>Worked hard in high school and got a part time job
>Became NEET for 3 years after graduated
>Parents want me out
>Have at least $15,000 dollars saved from working hard back in HS
>Want to buy a nice cheap house that I can own and don't have to worry about mortgage so the bank owns my ass and could kick me out
>All the houses available for that price are in places like 55+ communities
Im not renting an apartment I'll never own because Im not some retard throwing money away.
Im not going to fall under the trap of buying a super expensive house.
Fuck this system thats trying to force me to work!
>All the houses available for that price are in places like 55+ communities
Do they stop people under 55 from buying? Ask your grandmother to buy it and you pay her the 15k
>>29634666
They don't allow people of less then 55 years old to live there.
>>29634729
Fairly sure that they can't discriminate due to age
>>29634741
If he's white they sure can
>falling for the renting is bad meme
You wont have any children so what do you need a house for?
Congratulations, you can maybe buy a shitty trailer.
Maybe a downpayment on a double wide if you've got good credit and financing available.
Being Australian means I'll never be able to buy a house.
>>29634813
My house will be paid off by the time Im 55.
Literally my largest bill gone forever, ten years before social security retirement age.
Im gonna be fuckin comfy.
>house paid off
>solar panels providing most of my power, and since I have a well, my water
>dividend payments every quarter
>state pension if I keep this job 15 more years
Yeah nah, fuck renting. Even if you intend to sell a house it is better to have a mortgage because you can get that equity back out and put it towards eventual ownership.
And OP, dont fret, thats a significant down payment. Look in the 70-100k range for el cheapo mortgage. Look for HUD homes, and consider a fannie mae 'homepath' property. Might need work, but you skip mortgage insurance with less than 20% down by doing it.
Besides all that my mortgage is less than rent in this area.
>have 35k saved up
>20% down gets me a poorly maintained condo
>doesn't even have freehold title
What's the point of working again? You need to be making AT LEAST 100k a year to even consider buying property. Not going to happen.
>>29634813
Why would I want to pay to live in a place that I will never own?
Think about it.
What if for some unknown reason I lose my job and I have no money income. The moment I can't pay just to live there I get kicked out. I would rather buy a house and own the damn thing and suffer from no electricity and water for a while then not have a roof over my head.
I could go to the local library and have access to the internet for free and there are public water fountains everywhere until I get back on my feet.
