does anyone else still keep a penny jar for all their change? I rarely use my card expect for stuff like grocery shopping and big purchases, I still withdraw cash from the ATM for most smaller purchases like lunch and have 3 full jars with coppers & silvers.
why aren't you /penny jar/ anon? do you not want to save for your future?
>>1385624
I only use credit cards with rewards.
Why aren't you getting free stuff, anon?
>>1385655
>implying i will get approved for credit
i still collect pennies for god sake.
>>1385660
Try getting pre-approved by any of the major companies. Can't hurt.
>Call company
>"Hello my headphones broke, is there anything you can do for me Pajeet?"
>yes yes gord sir I am sending them out now. Address please sir? Gordi gord, your tracking # will be emailed to you shortly sir!
>TFW I have over 10 headsets, several mice and keyboards and a 5 monitor setup thanks to this.
Stupid fucking goyim lmao!
>>1385281
good idea OP. everyone on /biz/ should be hoarding headsets, mice, keyboards and montiors. You never know when you need to collect dust. If the world goes into chaos you have something to barter with.
honestly the only reason why you should collect this shit up is if you are going to start your own business
>>1385292
Sell them on ebay or craigslist, dumbass
>>1385294
I'm pretty sure his company expects everything to be returned, even broken things
You're a Free-market Capitalist, right anon?
Of course.
I dont know how anyone without at least a somewhat capitalist mindset makes any money at all.
>>1385192
Subscribing religiously to any kind of ideology is what morons do, you need to cycle between fiscal conservatism and fiscal liberalism in times of economic affluence and crisis.
>>1385207
Economic crisis sorts itself out very quickly in the free market though. Government involvement prolongs it.
It's no coincidence literally every developed nation got this way via capitalism.
Just look at Chile as a fine example.
A friend and I are trying to start up a business but aren't sure about where to start
What will you be selling?
>>1385145
well then
Start by buying ethereum
I'm with one of the top 10 biggest banks in my country and I was very lucky to get a job there some months ago, I guess.
The problem is, it's HR and I hate it. Given the fact that banking as a sector is going down the drain since the crisis, I really, really should be happy right now, because payment is ok. Not great, but considering live expenses here in the city, I'm doing good. (fun fact: There's virtually no bonus.)
This really puzzles me, because everything I heard about HR here on the board is true:
- It is circlejerking, every...
Comment too long. Click here to view the full text.
How much cocaine is consumed?
Never encountered this desu. But I know for a fact that this city has one of the highest drug related crime rate (especially in terms of cocaine) in my country.
>>1385127
If you are in different dept then why do you have deal with HR?
What should I do for a living? I'm a Business student, but I don't really have a passion for it. My grandfather was a very successful business dude. Worth a couple million, I don't really know. He has two homes worth a million each, I don't know how rich you have to be to do that. I grew up pretty normal and live a pretty normal life. My parents never even finished college, and don't make a ton of money.
Besides having my school 100% paid for, he doesn't spoil me like he could. He grew up poor, and doesn't really spend money on anything...
Comment too long. Click here to view the full text.
>>1384976
Your grandpa sounds based as fuck
>>1384976
do what you enjoy.
when you get paid for doing stuff you enjoy, it's not work
there are few paid positions for 4 year old boy rapists m'kah
>>1384976
buy monero
So I read in the other thread about shorting, you loan stocks off someone hoping that they'll go down. I get how the financials work of it but what does the owner of the stocks get out of it? why would he want to loan you stocks? maybe an admin fee but what, is there a cost over the months or something that you're doing it as part of the loan? and how do you set it up, just through your broker?
so you loan the stocks and they plummet, why have they got to get them back off you? wouldn't it be better if they just "forgot" about it and not give...
Comment too long. Click here to view the full text.
>>1384894
Good thread. Novice at this stuff, but here's my understanding of it.
interest accrues as long you leave the position open.
they can't just forget about it, any more than you could forget to pay them back. you enter into a contractual agreement with them so any breach of this agreement would lead to legal action.
>>1384894
not a prob, everyone starts somewhere
like most things, because the person lending you the stock is getting something out of it - you're paying for borrowing the stock.
generally, the people that are lending the instrument you'll be borrowing are long term holders - actuaries, penson funds, investment trusts, etc. They've got it sat there, accruing, dividends, etc going nowt. You wanna borrow it, sure - 5% please.
and that's about it
no offense, if you're a small...
Comment too long. Click here to view the full text.
>>1385468
>the person lending you the stock is getting something out of it
Actually, they're not getting shit.
The brokerage is the one getting paid, the owner of the stock (you, if you hold longs) gets nothing.
Wat does /biz/ think about the Permanent Portfolio?
That's horrible even by biz standards
>>1384883
Try 100% in stocks
>>1384883
Pretty fucking terrible. You should be able to find simulated portfolios that are planned like this - the one I found made a 12% return over 4 years.
ALRIGHT
THATS IT
WHICH ONE OF YOU GOD DAMN MOTHER FUCKERS STARTED ADVERTISING A FUCKING COLOR IN THE AD BAR ON YOUTUBE?
What kind of retard is posting on biz, but not using an ad blocker
>>1384879
so you often watch youtube videos about underage girls sitting on the laps of some "dadlers"?
Daily reminder: dadling kids is still illegal in this country.
>>1384879
She looks scared and uncomfortable
Biz, what should I major in, IT or CS? What are the pros and cons of a career in each? I want to make big dick money
>>1384862
No one is making big dick money in either.
If this were 2002 sure, but even if you could get hired you would be lucky to be making 30k starting.
All of IT is being outsources to India because we don't have enough people willing to work for below minimum wage.
Everyone and there mother has a CS degree so unless you have connections your not getting a job at all.
If you just care about money go study petroleum engineering.
>>1384866
Petrol consumption is going to drop over the next fifty years so that sounds like bad advice. There are plenty of decent employment opportunities in both in my county (New Zealand), so fuck you
>>1384870
Op did not say what cunt he's from. I'm telling you how it is in the US.
http://www.latimes.com/business/la-fi-disney-technology-h1b-20150617-story.html
THE ABSOLUTE MADMAN DID IT!!
Delivery anon actually went to a blm rally and shouted donald trump slogans and promoted TRUMPCOIN to a bunch of reporters
You are the hero /biz/ needs
Source?
Has anyone found a video yet??
>tfw got called into boss's office because she was concerned that I wasn't socializing with coworkers enough
what the fuck is this bullshit I thought I was paid to WORK not fuck around and gossip all day like my coworkers do. why is this a fucking big deal? I can't talk and work at the same time.
fuck this gay earth
iktfb
Welcome to planet normalfag. Enjoy the ride because it never fucking ends.
>anon, it's friday, wanna go grab lunch with the dept?
not really
>>1384728
bro its fucking fucked
i want to work not feel harassed to go out to drink after , fuck that i dont need to go out to work, id rather finish the work then take a two hour brake , ffs fuck earth
i cant reference sexual anything, but my boss can tell guyus to grow a pair, even though she was the cunt queen, inm the end i took her job and she was fired but still man fuck this gay ass earth
>save up 2-3k and buy a van
>save up 1-2k for equipment
>get some public liability insurance
>put ads on Gumtree and Facebook advertising household windows and drain cleaning
>stay at current job during all this
>book in some clients for next few weeks
>once I've got enough work to live off, quit job
>wash windows and...
Comment too long. Click here to view the full text.
>>1384673
makes sense. why windows and drains though? why not like lawn mowing or pressure washing or patio sealing, etc,?
How about
>keep current vehicle
>buy at most $200 in equipment
>lol insurance
>put ads on Gumtree and Facebook advertising household windows and drain cleaning
>do cleaning on weekends and after work
>wash windows and drains for a living
>>1384682
I've not really decided on the trade yet but the basic outline is the same
https://twitter.com/agirecudi/status/754086102907047937/video/1
HOLY FUCK
SELL EVERYTHING AND BUY BITCOIN
IT'S HAPPENING
>>1384487
Completely useless. Transactions can't be verified fast enough to be used for everyday purchases
>>1384487
Not sure why you think that this is good for bitcoin.
>HOLY SHIT Trump wins the election ITS HAPPENING!!!!
>HOLY SHIT Hillary wins the election ITS HAPPENING!!!!
>HOLY SHIT I just sharted ITS HAPPENING!!!!
Topkek. You dunce.
>>1384507
Lightning network solves that. I wonder how nocoiners will cope when it's released.
>inb4 clueless reply about how it's vaporware or some shit
Any suggestion on how to learn how the stock markets work?
>>1384434
You can watch people lose money in real time here.
At least that'll teach you what not to do.
>>1384434
Short whatever /biz/ tells you to buy
>>1384510
lurk in the robin hood general
do the opposite of what everyone says