Well?
I'm an independent and have wanted to give it a fair chance but I still don't have insurance. It would be 173 a month for the cheapest plan with a 6,850 deductible. I don't qualify for a subsidy because my income is just under the minimum income requirement and my state refused to expand medicaid so both screwed me over.
gibs me dat
everyday the same thread
>affordable
>>67663917
Let the states handle it
There is nothing stopping them for implementing single payer if they want to
>>67663917
>affordable healthcare
"let's take the cost of healthcare away from the individual and make everyone else pay for it instead"
"universal healthcare" is achieved through increasing the supply of healthcare so much that the prices get competitive enough to be "available to everyone".
"universal healthcare" is not achieved by having the government say "we will pay for you no questions asked" and then redistributing the costs onto the taxpayer.
>>67663917
Because I have no obligation to pay for your health care with my tax dollars and I'm sick of seeing hard working people lose the benefits they worked for because of this gimmegimmegimme shit.
>>67663917
>Implying the system works as intended
>Implying the intent of the system was to make healthcare affordable
>>67664299
same boat. i'm paying 250 a month with a 6500 deductible. no subsidy. premium went up $100 a month due to obongocare. so yes i want it gone.
>>67664299
This.
Its too expensive. I used to just insure myself with HAP, and it was cheaper. It still boggles me that i pay more now, than i did when i was just insuring myself.
Worst part is that if you opt out, you pay a fine thats almost as much as the insurance itself when tax time comes around.
>>67663917
Because one way or another someone else is paying for my leg I broke throwing myself off the top of a building to finally end it all. And I don't want that.
>affordable
>>67663917
>>67664397
while it's true health care costs have jumped up a whole bunch in certain states, most of the time it is because republicuck governors/legislators are cockblocking key elements of the bill that are supposed to fund things like medicare expansions. so it's kind of like shooting yourself in the foot and then yelling "WHAT THE FUCK WHY IS MY FOOT BLEEDING"
that being said, it is an irrefutable fact that during the bush years, health care costs/premiums tended to increase double digits every year, sometimes as high as ~17% year over year. in the obama years most increases over around 5-8%. these increases affect everybody, but also the people who WORK, you know, the people /pol/ vehemently defends against society's "leeches". you can google the stats on this for proof. i also have seen it firsthand in my paychecks over the years, since unlike /pol/, i am 1) not underage and 2) employed + insured via my employer
is obamacare perfect? no. but the GOP has tried to shoot it down close to 70 fucking times, wasting all sorts of taxpayer time + money, instead of coming up with a viable alternative for a health care system that originally had 1/3 of americans uninsured, and where we STILL spend 2-3x as much on health care as other western countries.
in other words, dont complain about how "bad it is" unless you suggest an alternative.
>>67664877
does the deductable apply to everything ? I mean if you go for a check up or have a cyst removed and it doesn't surpass the deductible you pay it all out of pocket?
Why would anyone think this is affordable when you;re still paying nearly $3,000 a year in premiums
what's a deductible?
>>67665053
Most underage /pol/ posters bring nothing to the the discussion except faux news buzzwords with no substance .
They just heard their angry white dad complain about something faux news got him riled up and post it here
>>67665053
>Bill is passed
>Obama smiling on TV
>"Oh but it's blocked by republicans"
>Pathological lying intensifies
>>67665115
Depends on how the particular plan is structured but essentially yes.
>>67663917
The super majority of democrats had the opportunity to enact a single payer system which is the dream of all progressives yet they sold out to the insurance companies for something that fucks the middle class and helps out the poor a bit and greatly benefits the insurance companies with a platform where they can charge whatever they want because otherwise you'll be fined.
>>67665552
> believing in the super majority myth
>>67665390
what are you even trying to say? A republcan majority congress here in the US has tried to repeal obama care 66 times (last i checked, could be more by now!). Are you trying to imply that by greentexting what happened, it somehow implies that it's not true? Are you underage or do all canadians live under rocks?
>>67665053
I will say that there are parts of it that are actually good like the til 26 thing, the preexisting conditions things , small stuff like that and yes I do with the people against it put out a real actual plan not just a few possible bullet points.
>>67665229
The amount of money the policy holder is required to pay before the insurance takes over. So, for instance if you break a leg and the bill is $5000, you pay $3000 and the insurance covers the rest. Deductibles roll over annually so if you break your leg in January, any other medical expenses for the rest of the year are covered by insurance 100%. But if you break your leg in December and then need unrelated surgery in January, you're on the hook for $6000.
An additional note, many policies have certain allowances that don't require you to pay the deductible to get specific care. Usually a certain amount of doctor visits a year for checkups and common illnesses like cold or flu, in order to get a prescription and so on.
>>67665640
Not a single Republican voted in favor of obamacare. Explain how they got it passed without a supermajority.
>>67665812
Erm damn I meant to say "wish" not with there
>>67665390
Sounds like you don't know how politics work. Perhaps you need to read some books, or leave.
>>67663917
quality >>>> quantity
i.e. poor people BTFO
>>67663917
Is Obamacare the only thing you can do to cover your medical expenses? It's not like insurance is a new thing in west or? I mean you pay insurance companies and only rare people need medical stuff, so it's worth it for insurance companies, it isn't a steal at all. How is Obamacare different?
>>67665711
>attacks national flag
>didn't even use a stereotype
>mfw amateur attack in individual
>Attempted repeal 66 times
>Hasn't been repealed
>No clear intended message
If it was going to be repealed or blocked, it would have been repealed or blocked by now. If you propose that local and state level laws over-rule something that can't be repealed in congress. Then what? Are Americans decentralized morons?
>>67663917
>forcing people to buy insurance is good
>calling medicaid Obamacare, people won't notice they're still getting the same free shit
>withholding non-compliance penalties directly from tax returns of hard working people that cannot afford this system and fall between the cracks...being double penalized
Sounds like good ideas that TOTALLY WON'T piss tens of millions of Americans off.
>>67665812
The plan is to repeal it because it is a clusterfuck and hurts the American people.
>when you put out a fire, what do you replace it with? -Sowell
>>67665640
None of the republicans wanted bamer care yet it got passed, the democrats could have passed whatever the fuck they wanted at that point.
>>67665711
>replying
>opnions
>YOUR opinion :^)
top kek
>>67666433
Probably some independents helped pushed for it
http://www.outsidethebeltway.com/did-the-democrats-ever-really-have-60-votes-in-the-senate-and-for-how-long/
>>67666667
>off by one
RIP satanic hex
>>67666666
>>67663917
What does affordable insurance have to do with Obaboocare?
>>67665552
I will admit though that personally it was beneficial the first couple years because I got a high subsidy and BCBS had a stupid plan with no deductible and $500 out of pocket max for the year so it was smooth sailing, they got smart though this year and that plan is long gone.
>>67665053
I am not against the idea itself but it was implemented terribly. They get ripped off by the guy who made the site and it didn't even work for the first 6 months. They say "affordable healthcare" but they really mean healthcare for all. I was in the lowest tax bracket but my premium still went up and the plan covers less
sup guys
expanded medicaid here
enjoying my 0% deductibles and free insurance
fuckin wagecucks are so cucked it makes me laugh
Republishits against obamacare probably vote against their own economic interests as well
Remember that
>>67666717
Yeah, "independents" like Bernie Sanders who always votes with Democrats.
>>67663917
Because it's not affordable and it's not sustainable for any economy. Republican's payed attention in Macroeconomics class instead of dazing off like you apparently did.
What is affordable about paying $160 for health insurance that has a deductible so high that you might as well not have health insurance?
The deductible on my insurance is more than I spent on health care in my entire life.
>>67666568
obamacare is basically a marketplace that the old insurance companies have to use
>>67664522
This.
The government can't "pay" for anything. The money they have is ours. They don't have any money. What they mean is: we'll pay for it with your money.
>>67663917
It's because our country has been brainwashed. It's so fucking bizarre that most people either agree with 99% of what one party or the other party wants. It makes no sense at all
>>67667047
> republican voting base
> educated
Yes republican bootlickers know how to let their bosses exploit them
>>67667355
>replies with buzzwords
you had your chanche jamal
>>67663917
Reddit the thread
>>67666667
Well ok say you repeal it. Then what? Going back to how it was before is never going to work out. What about all the people that will obviously then get thrown out insurance from doing just that? You also then get rid of all the stuff I mentioned like preexisting conditions things. You have to be careful about it and have a real plan to fix it not just an undo button.
>>67667419
The anon I replied to said nothing but buzzwords my greaseball friend
>>67667552
This
republishits often want to "conserve " back to old shitty systems ways that didn't work
>>67667355
>Dems literally begging the government to take care of them
>reps are the bootlickers
>>67667558
explain why it's sustaniable then, don't be a smugsnake
>>67667271
Insurance: me and everybody who is insured pays monthly money and maybe some day insurance will cover something. Problem?
>obamacare is basically a marketplace that the old insurance companies have to use
Are the marketplace the doctors or what? Is there a problem with who does your teeth?
I take insurance and teeth corrections cost much less money, that's it, i still pick who i want to visit, of course implying they aren't all overrated. Back in Socialism doctors had to undergo certain quality standards, while private doctors we have now are as good as their promotion is.
>>67667694
obama care is inherently shit and is not sustainable.
>>67663917
>>67664299
>>67664363
>>67664397
>>67664505
>>67664522
>>67664529
>>67664572
>>67664664
>>67664667
>>67664744
>>67664877
>>67664909
>>67665053
>>67665115
>>67665229
>>67665306
>>67665390
>>67665541
>>67665552
>>67665640
>>67665711
>>67665812
>>67666184
Why dont you just NOT have healthcare then?
The max you can pay in fines is like what 695 a year? There's your savings right there. Problem solved.
>>67667781
No , Dems like to have their taxes work to help contribute back to a productive society
Unlike conservashits who want to "conserve" spending yet want to police the world on an unsustainable military budget
>>67668106
>liberal economis
>>67667552
>you have to be careful
No you don't. Both the law and the premise are morally indefensible. Did we "have to be careful" when abolishing slavery to avoid bankrupting the agriculture businesses and all the consequences related to it?
As a neet, I enjoy my free healthcare.
>>67668224
>comparing slavery to obamacare
Seriously? You seriously are comparing obamacare to fucking slavery?
>>67668168
military spend is 16% of the budget, welfare is 50%
>>67667907
No, you pick your insurance company and plan from the marketplace, which has it's own rules. Each company has it's own agreements with doctors so you are funneled into picking a doctor "in your network" or you will have to pay more. The "in network" doctors aren't worse than the "out of network"
>>67668401
Conservashit lack common sense or a moral conscience so
>>67663917
Why not just opt out, check the box next to, "Employer did not offer affordable insurance" on your tax returns, and avoid the fine completely? Have done this twice now.
>>67668401
Save your false outrage. If something is wrong, you put a stop to it. Immediately, not gradually.
>>67668819
Well I mean a lot can agree in this thread that obamacare has it's problems but it just makes you look really bad to say it's the moral equivalent.
>>67663917
Because welfare Shaniqua will call a b'ambalance just to get a ride closer to her sista Balinda.
>>67668610
So you basically have different doctors for different insurance company, which means you can't use your insurance in every clinic. Sounds like an issue with hospitals and their insurance company deals, rather than government. So in a way they want to probably have some profit from their stocks and redirect customers to certain clinics, since the owners of hospitals, insurance companies & stocks are probably the same group of people. Then you have another group of owners who own another insurance company, hospitals and stocks. So they fight among each other for total dominance over market.
>>67664877
>>67664667
>>67664664
>>67664572
>>67664529
>>67664522
>>67664397
>>67664299
ITT: Poorfag who can't cough up 200 bucks a month. Get educated faggots.
>>67663917
Oh look, another case of "How could you possibly be against the Keeping Babies Safe From Assault Blenders"?
Non-neutral act names are shit.
>>67669411
> get educated
If they were educated , they would be pragmatic liberals
I'm terrified of getting kicked off my parent's insurance. My prescriptions alone would cost around $1500 if I didn't have any.
my premium went up by $20 per month, deductible stayed the same, but I have more coverage than I ever did
sucks for all you other cunts
>>67668963
Either you can't understand the point or you don't want to actually address it because you realize you're wrong. Either way, I guess this is over if you're unwilling to have an honest discussion.
>>67669634
My doctor told me of a good site called goodrx and I found a prescription CVS wanted 20 for was only 4 bucks at walmart.
>>67663917
Who would want nigger care?
>>67663917
Because my insurance costs doubled after it went into effect.
And more than that (this is the biggie), I've been getting less covered by my plan, so a hospital visit costs me about what it used to cost when I didn't have insurance in out-of-pocket expenses, despite paying hundreds of dollars a month in premium.
tl;dr, it fucked the insurance system so badly that we now pay more and get less, and we can't even opt out and just pay out of pocket because of the tax penalty.
>>67669790
The one I have that's a real cunt is Provigil. I think it's $950 or so with no insurance.
>>67669359
yes, most of the price inflation comes from the insurance company battling with the hospital with the consumer getting screwed.
>>67669750
Well I understand you think it's bad, yes we can agree stuff about it is bad but we can't just hit an undo button to go back to how it was before because that was also bad plus you create problems of also undoing any good obamacare did, plus what about all those people who will essentially get thrown off insurance by hitting the undo button?
>be poor, unemployed
>live in Michigan
>"we're gonna charge you $100 this year if you don't sign up for 'bamacare"
>k
>try to sign up
>"you don't qualify for subsidies"
>...k...
>cheapest plan is $100/month and covers nothing
>"btw we're gonna charge you $1000 next year if you don't sign up with 'bamacare"
>have to sign up for medicaid to avoid the fucking charge
>literally taxing whites to pay for mexicans and niggers
HE GAVE US A PHONE, HE GONE DO MORE
>>67670044
You already made that claim and I already pointed out that you do not continue morally indefensible acts just because the consequences might be uncomfortable for a while.
>>67664299
I'm glad I can pay 80/month for my corporate sponsored plan. Under obeezycare I would be paying close to 300/month with no "subsidy". It's a bullshit rigged game they're playing.
>>67670234
But it isn't just "uncomfortable for awhile" for those people, they lose their insurance just like someone who lost insurance when it was enacted which is then "morally indefensible" though. You see the problem here?
>>67669984
Insurance ooligopoly aka insurance oligarchs.
>>67670500
Your employer covers the rest. I promise your plan costs more than that in total.
>>67663917
Because the market could solve the problem better if we allowed companies to operate over state lines.
Which actually raises a good question. Congress only has the power to regulate interstate commerce, so how are they able to regulate something which is explicitly banned from being interstate?
>>67669411
>>law is made so poor can get health care
>>the poor can't get health care
>lol poor fags
If a law which is called "the AFFORDABLE care act" isn't affordable, it failed.
>>67663917
There is a problem of mentality on this thread I see in many Burger-based discussions of healthcare.
It isn't a consumer product. You've just been educated to see it as such, at great expense.
Many fear people going crazy and doing a trolley dash round a pharmacy if it was anything other than cash on the barrel head.
Question is, what would be anyone's motivation to do that be in the first place?
Personally I don't enjoy being ill or treated for things that aren't wrong with me.
But every Burger you meet has a list of MUH CONDITIONS and MUH PILLS.
Literally none of you are "well" at any given point in time.
There is a reason for this.
Its no skin off my nose. Its great you pay so much for pharma products you don't need, someone has to pay for all that R&D I guess.
Just please stop taking antibiotics for colds, you're going to kill the lot of us.
>>67669411
>ITT: Poorfag who can't cough up 200 bucks a month. Get educated faggots.
>what is pointing out the shortfalls of a system and how do I understand it
come again? I have a private health insurance which assuredly costs in excess of "200$ per month".
>>67670530
>implying theirs one set code of morals, instead of many different systems
also
>using utilitarian ethics.
>>67663917
>>67663917
>Written by insurance companies
>Prices skyrocket for huge swaths of people
>Affordable
Tippety toppest of keks.
>>67667552
There's nothing wrong with covering preexisting conditions. Insurance companies would just charge insanely higher premiums to keep your sickly broken body alive. And there's nothing wrong with that.
>>67670530
Losing insurance is irrelevant. It is morally indefensible to force people to purchase a product they don't want to purchase. It is morally indefensible to force people to cover the cost of giving someone else a product.
Not being able to get something yourself does not justify voting to make others give it to you. If you cannot afford health insurance, that's unfortunate but it doesn't excuse using the power of the state to get it.
>>67670774
I know that. And I'm glad I got a decent enough job with a company that gives half a shit about its employees
>>67666627
Components of it have been blocked by conservative state governments because they were given the option of accepting funding for certain changes to the way medicare, medicaid, and uninsured patients' care was reimbursed to hospitals. So federal tax dollars that people in these states pay are not coming back into the state as intended. Why do you post when you clearly have no understanding of the subject on the table?
>>67671328
Lmao well then do you suggest people just stay home and die of their staph infection or upper respiratory infection? People who do work and contribute to society? Not all people who make 9 bucks an hour are burger flippers m8.
>>67671328
Losing insurance is irrelevant. It is morally indefensible to force people to purchase a product they don't want to purchase.
Fair point I can agree here.
It is morally indefensible to force people to cover the cost of giving someone else a product.
Here I bring up kind of what >>67670865
said, should healthcare be considered a "product" though? Should it be more like how fire and police/military protection aren't products they are services. They don't have a "profit" to make (though that can be questioned with the military industrial complex but won't get into there in a general sense no it doesn't). Everybody contributes taxes for that.
>>67671798
Considering that actual Healthcare (not an insurance company, they're just middle men that heckle providers and patients) doesn't rely on the same supply/demand principles as other consumer products, I agree it should be treated as a service and not like a tradeable commodity.
literally if you make any money at all you could have pretty nice health insurance under obummercare
fucking poorfags, get a job you god damn hippies
>>67666627
>If you propose that local and state level laws over-rule something that can't be repealed in congress. Then what? Are Americans decentralized morons?
not sure why i am even dignifying your obviously underage ass with an answer, but state governments have a certain level of autonomy. drug laws are a good example, most drugs are illegal at the federal level but many states have relaxed them locally. in this case certain states have actually blocked funding they should be receiving thanks to the ACA.
>>67672894
Who's blocking the funding for these states?
>>67672195
Shipping is also a service but I doubt you would argue for subsidizing the cost of grandma sending cookies to little Timmy.
>>67674192
No but we have a United States Postal Service.
>>67663917
>affordable
I used to pay 130 per month for me and my wife. Year over year, my payment has increased. Paying 270 now.
>why do conservashits want to restrict peoples acccess?
>why do conservashits want to restrict niggers from bending them over and fucking them in the ass?
Can I kill you?
>>67674368
#REKT#
>>67670201
This meme. The "Obama phone" is myth. Subsidized phones were started by Reagan and expanded by Clinton and Bush.
>>67674368
>>67673439
You illiterate fuck. State government. It's been said multiple times. Bobby Jindal did it in LA
>notice healthcare costs going nuts because of insurance industry vultures
>make it illegal for people not to do buisness with insurance industry vultures
>problem solved
>>67676590
God damn unpatriotic conservashits
