Do you think student debt should be abolished?
No i think giving loans to children should be abolished
>>55544299
this desu senpai
>>55544277
>voluntarily sign a loan with clear conditions
>"THEY PREY ON ME"
nah
>>55544277
>>55544299
battle of dub opinions
>>55544277
HOW
O
W
AND BY WHOM
N
D
B
Y
W
H
O
M
Think this shit over, you dumb fucking faggot.
student loans shouldn't be guaranteed by the government. that's how they got accepted for loans they couldn't repay in the first place.
>Destroy college loans
>now college is free!
Explain.
"abolished" yes. I think so, pop this bubble already.
>>55544277
She wants to put the government out of business?
>>55544429
before college loans were a thing you could work your way through college with a fucking part time job
>>55544484
That's not free
>>55544277
We can't abolish ALL student debt, some of this student debt is never paid off and enslaves a person for life, and some of this debt does help people get good jobs where to debt is eventually repaid.
I do think it is in national interest to forgive some student debts of people who have no ability to ever pay it back, we have systems for bankruptcy forgiveness and credit card forgiveness- but no student loan forgiveness.
This is billions of dollars in student loans that isn't going in to buying things and the stock market. Its not good for the future of the US to have so many people in perpetual debt with no ability to ever invest their money or buy a house and car.
>>55544277
>STEIN
>>55544277
Yes, imagine if we ran K-12 like we do higher-ed. There would be only 4 elementary schools in each state and if we assumed a low-end 20K/Semester it would cost parents $520,000 to have their children learn to read and algebra.
>>55544337
Good luck getting a decent job without a college diploma (hell, even with one nowadays). Good luck paying for college without a loan
Solution: make loan interest rates dependent on field of study. 2% for STEM majors, 15% for art history
>>55544337
>be told for 18 years prior that you need to do this to get a good paying job
>be told for 18 years prior that there will be jobs available
>be told for 18 years your parents will assist you in paying for some of it because they make too much money for you to get federal aide.
>mfw none of these things are true and I should have just stuck to coding
>>55544484
No shit, Too many people were illiterate to attend college in the first place during those times.
A lot of people opted for more vocational lines of work.
Its all about the demand nigger.
>>55544277
It should be doubled for those complaining faggots.
>stein
why
If we, as a society, are going to start paying for education then we get a say in what courses remain.
Simply put Gender Studies should not be subsidized by the government.
Nursing programs, Engineering Degrees, Programming, Business Administration - All these are healthy to the development of a nation and the overall growth of everything. More profitable people means a stronger country, which means stronger trade deals, which means more money flowing in and circulating and a higher quality of life for everyone and more taxes being drawn back out. It's an investment, just like any other.
What does a History degree do for the better economy. I'm not going to argue a Minister of Not-Fucking-Shit-Up or a government position does not benefit from it, because it does. That is one dude however - but in what way does the middle class benefit from learning about the proletariats and shit?
>>55544546
needer is fredum
>>55544565
G A S
A
S
>>55544277
The debt stays.
The free candy loans go away.
People thought giving out college loans to everyone was a genius idea and that it would make america super smart and educated.
Turns out all it did was made them less knowledgeable, less intelligent, less educated since the majority of them got worthless degrees.
Having an actual job would have taught you way more than what most degrees teach you.
>>55544337
"the child knew he shouldn't have gotten in the car with me, just because I waved candy in his face it isn't my fault he got raped."
Thats a little extreme, but the system is kinda rigged, where it is somewhat enforced that everyone go to college, then they overcharge because they can. Really, it needs to become a buyers market, where each school needs to be competitive, instead of them knowing you will eventually just say yes to whatever price. This would mean more people going to trade school instead of university.
>Be white male
>Get a full ride to a decent place
>University outright offers to pay me to attend
I don't know, current system's working out for me.
>>55544277
just my opinion but i think a human's toughest idea to learn is that in order to be successful: You need time and not money
>>55544277
Sure if I get a rebate check for the debt I paid off
>>55544277
I've noticed it's usually the idiots that pick gender studies, art history, and stupid shit like that complaining about the debt. The people picking an education in a good career rarely complain because they will make money. Should we really pander to the people that have zero foresight to know what their future will hold?
>>55544277
Two questions
Were they forced to take on the loan?
Did they know it was a loan?
>>55544277
if you're in college and not majoring in STEM, you should pay double tuition rates. You're going to be a leech on society for the remainder of your life.
Tech school or STEM. Those are your only valid options in life
>>55544584
I have a job. I took loans to get through college, on top of scholarships. I also made sure that I only took as much on as I reasonably needed, worked during college, and prioritized getting decent income after graduation.
The average undergraduate debt is $30k, and that's counting people at for-profits. That is not devastating with an undergraduate degree wage if you went to a real school.
>>55544541
/thread
>>55544584
College degrees are a check the box now, get a trade that can't be shipped overseas you faggot
Also, see>>55544541
>>55544584
>Good luck
You aren't very bright are you? I bet you have a nice shiny degree too.
>>55544277
what needs to change are people thinking they can live like fucking kings when going to college without getting a job for the duration
>>55544299
Given how much schooling you need and time to make mistakes and get ahead, the earlier the better
Student loans shoulud be treated and given out just like any other loan. The things the lender should consider are past academic history, field of study, SAT scores, and other metrics to determine whether or not it can be paid back. Instead, we have armies of angry liberal arts majors who are 100k in debt and can't find a job to pay back their loans with.
You wanna study gender studies? Fine. You shouldn't be given the same student loan treatment as a guy studying something marketable though.
>>55544584
i make six figures doing signal maintenance for class 1 railways, fuck your degree
>>55544760
art fag here. No I wont loan you STEM bastards any money when the robots replace you ^_^
>>55544786
I'm good. Gonna have debt, but I'll be able to pay it off, especially since the market should be better by the time I graduate
Based Mining Engineering
>>55544277
>& put the industry that preys on students out of business
The "education" industry?
The textbook publishing industry?
It should be free and everyone should go to a university of xirs choice. SAT and grades are remnants of the dying white patriarchy.
>>55544277
No. Basic read/writing/math skills is the only education anypne is entitled to. Everything after the 6th grade is extra and people should be glad they dont have to pay for junior and high school. You want free or nearly free higher education, enlist.
>>55544863
In med school so I know that feel
>>55544337
Fuck off.
>Tell them from grades 1-12 to go to college and do what you want
>don't teach them shit about finances and money
>tell them loans are normal
>kids get enslaved
>WELL WHY DID YOU GO TO COLLEGE WITH A LOAN LOL
Offering guaranteed money to Universities does not "put them out of business", it encourages the schools to gouge their prices and hold the country hostage with their Leftist filth.
College tuition wouldn't have become as inflated as they are if student loans weren't as common.
>>55544277
Honestly if I didn't have responsible parents who saved to be able to put me through school I wouldn't have gone. Taking huge loans out on a gamble of whether or not you'll be able to
A. Pass your classes at a respectable school and graduate with a STEM degree
B. Use this degree to then find a job that will give you a high quality of life PLUS paying off these loans AND probably searching for a house
Just doesn't make sense. Plus some people take huge loans out for degrees that won't really qualify you for anything or give you a leg up on things that a few years of work experience wouldn't It's madness.
Current student loan debt needs to be helped, not completely paid off.
Then, we need to prevent 18 yr olds from acquiring a student loan at all without cosign from parents.
This would not only prevent young people that don't know better from fucking themselves, but also allow those who have parental backing to get the funds needed. Its way too easy for an 18 yr old to go hopelessly into debt if things don't work out.
>>55544337
Or make them no interest loans like most civilised countries who are not out to destroy students.
Make the loans capped at say.. 40k at the very limit besides for medicine and dentistry for examples.
and then make the loans payable only once the graduate earns X amount of money.
Oh and limit the amount of the loan based on the degree. So a wymens study for example won't be able to take out the maximum of 40k because they will never even earn 25k per year to pay it back.
Or perhaps base the loan on the degree.
Medicine = like 200k
Business = 40k
Engineering = 50k
Nursing =50k
Arts = 20k
Teaching = 20k
Useles degree as fuck = 10k
Other handy degrees = 40k
For example once they earn 25k per year they have their loan deducted from their weekly or monthly pay.
Problem solved. No more ruining students lives and no more allowing students to take out stupid as fuck amount of loans.
>>55544277
Make bankruptcy possible on student loans and have colleges have to cover 50% of those losses.
Let's see if the jews graduate unemployable flunkies with too much debt when it's costing them their shekels.
>>55544277
something needs to be done about college debt but abolishing it entirely would be just plain stupid
>>55544896
>faced with a need to borrow money to go to college
>despite knowing nothing about finance, make no effort to learn anything
>despite knowing you're in debt, make no effort to plan for the future
>don't learn about finances while in college
What kind of person grows up without knowing about having to manage finances, anyways? What kind of privilege are you from where you didn't need to learn that early on to get by?
>>55544277
No, but student debt shouldn't be immune to bankruptcy.
>>55544299
>giving loans to children should be abolished
This too. Leaping on high-school kids with no experience or collateral and telling them the only responsible thing for their future is to sign up for bankruptcy-proof loans is fucking predatory.
Also: we need to separate education from certification. Stop allowing professional organizations or any level of government from requiring academic degrees. Just test their knowledge, let them learn it by any method. Any serious profession requires years of supervised work anyway.
If you want to go into engineering, you've got to go through a program that involves sitting through a certain number of hours of lectures. The program won't be accredited without that lecture time. Meanwhile, the schools pack hundreds of students in for those lectures. It's almost totally non-interactive. But if you saved money and inconvenience by telling them to go read a book, and just had instructors for workshops and exams, they'd never be allowed to become engineers. It's nuts.
>>55544441
This, to be honest with you all, my family. A whole country defaulting that much in loans, no big deal, that will be great for the economy, we don't already bail out banks and car manufacturers. Oh, now you all want raises? I understand, I know its hard not having a big gold chain and teeth like your role models in your cultures music videos.
Why should we abolish debts that people took out by their own volition?
>>55544277
Pay debnts
>>55544853
I make six figures as well.....in Kentucky, doing industrial sales. No degree. So do 4 of my co-workers.
Before I started to work there were so many fucking jobs I was unaware even existed. If you aren't a complete idiot, you can get a decent paying job.
Plus kids today don't understand why they can't be 23 and make as much money as their parents are after 25 years in a field. I hate to say it but so many today really are just fucking retarded with no grasp on reality.
>>55544277
>free
>>55544277
Student debt is like a double edge sword
It can be used as great equally as its terrible
Now the free candy loans that my cousin says are really bad and should be illegal
A better job environment and higher wages + making outsourcing useless is a valid solution
Its fucking outsourcing that destroyed your job market
And abolish loans for giving loans to those who have useless degrees yet in this timeframe
>>55544961
No interest loans? This is a foreign theory to my American mind. What do the loaners get back? Just a flat amount?
They should be abolished only because public university should be free or close to free. It is everywhere else in the entire civilized world.
It is here too actually if you get pell grants, but most 18-year-olds don't qualify.
So yeah loans aren't the problem, CEO administrators and bloated universities are.
>>55544961
That's actually not bad.
>>55544277
If a kike is saying it should get abolished then I'm against it.
Make college free and create something higher than college
>>55544896
Of course. It's everyone else's fault.
We are fucked because personal responsibility to a national past time.
If you didn't know anything about money or finances why did you take on the loan you knew nothing about?
>>55544557
We do have student loan forgiveness for a lot of professions.
Don't worry, I just make up shit all the time to.
>>55544642
>but in what way does the middle class benefit from learning about the proletariats and shit?
In a society that votes on issues its important to understand where we came from and how we got here to better understand where we are going.
>>55545113
>What are graduate degrees
Quite a number of them give major income boosts over their undergraduate equivalents.
>>55545087
It's like you want the educational standards to be shit.
>>55545082
Usury is a sin tbqh family
>>55544961
b-but muh shekels goy
>fuck around in high school
>poor as fuck parents who weren't gonna pay for my college
>junior and senior year everybody is studying for SATs
>i go to local trade school instead on nights and weekends and learned how to weld
>graduate high school, go right into job pays $35k a year
>not bad considering that my friends just took on hundreds of thousands of dollars in debt
>few years later, go to commercial dive school
>graduate top of class
>pick up job instantly in the gulf
>start making $80k or so a year
>work my way up
>say fuck the gulf, this place is miserable
>get dive job in hawaii, move there
>couple years later buy nice ocean front piece of land in west oahu
>marry local nurse and having a kid in a few months
>mfw some of my friends are still paying off their debt and working jobs unrelated to their major and are generally worthless
>>55545081
Adding more solutions to the student debt problem
Ban for-profit universities/schools
Its the cancer that makes everyone dumber
Here in flipland if you go to one of these schools you're a fucking joke for life
Nobody wants students from there
Nobody wants to study there
Nobody wants to work for them (Those who actually teach not those who do it for cold ahrd cash)
>>55545094
It is actually bad.
Its the same as taxing someone who makes 150k at a rate of 50%.
While someone who makes 75k is taxed 30%.
You are literally buying into socialism.
>>55545144
>If you didn't know anything about money or finances why did you take on the loan you knew nothing about?
Because literally everyone from the time we were born made the argument that if we didn't we should pretty much move to mexico.
>>55544277
>what are scholarships
>>55544277
No, if you women take the dime, you do the time, nigger.
What the fuck, I would be unable to get a $100k mortgage on a house because of my lack of credit but some woman assumes 200k in unsecured student debt? And now since they fucked off in college and won't be able to get a job, they should be relieved?
Put them in debtors prison.
Right next to the guy who can't pay 150% of his income in alimony and child support.
>>55545216
What? You would still have to be accepted into college. Standards would be more rigorous if anything.
>>55544277
>Do you think student debt should be abolished?
No, but the interest rates could be looked at.
>>55544600
i share all these feels
except coding, that shits hard
>>55545305
Yeah, most scholarships are for non-whites here though.
>>55545305
Scholarships are those who actually study, work hard, and have high grades dumbass
Its beneficial for everybody since the right people study but since the free candy loans happened the dumbasses started bloating the uni numbers making the uni more useless in the eyes of the people
Most of the dumbasses who take these sometimes never took studying seriously in their lives
>>55544847
Shit degrees would trend along racial and gender based lines.
They'd be ruled illegal under this basis. There would be no way to prove you aren't discriminating against these people.
>>55545208
Unfortunately that doesn't happen. What you have is an educated elite that are taught radical ideas, that revolutions have changed history for the better (They conveniently ignore the times it's fucked shit up) - they ignore why we got here or why things may have been the way they are.
You have people at Mizzou protesting to remove the president for creating a racist culture on campus, becuase of two incidents where someone may have been called Nigger - and a third incident of a poop swastika.
One of the two name calling incidents actually might have been a black guy, and the swastika might have been a black guy attacking jews
But the president had to step down because black people are victims.
Protests at YALE are happening because of Halloween costumes. YALE. The second most respected institution in the world is having student protests because of halloween costumes.
The real issue is these people are being given a voice because contributing to society or knowing how it works. Many of them have not paid taxes yet. They have never held a job. They have not done anything with their lives. But they are told they are the generation who will change the world, how they will change the future, and all the horrible things people did in the past.
Right now they are spending their own money on this, so the system will balance out. They will learn one way or another the reality of society. If we make this shit free, and allow people to get two Bachelors, then work on a Masters, and consider going back to school again, all for free, we fuck ourselves as a society.
>Jill Stein was born in Chicago and raised in Highland Park, Illinois. She is Jewish, and her family attended Chicago's North Shore Congregation Israel, a Reform synagogue.
>>55545428
>Never had a scholarship
Nigger what are you doing
>>55545157
Bullshit. Teachers get a brake and that's about it.
Adulthood should extend to 21 and public school should be provided through those years. We currently already do this. You can become a super senior, or a super super senior and your education is paid for, but the moment you are responsible and graduate on time you get nothing more.
How far you go is based on how much you put into it. If you bust ass, you get more for free, but only during that window of time.
Quite frankly I was a shithead until I was 21. Even if I was passing my classes I wasn't as capable until then.
>mfw i make the 1% pay for a bunch of useless gender studies, sociology, and psychology degrees
>>55545609
>becuase of two incidents where someone may have been called Nigger - and a third incident of a poop swastika.
All alleged. No proof of any of it actually happening. The poop swastika is a viral image dating back to at least 2014.
>kids have too much debt
>govt borrows money to bail them out
>our kids kids now have the debt
Problem solved!
No. They need to feel the pain of their bad decisions.
>>55545758
I LEARNED IT FROM YOU, DAD!
>>55545041
>This too. Leaping on high-school kids with no experience or collateral and telling them the only responsible thing for their future is to sign up for bankruptcy-proof loans is fucking predatory.
I will agree with this.
Student loan should be wiped out with bankruptcy - the natural consequences of bankruptcy would balance this out. You can't secure additional loans or financing for almost a decade (It's like 7 years I believe?) with that shit on your file, unless you turn yourself around.
You also can't declare bankruptcy willy nilly either. You have to go deep into the poverty cycle to do it. You'd have to prove you are paying rent to an actual landlord, have bills and can't pay them with the hours you work and will only go further and further into debt. Even then you will be pressured to make payment plans.
If you go Bankrupt, it's either because you purposefully fucked your life to a point where you can declare it to scam the system, or are genuinely fucked and need it.
>>55545682
And relief for public service. And forgiveness for becoming disabled.
So how is that bullshit. I think what is in place is more than fair.
>>55544277
Only if student loans were abolished as well
>>55545756
Lets be honest here. It's Missouri. It's the South. Someone, somewhere, called them a nigger.
It happened, it would be lunacy to think it hasn't happened at least twice this year.
That said - It's also potentially likely a black people did it (since, holy shit, black people call each other nigga/nigger all the time), which in this case seems to account for 1/2 situations right now. The photos of the poop swastika have been released finally, but it's alleged a black man did it to piss off Jews.
So this leaves maybe, at best, one potential account of someone being called a nigger. Not on school property.
And it's the schools fault.
These people are mentally ill.
>>55544277
Only if they give me as much free money as those kids are getting for going to the most expensive schools they were able to find.
>waaaah, I'm poor because I come from a long line of fuck ups and society says I need college
>so I took out $180,000 in loans and got a degree in business and now only make 30k a year
>I got preyed on, it's not my fault that I needed a loan to go to school, I deserve a degree!
What ought to be abolished is all the fucking idiots who let themselves get spoonfed the academic world's statist agenda via asshole but can't put two and two together on how this is the same institution that proactively sells you a trash degree that will day 0 your entire adulthood with $100K of debt.
>>55545254
I think it's fine.
For example these are the repayment rates in Australia.
Below $54,126
Nil
$54,126 - $60,292
4.0% (of the loan)
$60,293 - $66,456
4.5% (of the loan)
$66,457 - $69,949
5.0%
$69,950 - $75,190
5.5% (of the loan)
$75,191 - $81,432
6.0% (of the loan)
$81,433 - $85,718
6.5% (of the loan)
$85,719 - $94,331
7.0% (of the loan)
$94,332 - $100,519
7.5% (of the loan)
$100,520 and above
8.0% (of the loan)
>>55545983
This notion that the South is uniquely and proprietarily racist was literally started by the Jewish media in the period before the First World War. It is completely false. The South actually has better relations with blacks because they have far far more blacks and a lot more mixing.
Also, Canadian, The South is not the southern half of our country, it refers to the former Confederacy.
>>55544855
>yeah let's just teach a code how to code
>I'm an intellectual
>>55545082
The government is the one loaning. in our country at least.
So they don't take a hit nor do they take a profit.
Though I just found out they do gain interest of roughly 2% or so.
>>55545087
Lol, appealing to the "entire civilized world." Where is that, exactly? Europe? The fucking third world shithole, it's going bankrupt faster than we are.
You're an entitled stupid cunt. I hope you get cancer and die.
>>55544584
Defeatist attitude.
>>55545290
Would you jump off a bridge if they told you to do that?
Would that be their fault too?
>>55546247
It's actually been pretty fucking funny moving away from the south and listening to a bunch of people in their white monocultures try to talk about diversity like they have any god damn clue what they're saying.
And some of the most racist shit I've ever heard in my life was from people on the west coast who just assumed I'm racist.
>>55544277
>put the industry that preys on students out of business
Why do they want to close colleges and universities?
>>55545245
But welding is icky, anon
Friendly reminder that once everyone has a degree, your degree will be worthless, and so will theirs. You will be replaced with low wage graduates at just above minimum wage.
>>55544277
I think students should be able to declare bankruptcy and get out of their loans. Frankly a bank that gives $40,000 to an 18 year old for a fucking art degree deserves to lose that money, a bad investment is a bad investment and they shouldn't get a bailout for their bad business sense just because they chose to sink their money into a tumblrite with big dreams.
>>55545983
The notion that people in the south are more racist is unfounded.
Why would a racist choose to live in a state with lots of black people?
>>55545334
Like how public education has been getting better and better?
>>55544696
I'm assuming you are a very intelligent engineering student?
Fuck this entitled bullshit.
If they start giving this shit away, they better write me a check for $60,000 for all the student loans I PAID back.
I wouldn't have a problem if community colleges started giving away educations to people that can maintain high GPAs (scaled based on income levels). Example
>$80,000+ requires 3.7 or higher
>$60,000+ requires 3.5 or higher
>$40,000+ requires 3.3 or higher
>less than $40,000 requires 3.0 or higher
Anyone who doesn't qualify needs to pay whatever the normal tuition is or fuck off.
>>55544847
Constructive thoughts, they will however trigger virtually all the people who can't pay off their loans.
I have two degrees and zero dollars in debt because I maintain full employment and know how to keep my taxes, grades, and paperwork in line to get grants. Fuck you anybody that wants their debt to just poor away because "oh gawd it's so hard they tricked me!"
>>55546487
You're just upset that you didn't demand change and accepted a corrupt system while they're trying to do something about it. That degree didn't cost $60K, they just sold you a piece of paper and didn't dispute why or how they came to that price.
>>55544277
Nah. We should work on job creation though so people can actually pay off their loan debt.
>>55546247
>The South is not the southern half of our country, it refers to the former Confederacy.
Yes, we know Missouri was part of the Confederacy but it also wasn't. We're not dumb.
The fact is that there are some racist people all over the country, and I've been in the South and saw some of dat white-nationalist shit going on. If you are trying to tell me that two people could not have been possibly called a nigga/nigger at a school with 35k people, you don't have around enough people
Black people do it all the time, white people say it in anger or do it for a troll attempt. Driving by in a truck and calling someone a nigger seems like a very funny thing to do if you are drunk / high. For both white and black people. It even happens up here.
To try and argue it didn't happen is ignoring reality. It probably happened. Was it connected to the university in any way? Who knows, but probably not. Was it indicative of a culture of racism on campus? Hell no. Should someone lose their job who has no connection to this, all because someone got called a name off campus? No.
It's some bizarro world shit.
>>55546610
>didn't cost $60k
You're right, I actually managed to get a bunch of financial aid and scholarships. The actual price was closer to $120,000.
The funny thing? The private school I went to was CHEAPER than the SUNY school I was accepted to thanks to the aggressive financial aid package.
College administration like Diversity officers is one of the biggest reasons for tuition increase.
Can you just imagine how much money America would have if we killed every last nigger?
>>55544277
Dammit I had to put up with SJW bullshit makework for four years in undergrad. Fuck them with a hot poker, may their debt collect interest forever and be passed onto their children, and their children's children, unto the seventh generation. I worked hard to become an engineer, and other people worked harder than me to become doctors and physicists and 2nd Amendment lawyers. I would rather live in crippling debt forever than see the bluehairs and their castrati cohort get off free for their choice. The only thing that keeps them from truly shitting up everything is the debt keeping them chained to real jobs.
>>55546724
*save
>>55546451
>Why would a racist choose to live in a state with lots of black people?
Living near lots of black people is what causes racism.
>>55544277
I once argued with a someone about this. He later revealed he's piled himself into debt to get a fucking music degree.
We have something called Community College which even a minimum wage worker can pay for. If you don't have the spending money or scholarships go there.
But still, fuck the student loan industry even if the people that fall for it are morons.
>>55544847
This too. If you want that money you better work your ass off for it.
That means you don't get a subsidized women's studies, sociology, or history degree unless you can justify that your future tax contributions will cover it.
I don't mind a few STEM subsidies for good students, but most of these people demanding free college are mostly just parasites going to college for fun.
>>55545589
I think you're overestimating how dumb society is. Few people actually buy into the "standardized testing be raciss".
The only people that would be upset are the sociology studying parasites in the first place.
>>55546451
>The actual price was closer to $120,000.
No it wasn't. How did they come to that number and moreover why do you believe them? Were the scholarships you got offered by the school itself, and if so why didn't they just lower their rates outright in the first place?
>>55544277
>Do you think student debt should be abolished?
No because the impetus to get a qualification and job worth a fuck to pay it off would disappear.
We'd have an excess of feminists, game developers, journalists, bloggers, fashion designers, clay pot specialists, "philosophers," and other useless detritus
>>55546990
Not everyone qualifies for scholarships or maintains the GPA requirements.
Most of the grants and scholarships were from the college, but I had additional scholarships.
They came to that number the same way any business comes to the price of their products: the figured out what people would pay. That's how business works. Is it a fair price? Not really, I'm just glad I went to school for engineering.
>>55544584
sounds like a good way to devalue stem majors.
>>55547106
>Most of the grants and scholarships were from the college, but I had additional scholarships.
So you acknowledge that this "business" has fungible money to spend giving away their product to some people whenever they feel like it and thus obfuscating the price as a mere illusion not grounded in reality.
You're not even sure the price is fair, so why shouldn't consumers demand changes to this cartel market?
>>55546233
So... Socialism.
>>55544584
Or just make the schools free. Problem solved.
>>55548458
Turn all jewniversities into gas chambers. Problem solved.
>>55544277
Kikes kikes everywhere
STEIN
Parents told me they were taking care of my education so I never really questioned it. Got my Acctg degree got my CPA got a solid job at a Big4 firm. Find out my parents took out 160k in loans, my total tuition and housing fees were around 70k. Where the fuck did the rest come from and what the fuck do I do?
>>55544277
Only for high demand degrees like STEM, econ, or anything else that contributes to society. If you get a fucking history or ____ studies degree then you deserve everything coming at you.
>>55544299
I think personal and financial responsibility should be taught in schools from a young age and reinforced multiple times up until graduation.
Then they can decide if they want to borrow money or not. Giving loans to students isn't inherently bad. But giving loans to students who have no concept of "holy shit, UC Berkley costs how much?" is a pretty bad idea. Especially when a majority of them are told they can go where ever they want, despite a cheaper school offering a similar education.
In fact, I honestly think community college should be mandatory for student loan recipients for the first two years. If they did it this way, the US government would be able to weed out the noncollectables early instead of letting hem get through 6 years of school for a 4 year degree with over 100k in debt owed that will never be seen again.
>>55546477
not that person but yeah ive got the same deal.
Free college will devalue my degree, and also would fucking destroy our economy everyone wants it easy they'll do psych or sociology or business management we're doomed.
>>55544277
I think colleges prices should be investigated, honestly. the book prices are pure concentrated jewery.
>>55545682
Teachers and cops and not sure if firefighters do also
>>55544600
>that last point
Shit anon. Every semester is killing me and everyday I learn how the job market is more fucked up than yesterday.
All I got to look forward to is the election. If Hillary or Sanders win I'm done.
>>55544277
Honestly all this talk has me excited, if trump wins I get most glorious wall, if bernie wins i get free ride on crippling student debt for my shit biology degree from an out of state institution and i wont have to kill myself eventually to escape it. win-win
>>55544277
>Dr. Stern
Jews are against student loans
Jews give student loans, being the thieving bankers that they are
Explain this /pol/
>>55548965
That's what I've always thought. It doesn't have to be free college or no college, just make the prices more fair. It's this infinitely rising supply of students and demand for education that is letting college absolutely screw over the middle class who have to pay out of pocket for most of it.
I made the mistake of going to college and getting myself in debt. I would love for someone to wave a magic wand and take all my debt away, but no. I don't think it's a good thing in the long run for the rest of the country. It's my debt I'll pay it. One hundred bucks a month for the rest of my life isn't going to bankrupt me.
>>55548686
fees, books, cocaine
And cause the government to go bankrupt? No.
>>55544277
sadly that machine is currently the us government in a lot of cases
do we really want to put that out of business ?
>>55549093
Jews are against ripping off other Jews. Goy are fair game.
>>55549003
dont give up white man you have to work to feed tyrone, shaniqua and paco
>>55549292
>>55544277
No. Most of my student loans were spent on drugs and alcohol. Tuition fees and textbook prices need to drop the artificial markup.
>stein
>"vote for me cuz its free"
Wait do Americans need to literally take out a loan to pay for school?
shit nigger that's rough
>>55544277
No. Instead of abolishing student debt, abolish useless students who get useless degrees that will never make them any money.
Only a small percentage of american college students should actually be in college but for some fucking reason everyone is expected to go now.
>>55544277
The nose knows senpai.
>If dbs loans disappear
>>55549408
think of it as being a leveraged investment in your future. now, leveraged investments are usually shit, but in this case it's forcing kids to put a little skin in the game so that, in theory, they don't make stupid decisions.
two things happened to fuck it up. one, the costs of education skyrocketed. two, the job market went haywire. everyone started requiring college degrees for anything and everything. blue collar jobs and a whole lot of STEM jobs disappeared across borders or were given to illegal migrants or are being automated out of existence. so, it has become impossible for kids to make a good decision with their massively leveraged investment.
the economic reason for asking for a student loan bailout is that currently the student loan bubble is set to pop after a big wave of defaults. that could touch off a meltdown. loan forgiveness or easement of some sort is a good idea. it can't be done all at once, of course.
>>55544584
>Good luck getting a decent job without a college diploma
There's electricians making 60k a year at 21 years old, no diploma, & no student debt.
>>55544277
I have $50k of student debt and obviously I wouldn't mind having it all forgiven, but I know it would ruin our economy and we shouldn't do it. Accepting that $50k of debt forgiveness would be major cognitive dissonance for me. On principle I am against it.
>>55544961
Isn't that the HECS scheme that we have already?
