Archived threads in /biz/ - Business & Finance - 679. page
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Why don't schools offer more classes for children about finance? I feel like learning about history and math and science is important, but that our schools are fundamentally fucking failing to tell people how to be responsible with money or how to not be a total chucklefuck. I've seen so many people continue to live at their means (or how they'll be able to afford it soon in the future, accruing debt), not paying off the minimum payment on said debt, and getting debt on their debt
it's crazy.
The only way for us to get rich is for stupid people to get poor
>>1056012
Yeah but I feel like the system is failing as far as education goes
like damn son it's pretty bad
Because then it would be much harder to keep them in debt and fuck them for all that they're worth.
We can't all be millionaires
Why doesn't everyone here just become a doctor or dentist?
Guaranteed $200k+ salary and easy to start your own business after a while. I don't even think dentists have to go through much schooling, either.
Why go through all of this trouble of working 100+ hours a week at an investment banking unpaid internship just so you could land a $100k job with a low chance of you ever becoming the boss?
>>1055876
MD's are just wageslaves for higher wages.
Also I don't like touching other people.
>>1055876
It's not that easy, for medicine there's always A LOT of people that want to get in, making it more difficult. Also that's not for everyone, i almost vomit when i see a stranger's blood, much less touching them or something
Because it takes 8 years+ of your life, and hundreds of thousands to get started.
It also is very difficult to get into med(and dentistry) school.
>read "How to become a millionaire" by MJ Demarco
>realize I dont really have "Value" to give to the world hence I am not making a lot of money
Where do I start? How?
I dont know if I am interpreting this right but it sounds like I dont really need an original idea (will be great though) just an idea that people will place value in for some reason, perceived or real.
start with a good paying job look for jobs that interest you the most
>>1055598
you mean "Millionaire Fastlane"?
Great book.
>find gap in a market
>fill it
>????
>profit
>>1055599
>start with a good paying job look for jobs that interest you the most
I've been trying to look for tht since freshman year of HS
What stocks to buy during this snowstorm?
last time i tried to buy $CHK and it fucking sucked
help me /biz/
shameless self bump
>>1055540
TTC, dumbass. Snowblowers.
>>1055640
>TTC
Shouldn't you be shorting it? Transit doesn't run very well during snowstorms anon...
anyone else here sick of taxes?
why is everyone else enjoying my money when I'm sunk in debt for paying my own education, health, etc?
Is equality so important that I have to live my so "priviledged" life like a minimum wage shithead?
and the government simply just asks asks and asks, the ride never ends
>>1055276
Then vote for people who will lower your taxes or reduce entitlements.
Disclaimer: I don't vote
You know in your (likely) income your taxes don't pay for your own use of public services right?
If you were making anything half decent you'd know how to pay minimal taxes thanks to your accountant and opening a corporation.
>>1055284
What use of public services
Hell I live in a private condo with gate controls to defend myself from robbers on welfare
If it was for the roads I'd gladly pay for them, but they aren't worth 70% taxes
What does /biz/ think of it? It seems like a very easy way to make money from home.
Oversaturated market, unreliable, good luck when a customer wants a return or exchange, any poor service or product quality/faults are blamed on you, etc
But if you can maintain a good distributor and have a buyer base, you might as well try. You're generally going to have to charge very high to make any worth it profit and get undercut - often by your own distributor
What kind of jobs would be available to me if I got a PhD in Statistics? What kind of salary could I expect straight out of school?
>>1054982
Any job. $300k starting.
>>1055004
No, seriously though...
>>1055019
No he's actually pretty goddamn serious. Did you say a fucking doctorate in statistics? That is Priestegeous AS FUCK. The fastest and best paying jobs are analytics and data scientists....that's where you belong. You'll be making 150k with super good benefits MINIMUM STARTING (unless if you literally went to the shittiest school and have literally 0 experience).
Very good ass prospects, in the next ten years Statistics majors are in higher demand than computer science...you read that right.
>be in Europe
>have about 3k Euros in cash lying around
Wat do, buy gold? Invest in stock? Oil?
>>1054772
>being in almost the same situation
bump for interest
>>1054772
>spaz out in Thailand for 20 days in February
>have 300 left
>bet them on 2 football match draws
>win 3000
>repeat
>mfw you're not following the English pub strategy for life, love and all things commerce
>>1054772
Greek bonds
So I have a bit of money I'd like to invest, about $5,000.
Stocks are scary and weak right now. CDs are a joke. Etc. Not much is paying anything. Not much can even keep up with inflation. I don't have anywhere near enough capital to get into real estate, but even if I did I'm not sure it's a good time for that.
So right now my moola is mostly parked in index funds, with a bit in silver (ha). But I would like to be collecting assets.
I sometimes buy tax liens, and get a pretty much guaranteed return of 16% or so that way. But the liens...
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bump for interest
Guess either no one is here, or no one has ideas, or everyone is just keeping their precious ideas to themselves. :)
>>1054194
>Stocks are scary and weak right now.
This is exactly the time to invest in stocks. I would suggest GM, INTC or CAT. Good companies with solid dividends.
We're going to be witnessing one of the biggest short squeezes in history very soon.
This is all part of the plan.
>>1050550
Wut plan?
>>1050554
You'll see
>>1050550
Is America trying to destroy the rest of the world to recreate that glorious 50-60s period of amazing growth and prosperity?
We're all devaluing our currency and trying to pay back America but our money is fucking garbage now.
What is it /biz/?
Mech, EE, Comp?
>>1050059
get paid pupper
>>1050059
get paid pupper
BSME, MSAE master race reporting in. Master's is the new Bachelor's desu
BSEE, MSEE w/ focus in electromagnetics
RF is the future
The rent at this small shop is going at £4000 per year!
Nowhere else in this city is as cheap as this
It's pretty tucked away, What business should I open here?
I don't want to miss this opportunity.
Pic is of the shop
Link
http://www.rightmove.co.uk/commercial-property-to-let/property-38462832.html
>>1056205
What city is this OP?
Have you considered business rates?
>>1056205
whatever you'll be selling there, have an online shop as well.
dragon dildos
Is it crazy to borrow money o start a business?
>>1056057
For you? Yes.
>>1056057
For you? No.
If you want to spend your entire life paying it back before you can make profit then go ahead.
But you are signing up for alot of work.
>HS class of 2016
>INTJ (not that this matters)
>3.63 GPA
>27 ACT
>likes: music
>dislikes: meaningless work
In an ideal world, I would like to be a session guitarist. That'll sadly never happen. I do not want to starve so music probably is not the way to go. Guitar will just be a lifelong hardcore hobby.
I feel like any job I do I am going to hate. This isn't...
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>>1055843
If I were in your position, I'd go do something which teaches you more about the world than accounting. Especially, since the demand is going to go down for accountants as much of their work is automated.
I'd say you'd probably find some sort of passion studying something in STEM. Love discovering things = Science, Love inventing/building things = Engineering. The issue is that an ACT score of 27 is pretty shit desu, senpai. You aren't going to get into Stanford with that score.
>>1055856
Thanks for taking the time to respond, senpai.
Yeah, the ACT score could of been better. I got my college situation settled though. I'm going to a local state university that's giving me a pretty good scholarship.
I know where I'm gonna spend the next four to five years of my life, it's just the struggle of knowing what to study so I can live a passionate adulthood. I really do not want to be an office drone. I just want to make a decent living so I can support a kiddo and have a...
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>>1055865
>I really do not want to be an office drone
Don't worry, after a few years out of college you'll be really happy to have an office job...
How do you negotiate the price of things to get a (more) favorable outcome, /biz/? Whether it be gym memberships, cars, buying used items online, buying used items on craigslist, etc?
>>1055706
Know the fair market value. Be willing to walk. Always let them know you have another offer (whether or not that's true.)
>>1055716
Yeah I've noticed the tines I got the best deal where when I literally didn't care because I knew if I waited 10 days max I'd sell the item for almost double, which I had done 10 times prior which made me very confident.
But outside of that I usually fall flat on my face negotiating. Is it just a psychological game and I should be able to say no and stick with it? - even if I may not have many other options?
also for cash sales like cars and expensive stuff, just bring cash upfront, about 10-20% less depending on the item, and wave the cash. it works on desperate sellers
