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Archived threads in /adv/ - Advice - 495. page


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>dad had job in finance/insurance
>makes >100k a year
>2008 hits
>let go of job
>we keep our house/other expensive loans
>his credit gets bad
>employers don't want to hire finance people with bad credit
>2016
>he's worked as a car salesman for two years
>looking for job again
Any job suggestions for a finance guy with lots of experience but bad credit?
21 posts and 1 images submitted.
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>>17248199
Healthcare. Always a strong need for people with insurance and finance backgrounds. Your dad could probably stand to update his skillset. He should look into getting a CPC and the CRC certification within the next few years. Professional coders and risk coders are highly saught after . He'd have to study though as its new stuff and the cpc is a very hard test.
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>>17248216
Thanks, so let me get the information straight.
He would have to take a few difficult classes for one to two years, but then would be qualified to work as a professional/risk coder?
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>>17248216
>>17248281

I glanced over the certification description and I don't really understand what is is. Explain to me.

@OP: Do you know what he actually did in finance?

Sounds like he was a salesman, right?

So try go go back to Series 6/7/63 jobs / "Account Executive" jobs at Fidelity, Schwabb, etc.

They are competitive as fuck though and about who you know.

Of course, those two companies check credit...

Since my Childhood, I've been biting on my nails and the skin around them (https://en.wikipedia.org/wiki/Nail_biting + https://en.wikipedia.org/wiki/Dermatophagia). Sometimes I even do it until I bleed.
It annoys me and probably makes me look really awkward. But sometimes I just get the urge to do it and just can't stop. My brother used to do it, but he quit. I've tried putting stuff that tastes gross on my nails, but that didn't help either.
What should I do?
14 posts and 1 images submitted.
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Oh yeah, I also crack my knuckles all the time, but it doesn't bother me as much and probably isn't connected.
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>>17248192

When do you do it the most? When you're bored, nervous, nothing better to do?
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>>17248209
All three probably, but sometimes I'm able to not do it when I'm nervous, as that probably is in a social situation, and as I've said, I'm really self-conscious about it.
However I also do it in situations like coming out of the bathtub, since it's easier then I guess (with the skin wrinkling up and all)

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I want to record myself drawing so I can speed it up and put it on Youtube.

I only have an android phone to record with but no stand to hold it in place. The camera would need to be positioned above the paper and looking down.

Does anyone have any suggestions?
7 posts and 1 images submitted.
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Shower curtain rod, coat hanger, and either some rubber bands or string.
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>>17248151
You need something to hold and stabilize the phone.

What's your budget?
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>>17248161

£100

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I'm addicted to getting girls pregnant and then dumping them, how can I stop myself from doing this?

Its the only way I can get turned on for sex is thinking about pumping and dumping... what the fuck is wrong with me?
10 posts and 1 images submitted.
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1. Get one pregnant
2. Destroy your future
3. ????
4. Kill yourself
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Are you black or something?
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Fantasy and reality are two different things, learn to differentiate.

i think sex is extremely over rated. I have more or less done everything in regards to sex now. a few nights ago, i got a hotel room with my girl friend and we spend the night having sex, we more or less done everything, oral, anal, bareback. prior to this i had very little sexual experience. we both came 3 times.

I thought it was just ok, and i have honestly had better wanks. i was expecting it to be mind blowing and to cum in a couple of minues, it took me a good while to cum, and when i did it was more satisfying than masturbating although the beginning and middle was pretty shit. With a condom on, it felt awful. I dont know how anyone can be happy wearing a condom, i had to fuck her in the ass and do it bareback. I actually cant believe the sacrifices some people make to have sex. the best part was the fact i like my girlfriend and it was nice doing it with her, if it was with a random girl, i would of rather masturbated. feel like i have been lied to my entire life. im 22, gf is 23 and she is at least a 7/10.
11 posts and 1 images submitted.
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It's individual. Not everyone likes sex equally, despite virtually everyone liking it, same with music for example. Mankind as a whole gushes over it but that doesn't mean that every single person values music lots in their own life.
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>>17248108
Using the same metaphor, not everyone has the same musical taste, find what actually gets you going and watch less porn, its artificial and fucks up your expectations. Play with s&m or something if vanilla seems crap.
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>>17248112
This is a valid point as well. And I particularly agree with the porn angle. Nothing wrong with enjoying it occasionally, but the fact is that many guys solely rely on porn for their masturbation sessions, and that feeds you an entirely different kind of stimuli.

In porn you get stimulated bam-bam-bam, everything's exaggerated, everything's quick, the extremity keeps increasing. It's pretty much the psychological equivalent of masturbating fiercely with a firm grip. It decreases your sensitivity towards everyday eroticism, which is much more subtle and elusive and requires you to look for it, rather than presenting itself to you in clear cut manner.

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is it creepy to tell a girl you have a crush on her?
im 99% sure shes into me and also has a crush but we are both to shy to make any moves
9 posts and 2 images submitted.
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Dial it back a bit- tell her you like her and would like to know her better.
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What's creepy is reposting shooped garbage like what you just did.
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>>17248071
>is it creepy to tell a girl you have a crush on her?
when was that ever creepy?
>im 99% sure shes into me
fucking great
>but we are both to shy to make any moves
THEN YOU DO IT!

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Is there anything more despised than a quiet guy?
14 posts and 1 images submitted.
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Yes. A noisy, obnoxious, know-it-all guy.
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>>17248050
Criminals, I imagine.
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>>17248050
It depends on who's calling him quiet. A guy who other people call quiet is generally actually fairly well-liked.

A guy who calls himself "quiet", however, is a lot like a girl who calls herself "Rubenesque": inevitably it's dating-profile-speak for something a LOT more severe than the word implies. Even self-described "quiet guys" are generally not actively despised for that reason alone, but the severe isolation often goes hand-in-hand with things that are not so well-liked.

Bottom line: it's not your "quiet" nature, dude. I can't say what it is -I don't know you- but you are barking up the wrong tree.

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I've been applying for a part-time gig for months, until one of the places I applied to called me back and invited me for an interview.

He told me I would have training for 2 to 4 days after which I would sign the work contract. I worked there for approx. 10 days as opposed to 4, from 9.30 to 3 or 4pm depending on how busy the day was. The business entailed selling (what I'm now suspecting is fake) jewellery to Chinese tourists at a massive markup. I did my job and then some, they also asked me to stay behind and take some product photos for their catalogue which I did.

In the meantime one of my coworkers told me there had been many people working for a week or so who would then mysteriously be replaced with new trainees, usually young foreign students who couldn't get a job elsewhere due to the language barrier. That was my first clue. The only people with the contracts were those who had been working since the company's inception.

After about a week of working there, the owner told me he'll prepare my contract but everytime I wanted to sign it something would come up: the printer wasn't working, he forgot etc.
Suddenly one of the managers told me it's okay to take a day off (where I live it's illegal to work 7 days a week) so I did. On that day she messaged me and asked me to give her the pictures. I told her they weren't ready, she said she'll wait.
I gave her the pictures the day after and she told me I can rest some more because they have new trainees coming in. I went to work anyway because I'd forgotten something. She told me I was being unfair to other workers and sent me home, telling me she'll message me about the contract. On that same day I got the message from the owner telling me I'm fired.

According to my friend this is very common and this way they essentially get free labour.

What can I do? I'm going to the unemployment office to complain tomorrow. I still have all the RAWs.
9 posts and 1 images submitted.
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>>17248021
Contact fair work or the tax office IMO. They're not paying proper wages, which means tax evasion. If there's one thing the government doesn't like, it's tax dodgers.
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>>17248029
Thanks m8, will do. Is there anything else I can/should/shouldn't do?
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>>17248029
This
Also complain to the better business bureau and get them screwed over for their fake jewelry.
https://www.bbb.org/

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So me and an ex broke up awhile back because I flipped out on her for messing up her uni course and getting distracted. It was bad of me but we had known each other for 7 years and dated for 3.

Some time has gone by, but I want more time to go by before I do anything. I've been with other women and had a few dates here and there, but I still think of her. I've also improved the faults I had during the relationship and I look much better aesthetically than I did before.

She was special to me and I've been thinking of trying to do something special but just for her? Not in a public place but outside her house. Maybe sing her one of her favourite songs? I went NC and everything. She was special to me and I want to try to win her back and no regret it in the future. I feel stupid but it also feels right, opinions? Would it work? Our break up wasn't a gradual loss of interest in each other but a giant explosion of anger and foul words that resulted in us parting ways.
7 posts and 1 images submitted.
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>>17247950
Oh for fucks sakes. This isn't a movie, you throwing stones at her window and holding up a boom box playing her favourite song isn't going to work. You broke up a long time ago. It. Is. Over. Move the fuck on. You're only going to massively embarrass yourself.
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>>17247957
I tell myself the same thing desu but even though I've been with other girls and even had a relationship for a few months, I still miss my ex? I mean surely I should try to win her back. I don't want to grow old and regret it, that's my biggest worry. I don't care much about embarrassing myself lol.
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>>17247969
Was she first gf?

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I was wondering how to go about telling my parent that I want to drop out.

Also wondering how I should tell them about my "issues".

Also there is a pretty long story behind why I want to leave and my problems but I'll only post about it if someone really wants to know.

Just fear how the news will impact my family.
9 posts and 2 images submitted.
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>>17247931
Tell the story, anon.

Are your parents not very accepting? I think you should just tell it to them straight, explain your reasoning and whatnot. That's all you can really do. That, or lie, which always snowballs.
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>>17247936
They're religious nut cases so yeah not at all accepting. I have already said something hit not everything and my father threatened to kick me out.

If I had anything to my name at all I would gladly leave.
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So far only thing keeping me sane is some of the advice I got from here.

Just hoping to get a job for this summer so I don't go NEET/homeless.

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Okay I'm at a loss here, and it's starting to annoy me. How to get better at running?

I'm a casual runner but I want to eventually do 4:30 km/min. I've done half marathon (with around 6:00/km) and I usually run between 5 and 10 kms between 5:00 and 6:00 on average. I'm in worse shape than the last year, but no matter what, I can't seem to progress anywhere from that 5:00 and 5:30 mark (and that's for 5km only).

How do I improve?
8 posts and 1 images submitted.
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Ask /fit/
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running is terrible for you, that's why you can't progress. But if you must run, run on grassy fields.

Doing sprints on grass also helps.

honestly you're better off walking and having a sensible low fat diet instead of running - running is a waste.
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>>17247930
You have to build up to it, duh. Make a schedule for yourself, and make it increase in difficulty gradually. Be aware of shin splints, as other anon said. You should also increase your general fitness - don't just run, do other shit too.

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so, I consider myself to be intelligent enough, even though i have a bit peculiar thought patterns.
The thing is, however, that I can't get myself to study. Like, never ever. It's not like I dislike studying itself, it's bearable, but just starting the process of learning is a nigh imposibble for me.
Anyone else has this problem? Any solutions?
Also, general "Complain about life without expecting some kind of solution" thread.
19 posts and 4 images submitted.
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For someone who considers himself to be 'intelligent' you sure are asking a fucking dumb question.
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>>17247912
well, it's for the sake of starting this thread going. Asking people if they like studying isn't even a real question, I think.
So, how hard is it for you to start studying, my criticising friend?
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(btw. I just adore the type of human that, when asked a very basic question, first points out how stupid the question is, and only after that, if ever, answers it. Just my luck 4chan is filled with that kind of obnoxious kids)

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I am severely behind in every aspect of life. I didn't go to college when I was 18 and now I am 23 years old with 33 credit hours. I wont be able to get a 4 year degree until I'm 27/28.
Is there a problem with this? Is it even worth trying to become a computer programmer now that my life is halfway over?
Is it worth even going to college at this point?
7 posts and 1 images submitted.
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Stop crying for help

You're alone in the dark

Spring was Winter, and shall always become summer. You know this.
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>>17247893
>my life is halfway over
You planning on dying at 46?
I mean, what's your alternative?
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Bro, let me talk to you for a bit.
I'm 26 and just yesterday I handed in my final Fashion Design exam (inb4 gay, I am). Got approved, I graduate in a couple months. My Uni is one of the top 3 in my country and has an absurdly high dropout rate due to how complex the fashion course is.

I come from a weird family, was always a shitty student. Dropped out of highschool due to parent's divorce (it was violent and involved the police and a murder attempt, I shit you not). Spent 3 years partying, doing coke and getting in and out of awful relationships.

The day I decided I didn't want to throw my life away anymore (jk I just wanted a shitload of cash so knew I needed a career) I enrolled. I thought I was gonna be the oldest in my class, but to my surprise:
>Class started with over 40 students
>Now we have 27, the rest dropped out
>4 of those insta-failed the final exam
>2 gave up last week
>Out of the rest, I'm the second youngest, and I'm 26. The oldest is 43 and owns a company already. The second oldest is 39.
Now, remember I said I dropped out of highschool? My overall grade for the whole uni course is 9.12 out of 10. Second best is 8.3 out of 10. Class average is around a low 7.something. I'm the class representative, have 3 published scientific articles, 2 more on the way. Got a dream job offer last week.

I'm sorry if this was way too long of a post, but my point is... I, a flaming coke-addicted faggot, am making it. I'm older than you. I have a fucked up family story. None of this was an excuse to not say "fuck it" and just give it a try. The biggest blessing one can have in life is to be hopeless, because then, all matters become null and you stop caring. You already have a huge no if you don't try. If you try and fail, you remain with the no you already have, no biggie. But what if you suceed?

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>Wants to meet guy I've talked to online for two years when traveling abroad in his area
>Have seen his on video skype and his photo with his name appears on the site of the Facebook page of a chess organisation with no official website
>He said he said he wants to ask his brother to come along as his brother knows more about the tourist attractions in the area (major related to this)
>I later discovered that he still had not told his brother about the meeting a month later (but then he was having his finals)
>Confronted him about this
>He said it was because he thinks that his family will distrust me and think that he is dating me and he doesn't want that
>I continued talking to him
>He finished his final exams recently and he told his brother about our meeting yesterday
>His brother was very ok with it
Is this a red flag?Also, should I tell my parents of our meeting? Best to stay safe.
55 posts and 1 images submitted.
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>>17247888
The whole thing is a red flag. Why did he invite his brother? Now it's two people you don't actually know and then you. Don't be surpassed of you go meet them and get held down, raped, then beaten or killed, or both.
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>>17247888
German anon is that you again?
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>>17247935
>Why did he invite his brother?
He said his brother knows more about the historical areas (he is a History major). He said his brother was interested in History since we have met. Back then, we have no plans to meet (we live in different continents). It must have been a very elaborate lie then.
Well, he can invite other people to come without my knowledge as well.

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When people are caring and nice to me but don't want to listen about what i like i feel alone and unloved.
Like i'll be replaced eventually.
Is it childish?
6 posts and 1 images submitted.
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Yes, stop being so selfish.
Fuck what you like, you aren't important.
Only other people are important.
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>>17247884
If they're caring and nice they might be good friends to keep, but you should get one or two that are into what you like. You should go to those friends to talk about yours interests but the other ones for a shoulder to cry on.
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>>17247971
Thanks, anon! I'm trying to do this, that means i am normal.
But i want my significant other be interested in what i like as well and it seems hard to find one.
Should my partner share my passions or is this unnecessary?

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