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Archived threads in /biz/ - Business & Finance - 894. page
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Is there a difference between being rich and being upper class?

And what sort of income are we talking about, here?
25 replies and 4 images submitted. Click here to view.
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Okay so I'm going to give the Canadian side of things, since the US is so damn confusing for me to explain.

In Canada, we have a progressive tax system, this means everyone is taxed differently, and the higher your gross income, the higher your gross taxes.

Anyone earning over $222k is paying 50% of taxes to the government. Anyone earning over $222k is considered to be "rich" by the Government of Canada. They are in the highest tax bracket.

Anyone earning $111k - $221.9k can be considered upper middle class. Anyone earning $55.5k - $110.9k...
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>>963281
>Okay so I'm going to give the Canadian side of things
Thanks, that was a real time saver
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>>963281
>50% of taxes to the government
How does Canada still have any citizens that just aren't too poor to move away?

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Is silver a good thing to buy right now?

Looking to invest some of my /biz/ profits. If I bought pic related, I'd be into these silver coins $18.31 each

Looking to buy mainly for if something bad happens to our economy, I want actual money not paper for trading, etc.

I also wouldnt mind waiting 6-18 months if you guys think prices will drop. How to predict this? Wat do?
28 replies and 2 images submitted. Click here to view.
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>>963094
its going to go up around 30$ - 50$ before the end of the year along with bitcoin.

How volatile bitcoin and gold and silver are going to be i'm not even sure why people do stocks at this day and age.
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>>963094

why do you people buy minted commodities? the apocalypse isn't gonna happen. ever.
>>
I just heard a story. Dude bought 60k in silver when it was $3 Used the bars as doorstops b/c green + 500lbs or something like that and a few coins.
2 decades later. Honey where's our silver.
what silver?
The giant green doorstops
I threw those out 3 years ago.
cant find the coins either?
nope.


Also ridiculous transfer costs.

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so /biz/,

I'm pretty much at rock bottom and have decided to join the military. I'm leaving for basic military training in 5 months. I'm going to be dead before then though.

>be me
>no skills/degree
>can't find a job about $8/hr
>be in college for 2 years studying aerospace engineering
>get sued by niggers who supposedly tripped on my sidewalk
>lose all my...
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23 replies and 1 images submitted. Click here to view.
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>>963031


>get sued by niggers who supposedly tripped on my sidewalk
>lose all my savings, car, and paid internship (no car lel)

???

why no family/friends?
>>
>>963031
You can't get a dishwashing position?

Literally just show up in jeans and a neat t-shirt. They hire ANYONE
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>>963037
I don't even understand this shit either, but apparently dishwashing is a skilled service.

>>963036
because drugs and alcohol.
friends were at school and only care about school.

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To what extent can IQ act as an upper limit to earnings potential?
I'm about ~115, is that good enough to be STEM mustardrace?
74 replies and 10 images submitted. Click here to view.
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> Thinking an IQ score is gonna have a big impact on how much money you make

Back to /b/
>>
>>963028
IQ means close to nothing.

IQ tests are significantly flawed as they currently are and being smart doesn't necessarily give you good skills to make money.
>>
>>963029
but IQ correlates with income.

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So /biz/ I am 29 and I still live with my mom. Mainly because I don't enjoy spending money and renting is godawful expensive. I am cheap and buy like $3000 cars and eat PB&J sandwiches and stuff like that, and just hoard money. I make about $62,000 a year and my expenses are about $300-$600 a month (helping mother out, groceries, etc). Any how, I can't live with my mom forever and I have been looking into buying a condo because I am lazy and I don't want to mow lawns, etc etc. I have spent the last 15 years of my life in duplexes so I understand the dangers...
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>>962974
Condos are great

Honestly detached homes are ridiculously overprices

Go for it op
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>>962974
Problem with condos is they are a bitch to sell in some markets. So if you ever want to move, you may have to just consider it a sunk cost.

If you do the math and it's cheaper than renting over the term you plan on staying there, go for it. Nothing wrong with living modestly.
>>
depends - mainly on the market

Real estate in a growing market (DC area, SF, really most larger cities and some medium cities - on the coasts, not so much the midwest) is a decent long term investment.

But - with a condo, there are tons of expenses you don't necessarily control. If your neighbors decide they want to upgrade the HVAC, you have to pay also. Need a roof? you will get an assessment. Repave the parking lot - pay up bub.

A better option MAY be to buy a duplex and rent half out. The rent should cover about 75% of your PITI at a minimum and...
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who do you work for and whats your economic forecast for the next 6 months to 1 year?
18 replies and 2 images submitted. Click here to view.
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>>962962
The Jews.

Pic related.
>>
Myself.

Cheap oil will persist and help consumers and companies using petroleum as feedstock

More domestic oil bankruptcies and loss of high paying jobs will eat into us growth

Oil exporting nations like Venezuela will go closer to the cliff and get pwned

Shale debt could become a problem but I see that more long term
>>
>>962962
marketing

modest growth

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ADVICE
>No job atm
>21
>Just got $600
>Got classes (Math Major "Not Teaching")
>Got a car
>Could buy server components for +$350 (learn a fuck ton)
>Could save to rent an apartment with nursing chick +20hp
>Could start +30min commutes
>[Confliction Intensifies]

One...
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>>962782
Why don't you get a job?
>>
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>>962786
Would but course chart says..I'm booked
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Can I be canned if I'm an at-will/seasonal employee if I get admitted to inpatient care for severe mental illness? Does that disability act protect me for this?

I can't fucking take it anymore but I don't want to lose my job. I just need a few days.
58 replies and 3 images submitted. Click here to view.
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No dude, go get help
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>>962735
What do I tell my employer?
>>
You got sick and went to the hospital

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Economics/Finance VS Computer Science?
20 replies and 2 images submitted. Click here to view.
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>>962716
Computer Science

Trust me.
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>>962716
What do you want to do with your career? Generally speaking.
>>
>>962716
go into trades, the most physically exhausting one you can do

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http://fusion.net/story/41833/wealth-gap-calculator-are-you-in-the-millennial-one-percent/

Post your percentile.

I am easily in the 1%.
98 replies and 7 images submitted. Click here to view.
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>>962679
>I am easily in the 1%.

No you're not
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>>962682
Yes, I am. Your percentile?
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>>962679
I used conservative numbers calculating it (no OT, didn't include my 401k employer match, lower end on my projected investment income) and I got 24%.

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What's the most immoral, yet legal, /biz/ related thing I could do?
42 replies and 4 images submitted. Click here to view.
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Shouting into cunts painted by bastards
>>
Suck dick for money
>>
>>962667
Prostitute out your mother the suck the creampie out of her swollen snatch

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What were the best business moves in 2014 and so far in 2015?
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>>962621
she's cute as heck. Dam f am
>>
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>>962621
>>962629
Without makeup
>>
>>962638
no... no...

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What is an easy way to make $50 a week (or more, if possible) online? I suck big balls when it comes to business. Is it possible to buy/resell things online?

I'm a freshman in college and just want to make a little money. I also have a couple of games on the Android App Store that I programmed but I've only made $1.00 from the ads in the past 4 months because I don't know how to get the word out about them.
11 replies and 3 images submitted. Click here to view.
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Just sell your plasma like every other fuck
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>>962801
why are you even posting here if that's the best you've got. OP pimp your apps more maybe? just having an app puts you in a separate category from the average internet person.
>>
>>962593
Sign up at one of those leapforce type sites and work hourly when you're not in class/studying/partying.

http://needyneetguide.biz

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I've been planning on starting a company, but the first thing I want to do is move away from New York, since I've lived in this state my whole life and have come to hate it.

I was thinking of Washington, but have also considered British Columbia. (I've also thought of California, if only for the weather)

What would be the best place to move to and start a business that isn't too "southern"?
12 replies and 1 images submitted. Click here to view.
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>>962574
>uld be the best place to move to and start a business that isn't too "south

delaware
>>
>>962574
i hope you dont intend on manufacturing that vile substance skub.
>>
>>962586
Do't you be talking shit about skub.

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I'm 18, got accepted into a good /biz/ness school. I want to be an investment banker but all my friends and family try to persuade me not to because working in finance is soul-crushing, amoral, I'm not smart/hard-working enough, etc.

Should I continue down this life path? Dubs decides y/n.
52 replies and 4 images submitted. Click here to view.
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>>962529
Are you sure you're not the same poster who wanted to be in investment memeing and made 10 threads before?
>>
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>>962529
>>962533
Oh I got dubs, I decide that no you shouldn't continue down that path.

Mostly because you are a loser and will always be a NEET
>>
Fuck what anyone thinks. I'm 18 aswell and I wanna be an entrepreneur yet every time I tell them they just say you can't get rich, go get a 9-5.

Never mind what your family wants you to do, investment bankers make good money. Walk your own path and make your own decisions

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