Explain this shit, Britain.
https://www.lloydsbank.com/current-accounts/islamic-account.asp
seems like the free market filling a demand to me
>>73718500
>No credit or debit interest
Why can't every account be like this? The opposition to predatory lending and interest is the only part of Islam I can really get behind.
islamic banking is a way to beat the jew, seriously.
Say what you guys will about the USA but the worst thing we have equivalent to this is the "RUSHCARD" which is basically a "disposable" bank card marketed toward niggers
>>73718500
Niggas want to make money and this is a way to do it.
>>73718782
So what's preventing me from taking the maximum loan allowed, parking it in an S&P, returning the money and pocketing the growth rate as cash?
Why would a bank loan money that you could potentially default on (risk) with no interest to be gained (reward)?
>>73718782
>The opposition to predatory lending and interest is the only part of Islam I can really get behind
It's a part of Christianity too, but it was tossed aside because of kikes and secularism.
>>73718500
Their money stays in stasis as inflation flys by.
Retarded.
Islamic banking.
And people say a takeover isn't happening.
>>73718500
>sharia approved banking
holy shit uk is kill
photoshop faggots
>>73718829
>french
hello mahmood
>>73718500
You know of all the complaints I have about sharia law this isnt one of them. Sharia banks spit in the face of the useris jews and if you dont support a bank that does that you are one hell of a good goyim.
>photosopped this hard
Fuck off Hans
>>73719350
Oh god it's true, nuke us somone please.
>>73718500
this convinces me to turn muslim more than any other propaganda
>>73719350
>>73719427
> sandniggers in charge of following links
>>73719350
>>73719427
that damage control
>>73718500
Sharia is just like Sanders supporters idiotic belief system.
"I have to pay for money I borrow?"
"Why can't we have a morality based economy?"
This is fucking awesome.
But how will they stop non-muslims from taking the same loans?
wew lads it's real
https://www.lloydsbank.com/current-accounts/islamic-account.asp
david cameron wasn't fucking around when he said he wanted london to become the islamic financial capital of the world.
>>73718500
THERE'S TWO PLACES IN THE WORLD WITH ISLAMIC BANKING:
1) The islamic world
2) The UK
Although the second is redundant.
>>73718500
FULL
BLOWN
ISLAMIZATION
BRITS IRREMEDIABLY BLOWN TFO
>>73719015
Obviously they're not going to give you a loan like that retard. That's the entire point of a raghead bank account.
Instead of getting traditional loans, the bank will buy something for you and then you buy it back off them... for a higher price than it was worth.
I wouldn't be surprised if they were charged a monthly fee to have an account like this as well.
>>73718696
Actually true, however, they are the only ones allowed to be so exclusive like this with religion.
Some banks have excluded based on occupation, specifically banking for veterans, but I have never heard of a christian, or a white only etc bank that would hold up.. Didn't a whites scholarship fund get killed off in Canada?
so they deposit their money on the bank, the bank (just like the others) lends it away and they get nothing? good deal.
>>73719460
Maybe Trump will out of love, so maybe you become a little more like Japan in a good way.
>>73718500
islamic banking system is bullshit. it uses a loophole. it's basically the same.
Britain trying real hard to be the biggest cuck nation before Germany and Sweden.
I haven't heard of that but I used an ATM today that asked for my preferred language which has never happened before.
They only gave four options, English, French, German and Spanish but I can that changing to polish and paki real quick.
It's a small town with no tourism but there's constantly changes to fit this non existant melting pot
>>73719875
explain, muslim, I want an interest-free loan
>exploiting a loophole of religion
that's muslims for you
>it's real
desu it seems like a way for the bank to capitalize on economically illiterate muslims.
>>73718500
N I G E L H E L P U S
>>73718500
This can't be real. Stop shitposting
>>73719993
its still interest. how do you think banks are making money from it?
>>73718696
the fact that there is enough of a demand is whats concerning
>>73718829
Not really.
The bank just charges you a lot for their services.
>>73719954
I feel confident Islamic style bank accounts will be available in Germany. If not from German banks then from one of many Islamic banks that will be entitled to operate there.
>>73719836
If you read it they promise to use your money for naughty things. Like making a profit from Jew banking. But they also give you nothing at all and they'll charge you for it.
>>73718500
My pension company (NEST Pensions) has a sharia fund.
It's performing badly now because most of it is invested in apple kek
>can't gamble
>somehow can invest in a long term fund that may or may not increase
>literally long term gambling
>>73720065
Nope, it's legit.
https://www.lloydsbank.com/assets/media/pdfs/islamic_account_welcome_pack.pdf
Can we get a turk please to explain how this works, I want a debt free loan.
I'm not very smart but this seems like a great deal, because I can make more money from a no-intrest loan than I could from compounding my money in storage.
Am I right?
>>73719742
Totalmente fren
>>73718500
Seems like a great way to flag terrists
>>73720314
i want a 1000$ loan paid over 30 years, I wanna buy water cooling, a new gpu and a bicycle.
>>73720314
>take out interest free loan
>put it in CD at another bank
>pay off the loan over time
>make money through "investment"
It's a stupidly good deal
>USA forced to watch our mother nation kill herself before our eyes
>>73720064
He tried.
>>73720292
The point of the account is that you cannot get a loan with interest. Muslims aren't supposed to make money off money. They can only invest in property and slaves and shit.
They wouldn't just give you money.
it's like halal. you pay (extra) for insuring it's according to your faith.
it is obviously not beneficial compared to a regular account.
https://www.lloydsbank.com/current-accounts/islamic-account.asp
>>73718500
Great way to track mudslimes, I guess.
>>73718500
>.asp
>>73720568
Yeah, ok I wanna buy new pc parts and a bicycle, am I eligible, I don't have the money to go to a bank in england right now to check, but maybe some german muslim bank will offer me some program, a german bank once offered me to take a loan.
>>73720760
>You can apply for a Lloyds Bank Islamic Account if:
you’re aged 18 or older
you’re a resident in the UK
you’re an EU national, or have permission to stay in the UK for at least 12 month
Youre a EU national bulgaria bro
>>73720760
So what happens is you go "mr Bank I want a Bicycle that's worth £50" and the bank goes "Okay kid, I've bought the bike. Now you can pay me back £10 a month for 12 months for a total of £70. Nothing immoral here. I'm just a friend buying a friend a bike."
>>73720948
No, i mean can I take a loan to buy pc parts and a bicycle and what options do I have, you're the muslim specialist.
>>73719222
noice trips
>>73719350
>>73721135
are they halal pc parts?
>>73721055
>£10 a month for 12 months for a total of £70
I didn't think brits couldn't do math, I mean you're cucks and shit, but math? I thought only your colonies like Australia and the USA couldn't do math.
>>73721055
Yeah that's why I want to take a loan from a muslim bank.
>>73718500
Looks like its really not that different to regular banking. See: http://www.academia.edu/2658464/Substitution_effects_Do_inflation_and_deflation_affect_Islamic_home_financing
In Islamic banks, interest rates are forbidden and unlawful to be practiced. Therefore, a new solution has to be created in order to ensure Islamic banks do not appear to be similar to the interest-based conventional banking system. The solutions are twofold; first, Islamic banks employ hibah rate or profit sharing ratio when providing profit to depositors of the banks. Second, Islamic banks employ profit rate when charging the customers on Islamic homefinancing. No interest rates will be given. The hibah rate is given based on Islamic banks’ performance. It is not a guarantee by the bank.
>>73721249
kek
Just use a Co-Op bank lads, no interest and it's mighty white.
>>73721249
Yes, but I'll make them haram very fast by using them in the name of Jesus Christ.
>>73721283
Oh yeah... that was pretty dumb. Well whatever you get my point! You're still paying interest with an Islamic bank. There's no advantage to doing.
>>73718500
>Credit card
>No Interest
Uh yeah inshallah and alloha snackbar and all that can we get one stateside?
Wtf. I didn't know this existed. The reason this shit keeps creeping in is because nobody knows what's going on
>>73719802
It's not exclusive to one religion - anyone could get one. It is probably more expensive than other accounts, so only Muslims will buy it
/pol/ missing the BIG PICTURE
Yeah, they are mudslimes.
Yeah, they could blow up any minute in the name of Allah (peas be upon him)
But all of what is being presented is GOOD
THIS IS ANTI-JEWRY
The West NEEDS TO ADOPT this kind of banking and financial system.
>>73718500
Insh'allah!
>>73721751
Fractional reserve banking will still stay though
You guys think its over?
IT HASN'T EVEN BEGUN
>>73721751
>/pol/ missing the BIG PICTURE
>Yeah, they are mudslimes.
>Yeah, they could blow up any minute in the name of Allah (peas be upon him)
>But all of what is being presented is GOOD
>THIS IS ANTI-JEWRY
>The West NEEDS TO ADOPT this kind of banking and financial system.
you dirty fucking apologist, theyre just as bad. fuck you you dumb cunt
Muslim here. Stop being retarded for once. This is no different to any other bank account or loan just manipulated to appear to be Halal. Banks along with any other business will do anything to fill a void in the market hence why they have this.
>>73721989
>british
>it checks out
>>73721989
As if incentivising catering to mudslimes is a good thing
>>73718500
>https://www.lloydsbank.com/current-accounts/islamic-account.asp
Holy shit its actually real.
20% of every deposit goes straight to ISIS. Cut out the middle man today!
I'm sure big brother UK wants to go cashless as soon as possible.
At least this accounts will be easy to track Jihadis. But god damn Britain.... really?
>>73718500
you might as well pretend to be kebab and get non-jewish banking
this may be the one single positive side of Islam
>>73722088
Why is it not a good thing? Banks want people to put money in their business. Muslims have money don't see the issue
>>73721989
>Muslim here
>>73719954
How is it cuck senpai? They're taking mudslime money and not offering interest.
>they're taking mudslime money
>taking mudslime money
>mudslime money
>money
>>73722243
I mean in general.
>>73722288
Lool coming from a Spaniard
>>73722369
What's the matter brother, why so much hatred?
>>73722312
Just stop for one fucking second dipshit and think about what you are saying.
Banks giving out interest free loans? AKA free money?
>>73722513
I know you're pretending but Islam should never be normalised in the West
>>73718500
Nice try.
>>73722573
Not even remotely pretending. I actually am a Muslim
>>73722649
Prove it.
>ucucks in full damage controll
>>73722436
Still mad Ahmed?
>>73722711
Why would I bother?
>>73721989
the only good muslim is the muslim we drone strike.
>>73722829
You have nothing for me to be mad at?
>>73722906
Still upset over 9th of November?
>>73722882
Okay, role-player confirmed
>>73722522
>NEENOOO NEEENOOO
>Its the Dipstick Police
Lloyds aren't offering fucking free money. Its a gimmick, any bank can offer free deposits / zero interest. How fucking retarded are you?! Get off this site and go lick a window.
>>73723053
You honestly don't think Muslims visit this site? We are no different to you no matter how you perceive us to be
>>73721989
How will there be a market when you will all be dead by December?
>>73723286
Then prove it at least with a time stamp of your brown hand
>>73723311
Do you honestly think your politicians are going to do anything? Do you remotely understand that Saudi have been investing billions in to your economy and if they pull it all out at once your economy is gone that's not including the petrol dollar. The only reason your country does well economically is because of Muslims.
>>73723460
Bubu-but what if I am a White Muslim?
Whahahaha even Turkey don't have this shit
>>73723632
Get out, George Galloway
>>73723556
Plz tell me your Welsh?
>>73723757
Nope lol from North West
>>73718500
So it's basically normal banking with all of the usury and Jewry removed?
Don't bother, this is just there to bring you to the bank. If your credit rating isn't top-notch they'll throw you a bone and open you up a normal debit account.
this is good - some islamists will be stupid enough to use it illegally and lloyds will make the data available to the uk's intelligence services
>saw thread
>assumed the screencap was fake
>followed the link anyway just to be sure
>it's real
just fuck my country up fɑm
>>73719993
The bank buys something. You buy it from the bank at a higher value. You're not paying interests, you're just buying it from the bank in small monthly payments, with no interest, at a higher price than it would've cost to buy in one payment from the store.
TECHNICALLY there is no interest but you're still paying more for the item exactly as it if there was. Never underestimate the jews and their willingness to jew around god's law. No matter whose god it is, even their own. Specially their own, actually.
>>73718500
>see this
>it's real
Still holding out hope for brexit. But, at this point I know it's over, and will probably just immigrate.
>>73723556
You understand every non muslim who isn't a brainwashed leftist wants to genocide every single one of you?
>>73723864
Its a dead end illogical retarded system that has never been adopted as it doesn't A work or B make any sense.
>AKA Muslim.
>>73724255
You do understand that the US is the most hated country in the world?
>>73718500
>>73719290
>>73719523
>>73719595
>>73719954
>>73720130
>Gercucks trying to deflect the humiliation away from themselves
You're still worse than us by far.
>>73724240
Where to though? The rest of Europe is fucked, US and Canada are difficult to migrate to (unless you're a rapefugee or Mexican of course).
>>73724412
SHARIA
APPROVED
BANKING
>>73724219
Well explained best ally.
The bank is out to make money and to miss an opportunity is foolhardy at best.
>>73724412
"no"
>>73724587
>>73724527
>I'd rather make fun of the other side like a bitch than deal with my own problems
This is why we will all lose
>>73724527
WIR
SCHAFFEN
DAS
>>73724732
> I can't handle the bants
>>73724732
>mfw his country literally adopted sharia approved banking
>>73724240
Immigrate to where? America isn't white any more. France and Germany are just as bad. I guess Australia maybe?
>>73724833
>>73724817
I'm not annoyed, faggots. I'm just pitying how sad you are m8
>>73724587
That was under Labour, you're legally allowed to kill a burglar since last year.
Also our centre right party is anti immigration, yours floods your country with em.
>>73724796
>>73724988
SHARIA
FOR
UK
>>73724988
DESIGNATED SHARIA ACCOUNTS
>>73725034
>That was under Labour
MUSLIM MAJOR
AHAHAHAHAHAHAHA
>>73724817
>>73724833
It seems you guys are adopting the American attitude of ignoring you own problems and trying to highlight minor irritations of others.
>>73725070
10 year old picture . . . . .Sharia 4 UK was banned . . .wake up see my comment above.
>>73724896
>>73724481
Some where that isn't Europe or Africa. Going to look into options.
>>73725134
>>73725070
I'm still not annoyed. You know, you cucks could use that impotent rage of yours to do something productive but you'd rather whinge all day
>>73725240
A
MUSLIM
U
S
L
I
M
MAYOR
A
Y
O
R
>no overdraft
Allahu Akbar my friends pls gib account
>>73725240
>>73725276
>mfw brits dont even banter back
YOUR BANTER IS USELESS
BETTER GET A SHARIA ACCOUNT FAST
>>73718500
Humm this is just a renamed kids current account no loans or overdrafts
>>73725306
America has them, they also have a Muslim majority city . . .we don't!
It seems stupid to argue with you Germanbro but I have a feeling that you maybe an American deployed in Germany.
>>73725306
Ficki ficki, Hans
S
H
A
A
R
>>73725407
Here's some banter: Cologne. It will get worse everyday because you'll do nothing BAZINGA
I
G
Α
>>73725612
1400
4
0
01400
4
0
01400
4
0
01400
4
0
01400
4
0
01400
4
0
01400
4
0
01400
4
0
01400
4
0
0
>>73719768
>https://www.lloydsbank.com/assets/media/pdfs/current-accounts/banking_charges_guide.pdf
No monthly fee
>>73718500
>no interest
Kek, just say you are shariah bros and get a nice bonus
>>73718500
>no interest, overdraft or service fees
Where the FUCK do I sign up senpai?
The world is ending. This can't be real
>its real
RIP Europe. You're drowning in your own apathy.
Kebabs are silly like that.
>comes to buy a car
>refuses to pay interest on payments
>we calculate how much total interest he wouldve paid
>we add that to the total cost of the car instead
>he's now okay with it
http://www.independent.co.uk/life-style/history/evidence-of-upper-class-africans-living-in-roman-york-1914553.html
http://decodedpast.com/evidence-african-diaspora-roman-britain/6254
http://www.blackpresence.co.uk/black-romans/
https://www.reading.ac.uk/news-and-events/releases/PR270747.aspx
https://www.theguardian.com/science/2010/feb/26/roman-york-skeleton
Remember, saying that blacks don't belong in the UK is WRONG. They've been here for centuries and are true, ethnic and racial britons.
>>73718500
even our hardcore muslim goverment didnt took it this far what the fuck britcucks
>>73719802
This is because Christians abandoned all the regulations on banking in our Bible. We're not meant to commit usury but just sort of pretend it's not in there because it would be devastating to capitalism for us to ban it.
Also, ethnic banks did used to exist back when we were a lot more segregated. Bank of America was originally the Bank of Italy (though it was always based in America) and used by Italian Americans.
>>73726207
Ha ha ha . . . .you niggers try hard.
9/10 for effort.
>>73724988
>I'm not annoyed, faggots.
t. annoyed faggot
>>73726276
> His country doesn't have sharia approved bank accounts?
Are you even Muslim, kaffir?
>>73726326
Hey I'm not a swede!
Holy shit UK, congratulations.
I'm still laughing about the fact that the capital of Britannia has a sandnigger mayor, but this is great as well.
It's coming to all European countries, if they don't have it already.
> mfw public companies openly support Sharia law
> Sharia law literally tells Muslims to fuck over and kill non Muslims
> mfw if you say something against it you are seen as hardcore rightwing nazi
> mfw "just don't use it if you don't like it"
> mfw "there are good things in Sharia law as well"
do you realy dont know?
>>73726167
The Jews are the worst for this shit.They have a way of getting around just about every religious law there is.
They're not allowed to shave with a blade but they can pull hair out with an electric shaver. They can't turn a light on during Shabbat but they can have automatic lights.
They'll do anything to avoid following their fucking religion like they're some kind of tax code not moral laws to live by. Then they start fucking crying if you don't respect their religion.
>>73726466
>still annoyed
c'mon son
>>73725917
They get charged at the same rate, just in a different manner i.e.
Conventional loan
>borrow 5 grand to buy a car
>pay back 5500 over two years
Muslim way
>bank buys the car for you for 5 grand
>sells the car to you for 5500
>you pay it back over two years
Save deal, but reworked.
>>73726679
Top kek.
>>73723632
>a convert cuck
Literally worse than an actual mudslime.
>>73724527
we need to make this a meme.
>>73726920
Butt out toothpaste . . .you have more Muslims than UK anyway.
I work for Lloyds banking group and confirm this account does exist.
We get a lot of muzzies who moan because we will not give them an overdraft on an islamic account and that if they really want one they need to open a classic account
>Brits have as much guns as Kenyans to defend themselves
YOU CANT MAKE THIS UP
How do they check you're a mudslime?
>>73718500
Nothing to explain.
1) Banks all around the World are issuing perfectly regular bank accounts and are presenting them as sharia-compliant, when they clearly are not (profiting for money in any form of interest is haram, i.e., any actual bank that does its job can not be sharia-compliant by definition)
2) Religionofpeaces are too fucking retarded to realize this
3) Profit
(Optional)(4) Muslims holding these accounts are at once paying the bank for the service and technically sinners, so they burn in hell for eternity.
AKA total win.
>>73718500
Jesus christ.
>>73727231
Why would they care if you were Muslim? They just want your money. The fact you are willing to forgo any form of interest just makes their dicks harder.
>>73718500
Dayumn What is a sharia approved activity ?
>>73720129
This. They charge approximately the same amount in fees as they would for interest.
>>73726920
SHARIA
H
A
R
I
A
>>73727509
Funding ISIS?
>>73718500
Holy fuck, the account is amazing. Is there any way to sign up in Germany?
>>73727231
Work for Lloyds bank here
It means we dont need to give them interest for having their account with us so anyone can have one
>>73718500
>Bank gets to keep customers money, never owes them interest on account
Sounds like a win-win to me. The last bit is just an empty platitude. First of all accounting doesn't even work like that, and second, even if it did, an extra thousand in their asset account still means an extra thousand for loans and investment, they just use Mohammed's money for something else.
/pol/ should be hailing these guys as geniuses for taking advantage of stupid muslims.
Wrong! If they all sell, that's a sale for investors. Americans will just buy the assets at a discount! Turks, SELL! SELL! SELL!
>>73727509
>pick islamic account
>your bank will never give money to degenerate causes
I'm willing to pretend to be a terrorist if it helps stop faggotry
>Implying London isn't the Muslim world's leading financial center.
Just Anglos making money.
Capitalism.
>>73727558
Investing in hats and robes ?
>>73727680
That isn't what this means. What it means is that the bank will not lend the money you have given it usuriously.
I am thinking about faking islam autism just for that bank account.
Sharia approved butcher knifes and door locks
>>73718500
>mfw Britshits didn't wake up
Holy shit it was/is real: https://web.archive.org/web/*/https://www.lloydsbank.com/current-accounts/islamic-account.asp
They've offered this since at least 2013 though, so it's not really that new.
>>73727637
I find that attractive... but, how does the bank make money from that?
Does they use this method? See >>73726796
If so, it is dealbreaker because of the depreciation.
>>73718500
>No credit or debit interest
What the fuck why wasn't I told about this?
Shit I'm going to grow a neckbeard and ask for an account.
>>73718500
This has been around for a fair amount of time.
I do wonder though how they enforce sharia upon a chain of 1's and 0's.
>>73728302
No credit or debit interest does not imply no account expenses.
Basically they pay for the muslim account. How much? Probably the expected interest return you would expect from normal accounts.
>>73726595
>It's coming to all European countries, if they don't have it already
Yeah,good luck with that. I cant even imagine the shitstorm.
