Based on what my credit history is like, will it be possible to get a decent interest rate if I apply for an auto loan as soon as my credit card is paid off this summer?
>got first credit card in Summer 2014 >$300 credit limit >always paid off balance on time every month >credit score starts at 720 >receive credit limit increase at the beginning of 2015 >limit is now $2,300 Comment too long. Click here to view the full text.
>>16794352 I got a car with a 720ish credit score. They didn't let me get a car loan without a cosigner, though, who ended up being my mom. I usually pay $17 in interest out of the total monthly car payment of $192. If you never had a big loan before and only used your Credit Card to buy small things, they will most likely not give you a loan unless you have a cosigner. I even had a 42% downpayment in cash for my car and they still didn't let me get a car loan on my own. At the time of purchase I was 18 years old... Comment too long. Click here to view the full text.
Block 4chan Shut your internet down Keep yourself busy with any other things (read a book, learn something new, start to do physical exercises) there's a lot of ways to stop it or (in weird cases) keep it to something moderated
>>16794343 I bet even if you're able to cut 4chan out from your life you'll just find some other dumb thing to fill your time to a certain level of addiction. You have to move yourself into a different surrounding and atmosphere and gear yourself up towards the thing you really want to focus on.
My girlfriend keeps getting harassed by a group of people at the junior college she goes to. They call her awful names like house nigger and uncle Tom simply because she doesn't want to get involved with identity politics, sjws and feminism. She's very meek, very shy and honestly a bit fragile, and is considering transferring. I don't know why they're harassing her specifically since I doubt she's the only woman who doesn't want to get involved.
>>16794341 You probably can't get them to stop,because one of the sad ironies of life is those who fight the fiercest against prejudice and intolerance are too frequently most guilty of prejudice and intolerance toward those they decide aren't sufficiently supportive of their cause.
You could try to point this out to them, but it is a rational argument and they are clearly not operating in rational mode.
You'll get further in strengthening you girlfriend. Do all you can to boost her self-esteem.... Comment too long. Click here to view the full text.
>>16794344 That's the thing, all she did was tell the she didn't want to going their club. When they pressed her she just said she didn't feel opressed. They have even referred to her as a race traitor because she's dating me and I am white.
>>16794261 What a bullshit assignment. You impressions would differ depending on (1) who you are and how your home planet operates and (2) which part of the earth you visited.
>>16794251 Ask your manager when you get paid and how pay periods are calculated. If you're not a dope, you'll keep track of your own hours instead of relying entirely on your employer to do it.
>>16794328 >If you're not a dope, you'll keep track of your own hours instead of relying entirely on your employer to do it. What does this have to do with anything?
>im 20 years old >psicology student >1 year relationship >almost 9 months having sex, always using protection >her period is irregular and this situation happenden before but for some reason this time feels diferent >i bought a pregnat test today but shes afraid of using it.
>>16794269 i think about it and its a valid option, but with alot of troubles, i live in mexico, that shit is dangerous and i love my gf, the risk is worth it?
It's 9:00pm and I have an exam at 1:00pm tomorrow, I barely know the subject and haven't studied for weeks, any tips to help me scrape a pass? >I got to this point by procastination, prioritising other exams and by misinterpreting the date for this exam >tfw I'm feeling tired
>>16794222 Read your lecture notes; it's too late to learn anything complex so if you know the broad stuff you might be able to get all the 1 or 2 marks questions.
>>16794222 You probably know half the stuff off buy heart already. Just read through your notes, get a decent night sleep and then spend the morning refreshing yourself on the harder parts.
>>16794225 >>16794224 I don't recall much and it's advertising so it's all about remembering definitions of meaningless concepts. The dumb thing is the exam is based on course work so hypothetically I need to try and memorise definitions, the core points of a journal article and other stuff we were asked as questions.
>Getting close to this 30 year old woman from Kazakhstan >I tihnk she's beautiful but I also find her agreeable >I'm 21 >We keep hanging out >Awkward flirting, but mostly just seems friendly >Anytime I try to be a bit more forward with flirting it doesn't seem right >She's always bringing up the fact that she's 10 years... Comment too long. Click here to view the full text.
There's a really pretty girl who works in the same building as me (for another company). We usually just smile at each other when we pass by. I managed to find out her name from her company website, we don't see each other much.
I wanted to send her a Valentine's Day rose but don't know if i should address her by name on the card. But I also don't want any other girl to think it was meant for them.
How should I go about doing this? The rose will be left in front of the company door (there's like 5 people in total).... Comment too long. Click here to view the full text.
>>16794170 >Do I have a right to be mad? No, he's the man in the relationship and was expressing his dominance, so that she knows if she steps out of line he could physically kill her.
In not b8, yes you should be mad. Assault is illegal. Call the police, keep yourself out of trouble, and let him get fucked up in prison.
I think my best friend might be closet trans. He always ALWAYS plays a girl online, on Halloween his costumes are always crossdressing, but not like, joke kind, like full on attempting to pass cross dressing. He plays female characters in absolutely everything he plays.
Is there a possibility hes trans? is he afraid to come out?
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