.
Same with making a successful thread on 4chan. If it's good enough it'll take off on its own.
If doesn't at first OP can let it die, or bump it.
Or OP can samefag bump to pretend people are interested until someone catches on. If it dies just repost it
so persistence (spam) and fake it till you make it?
Luck
Money
That's about it.
Am I fired?
I'm working at a factory through a temp agency. I've been there a little over a month now. I just tried logging into my temp agency's website to check my paystubs and I got this message.
>Due to the information produced by the assessment, your self-admitted attitudes and work-related behaviors do not coincide with ____'s mission and goals at this time. There are no ?right? or ?wrong? answers, but the pre-employment evaluation process will be put on hold. You will be eligible to retake the Attitude Assessment...
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>>1270099
If you are working you have to be paid. If you are not getting money for the work you did them file a claim with your state.
>>1270099
Might bejust a mistake in their system. Call them.
>>1270099
>mission and goals
>at this time
>There are no right or wring answers
>Attitude Assessment
The people running the company are brainwashed, and will try to brainwash you too. It could be simply a fuckup in their system but I would recommend finding a new job anyway. Otherwise you'll find yourself sitting through "classes" to "train" you on "diversity"...
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Why do so many motivational speakers and gurus veer of into the realm of 'the secret" or the "law of attraction?" It seems like someone is making a lot of sense then they start talking about pseudo-science spiritual stuff.
Is it just when they get to something they don't understand or know how to explain?
law of attraction is real mate. those don't believe it works don't pursue their thoughts with actions.
>>1269979
>listening to "motivational speakers"
Kill yourself.
>>1269997
>it only works when you believe in it so if it doesn't work then it's your fault for not believing in it
Shaming skepticism and glorifying delusion is not a good thing. Make smart decisions and work hard, that's what gets you where you want to be, not cutting out pictures of Ferrari and imagining a big villa.
>>1270007
I mean how can otherwise smart people believe things work that way?
When I was 21 my parents offered to buy me a car or give me cash as a reward for getting a 1st in Chemistry (US expat living in London), I have no interest in cars or driving so I picked cash, they gave me 25000 USD (before people accuse me of being a 1%er we're actually middle class I'm just an only child with generous retired parents). I partied with it for about 5-6 months then got around to investing it (also lost time finding a decent brokerage firm and getting verified blah blah blah), I was always huge on finance so I made careful choices of firms who's...
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because /biz/ is not a very smart board, and the majority of people on 4chan are not very good at making sound life decisions.
>>1269963
Because it's containment for them.
>>1269972
This guy really hits the nail on its head.
I remember a few weeks back when those cucks where trying to promote some kind of autistico fagget with this new coin system with apps and all.
Shits gay af.
Hello /biz/
I'm about to invest in real estate. I want to buy houses and rent them out.
If I buy one unit for $X, what would be a reasonable rent $Y?
Is 0.25% - 0.5% okay? To much? To less?
>>1269937
>rent per month btw...
This is big in Australia. Google negative gearing for more information.
Usually per week rent is $100 per $100k of house value is a rough guide.
This has changed in the past few years with the skyrocketing prices in Australia.
My investment property was valued at $570k when it was valued a year ago.
It was rented for $430 per week. This is a house built in the 50s.
It was valued at $650k about a month ago, but rent has not been put up.
Rents are slipping in the area due to a large amount of granny flats being added to existing houses and rented out.
>>1270028
What's a granny flat?
Dead grandma's apartment?
Although this is a strange question that may not be able to be explained with science and math, can anyone give me a analysis on who would be the best president economically?
(raising the middle class, lower spending, more jobs, etc.)
>>1269685
>implying the gameplan isn't given to them after they get into office
>implying presidents make policy and arent just figureheads
Depends, what part of the middle class are you?
Potus is just a figurehead and scapegoat for rhetoric
The most important part of this cycle is the Supreme Court nominations. It's very important to get conservative judges appointed. Otherwise, you're gonna be paying a tv tax, rain tax, white male tax, diversity tax, and lose the first 4 amendments completely
What stock screeners do you guys use to find out about big movements and new meme stocks?
Google/yahoo finance screeners don't do it for me
http://screen.morningstar.com/StockSelector.html
Stockcharts.com has a free predefined scan function that's been helpful for me in the past. I find Finviz and Swingtradebot to be pretty comfy as well.
>>1269655
i just trade the top 20 most liquid holdings of the s and p 100
Has anyone ever tried toastmasters or the Dale Carnegie communications course (costs like $1900)? I am trying to improve my communication skills. Any help from /biz/ is much appreciated.
Heard good things about toastmasters but i've never tried it myself. Also curious.
I heard dale carnagey is epic
>>1269653
I was in toast masters for a bit. It's a good concept, you just have to find the right group/club. The one I attended had a lot of foreigners and introverts. Not great for one of the biggest "unofficial" purposes of the club, networking. Also not great for learning from others on how to act in front of a crowd. The structure teaches you a lot about good meeting management, the program teaches you a lot about speaking, the feedback system is good if you have the right people watching. Just have to find...
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More candid revelations from German Gref, CEO of Russia's Sberbank
https://www.youtube.com/watch?v=4WcLDluPJ-0
Even ruskies are getting redpilled on Bitcoin. For how long can you remain on the denial stage?
You just can't escape the redpill. The ones that resist the most will suffer the most.
https://news.bitcoin.com/goldman-sachs-bitcoin-ideal-public/
Gee, I wonder why the CEO of sperbank wants to ditch reliance on the Ruble?
> "Russia's Largest Bank Warns Of A 'Full-Scale Banking Crisis'"
> Evgeny Gavrilenkov, the chief economist at the investment banking arm of Russia's largest lender Sberbank CIB, has warned that actions taken by the Russian authorities to bail out Russia's troubled banking sector could cause a "full-scale banking crisis".
>In essence he thinks that banks...
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How did you guys get started with online trading? I've been interested in it for a while, but it seems to be very hard to get into. Generally, the advice you get seems to be to "stay away if you don't know what you're doing".
>How did you guys get started with online trading?
With bitcoin.
>>1269538
>"stay away if you don't know what you're doing".
That's good advice. Some people actually follow it.
Better advice (that almost no one follows) is to spend time saving an appropriate pile of capital before you even consider it.
Unfortunately, the prevalent groupthink tends to endorse nickel and diming it, despite horrible odds and the brilliant strategy of substituting phone apps for brokers.
>>1269538
Watch markets for a few months and learn to avoid the shills. Know what participants are looking at, reports, fed, earnings, global economic data, etc..
Then watch Robert Shiller's introduction to financial markets to understand them conceptually, and learn about fundamental and technical analysis to know how prices can be affected by such.
Then dive in with a bit of money 500-1000$ on Robinhood is a good starting point and learn from your mistakes.
Gl
Pretty recently I've been living pay cheque to pay cheque going out every weekend and spending stupid amounts of money on alcohol and food. This is the case with the majority of my friends, how ever a couple of my friends, are extremely frugle and hate the thought of wasting money.
How does one go about developing this mentality?
>>1269393
just fucking stop spending money. do you need someone to hold your hand?
>>1269396
Hey, take it easy. The kid is obviously kind of retarded.
Stop giving a shit about food and give up alcohol. calculate the calories you need each day and find they cheapest way to reach those numbers.
I've came up with an app idea that not only doesn't exist but I believe would have a very high demand. The only problem is it would take an incomprehensible amount of code to complete. Has anyone ever came up with an app idea that they've needed help completing? Any advice/info would be much appreciated.
>>1269239
is that an actual book
>>1269261
I guess.
They sell a lot of copies out here in Cali.
>>1269239
Do you know how many of these stupid threads get made a day OP? You need to humble yourself. "I'm sure it's never been done before and I'm SURE it will be in high demand. I'm also totally smart enough to make that call based on my absolute zero experience of any kind whatsoever. I'm the IDEAS GUY, and I've got it all sorted. Only thing left is the tiny bit about hundreds of hours of coding and implementation." You dunce.Go away. That's your advice. If you really think you...
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