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Archived threads in /biz/ - Business & Finance - 901. page
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File: there will be blood.jpg (188 KB, 1280x720) Image search: [Google]
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I don't care what anyone says about amassing billions of dollars, it's the only way to live. Then I can do whatever I want. I will do anything to build my business empire.

Thoughts, stories? Infographics and ideas also welcome. Greed is a good thing general.
35 replies and 2 images submitted. Click here to view.
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I'm gonna open a school in Africa, I'll pay for all the education, and then I'll make them pay 50% of their yearly salaries to me to repay their debt, and then take another 25% of their salaries away from them for 5 years after they've paid their debt

I will make Africa great again, while profiting greatly.
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>>957048
Are there any international laws in place to prevent or regulate something like that? Also, how would you insure collection of the payments, seeing as how most of Africa is unstable and rule of law isn't always guaranteed?
>>
I'm going to start a yacht business, selling yachts for 1000% markup to rich fags.

At that profit i'll be able to buy my own yacht soon!

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Is this normal /biz/? I work at a call center as an ticketer for a bank but as a sort of contractor. So I don't actually work for the bank. Anyway this company that I work for does not offer any annual raises.

So they expect us to work for the same rate 11.50/h forever. Is this a normal business practice? Now I don't plan on making this my permanent job I'm just working while I finish college. I just wanted your expertise because this is the first job that I had which does not offer its workers raises. Even when I was working for a grocery store I received raises.
14 replies and 1 images submitted. Click here to view.
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I personally have never expected a raise. I've got a few, but ultimately I've found getting a new job allows you to get a much bigger raise.

Hoping for a boss to give you a raise is foolish. I would argue that given the tiny raises companies give out that is more a method of control, then compensation.
>>
>>957018
It's not normal, because that means you'll earn less every year due to inflation.

They clearly don't aim at keeping their workers. Considering most people don't do call center work forever I can also understand why.
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>>957018
No one reasonable works at a call center for a living. One of the worst careers.

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Hey /biz/, I'm a high school student, soon to be graduating. I want to go into the field of business economics, and finance. I know, "Google it", etc., but I just want your opinion. Useful degrees? Degrees with most versatile application in the job market? Dos/Don'ts? Jobs to aim for? Things to research/read?
48 replies and 2 images submitted. Click here to view.
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>>957010
Liberal Arts aim for deepfryer operator
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>>957010
Unless you get into a top 10 program, don't do it OP. Do STEM and you'll have an advantage over the Finance/Econ grads for the same jobs.
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>>957089
I'm interested in the field though. What would be the best way to go about being in that field? I don't want to go for the STEM meme, I don't care for it.

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How do you do real estate? I've been watching a bunch of TV the last few days (Million Dollar Listing San Francisco, LA, New York, etc) and it looks so damn interesting, it appears all they do is throw parties and drink a lot of wine and selling million dollar properties, it also involves the occasional dick sucking of rich and extravagant developers to get listings, but the fucking commission, makes it seem so damn worth it.

What kind of qualification do you need to be a Real Estate agent? Is it just university, or do you have to do a Masters or something? I assume...
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23 replies and 2 images submitted. Click here to view.
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>>956890
You don't need a degree to sell things you fucking tool, every question you have can be Googled
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You don't need a degree but you'd probably want a license.

NEETS can't into real estate cause they don't have any connections.
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>>956901

I have many connections, is it something I should look into? Is it worth while even joining a firm, or should I just start my own firm?

We have tonnes and tonnes of friends who are always buying new houses and selling old ones, I could definitely call up like 5 people right now and guaranteed 3 of them would be looking for a house to buy or sell for an investment or a vacation house...

>>956899

I like /biz/ better, you guys offer some 'on...
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File: des.jpg (25 KB, 460x276) Image search: [Google]
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I have a few questions regarding selling a product. I figured this place might be more useful than tediously searching on google.
First, do I need a patent, and could I sell the product without having the patent yet?
Second, do I need a business license to do so?
In general, do you have any tips or things I should know to go about selling my product?
19 replies and 1 images submitted. Click here to view.
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>>956776
Just go out and do it.
You don't have to worry about patent or licensing if you're not even out there; the biggest think you can do for yourself is spread your product and info about your product like pizza sauce.
If you finally get a warning or any kind of indication that you need a license or patent, you've done well, and should be able to afford them by then.

Also it's 2015, fucking use google. You're at a severe disadvantage if you can't do market research or use online...
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>>956776

1) depends
2) depends
3) depends

a, on your jurisdiction
b, on your product,
c, on your intended market,
d, on your personal legal qualifications (see a),
e, on your revenue or profit (see a),
f, on your employee count and/or value
g, on your tax status
h, on other things depending on some or all of the above.
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>>956868
Pretty much this

Also you never "need" a patent to sell something. Its just a mean of protecting your intellectual property. So if you have something very innovative you can sell it without patenting it, but if someone understand your product.copies it and patent it you'll have to pay royalties to them or even be denied using your product.

Of course only real innovations can be patended. Also they cost a lot and aren't effective everywhere in the world.
Last point, good luck suing...
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What's the endgame here?
73 replies and 9 images submitted. Click here to view.
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lol, u bashin student loans? srzly? they are probably the best loans you can take, I seriously believe that inflation will increase to the point of making these loans a pure profit, even without taking into account the fact that you could invest it and make solid return, as well as getting a top-tier education
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>>956638

how do you invest a student loan? in Canada the government gives you loans but they go towards your tuition right away most of the time

do you mean like, if you're wealthy enough to pay for your education (like me) i should take out student loans anyways, and use them to invest for the 5 years that they are 'interest free'?
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>Americans

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What is the best country to start a business in?
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>>955772
United Kingdom, no question. You can establish a company in a day and file abbreviated accounts up to £6m. Property rights are strong, the courts function very well, people are almost universally law abiding and honest. Also the country is a group of islands, there is a semi-captive market for goods and services.

The US is let down by the litigious nature of society, the courts are slightly more crooked, all layers of government are easier to buy off, and the internal market is very competitive.
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>>955772
The one you live in and know well.
That is the only true answer.
Starting a business requires insight that you only get from familiarity and contacts, moving somewhere to start a business without huge backing is foolhardy stuff
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>>955772
what this guy said>>956247

although i would say the USA, with their domestic market being so large and all you really need is a model, a plan and some hard work, and the sky is the limit

File: index.jpg (13 KB, 294x171) Image search: [Google]
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Hey guys lets have an altcoin thread

>Shillin
>Bagholdin
>Speculatin
>Pump n dumpin
32 replies and 7 images submitted. Click here to view.
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File: MoneroLogo.png (17 KB, 1200x632) Image search: [Google]
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senpai
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>>956420
This. The price is low as fuck, but up from yest.
A very good long shot imo is UNITY. Cheap as fuck right now but has mad potential.
>>
>>956420
Sell me on monero

File: 1446236957505.jpg (100 KB, 500x666) Image search: [Google]
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Any actuaries here? Particularly in the UK.
What are the current challenges/opportunities with regards to pensions?
32 replies and 3 images submitted. Click here to view.
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>>954478
Fuck it, if we've got an actuary thread, I wouldn't mind learning a bit more about the profession. I'm a first year maths student at a UK uni, and I'm looking into it as a career, but would like to learn more. Can anyone tell me anything?
>>
I'm not an actuary but a friend of mine is - works for a big 4 firm as a consultant, apparently slightly longer hours than insurance companies etc.. but also better pay as everything you do is billable to clients... he's on a decent six figure package and still works fairly sensible hours compared to bankers/lawyers

there are some areas where people can earn rather a lot - reinsurance looks interesting, apparently some experienced people who've moved to Bermuda can be on closer to a million a year - hedge funds etc.. get involved in reinsurance these days

certainly...
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>>955270
>works for a big 4 firm as a consultant,
Isn't consulting a totally different part of the big 4 than actuary?

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Do you believe the stories about the lousy way Amazon treats workers, and do you care?
105 replies and 6 images submitted. Click here to view.
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>>964370
Friend of mine used to work in their loss prevention department at one of their shipping centers. He would walk people out daily for stupid shit and the turnover rate was crazy. He fired loss prevention guys all the time for every little thing.

I would be more specific but I don't really remember the stories he told except that most of them were so petty, I realized amazon is a terrible employer.
>>
>>964392
Amazon has shopping centers?
>>
>>964393
SHIPPING centers. They're huge warehouses all over the nation that they employee people to receive, store, pack, and ship their shit.

File: Keely-Mullen.jpg (64 KB, 692x327) Image search: [Google]
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So /biz/...

What is our future workplaces going to look like when colleges churn out students like this:

https://www.youtube.com/watch?v=Zmji36q8E4o

Will this be good or bad for our future?
123 replies and 9 images submitted. Click here to view.
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>>960108
People don't like to part with their money if it means they get nice things. She has a valid point.
>>
>Fox News

didn't watch
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>>960164
I dont understand why not
It's a dialogue between 2 opposing ideals. There's notbing bias about it when both ideas are equally represented.

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I am an unskilled Canadian worker and will be for the rest of my life most likely.

I be making minimum wage @ 40hr/wk and cost of living here is high so I will have a debt of around $500/yr with basic spending. I do have $300,000 in cash sitting around though from a prospective inheritance.

I know nothing about investing or even paying taxes (income or capital gains) because I am a dirty fucking NEET slob that is nearly 30 years old and haven't worked in my life.

My methodology is the following even though I know it is wrong.

1) put $100,000...
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103 replies and 10 images submitted. Click here to view.
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>>957506
>Please tell me why I am fucking stupid.

Stupid lucky you mean, getting 300k from inheritance.
>>
>prospective inheritance.

So you're aspiring to wait around and do nothing until a family member dies so you can get their money...
>>
>>957506
Jesus. How many Canadian degenerates are there on this board lmao

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>I refuse to spend money to make money
>I play videogames
>I think that my situation is outside of my control
>I don't read books
>The stockmarket is for smart people!
>I do the bare minimum at my job
>I play videogames
>I am planning on buying an iPhone
>I'm going to major in English
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168 replies and 15 images submitted. Click here to view.
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>I namefag
>>
>I play video juegos
>>
>I think other people are simply more gifted than me and self-defecate
>more gifted than me and self-defecate
>me and self-defecate
>self-defecate

File: robinhood.png (257 KB, 597x653) Image search: [Google]
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[Robinhood General Thread] -- /rgt/

So easy a caveman can do it edition

>Stock Questions & Answers
>Stock Predictions & Forecasts
>Stock Graphs & Charts
>Stock Successes & Failures
>Stock Highlights & News

Visit the website first - www.robinhood.com
*Only works for US citizens right now

Candlestick App - thinkorswim
Available on iOS Android and Windows

Candlestick...
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255 replies and 54 images submitted. Click here to view.
>>
XOMA please I've got a lot riding on you.

I need you to hit $1.70 baby come on, I got bills nugget!
>>
Australia never
>>
Whats some research (books) I can do while waiting for the aus release.

Assuming >>957472 is wrong

File: 16_years_later.jpg (164 KB, 1024x711) Image search: [Google]
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What is to stop someone from buying 1 million shares of a m stock the day before you must hold to collect the dividend, then selling the day after and getting a huge payout? Am I missing something here?

>Also, dividend stock general. Post your favorites
164 replies and 15 images submitted. Click here to view.
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Why would you start a general thread for something that you don't even understand on the most basic level?
>>
the price of a dividend is priced into the stock price.

look at stock charts. After the dividend is declared, the stock will fall (independent of the market volatility) by an equal price.

There is a lot more variables that go into why your example is retarded, but this is the basic answer
>>
>>927037
different anon bumping for interest.

Why will the stock fall? Wouldn't it become more attractive, since buyers now know it will pay a dividend?

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