If you're so smart, why aren't you a millionaire?
i'm working on it!
31k net worth at 18 and growing
/frugal/ life, no friends, partying, socializing, gf
>>27074425
>not making friends, networking and being able to spend some money on yourself
It's like you're designed to be poor, whether you are or not.
>>27074467
i don't need friends to diversify my portfolio and make smart investments!
I will be a millionaire before i hit 30, regardless of what you say
>>27074425
>no friends
>smart
what the fuck is wrong with you? in college i just hung out with a dude who made websites and he let me live for free basically. how many years of your physical prime will you waste chasing money for the sake of money?
>>27074525
i will chase money for the rest of my life, one day i will be wealthy enough to amog the chads and pull qt babes like the girl in the OP.
my passion is making money, it gets my cock rock hard
>>27074398
Because not everything makes you money.
And I can't 'fake' being interested in something that will.
Maybe I should? who knows. Alot of people are born into it that have no wits at all. I could represent.
>>27074579
Does it make you mad that I do make friends, have a relationship, and socialize all the time while still earning more than you?
>>27074612
except that i have youth on my side, and unstoppable drive. Also i know your lying, how much you make and how old are you
Scientists hardly make any money at all.
I am. Became a millionaire when I was 31. Worth like 3 mil now. It's economic purgatory. Enough to not do things I don't want to, not enough to do nothing.
>>27074521
>I will be a millionaire before i hit 30
What's even the point of having all that money once you're too old to enjoy it?
>>27074521
Lol no you wont.
The people who own the investments you pay some retard to sell you will be rich. You'll make next to nothing.
>>27074398
"Jacque Fresco, is an American futurist and self-described social engineer. Fresco is self-taught and has worked in a variety of positions related to industrial design"
>>27074643
This question >>27074654 applies to you too.
>>27074425
31k? From being frugal? You have no expenses. If you saved half from a decent (for that age job), you'd have more.
>>27074680
i'm not working, full time university student.
31k in savings account
>>27074624
>lying
>about having more than 31k net
>my face when
desu anyone with friends already has more than you ever will with your mentality.
>>27074678
Such is the cruel irony of life anon.
>>27074398
I'm scared of success. The world is volatile and unforgiving and if goes wrong you're branded that way forever.
Also I'm just a wew lad
>>27074707
whats your age? it's extremely relevant if we're talking whose superior
>>27074398
While being dumb as a rock typically makes becoming rich tougher (the exception obviously includes personality-type careers like the music and film industries), a lack of morals is actually much more important than your intelligence.
>>27074398
Takes money to make money.
Somehow or another what little I ever earn in life gets sucked up by bullshit black holes expenses. I've lived frugally in a corner, never having fun and it never helped. You don't have control over what people charge you. You're paid in pennies and asked to live in dollars.
>>27074609
Yeah another problem is for me, I'm too Objectivist, I want to make money by doing something productive and valuable. A lot of people find ways to make money by basically screwing other people over and I'm too moral for that.
Don't get me wrong thread, my goal is too still be wealthy one day, I'm just finding an honest way of doing it.
It's pretty hard when no one ever gives you full time work and you keep having to start from zero.
>>27074755
A lack of morals IS intelligence dummy.
>>27074728
you're not superior to anyone, you said it yourself
>no friends
>no gf
>live like shit
>no parties
you live a sad life so you can make a little bit of money, not even a lot of money. you're 18, live a little. what's the point of that money if you're not going to enjoy it? also not the guy you're replying to btw
Only idiots think the world works that way.
>>27074654
Maybe they can't find friends so money is what they go after to find purpose. It's the way I am, if it weren't for making money I wouldn't have anything to live for. It's sad but it's reality and I've accepted it.
>>27074794
He's superior to me you fucking asshole
>>27074812
oh ok anon i shouldn't have spoke for you i guess
>>27074794
Dude people like you should fuck off. Nobody here is looking for inspiration from your ass kek. Dude is doing what he wants to do, fuck off if that bothers your cry baby ass.
>If you're so intelligent, why aren't you an alcoholic?
No answer me this, niggers.
>>27074794
Not that anon. But money is more than just pleasure. Money is security. Money is stability and long term planning. Money is peace. I've been poor and wealthy and the difference can't be measured in consumption alone.
>>27074794
>make a little bit of money
for my age i'm doing very well, considering i don't have a job and i'm getting a degree. Also i can make friends no problem there! :)
>>27074793
Don't cut yourself on that edge, anon.
>>27074829
i'm doing the opposite of inspiring you fucking dick. he's the one talking about superiority so i showed him how he isn't superior to anyone. read the fucking posts before commenting you ignorant fuck
>>27074838
i agree but money shouldn't be the sole factor in success
>>27074846
then why haven't you?
>>27074525
>guy pays all of your amenities
>thinks that just happens for everyone
It doesn't even happen to most girls. A guy could only dream.
I'm not smart.
I just want to be left alone to rot and die alone in my apartment.
>>27074782
>my goal is too still be wealthy one day, I'm just finding an honest way of doing it
At best, you'll only ever be upper middle class. Hell, even just to get a 6-figure salary, you'd need to step on a lot of toes.
>>27074881
Every post you make is just more and more whiny. So the fuck what if he feels superior, why do you care so much? Shit hurt your feelings? Dudes an anonymous poster on /r9k/, get over it cry baby.
>>27074881
>then why haven't you
because i'm still building my confidence
>>27074837
I am an alcoholic
fite me
>>27074810
What does money actually do to fill the void in your life? Do you actually ever do anything worthwhile with it? I don't understand how everyone these days are so materialistic, yet the don't see the misery this kind of shit brings into the world.
>>27074917
Yeah making money is inherently competitive. Most 'morals' people are full of shit. They weren't built for it in the first place.
>>27074398
but I almost am, idiot.
>>27074894
He forgot to add in the part where he got his boipussy ravaged on a daily basis.
>>27074971
Join a real bank.
>>27074920
what the fuck are you talking about? in what sense am i being a 'cry baby'? are you actually retarded? why are you whiteknighting this guy so hard? did anyone actually ask your dumb ass opinion or do you feel so important that you have to give it where it isn't wanted? you're not contributing to the thread so just fuck off
also, if you think what i'm typing is in any way 'whiny' you're an autist that can't comprehend basic emotions, on top of the fact i've made literally two posts in this thread bar this one.
>>27074894
>It doesn't even happen to most girls.
Careful now. That's blasphemy around these parts.
>>27074971
Keep growing your wealth m8. Don't get a woman she'll suck you dry.And I don't mean her sucking your dick either.
>pic related
2D women will never steal your money.
>>27074971
Nice shoop m80.
>>27075052
nope, made off on BTC and kept growing it from there since then.
>>27075052
>doesn't believe someone could be a millionaire
It's not that much money really. A decade or so ago it might have been but not today.
>>27075030
Nope get a woman. But not until you are at least 35. If you can, buy a house on your own beforehand.
I wish I had a million.
Or motivation to do anything.
>>27074846
How do you have that much saved up if you don't work?
>>27074398
but i am not smart
>>27074992
it's an offshore account
>>27075098
This is a thread on millionaires and you're telling the guy to buy a house and then get a woman?
I amNEET for life
>>27075200
Banging moneyed up pussy is a viable path to riches.
>>27074398
Taylor Swift is rich but I believe has the average IQ
>>27075200
I am a millionaire, and that's exactly what I'm saying. If you have money, buy the house first.
>>27075208
You have no idea how jealous I am... Jesus christ I just want money
>>27075233
The people behind the curtain my NEET friend.
>>27075098
Are you saying you get to keep the house if you bought it before you get the gf? Wow that's pretty cool. Thanks for the tip.
>>27075309
GF? It would be wife. The move is to put the money in a trust and then have the trust purchase the house before you even begin to think about getting married.
>>27075278
Bullshit.
Pics or it didn't happen.
>>27074398
i'm not smart. also all i want is a job that makes me not want to kill myself.
>>27075293
I can tell you the people that say money doesn't buy happiness are so fucking wrong.
It may not buy literal happiness but it will remove nearly every single worry in your life thereby making happiness accessible where it otherwise wasn't.
>>27075347
>wife
How the fuck did she get away with all that money then? I didn't have a house but I got a bill saying it was alimony for approx 1/3d of my money.
>>27075614
Because that guy you responded to is a dumbass.
Don't ever get married, no matter what.
You can still have gfs and even have kids (if you want, but again, I'd advise against it).
>>27074917
>>27074961
But I think you can both. I actually disagree a bit. It's the people who come with the original ideas/produces/concepts that end up in the upper class, the people who copy and borrow and compete end up in the middle class so to speak.
I guess I'm trying to be one of those people. But my main, honest problem is that I have some kind of block on being productive. I'm too stuck in my own head. I can think all day but I can't DO it seems.
I think have some kind of disorder I was never diagnosed with because my parents never paid any attention to me, they always insisted I was fine and had to do things 100% on my own all the time. It's one of the reasons I'm so broke, taking care of yourself is expensive, like I said, you don't get to set the price for this stuff you just have to pay what others tell you to pay.
A good example of what I'm talking about would be writing novels, something I'm always trying to do. Write novels, start my own business/websites, something like that...
>>27075556
I think people who say that are either spoiled rich people or jealous poor people. No matter what, poverty is a miserable shit hole.
>>27074398
because i'm a nihilistic taoist anarchist and money is for faggots
>>27075836
>It's the people who come with the original ideas/produces/concepts that end up in the upper class
No, those people are the ones who get taken advantage of by someone who is already rich or just charismatic. If they're lucky, they get the scraps of their spoils, if they're not lucky they get completely shit on and end up with less than before they started.
>>27074398
Give me 50k and I will 100% guarantee you I will be a millionaire within 6 years.
>>27075980
But...I don't have 50k : (
>>27075980
I'd do that under some contractual agreement that gives me 100k either way. (100k debt for you)
But you'd never take that because you're just fishing.
>>27075955
Well I guess what I said is how it should be and what you said is how it works out MOST of the time, but not all the time.
But hell, I've been there before myself. Now that you reminded me of it. I did a business plan competition in college, it was also part of course I was taking that was supposed to put business students with engineering students... I was literally the only business student (Finance major) that signed up. They gave us technology to work on that the professors were researching at the time.
Our plan came in 4th, so no prizes. Nothing came of it, the group was engineers who didn't care and just wanted to go their get their easy STEM jobs after college. But I did get another job out of it, working for the campus business incubator we worked with... Well, a year later we did this event and I found out one of the companies in the incubator was using every single idea I had for the technology they gave us to work on. Word-for-word, my whole idea.
I confronted them about it, no one cared. No one did anything... Me being the business guy I didn't have the tech-chops to work on it myself.
Funny how I buried this... Now I think I realized where that block on being productive is coming from. I shit you not Anon, you just made me have a personal revelation.
Who says I'm smart???
>>27076174
>how it should be
The world doesn't care about what life should be. You just have to deal with how it is.
>I shit you not Anon, you just made me have a personal revelation.
Good, I'm glad I could help. Businesses steal students' work all the time, just like you described, over and over again, allover the world. It's fucked.
I'm currently wrestling my own demons in a similar manner. I know if I put my mind to it, I could become a rich asshole, but I'd have to exploit people to do it. You're either a slave or a slave driver in this world. I don't know how long I can endure as a slave, but I certainly don't think I could live with myself if I was a slave driver. I either have to let myself get beat up by this world or let myself become corrupted by it. It's just a no win situation and it's been driving me mad since my middle school days. I've been struggling with it for so long, I doubt I'll ever find a feasible solution. Hell, I dropped out of college, despite being an A student who was going for free due to scholarships, because of this shit. I don't want to play this fucked up game whether I have to slave for someone or someone has to slave for me.
>>27075955
that's really misleading. even if someone "takes advantage" of your original ideas, they will provide a service that you need. if you can make the product and sell it, you won't be taken advantage by anyone if you don't want to.
anyway it's usually the other way around. a guy with a good idea will outsource the manufacturing and sales to the cheapest labor he can find and make more money than he can ever spend. even most terrible ideas will make a profit eventually. i've got friends who just copy websites and apps and sell them off. costed maybe 1500 to make one and many sold for 20-50k and they didn't know anything about coding.
in terms of numbers of people who become wealthy, it's usually just skilled workers who save money and then invest well.
>>27076451
>mfw somebody actually ruined his promising life because of memes
was it youtube or 4chan? i was an ebin "slave" workin the ol' cotton fields like i always wanted with some great people and then just opened a research lab. i think the demons you're talking about is just laziness. you don't give a shit about making money. find a girlfriend or something you pussy.
>>27076559
That's not true at all. You can get fucked over in all sorts of silly ways these days. Technicalities rule over decent human behavior (as in contracts, deals, whatever). If you don't have a team of lawyers at your disposal, you're going to get screwed.
Your example proves that our monetary system has nothing to do with something being a good idea. It's all about exploiting, lying, cheating, or stealing your way to a quick buck.
>>27076648
Which memes did I fall for? Morals? I'm definitely lazy, but when I need to get work done, I do it well and on time. I'm really not sure whether I give a shit about making money or not. Sometimes I think it'd be cool to buy expensive shit, but I really can't picture myself ever being in that position. I'll pass on the gf, I've got enough problemsbut a bitch aint one.
>>27076451
It's kind of fake advice but in the vein of our conversation here, I think the key is still to produce and create on our own and heavily guard it.
There is a win/win somewhere, people find it all the time, at least I'd like to believe.
>>27074654
You really think 30-40 is too old to enjoy money you dipshit?
>>27077434
Not money, life.
I am a millionaire (no joke).
>>27075980
50k USD el al famiglia?
Because I'm Earle. I don't need your money.
>>27074398
I make like 350k a year :^)
>>27074669
"But I am smart, as evidence by me being rich"
>>27074971
poor melbournian here, pls meet up and give me money
>>27077456
my friends mom became a millionaire in her 50s and she's enjoying life as any 25yo would. you're retarded.
>>27074398
because becoming a millionaire is mostly luck related
>>27078361
>my friends mom became a millionaire in her 50s and she's enjoying life as any 25yo would. you're retarded.
But how? She is getting that quality rich people education? Quality rich people upbringing? Improving her shit childhood? Developing friendships with intelligent people?
How did she get rich?
She's probably doing some new money retarded shit everybody does when they "become" "rich".
Slutting up and whoring around doesn't take money to do.
>>27074398
The two don't necessarily go hand-in-hand. Making a million is only part smarts, the other part is opportunity. Most of the people who make it aren't even that clever, they were just the ones who got the chance.
>>27074398
I'm too bad of an employee to get a well-paid job that secures my early retirement and I'll obviously never win the lottery. Having enough money to never be a wagecuck ever again is my dream, but I don't see how I could achieve it.
Even tried out some shit in the stock market, but in the end it just cost me tons of time and I ended up with the exact same I amount I started with. Not having any friends or contact to successful men doesn't help either.
>>27078885
>tried out some shit in the stock market, but in the end it just cost me tons of time and I ended up with the exact same I amount I started with
You're lucky you didn't lose everything. Things you don't understand are best left alone. Don't play with fire, you mongoloid ape.
>>27074398
Tfw 2nd cousin is a hotter version of that and wants to fuck me.
>do i do it pol?
>>27078917
>You're lucky you didn't lose everything. Things you don't understand are best left alone. Don't play with fire, you mongoloid ape.
I didn't go into it unprepared, faggot. Before even doing anything there I spend a lot of time researching it and trading on a test-account with fictional money.
>>27074398
I really want to give you a smartass answer or a good excuse but the real reason is no motivation.
>>27078934
Clearly that didn't do you any good.
>>27078953
Of course it did - it prevented me from cluelessly investing and losing everything, like most people do. Plus I was able to call it a day in time before things got out of hand.
Education is its own reward, OP. Wouldn't even know what to do with all that money. Rich people put in a lot of overtime, seems kinda dumb having all that moolah but no time to spend it. Like obviously if you gave me a million bucks right now, I'd take it without hesitation. But it doesn't usually come without strings attached. Maybe I'll need to curbstomp a baby to impress the country club regulars, so
I'll get that raise. I couldn't live with that on my hands, brother. Being rich kinda makes you a bit of a twat too. You push your head too far up your own ass. I couldn't live like that.
>>27074643
Dude, what?
Where the fuck do you live that the cost of living is so high that you can't comfortably live on the passive income which 3 million dollars of assets/investments could provide?
I'm dumb and lazy.
Taking it easy is my way of life.
>>27074398
Because I'm black and unathletic.
>>27079406
I'm black too and am worth 5 mill.
I live in Dubai and fuck insta models daily.
The world is evil, by my own personal experiences, those who have had better experiences than I, having a loving family and friends, probably would say the opposite. The world isn't inherently evil or good but by using different experiences by different people, though by doing this, you can know that the world definitely isn't inherently good since a sucker is born every minute. Being calm on my thoughts all alone without any else I've become very empathetic to others, I don't want to push the 'a sucker in born every minute' quote like everyone else, that was also pushed upon me.
>tfw have to invest 1k a month be a millionaire by 50
>trump gets 1m from his dad to start his business
>my friend gets about 5-600k from his millionaire dad when he was 21 and wasted most of it on drugs
>struggling to invest 500/month on the market
>work full time for basically nothing and friend gets 2k/month just on dividends from daddy's gifted stock
$105k in savings, make $100-150k a year and I'm 22. I'll get there.
>>27080096
What do you do?This comment is original. 0000000999999
>>27074881
Just gonna reply so that you know someone agrees with you, but I can't be fucked with a convoluted reply.
Our society trains people to view that money=everything that's good when it's far from that. They were just trained better than us.
Also to the other guy you could get hot chicks now if you just started socialising, you'll build social skills quick while your young, I did myself. You can socially do a 180 in about a year and have pussy everywhere desu. It's really not worth living for it though.
>>27080113
Affiliate marketing online. I haven't worked since November but still make $12k a month on average.
>>27080225
>Affiliate marketing online
Can anyone get into this or do you have to own something which draws large amounts of traffic (visitors)? If I am thinking of the right thing.
>>27080280
I didn't have anything special when I started. I started with $200 in a bank account and built up to 10k a month in a little over a year. It is pretty hard though, not gonna lie.
>>27080319
>It is pretty hard though, not gonna lie.
Thank you for that, but I am going to look into it.
Other questions:
>Does it cost you a lot of time each day?
>Is it stressful?
>Does it have a steep learning curve?
>>27080392
It doesn't cost a lot of time daily anymore now. But I put a lot of time into it when I first started out. Once you rank a site in Google and it stays there you're good if it's a high traffic keyword. Like I said I haven't worked since November. I only log in daily to the networks to check my earnings.
It is stressful. Your site can get deindexed by Google, competitors can negative seo your site, competitors can take your ranking. A lot of shit can go wrong.
Learning curve is pretty steep.
>>27080425
Checking it out now. Thanks for the tips.
>>27074398
Because i grew up rich and most of the poor people i knew were way happier
Money isolates you
>>27074398
I've lost my intelligence after spending most of my adolescence depressed, socially isolated, and on the computer.
Plus everyone knows that social skills are just as important as intelligence for making money, if not moreso.
I dont know if this is only me but.... family debts that were made before i was even born..
Crawling back up, saved up 4k$ in uni.
Its hard when one of you parents doesnt literally work and contribute to the family, And it was he who made that debt. fml
>>27074696
Daddy's money must be nice.
>>27081014
Oh it is. It is.It is.
I just got a 70k job starting in May. I intend to continue living the lifestyle of someone poor and save at least 30k per year into my 401k and IRAs, for the goal of retiring at 40 latest
>responding to elementary school tier bait
Because dealing with women is a huge net loss overall for penis gains
>>27074971
Why do you have that much in savings? You should only have like 1 year salary in there at most; the rest should be in investments or CDs or whatever
I really don't understand how people get into such retarded house mortgages. Let's consider this:
Let's say you make 60k/year, a middle class salary, perhaps on the high end but even still, this kind of person has the same issue
>60k/year
>house is 200k (more than most need)
>people buy houses when they're ~26-28 usually
>have been earning income for 5-8 years
Now if they've been saving, living on 40k a year (WHICH IS MORE THAN YOU EVEN NEED)
>should have saved $100,000-$160,000
>that's at least half of the house cost right there
>can then pay the house off in the next 5-10 years easily
So what the FUCK are people doing getting into 40 year mortgages? I literally don't understand how you can do that while not being legitimately poor
>>27075980
Even at a yearly return of 60% on investment you wouldn't come close. The fuck are you on
I am. Thank you very much.
>>27074398
Some of the most retarded people are/have been millionaires like 90% of the big pop singers
>>27083801
He plans on starting a meth lab.
>>27083978
Not for you, faggot.
For this nigger >>27082109
>>27083991
Ok? Autistic faggot
>>27074398
>implying I think I'm smart
If I was I wouldn't be on 4chan so often. But to answer your question, the world obviously doesn't work so simplistically that having a certain quality will guarantee you something.
