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Who /debt/ here? >owe $4,000
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You are currently reading a thread in /r9k/ - ROBOT9001

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Who /debt/ here?

>owe $4,000
>>
>4k

Pfthahahahaha. You calll that debt nigga?

38k here.
>>
>>24146701
H-how?
>>
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I have around $50k student debt and I'm only halfway done with the studies. I hope this shit pays for itself.
>>
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>>24146649
Who else [ d e n b t s l e s s ] here ?
>>
Literally zero student debt, thank you free education.
>>
I have roughly 52,000 in debt.

>tfw bankruptcy soon
>>
>>24146649
4 grand isn't debt, kid.

Come talk to me when you owe 120k.
>>
800 for some online high school that I didn't bother finishing.
1.2k for credit card
The years 2012, 2013, and 2014, in taxes
>>
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the only real benefit of being a NEET is not having debt
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>>24146810
It probably wont
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>>24146721
Student loan debt, because murrica.

This country fucking blows.
>>
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Fucking Plebs, step it up niggas
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>>24146649
I am 1200 bongdollars in debt (overdraft). I also have about 20000 bongdollars of student loans that I don't have to pay because I moved abroad, kek.
>>
I only go plus.
Thanks, Sweden. Shame about the niggers.
>>
>People having credit card debt
Seriously? I used to be ridiculously poor and I used credit cards for everything and I paid them off fully every month. It was great too, because you could get 5% back on gas and groceries.

A lot of you are morons.
>>
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>in college and no debt
thank you mommy and daddy
I think they're running out of money and not telling me
>>
>>24146838
yeah... there's so many things wrong with america. I mean most americans I've met were really decent people and I really wanna come over one day but the prison, healthcare and education system are sooooo broken
>>
19k student loans. That's it. Fortunately Canada government has somewhat helpful repayment assistance so, even though i am not poor, my income is low enough that they are covering interest accrued. I only pay directly on the balance. Even if i am unable to pay off the total by the time 15 years have elapsed, the remainder will be forgiven. That is six years from now.
>>
free education so fuck you amerikeks
>>
>>24146899
>mfw NEET with 15k in the bank and zero expenses

kill meeeee
>>
>>24146649
>tfw 15k in debt
>tfw rich fiance who has a good job
>tfw told me he would pay it off for me if I agreed to marry him
>>
>>24146838
>>24147693

>inb4 that insane US libertarian retard who thinks you don't understand that "free" involves collectively paying through taxation
>>
>>24147580

Healthcare and prison are definitely a problem but education is free for most people who score top grades or are extremely poor in America.

Most of these kids are in extreme debt because they're from middle class families who are fairly well off and they didn't qualify for any scholarships and their parents took out loans to pay for it
>>
>>24147814
Yeah but the things they teach in schools are total bullshit. "Hitler was a monster" my ass
>>
>>24147814
Okay, maybe it's not as bad as I think it is. Still, I heard you have to pay for Uni applications?
>>
I have a $10k~ debt in due rent, will probably get evicted somewhen soon.
>>
>>24147814

Oh man, I wish my parents paid for my schooling.

Approx. $100k in debt here.
>>
>>24146994
Did you just front the entire cost of college without considering your other options? With scholarships and student aid I'm only paying like $3k out of pocket out of 12 grand
>>
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>>24146649

$60,000 student loan debt here.

>tfw will probably never pay it back if I'm earning $20k a year for life
>>
>>24147754

>not loving your partner enough to marry him
>>
>>24146649
Drake bell is
>>
>people ITT are actually dicksizing the size of their debt


dafuq?
>>
>>24146994
What you mean "cause merica"?
Cause you borrowt $35K money niqqa! Pay what the fucq you owe niqqa!
>>
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Over 100K $ in debt for a grad degree that now has two people graduating for every job (law). Make enough to pay rent, some bills. I take lots of drugs, but I'm never happy. Hate job and have many health problems. Time to blow a hole through my skull I imagine.
>>
>owe $4100 to collection agency sent by my school

Paying it off aggressively though. Already paid $1000 and plan to do so every month until mid-january.

>parents say they'll help pay for my tuition
>commuting to state school so dirt cheap, $4000/semester
>get my tax refund back and put all but $400 towards my tuition
>only owe $3000
>parents tell me no problem, they'll split the rest
>gets mid semester, locked out of my grades
>mom's water heater shit the bed and spend her money getting it fixed
>dad going bankrupt, loses the apartments he was renting out when foreclosed upon
>tell them that I'm going to take the next semester off so that I can pay for school
>mom says okay
>dad gets angry at me for even suggesting that I take a semester off
>tells me that he'll take care of the $3000
>okay dad
>last day of semester
>still no money
>collections agency calling
>don't have any money because I trusted my dad that I wouldn't have to take time off of school to work
>dad, now realizing that he cannot pay asks if I can apply for scholarships
>tell him that my records are on hold because I owe the school money
>he asks if I can negotiate the debt with the school
>of course fucking not I just freeloaded a semester
>says that they're holding my records just to be spiteful
>even though it only makes sense that they wouldn't allow me to possibly just transfer to a school that I don't owe money to and tell them to fuck off after freeloading
>realize that I entrusted a man who has never been to college and has horrible finances to take care of my tuition
>a man angry at the phone company/ISP for suspending his service finally because he hadn't paid a bill in 14 months
>who still refuses to pay the bill

Joining the national guard. In my state they waive your state college tuition so I don't have to worry about this shit anymore. I know my dad is going to be livid but fuck him right now. When it comes to planning for the future he knows fuck all.
>>
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>>24146649
5.7k and rising. It might as well be 50k I'm such a poor dumb nigger
>>
>>24148017
ouch, I'm only like $22,000
>$20k a year
m8, you didn't get a degree for that much debt?
>>
>>24147754
>tfw no rich fiancee with a good job to pay off my student loans while I look after the house and do housework
IT'S 2015 WHY ISN'T FEMINISM WORKING YET
>>
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>Americans have debts from college
>mfw glorious UK covers all tuition and travel and pays students money for attending school and college
>>
>>24147040
Navy Fed?
>>
I owe $500 to me mum
>>
>>24146649
$9k Student Debt, only in my first year as well. Pretty sure it's interest free though
>>
$23k student debt

Thank God I just scored a job paying $50k a year

I honestly feel bad for the poor fucks who have $40k+ in debt and are still working at jewbucks.
>>
>>24148750
UK has only two good unis

while US has about 25
>>
>>24147040
what motorcycle do you have
I think I'll get one once I have a job, they look like fun on nice days.
>>
>>24148879
If you consider the size of the UK vs US, it balances out
>>
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I owed the ambulance people like a few grand or something. That was a few years ago and I never payed any of it because I'm a neet with no income.

Not really sure what came of it but eventually got a letter from a collections agency saying if I ever tried to get credit for anything I would be starting with a negative credit score.

lol whatever.
>>
600 thousand dollars in debt
>>
By the time I get my master's degree, I'll be around 100,000 dollars in debt.
>>
Somewhere between 200 and 300 thousand usd. Ouch...
>>
>be greek
>mfw this thread

kek
>>
My mortgage is 350k. But it's a nice apartment in a swell city.
>>
>12.5k

On a truck I got brand new in 2012

don't regret tho
>>
Does anyone have a good boy points debt? My parents are shit and never gave me any, but they never took them away either.
>>
sitting on like 8k or so

comunity college dropout. best decision ive ever made was to drop out. in canada they dont have massive default penalties, so its whatever. in the states if u default ur loan size goes up 3-4 TIMES. guys if u have like 50k in loans and u default on it, within a years its probably closer to 200k... and its so difficult to keep track because the company that ownes ur debt keeps selling it for a 100% mark up and you have to pay the difference, its actually fucking retarded

im just neeting it hard on autismbux

life is pretty gud all in all f@m
>>
>>24149008
Why? How? Like four houses? get off of /r9k/ chad
>>
>>24146994
Sounds like you chose a degree that won't pay much.
This is on you.
>>
>owe $20,000

NEET life comes at a cost when you live alone.
>>
>>24148549
>dafuq

ok ill spoonfeed you redditor

they're doing it ironically to make fun of a shitty situation

also you give away that you're a fucking newfag redditor nigger the second you type "dafuq"
>>
>>24149226
>4 houses

600k is half a house in california
>>
>>24149278

all of it is credit card debt btw
>>
>>24148750
that's fucking bullshit i pay like 14k a year and im english
>>
Stop using credit cards you stupid fucks.

What exactly was so important that it couldn't wait?
>>
>>24149316
I guess you're just a massive faggot
I get all my stuff paid for and have extra money from them on top of that
>>
>>24146649
GBP3.4K credit card (should be cleared down by end of next year)
GBP 1K overdraft (also to be fixed next year)
GBP ~8.5K student loans (comes off my wage, clears when it clears)
>>
>>24148879
That's why you get into the best unis.

And steal some native Brit's place
>>
80k here :^)
>>
>>24149379
>by end of next year
>fixed next year

This is like a single paycheck m8. Get a real job
>>
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4 Million

Not gonna happen though. I'll die before they ever get that back
>>
>go to community college free
>career people at school find me a job
>making 45k with 0 debt

lmfao i'm used to living like a poot son of a bitch and now i live extremely modestly, but it feels great

>live with my father who is chill as fuck
>only buy food and pay for internet and give him some so he's more comfy
>saving so much money i don't know what to do with other than buying a sick computer set up for when i eventually move out
>>
>>24148360
i'm going to marry him when i graduate, i don't get financial aid if i marry him right now since he makes so much money
>>
Debt free. Live with my family, didn't go to school, no credit cards, bike/walk/cab everywhere so no license. The only thing I have to pay is my phone bill.

I'm actually terrified of debt. I should probably have a license and credit card, but I don't wan't to be forced into a situation where I'm fucked without a job.
>>
>>24146649
Argentinian cheerleaders are the fucking best

Also 5K in debt to the IRS, they just forgot about me when I went NEET
>>
Well this thread made me feel better about my debt. I have about 4.5k credit card debt and only work part time, I expect to pay it off fully in the coming months because I still only live with my parents.

I don't think I'm ever going back to school unless I save for it first.
>>
>>24146994
your degrees cost just a year's salary in most cases.
That's literally nothing, considering the employment opportunities in the US, the ease with which banks give out loats, government help and the amount of sexually active drunk women in your colleges.
>>
>>24147402
>that I don't have to pay because I moved abroad
you're making a stupid mistake.
One day you'll go back and learn you owe the bank more than ten times that. And you'll have to pay.

>>24147754
meh, divirce will probably cost as much.

>>24149140
gnorizw afto to synesthima (gats)
>>
>>24146649
Like $300.
>>
>>24150377
>employment opportunities in the us
lol
>>
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i owed a pal of mine 50 cents for one day and i paid it back today
>>
$50k credit card debt.
I discovered strip clubs in 2014 and prostitutes.

Was planning to kill self at new years but fell for the "it gets better meme"

Currently unemployed and pacing with constant anxiety and panic attacks
>>
>>24146649
1.3k
And student debt that I never plan on paying back lol. Gonna fake my death and move to Colombia and fuck big booty bitches
>>
>>24146721
America, thats how
>>
>>24146649
i think im like $60k in debt. idgf tho prob just gonna escape the country once the debt collectors come for my testicles
>>
>>24146649
College dropout.

I don't wanna talk about it.
>>
I'm $140 over my budget for the year.
>>
Owe $200,000

WHOOPS. Jokes on them,, though; I'll be dead before they collect.
>>
>>24150377
>the amount of sexually active drunk women in your colleges

Anon raped me!!!!!
>>
>>24146649
$200,000 in student loans.

I stopped paying and moved to Canada.

That was like 8 years ago... haven't heard a peep about it. It works, and everyone who can do it should do it.
>>
>>24150959
same here man
at least with income based repayments my bill is an affordable $0
>>
>>24150913
>$50k credit card debt
>strip clubs and prostitutes

Damn man, I paid for three hours with a hooker with a credit card once and scolded myself all week for wasting the money. You fucked up man.
>>
>>24150959
Kanye?
Hiroblox hating on Godye baka
>>
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>all these people spending money they don't have
For what purpose?
>>
>>24150377
>employment opportunities in the US
kek

>the amount of sexually active drunk women in your colleges
>implying they aren't only sexually active for the top 20% of men
>>
>>24146994
Same here. But I dropped out and now have nothing to show for it.
>>
>>24150472
>And you'll have to pay

No he wont...

Debtors prisons haven't been a thing in western civilization for about 200 years.
>>
>>24150996
It's not that easy for everyone to just move to Canada.

You needa visa, a job, decent savings already, etc.
>>
>>24151118
No, but you'll have to pay if you ever want a chance at a house.
>>
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I'm debt free right now but I imagine if everything goes according to my plan I'll be $250k in debt by 2019-2020
>>
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No debts
10k +
But not car/licence
>>
$10,427 left on two credit cards.

$6600 of that interest free until July 21 next year.

Spent too much while on vacation and needed to buy a new car when mine died. Didn't want to get a loan because it would have cost me more than the credit card with the interest rate and early repayment penalties. Will have it all cleared soon enough but it's fucked my savings this year.

2015 has been a write off a year. Accomplished nothing, saved nothing, did virtually nothing.

The only thing that can be said positively of it is I got to visit some countries I'd never seen.
>>
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>>24146649
$21,000 a semester for my masters in teaching.

Started last year. So far, ~$42,000 in debt and that's just for school. I don't use any scholarships, I just take out loans.

And I'm currently co-teaching for free at a high school.
>>
>>24151357
Don't a lot of schools offer to pay the student loans of their teachers?
>>
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>>24149205
>in the states if u default ur loan size goes up 3-4 TIMES.

With rates like this, you may has well take loans from Yakuza.
>>
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Fucking amerifats
God bless national socialist Europe
>>
>>24146994
>I took out a shit ton of loans that were completely optional
>better blame my country

Fuck you you retarded millennial.
>>
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>>24151498
Well said, fellow european!
>>
>>24151269
What is this plan?

definitely not fbi
>>
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>>24150377
You must be the idiot who hears a wedding ring is a month's salary and thinks "what a bargain."

Debt is slavery. The only places you can make any money the cost of living is too high to pay anything off. IF you can find a job - part of how they keep the hamster wheel turning is there is never enough jobs to go around.
>>
>>24151520
Republicans like Trump care about the economy and the nation! I can be a billionaire too if I just work hard enough, Donald said so!
>>
>>24151672
What are you talking about?

All I'm saying is that taking out massive loans is completely optional, so don't bitch about it when it's fucking you in the ass later.
>>
>>24151186
If poorfags from third world countries can do it, you can.

Doesn't have to be Canada either. Just anywhere.
>>
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My college costs 24k a year. You do not know debt.
>>
>>24146994
honestly 50K in debt isn't bad for student loans. If you go to a mid to upper range uni the cost per semester to attend can be like 12K so a year is 24K. so if you go for 4 years thats 100K. And thats just a mid range college, can't imagine how much a major university costs per semester.
>>
>>24151241
you sound like you work at a bank
>pfft bro you dont even understand how bad your credit will be!
who gives a fuck, if I've already given up on life then why on earth would i ever give a shit about my credit
>>
>>24151782
Mine was 50k.
>>
>>24151782
Why go there then you fucktard?
>>
>work for a credit card company
>regularly see accounts where people have paid tens of thousands of dollars back in simple interest finance charges over years of paying only the minimum.
>this thread.

Thanks for paying my salary guys. I really appreciate it.
>>
50k ish, mortgage, you idiots and your student loans, my 50k bought me a job being a landlord is slick
>>
>>24151241
No, you don't.

In a decade that shit won't even be on his credit report, so getting a mortgage wouldn't be an issue.

That's ignoring that you don't need a mortgage to get a house.

And this is assuming he moves back to bongland, because if he just stays wherever it is he moved to, none of this matters, because his debt isn't even recorded there.
>>
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>>24146649
>$4,000
did you go to trucking school?
ive got a phd and over 500,000 in debt
get on my level fgt
>>
>>24148606
considering machine learning should be able to handle 99% of legal issues in the next 30 years
>>
>>24151882

Don't be silly. You think those collection accounts ever go away? They get sold to other companies who can report them for another set of years.

The timer of '7 years to fall off' doesn't start until after the last time the reporting company updates the trade line on the credit report. Also massive gaps in history are incredibly obvious and if you do want good credit again enjoy building it up with the shittiest, jewiest, high fee credit cards you can find for years before decent credit card companies will touch you.

Also they can sue you if they feel like it. You can be denied a job for having bad credit or denied an apartment. The bank always wins. Always.
>>
>>24151714
My point is that neoconservative policies towards interest and education are the main reason why college is so expensive in the US compared to other developed countries.

A lot of people don't have a choice to take out loans, and college has gotten exponentially more expensive since even 10 years ago.

>>24151773
Most legal immigrants from undeveloped countries are highly educated. Also there are left-wing feminists in government who believe they have a duty to help poor brown people improve their lives. They might not be as welcoming to white men, because as we all know all white men are sociopathic, misogynistic billionaires.
>>
>>24151833
People are stupid. Instead of filing for bankruptcy they screw themselves.
>>
>>24151782
That's nothing. Mine was $65k.
>>
>>24151950
You make a good point. However, you seem to forget that college is optional.
>>
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>tfw $4000 in the bank
>tfw $5000+ net worth

college is for chumps
>>
>>24151955

It's a good thing too. If people declared bankruptcy more often banks would be shit out of luck and forced to jack rates up to incredibly high levels. That would make things worse for everyone who does a good job with their finances.

Be happy people are willing to pay endless debt off slowly. Also the student debt that you can't declare bankruptcy on.
>>
>>24151846
Any tips on how to buy property and become a landlord? I want to do the same thing you did pretty much.
>>
>>24151955
I dont think you are taking into consideration just how hard it is to qualify for bankruptcy
>>
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>tfw owe nothing to no one
>>
4k

Canadafag
>>
>>24151894
>That Confederacy of Dunces cover
Such a great book.
>>
>>24152032
My mother declared bankruptcy without telling any of us. Apparently she didn't want us to worry. Had $20k something in credit card debts. Her tax was raised really high and she got by scrimping for a year and a half or so until she had cleared all her debt. Then she got a massive tax return. All in all seemed like it worked pretty well for her except she can't leave the country for 7 years or something. Although considering all her debt has been paid off that might no longer be an issue.
>>
>tfw parents paying for school and all my bills till I graduate
>tfw 20k in the bank and growing
>>
>>24151032
I was taking lithiun and effexor and xanax at the time and i swear to god i went from never even buying porn to just losing all sense of reality and control. I started drinking and smoking weed and nicotine too. Fucking hookers gave cocaine as well. Oh and i started gambling. I was 100% i would die that year. wish i was kidding
>>
>>24151948
>The timer of '7 years to fall off' doesn't start until after the last time the reporting company updates the trade line on the credit report.

No, stupid, it starts the time an account became delinquent, regardless of how many times it changed hands. You are flat out fucking lying here. You're >>24151833 aren't you... your lies don't work here Shlomo.

>Also massive gaps in history are incredibly obvious and if you do want good credit again enjoy building it up with the shittiest, jewiest, high fee credit cards you can find for years before decent credit card companies will touch you.

Oh no, starting over from zero! Way worse than being tens or hundreds of thousands in debt!

>Also they can sue you if they feel like it.

Sure. And the best they can get out of that is a wage garnishment. That might be worth it if the person actually makes decent money and just isn't paying the debt out of spite or something. For the robots here working dead end low wage jobs or not working at all? It means nothing. Someone making $10 an hour will get $27.50 garnished per week. And the fact is, most creditors know this, and they know it will cost more to actually bring the suit then they'll receive in garnishments. Threats of lawsuits are usually empty threats.

>You can be denied a job for having bad credit or denied an apartment

In some places. That's becoming illegal in more and more states.

>The bank always wins. Always.

Only if you buy their bullshit. Because again, even ignoring all this other shit, you can go live in another country and there is literally nothing they can do.
>>
>>24151925
You're an idiot. I'd like to see a robot litigate
>>
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>>24151925
Yep!
Most jobs will dissapear though. Silently - as people become long term unemployed and statistics quit counting them.
>>
>>24151950
>My point is that neoconservative policies towards interest and education are the main reason why college is so expensive in the US compared to other developed countries.

actually no college is expensive because it's subsidized by the government and big banks. it's not even a partisan thing, it's a banking thing. government kee It's like the housing bubble. government gives out money for college, colleges raise price of tuition because they fucking can.

the price of college would actually drop if loans/phr33 money wasn't so easy to get

but those are some dank reddit talking points though m80.
>>
>>24152245
Most of what lawyers do is paperwork. Like all fields there will still be some specialists, but the jobs will be fought over by rats on a sinking ship. It's actually already like that, so holy fuck, uggh,
>>
>>24152229
Bummer. Sorry to hear that.

Did you only start gambling once you already had some debt?

I found myself going to casinos and playing blackjack and roulette after I developed some debt. Thank fuck I only ever had wins, minimal losses or broke even.

Came very, very close to leaving a casino having burned $2,000 but took out another $100 on a credit card, going to the roulette table and left the casino only $200 down after some very, very lucky bets.
>>
>>24150472
>you're making a stupid mistake.
>One day you'll go back and learn you owe the bank more than ten times that. And you'll have to pay.

It's a gubmint loan, very low interest, doesn't count towards your credit rating, and only has to start being paid back when you're earning over a threshold (living abroad means they don't chase you up, so if you don't report your earnings to the British gubmint you effectively don't need to pay).
>>
>>24151241
>No, but you'll have to pay if you ever want a chance at a house.

What would I want a house for? Just ties you down.
>>
26.5k in student loan debt

Not bad compared to other ppl desu. 4 years at berkeley shouldve cost me a lot more but i got a few grants.
>>
>>24152328
Naw. Lawyers advocate, negotiate, mediate, counsel, develop client relations, and perform abstract and critical analysis which robots will not be able to do. Yea doc review is disappearing but that's far from 99% of legal work.
>>
No debt yet but I am running out of cash for this MBA program and only halfway done.
>>
11k student debt from one year.
I dropped out and live with my parents
Unless you are actually smart college is a scam desu
>>
6k in medical bills
>>
>>24152325
>colleges raise price of tuition because they fucking can.
It's so niggers can play football and basketball.
>>
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somewhere around 40 grand for studies
couple of hundred in rent that i'll be seeing a tenancy tribunal about in decemeber
1k bill for phone/internet
>>
>Have $10k in student loans
>Have $39k in cash and stock
>Don't feel like paying it off because the interest is so low and I'd prefer to invest instead.

Feels good to be doing it right.
>>
>>24151988
There aren't many good jobs you can realisitically get without college.
>>
>>24153008
I have one. I make 6 figures and have only been working here for a little over a year and a half. No, I'm not some sort of forex trader either.
>>
>>24146810
it will baby
>>
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>>24153106
so what are you
>>
>>24152484
So you don't have to deal with selfish idiots like this having power over you.

>>24151846
>>24152025
>>
>>24149297
Both of you are kooks.
>>
>>24152792
A couple hundred dollars? They actually go after you for that?
>>
>>24153106
Are there exceptions? Of course, but overall a college degree increases your earnings and security.
>>
>>24153130
A blue collar worker in the transportation industry.
>>
>>24147040
You're going to be a lifer in the military.
>>
>>24153269
Did you have friends or family that helped you move up?
>>
>>24153490
Nope.

I just applied online and interviewed well. I had no family or friends in the industry whatsoever. I'm also in an entry level position.
>>
>>24153172
if it aint them then its the bank. This isnt a game you can "win". And if you cant win then why bother playing.
>>
>>24153524
US? What region? Was there some other sort of nepotism going on like you and your interviewer were both Hispanic or something?
>>
>>24154003
Nope. I'm a white guy and she was a black woman. There was absolutely nothing like that. I have some college education and am pretty bright in general. I guess they saw that.

I live in the Gulf South not that it makes a big difference.
>>
>>24154088
>Gulf South
Oh.

Sorry, but I'd take Pablo and Heath over fucking DeTavious and Cletus.
>>
>>24154169
Your loss. I have a very low cost of living, mild winters, and amazing income. I'm on the verge of becoming a 25 year old home owner.
>>
>>24146994
PEOPLE HAVE DIED FOR YOU TO GO TO COLLEGE SHOW SOME FUCKING RESPECT TO YOUR COUNTRY
>>
>>24154190
I know, shit.

Time to move outta the fucking desert.
>>
>>24146649
4k? thats seriously child's play.
I'm at %30,000 and that's LOW....
>>
About $20K but that's not bad compared to a lot of people. It will be paid off in less than 5 years hopefully.
>>
tfw you don't even know how much debt you're in other than that it's probably between 5 and 20k
>>
>>24154235
Living here won't fix all your problems, but the petro-chemical industry is huge. Not just gas and oil refining, but the manufacture of chemicals and plastics.
>>
>mom made me get 2 mastercards to 'build my credit'
>She makes me constantly max them out
>I want to pay them off ASAP because I hate the idea of debt
>'NO anon you NEED this for the future"
>$1500 that I need to pay off
>>
>>24154536
>Living here won't fix all your problems
My only problems are boredom and lack of money.
>>
who else here /indebtwithlandlord/?

paying rent is hard as shit but my LLs leniency has been the only thing saving me from homelessness. I'm about 3 months back on rent but I'm paying it back as quick as i can

any other anons?
>>
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>parents are well off so I don't have to deal with student loans
All these fucking poorfags
>>
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>>24146649
>tfw 19 and took a year off after school to work
>work at a grocery store stocking shevles
>make ~$25,500/yr
>tfw wouldn't even care if I just said fuck it and did this and to hell with college
>tfw zero ambition

Is there anything wrong with this? I mean I don't buy anything right now, no car and no shitty habits to chew money
>>
>>24152354
Yea i had never gambled before but i found myself gambling after i got into some debt thinking it was gonna fix all my problems. Of course it only added to them. Thank god now im drug free and i have no vices except the fucking nicotine and coffee. Ill take panic disorder and depression over living like a maniac
>>
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>tfw debt rising
>>
>>24146649
Only normalfags get into debt

typical wageslave mentality
>>
Man, I think I fucked up for spending part of my food budget on weed, but then I remember Chris-chan, Anthony Birch and see these posts.

Wew lad.
>>
>>24146649
Around 6k here.
>>
>>24154885
apartment living gets old FAST

thudding ceilings, thin walls, hearing other people snore/shit/shower, creaking doors

and that is all you will ever be able to afford unless you make more money
>>
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>>24151804
Dude not even that guy but my tuition a semester was 25k. I had a +$200 grand education and only skated out with about 50k in debt. Thank you God I didn't get a useless degree and will be able to pay it all back before I die.
>>
>>24147939

Not always. If you qualified for free or reduced price school lunches or lived in public housing or lived off of food stamps, you would get some waivers for the SAT from your counselor. That would then get you waivers for college application fees.
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