http://www.dailywire.com/news/5051/226k-debt-supports-sanders-wait-til-you-hear-what-robert-kraychik
You can't make this shit up folks
>>71427398
To be fair, speech pathology is actually a decent field. The difference is she's a woman who probably refused to do internship or other network properly and thus failed to get a job because she's a lazy cunt with baby boomer parents who told her that all she had to do was get a degree and it'd guarantee her a job.
How the hell is she gonna pay that debt?
Her nose is too big for porn.
>>71427398
>bragging about debt
>>71427603
body double for rato
>>71427398
speech pathology is a great major, she is clearly just a gibs who doesnt know how to break out into the field
>>71427603
>Her nose is too big for porn.
Wouldn't be too sure about that friendo
http://www.dailystormer.com/jews-admit-running-the-porn-industry/
>>71427562
226K is about how much I had form to law school. If you can't pay down your debt, or get on a government program to pay it down like Income Based Repayment you are a complete moron.
There are even programs that stop the interest from capitalizing. There is no reason for anyone 1) complain or 2) default on their loans.
>>71427562
This - it's not like she's a fucking psychology or women's studies major - if it was one of those useless majors then I would agree she's completely fucking retarded.
However she's still retarded just for the fact that she managed to rack up over $200k for a Bachelor's degree.
>>71427562
>>71427696
These guys get it.
>>71427398
Why are women so retarded?
>>71427398
That's an interesting necklace she has on; it matches the nose.
>take money, get knowledge
>cant pay back, still have knowledge
abuse the system, folks
>>71427398
To me this just proves what a bad idea it would be for the government to pay for college education. If it's a bad investment for an individual, why isn't it also a bad investment for the government?
>>71427823
It's like clockwork.
That's a she?
>>71427603
Thats a good question she might have to do nigger gang bang videos and low price escorting untill she can afford a nose job
How the hell?
I'm barely over 100k and I've been in college for 10 years now.
>>71427963
No, it's a bipolar ka-20.
>>71427816
This is very common with american women
I have a female friend that is over $250,000 in student loan debt
>>71427562
Here's the thing, that degree does guarantee her a job. Speech therapists are in huge demand throughout the Midwest and the Rockies. I have two friends who studied it and had several high-paying job offers before leaving school.
These Bernie supporters who are drowning in student debt and claim they can't find jobs are either lazy or they are lying.
>>71428129
Alot of women ask for more money then they need if parents co-sign the loan so they can get disbursement checks to buy clothes and eat at restaurants
>>71427713
You biglaw bro?
I'm trying to run the clock out on the 25 year max ib repayment. I pay 50 a month on 215 grand kek
>>71427816
Hey now, I can make six figures with a psychology degree. Hell I can probably easily clear 150k in the midwest if I open up my own business.
Psychology major, on the way to Master's. I just got fucked over by a school that guaranteed I would be able to get my licensing after clearing it but it appears I need 24 more credit hours even though I specifically stated what I needed for licensing and they told me these classes would be what I needed.
>>71427713
>>71428366
Why didn't you get full rides?
>>71428129
Alot of women stay in college longer then needed constantly changing majors
Hopeing to meet a rich chad.
That bachelor degree probally took her 12 years to get
HOW DO THESE PEOPLE EVEN BORROW 200k
ITS IMPOSSIBLE WTF
The modern western world, certainly USA..is really fucked.
I don't even have debt like most young people do
>>71428228
How? How much is tuition?
>>71427562
>>71427696
>>71427816
>>71427818
The fact that she wasted $226K is the bigger problem
>>71428129
my theory is they charge more for "useless" or over saturated majors as an attempt to cull womens studies majors. people are so brainwashed they assume expensive=good. if I wear a debt salesman or knew the government was going to bail me out i'd continue to lend as well.
>>71428533
This is going to happen in canada or is happening at the momment im sure canada has 28 year old women in college that have changed majors twice
>>71427398
Does she really think that bernie being elected into office will somehow wipe out her debt? I honestly think most of these people who support bernie think that having him in office will get rid of their debt.
>tfw full ride
>>71427398
Does she not realise even it the highly unlikely event the Bernie got in and enacted free tuition it would not work retroactively and probably take years to kick in?
>>71428366
Enjoy the tax bomb on the forgiven portion. kek
She could probably move to England and get a job helping all the refugees learn english. Oh wait, the English are content with them practicing sharia and cucking their entire population beyond recognition. Nevermind, she's fucked.
>>71428228
I (briefly) dated a girl with around $150k in debt. She went to NYU from out of state and studied some environmentalist bullshit. Spent four years living in Greenwich Village, blew like $200k, and learned nothing useful. The only job she could get when she moved back home was for $15/hr.
She was also terrible at sucking dick. Pic unrelated
Holy shit you idiots a speech pathologist barely breaks 40-50k you mongheads.
A graduate will be lucky to get 40k while one with 5-10 years experience will be between 50-60k without a chance of breaking any higher.
Do you have any idea how long it will take a speech pathologist graduate to pay off 226k? The god dam interest will be more then the payments she can afford to pay. It will be 20 years MINIMUM until she pays it off.
>>71427398
>226k
How the FUCK do you spend this much?!
>>71428680
Reminds me of that guy from that Reddit screengrap that was going to kill himself because Bernie was his only plan out of a huge debt.
>paying 226k to learn how to talk
>>71428634
I have a friend thats a female she is 29 years old she is still in college she keeps changing majors and is racked up in student loan debt
She even used a student loan to pay for a boob job she asked for $3,000 more then she needed for the semester and her dad co-signed the loan
>>71428784
desu senpai my college cost 240k but i already repaid my loans in 3 years and now i have savings. bout to buy a house. it's all in what you do with your degree
>The answer? “Speech pathology.”
How the fuck does that answer why she loaned $230k ??
How fucking irresponsible can one get?
>>71428680
Not only would ot not wipe out her debt if she did get a job in the future she will be paying a higher payroll tax leaving less money in her weekly check to make payments on student loans
>$30k student debt
>lived in China for a year partying and drinking, studying Chinese
>same in Korea, but lived as cheap as I could
>travelled to Scotland, Japan, throughout China, a little in Korea, and new Zealand
>had a good interview yesterday for part time office work while I prepare for the LSAT.
Do they use their money for buying clothes and cars? I just went to the uni in my city and worked during school and the summers.
>>71427398
I'm sick of this shit.
Did somebody force her to go to an expensive university and major in a field that teaches no marketable skills? Then what's she complaining about? She know how much college would cost, she knew what the major entailed, and she could easily have looked at the job market to see that her chosen field had very few career opportunities.
So what exactly is she protesting? The logical consequences to her actions?
>>71428784
I'm an overseas student and my degree is gonna cost around $250kCAD
>>71428784
it's incredibly easy and extremely common.
>go to $45k+ per year school
>borrow money to pay for living expenses ($2k/mo apartment, $1k/mo for food and clothes, etc)
>do 1 or 2 semesters abroad on borrowed money
>spend six years getting your BA due to dropping classes and changing majors
>>71428841
>I've been paying back my debt for 8 years now while taking out just enough to pay tuition
>Shit like this is common
>>71428726
Thats common for female students at pratt in new york.
Create debt then go home work for parents or work for minimum wage
>>71427398
As a poor person who went to college for free, I honestly have no sympathy for these upper-middle-class trust fundies who went into debt for their degree and can't get a job. Fuck y'all, no solidarity now since you never give class solidarity when it matters.
>>71428574
It varies
>>71427398
>tfw 650 candian pessos in debt
>>71428908
It doesn't help that in the US, everyone raising you like your parents and teachers and the media tell you that college is your only option after high school. They don't mention trade jobs or civil service. It doesn't help that tuition rates have been going up across the board. It doesn't help that while in college they make you take a bunch of bullshit classes to get your degree even though you'll never apply those classes directly to a career which is obviously inefficient and a waste of time and money. But I'm definitely not saying these people hold no responsibility for being in so much debt. Just saying the system from state to finish is kind of fucked
>>71428784
>How the FUCK do you spend this much?!
This is what I am wondering
Sister went to school to be physical therapist
had maybe 50K in student loans
Got job out of school making 60K
Lived at home for a year paid off almost 40K
Student loan payments are now around 200/month will be paid off in 5 years if she only pay the minimum she hopes to pay it off much sooner.
She has 2 years experience now and is getting calls from recruiters for higher paying jobs
How is this bitch so retarded?
>>71428228
>>71427816
How is it even possible to do this
Four years at my university would only cost 88,000 dollars just doing things normally
The idea of being that far into debt for college makes me physically ill.
>>71427398
>borrowing a quarter million
I hope that was for at least a Master's degree
>>71429045
Yeah its very common I know a woman who put her self in $450,000 debt because she kept asking for money then needed had both parents co-signed the loans and lived a fun life off of disbursement checks
Unfortunately after 22 years of college she never married a med student like she planned she is now old and working as a nanny
>>71428574
30k Is like the max here right?
Gonna get the best education here I can get and then move to the US with minimal debt :)
Check mate socialistcucks.
>>71428989
so like 10k usd?
>>71427398
>/pol/ bashes trannies
>basically any tranny will look better than this "all natural woman" who looks like the angry chin guy from Sin City
>>71427943
We would need requirements that people who didn't score well on the SAT/ACT or take AP/IB courses or have a GPA above 3.5 would need to prove themselves by going to community college first
Or perhaps have the government only pay for a four year degree period, requiring these people to pay for anything beyond the normal four years
>>71429059
It's common at ALL the NYC schools, including NYU and Columbia.
Girls flock to NYC thinking that it's some kind of gilded dream world. I'm sure it's fun for a while but jesus that place is expensive.
>>71427398
I thought Jews were supposed to be good with money?
>>71429062
This being poor and going to college is hard some days I just wanted a meal and these upper middle class kids have their parents co-sign all kinds of loans so they can live comfortably on disbursement checks
>>71427398
>226K
>>71427398
What exactly is wrong about studying speech disorders?
Sounds pretty useful to me.
better than fucking gender studies tbqh
>>71427398
By the way, that article is being facetious. Sanders plan doesn't involve making post-secondary education free broad stroke. Only public universities, who dont usually offer as wide a selection of retarded majors. Usually that stuff is found at for-profit private universities
>>71429287
t. Brianna Wu
>>71427398
I'll give her $2.26 to ride my dick>>71427562
>>71429387
If she gets away with not paying back the loans, it will be the ultimate Jew move.
>>71427671
Ratos new mistress
>>71429166
Sounds like an easy honeypot to fall into. I guess coming from a country where tuition costs $0/year, things like this seem more extreme than what they actually are.
Also, what kind of duty do you mean when you say "civil service"? Is it like daycare work or hospitals and stuff like that?
>>71429176
Your sister didnt take out $100,000 in extra money to party with
She wasnt chasing the disbursement checks like most of these people
Plus your sister went 4 years not 8-12 changing majors yearly
>>71429366
What sick fuck eats a whole sub like that
>>71429634
Civil service like cops,army,teachers
>>71429366
There are something like 400,000 more single women than single men in NYC.
It's the opposite in LA.
>>71428710
It wouldn't cover Private Universities either, which is what she probably attended.
>go to local tech school as a poor
>learn real skills
>get paid to go
>also white so not on AA or whatever
What is up with these entitled shits wanting free PHDs or whatever the fuck? There is so much help for disadvantaged people its silly. Just have to work for it.
>>71429913
I know, it's super easy to get laid in NYC as a guy.
>>71427398
Do degrees in the US actually cost that much or is it just this certain degree?
>>71427398
this is what i dont fucking get about burgers, especially female burgers.
so you basically have the financial equivalent choice of studying at a university in the US, OR study in europe and you graduate with a paid off house AND a porsche.
but nah, rather blow $226k at a lib-arts degree.
>>71428228
Hence the crazy number of american girls doing porn.
>>71428228
THIS
I had an ex who was 60k+ in the hole for a year and a half out of state and was working at Starbucks to pay the interest.
>>71430093
no, she's just an idiot and made fucking awful life decisions.
now she wants everyone else to give her money as reward her for making mistakes
>>71427821
How is it possible to get a fucking 226K debt???
>>71430093
Hans 226k is waaay too fucking much, this girl has fucked in a country that is fucked up.
I don't see how you can even get to $226,000 in debt.
>>71429703
Mini-me clearly.
>>71429634
Basically means a government job. State local federal things like that. Cops, prison guards, firefighters. Those jobs are usually pretty stable and usually come with benefits and a pension. They're slowly getting worse due to governments looking to cut spending so they put caps on retirement, try to cut overtime, minimize future hiring rates and negotiating contracts with less raises. But they come with zero debt and you don't need experience. Just pass a test and background check and meet any other requirements and your usually good to go.
>>71427562
look at all these shlomos trying to justify an undergrad degree that cost $226,000.00
just fucking kill yourself
you are not convincing anyone
absolutely absurd
>>71427398
With that chin she should get into boxing. It looks like superman's from the justice league cartoon...damn
>>71427603
>How the hell is she gonna pay that debt?
>Her nose is too big for porn.
She is not fat and can get a nosejob and a jawjob. Thereafter, if she goes into hooking, she should be able to pay that off in 2 years.
Uni is free here and if you're poor you can even get free money (19k a year) to help you for food and shit.
Except if you drop for no reason, then you have to give it back.
I have a friend (girl) that is 29, didn't finish anything and also 57k in debt. She blew what she still had to buy a minivan and will soon learn how shit life is when all your money goes to pay back for years and years.
Also she's the most leftist girl I know and blame the government and rich people for absolutely all her problems.
>>71428574
No clue how she racked up $200k+, I went to a very expensive private university and it was $18k a semester
>>71430093
Only if you're a literal fucking retard.
I went to CC and transferred to an accredited state school. I'll graduate from my engineering program with no debt.
>>71430034
i should move there but i hate that pos city full of liberals
>>71427398
a speech pathologist can make 100k+ a year working for the right school system long enough. its actually a really good major
i just don't understand how you rack up that much debt-- full private loans every semester with full living expenses plus credit cards are the only thing i can think of.
>>71427816
>over $200k for a Bachelor's degree.
How many years are that? And how much is the fee for the education?
I studied 4+ years in Sweden and my debt is 1/10th of that.
>>71430829
That's not that expensive. I'm 26000 a year for school plus my apartment.
>>71427713
I'm debating on trying to go down to Texas, establishing residency and trying for in-state tuition for UT Austin (should leave me under 100k for a top 15 but it's a bit of a gamble), going for broke and paying sticker price for a t14 or trying to negotiate a substantially reduced/free tier-2 school.
Thoughts?
In an ideal world I'd go to a t14, work as a public prosecutor for 10 years, get my loan forgiven, then if I'm unhappy with my job move into private practice with my gf (she has rich parents who'll pay for her full 3 years. We're planning on getting married soon).
I got a 173 on my last two timed lsats, 171 before that and a 168 before that. Signed up for the june 6th lsat.
I don't care about becoming rich but I would love to put niggers away for a living.
>>71427398
FTFY
>>7143099
Fuck you are lucky. Besides the whole Sweden thing of course.
I wonder how it is for britbongs. I plan on just going to different university in another country just because I can't be added with the bs in the US.
>>71431031
Yeah I realized after I posted it's expensive, but not THAT expensive. That $18k was literally only tuition though, gotta pay for housing/food/lab fees and all that shit on top of it, and I'm sure the Ivy schools put that number to shame
>>71430996
I go to a state university and tuition for me is ~$14k per year.
If you're a stupid cunt and you do this:
>out-of state tuition: ~$25-30k per year
>private school: add another ~$15k per year
>don't work and live off of student loans: add ~$15-20k per year
$230k is completely doable if you're a stupid fucking bitch and do everything wrong.
>mfw zero debt as parents saved enough to pay for university degree which is affordable with good standard of education
>mfw burgerclaps have a scam for an education system that overcharges for useless utilities
>mfw I have no face
Justin Trudeau fags are thumbs downing this video with Vince Vaughn in it. Freaking Cucks. Make sure to thumbs up!.
https://www.youtube.com/watch?v=VSfZGUxkXa8
>>71431259
At the end of the day I don't live in Pakistan.
>>71430996
it's 4 years on average, so she accumulated roughly $56.5k per year of debts
>>71430941
Student loans to a private college, living expense loans, credit cards, retarded spending habits, etc.
>>71428841
that thought crossed my mind as i was typing out my post but i was on mobile and dexterity is lvl 30 so my sausage fingers make me rage quit but thanks for pointing that out. because in reality academia itself does not give two shits about what you major in unless your some kind of genius they can lay clam to fostering into the man that eliminated the common cold
>>71431337
Living in a 3rd world country has its perks. Shit is cheap, you can live a middle class life with graduate salary. Taxes aren't raping your asshole and you have far more freedom than your feminist/SJW infested society.
>>71429272
Tuition at the RUG costs me around €2000 a year.
>>71429272
>tfw NEET master race
Forget being a wagecuck and a literal indentured slave. No matter what job you end up getting you'll just be another replaceable slave, a cog in the machine that sells away his time when there are smarter options.
>>71428366
Know a literal doctor who is about 43 he is dating my wife's best friend. He has 3 Porsches and parties with us 20 somethings every weekend and buys expensive alcohol and food for us. Goes on trips all the time, big roller type guy. He still has 50,000 in debt and doesn't give a damn because he is about to pass the max payment threshold and only makes min payments. He advised me to do the same. He told me that he got to live his life the whole time while all his med school buddies were miserable for 10 years and then played catchup just to get where he had been at.
>>71427398
>dat nose
>dose eyebrows
Shit, she should fucking moonlight as a Groucho Marx impersonator.
>Take out a loan
>Spend it on some useless thing you are just doing for fun
>complain about the fact that now you have to repay a loan
???
>Vote for socialists who will amnesty illegals & bring more immigrants in to insure no well paying jobs exists for whites
profit
Dear non americans, this girl is a moron, her family included. In the US there are private and public colleges. She CHOSE to go to an overpriced private school which was intended for wealthy people. This is a self inflicted wound of entitled trash who cannot comprehend basic math and financial planning.
You should feel nothing but contempt for this person. The school system is blameless in these cases.
>>71427816
My wife has a doctorate in a medical discipline and she doesnt even have that much debt. How the fuck do you blow a quarter mil on a 4 year degree? Someone please. I feel like in taking crazy pills.
>>71427943
On average it's still a good investment but colleges have been steadily driving up tuition since the '70s to the point where it's increasingly becoming less and less of a no-brainer.
It absolutely baffles me how someone could go 226k into debt for a fucking BA. I went community college (dual enrollment while I was in highschool so even cheaper than normal)--> well ranked state subsidized university for my last two years.
Zero debt and when it's all said and done I paid a little more than a tenth of what she paid in tuition.
>>71429352
Realistically it should be something like this. I believe Brazil has a similar system where top students can go to quality, free public universities and shitty students can either forego university or pay out the ass for an inferior private uni.
>>71429366
My gf wants to go to law school in Jew York but I've effectively nixed the idea. Cost of living is ridiculous, it's crowded, dirty, filled with niggers- why would I pay for that with credit?
Maybe if we both got into NYU or Columbia but otherwise there's no way I could justify it.
A mid-sized city like Austin or DC (I know there are a shitload of niggers but otherwise an okay city) would be okay.
>>71427398
>mfw my rich ass parents are paying for my school
I'm getting a degree in agribusiness. If you don't like farms, fuck you.
>>71427398
You want to know what's **REALLY** retarded?
These kids believe their debt will be magically forgiven if Sanders becomes president and is able to enact free tuition.
What they don't realize is while it will be free for newbies, they will be stuck with their 250k+ debt while paying for another kid to go for free.
I CANT WAIT FOR ALL OF THE BUTTHURT>
Wait, is Bernie saying that he will fix already existing student debt?
>>71430437
god forbid senator goldstien has to fly coach or actually use his money to buy his $10,000 suit better cut social funding
>>71427398
'ol crimson chin over here
>>71427398
How the fuck did she manage to get 226k in debt?
Is this her 7th year of college? Why the fuck would you go to such an expensive school if you have no money/scholarship and then are going to complain about it?
>>71431072
doing gods work anon
>>71427398
Fucking useless people I swear. I'm breaking even in college and I don't even have a scholarship. It's supposed to be normal to learn how to work your ass off in college to get more skills and people just want to
>muh classes
>muh debt
>pay for my affluent college lifestyle
Remove Entitlement culture already. It has to stop we can't do this anymore. Maybe you should have gone to a school you could afford or pay it off with all that talent you have! We shouldn't bail out backs and we shouldn't bail out kids either, teach them how to do do something with their lives instead so they can pay it off, or remove the laws we've passed that inflate textbook prices and other stupid shit.
>>71427398
>Trying to sell herself on the street for $226k
Well, I guess I could take out a loan just so I can shit in her face every night.
>>71431783
On average its a fucking horrible "investment"
It's a complete waste of YEARS of your life and thousands of dollars
Vast majority of people either drop out or get a job unrelated to what their degree was.
>>71431927
He hasn't and he legally can't.
>>71428726
Why would she live in such an expensive place further away from NYU?
>>71431914
No, what's going to happen is that they'll all default. Then when the colleges are stuck with 9 figure loan defaults what do you think is gonna happen?
Raise tuition, AND raise loan INTEREST rate to 8.125% . Book it.
And yes, so much butthurt.
>>71431348
>$56.5k per year of debts
Fuck... I'm pretty sure a medical student here may reach there in 4-5 years, but supposing they start working part time or get paid internship somewhere halfway it still wouldn't get to that sum.
And that's all you CAN get, the government funds you for 6 years, just enough to not starve, paid monthly. It's probably what keeps swedish students from getting those huge debt if you count out the fees.
>>71427398
>226k for a completely useless, undergraduate degree from a shit school
Fucking how? Why have we made it so easy for these retards to survive? They should be dying in the streets.
>>71427562
yea an undergrad degree should cost at most $60,000 unless for some reason you like wasting money on private school.
>>71431640
I'm a clinical pharmacist, I know many doctors who do this. I'm kinda jelly, desu. I have a 10 year mortgage that decimates my check, but I'll own the house at age 35. These physicians buy 8k sq ft mansions and just make interest payments until they die, accrue no equity, but get to keep all their money.
>>71430802
I know someone like that too. Guy spent maybe 5 years in the university and didn't get a single degree. Despite this fact, he looks down upon the people who don't go to the uni. Just like your friend, instead of looking for a job which doesn't require a degree, he blames the government for his problems.
And the jews.
https://en.wikipedia.org/wiki/Speech-language_pathology
>Speech-language pathology is a field of expertise practiced by a clinician known as a Speech-Language Pathologist (SLP), also called speech and language therapist,[1] or speech therapist, who specializes in the evaluation and treatment of communication disorders and swallowing disorders.
>The components of speech production include: phonation, producing sound; resonance; fluency; intonation, variance of pitch; and voice, including aeromechanical components of respiration. The components of language include: phonology, manipulating sound according to the rules of a language; morphology, understanding and using minimal units of meaning; syntax, constructing sentences by using languages' grammar rules; semantics, interpreting signs or symbols of communication to construct meaning; and pragmatics, social aspects of communication.[2]
>Swallowing disorders includes oropharyngeal and functional dysphagia in adults and children and feeding disorders in children and infants.
how did she rack up 226,000 in debt over that????
>>71427398
speech pathology takes like the exact same requirements as a teacher but they get paid double, but how the fuck do you spend 226k on that?
>>71432070
You'd think otherwise judging by some of these Bernie supporters.
>libcucks constantly mock Trumps "small loan of a million dollars"
>they take out a loans almost 1/4 of that just to learn about CIS privilege and party
Fucking kek
or you could:
>be me
>career choice relevant in the world: IT analyst
>2yr diploma at community college: <$10K
>years in industry: 5
>annual salary: $70k with full benefits and retirement
MAKE YOURSELF RELEVANT IDIOTS
>>71427398
> Das i classy prostitute mayn.
>>71427398
The problem is people would rather go thousands of dollars into debt then spend two years at a shit cheap counity college and transfer into a better college.
I had the choice of going to a college that cost $24k/year and gave me an $18k/year scholarship, or a school that cost $45k/year giving me no money.
I guarantee this stupid twat had something similar and decided to say fuck it I'll go in debt and bitch about it afterwards.
All these people in mountains of debt had better financial options, but they went with the emotional 'but all my friends are going!' or 'I'll have more fun at this school!'. There is no practicality amongst the degenerates.
>>71432400
I went to a rich white suburban high school, and literally every girl wanted to be a "speech pathologist"
>>71427398
>speech pathology
>STEM
why shaming her? she chose the right degree field by /pol/ standards
>>71432477
pretty much this, oh and when they're in class just spend the whole time on snapchat or instagram on their phones. Absolutely fucking disgusting, and these people think they should be given education for free?
I don't get why it seems like everyone is taking out student loans in the first place. I grew up in a non-very-rich family (parents combined income ~$65k), and my parents were able to pay 100% of mine and my brother's bachelors degrees.
We did 2 years of local community college, 2 years of inexpensive public state university, me and my brother got a B.S. in Comp Sci and Civil Engineering respectively, and ended up with some very nice well-paying jobs.
I don't understand why people end up having to borrow money for school, let alone hundreds of thousands, for just a bachelors degree. Especially since it seems like most of these lib arts students come from wealthier families than mine was. Are their parents just assholes and refuse to pay for their childrens' educations, or are they all wasting money on pointlessly expensive private schools?
>>71432095
>Then when the colleges are stuck with 9 figure loan defaults what do you think is gonna happen?
Except that most college loans are federally guaranteed. The system is a total scam.
>>71427398
>$226,000 in debt
How do you even do this?
>>71432705
>federally guaranteed.
The fed will say 'fuck you', I guarantee it. they are giving the colleges IOU's, not blank checks. Student loan debt is a bubble akin to the housing marking in 2007.
>"Speech Pathology"
That's not a meme degree if that's what you're suggesting. I've never seen anyone do speech pathology and not get a job immediately after. I mean, does she have a job or not? That's some pretty sick debt, but she can make good money in that field.
lel
I get 440 euro a month for studying and have to pay back 50%
so for 3 years it is 7920€
the paid 30 times more
>>71432676
>my parents paid for my college
what a fucking idiot. you're not a self-made man, buddy.
>>71427562
She just has to move to Canada. They're in pretty high demand here.
>>71432400
She probably went to a private school, then borrowed money for living expenses and didn't work while in school.
The problem here is that its too easy for people to borrow insane amounts of money. Speech pathologist can make pretty good money actually she was just a nigger with her loans.
>>71432658
Exactly this, everyone is on their phones during class, no one pays a single ounce of attention and yet they want free education. It's like niggas you aren't using the education your PAYING for, what makes you think you'll give a shit to learn something for "free"?
She looks too happy for being 226k in debt
>>71432658
I'm so glad smart phone culture didn't pick up while I was in college.
>>71432676
This is how I did it as well just without parental help. Pell/SEOG grants + small scholarships + part time job (cell phone repair) covered everything up to a BAS in networking tech.
I just assume they are morons.
>>71432651
It's not a science, retard
>>71432849
we shall see about that. I doubt we will see any significant change in the system for at least a decade.
>>71433160
she's getting special snowflake points by being in an article on the internet. All women care about is attention
>>71433160
Of course she does. She literally thinks she won't have to pay it back because someone like Hernie will wave a magic wand and make it go away.
>>71433297
>medicine
>>71432934
Well... at least he doesn't have debt..
>>71427398
the only way you could possibly end up 226k in debt for educatoon if you literally, fat out just wen tto any ass school without trying to reduce the amount fo debt you took on.
hoenstly, she deserves being that depe in debt if she allowed herself to get sucke dinto that. its flat out irresponsible.
these are the same folks who wants berno in the office.
>>71430262
>>71430351
>>71430874
I should have read the comments before posting. Goddamn that was a stupid move of her..
>>71427398
That's a good field but damn, talk about being unprepared. Maybe a little less time should have been spent on activism and more searching for scholarships and financial aid.
>>71427398
>24-year-old actress
Speech pathology is a real degree, you become a speech therapist, you can get hired by hospitals for clinical reference in just about anything that affects or compromises speech (stroke, brain trauma, autism)
Some people are just retarded
I know a girl who actually spends her student loan refunds on shit like expensive jewelry rather than paying back her loans
>>71432095
wait...the colleges give out the loans in Clapistan and not banks or the state?
Is this some sort of scam?
>>71427398
speech Pathology isn't a meme field you dumb inbreed
>>71433456
It's not a medical field either, canacuck
gentlemen i'd love to kill myself, but then my parents would have to pay my debts
if you don't care about me, than why not my parents who cosigned for me? if not that
then why not reform higher education? put everything on pause until we figure out a new way to educate everyone
>>71427398
I can probably speak for everyone when I say that I fucking hate Sanders, but desu, where did he ever say in his campaign that he would wave all of these kids' debt? He said he wanted to make college free, sure, but he didn't say you don't have to pay back your students loans.
>>71433949
The Department of Education hands out loans. They borrow the money for an extremely low rate and give it out with a high interest. The government ends up making a huge profit off of these loans as well as the colleges because ever since the Federal Government subsidized the loans the colleges hiked the tuition because they know they will be receiving the money from the government, not the student. The colleges then in turn invest the tuition (the majority of it anyways) into stocks and shares in companies to make even more money. Basically, the students lose and both the college and the government win.
What's the rate on the average american student loans?
Here it's only 4%, and then 5% after you finish your education
how the hell does she still have debt with a Speech Pathology degree.
is she deliberately choosing not to work?
>>71432934
>you're not a self-made man, buddy.
Dude, I didn't even remotely suggest I was. I'm very grateful for the 40k my parents invested in my 4 years of education. Did I trigger you because your parents didn't care about you enough to save any money for your education, because you regret wasting hundreds of thousands of dollars on a private university, or both?
>>71434597
https://studentaid.ed.gov/sa/types/loans/interest-rates
>>71429366
How much of that sandwich he could possible eat ? How many calories is he able to consume in one day compared to normal human ? Could dwarf people get muscle ? I am curious about this.
>>71428228
I'm at $51000 and thats for 5 years (accelerated masters program). I'll be able to pay it off in 3-4 years though.
>>71434788
>https://studentaid.ed.gov/sa/types/loans/interest-rates
>higher rates for graduates and working people
why?
>>71435084
I assume it's because they are working, and therefore able to pay a bigger interest rate. I don't know, it's all pure kikery.
>>71427398
The Average American pays $24,000 a year for college all costs included. ($100,000 for a 4 year degree)
Even a prestigious high end college costs only $42,000 per year. ($160,000 for a 4 year degree)
Now only 20 million people in the US are out these sort of costs.
Bernie Sanders wants to tax people a little more than 10% more to pay for it. Sounds nice right?
So if you make average income $52,000 a year int he US, then you will pay $217,000
If you make average for a STEM field, about $82,000, you will pay about $389,000
Except instead of 20 million paying, it will be 160 million.
This is not fair, it's not cheap, it's not sustainable, and it's not wise. Spreading out school's cost doesn't fix why it costs so much.
Also, she only wants it paid for so bad because she's over the no return point for average income. She will actually pay less in taxes than she receives and she fucking knows it. Just another noncontributing zero. We need to kill these leaches.
>>71428233
She probably doesn't want to work outside Manhattan or San Fran though.
That's only 2,000 blowjobs at 100$ a piece. You can easily turn in 5 bjs a day. That would make her time to repay debt about 1 year and 2 months, not taking into account interest. After that she can live free and search all she wants for a career involving speech pathology.
Why is this generation so fucking lazy?
>>71428228
>This is very common with american women
Umm no it's not.
>>71435321
Because it's the same generation that relies on a dusty kike to give them free shit without having to work for it or even be smart enough with their finances.
>>71432400
>>71432560
Maybe they watched The King's Speech one too many times.
>>71433949
>Is this some sort of scam?
N-no, absolutely not. Don't think too hard about it, goyim. Don't ask me any more questions.
>>71435641
>Maybe they watched The King's Speech one too many times.
>>71428726
>>71428228
These high costs are because you don't have to use a student loan on tuition. You can be a community college member and take out $80,000 and buy a new Porsche.
I work with government folks and the blacks all do this. They plan to stay in public service forever and it's their bold plan to join a school, take out a loan, then do their ten years of public health service to get the public service loan forgiveness. You need to make minimum payments, so it costs you something, but I hear them advertise it as a way to get an $80k loan for $30k, "It's basically $50,000 for free. You already got the public service job,:"
What are we supposed to do against such reckless abuse? Just bend over and let the blacks take more from us? This is reverse slavery and they aren't even using it on school tuition. Shit, they take as few classes as possible to qualify for the loan then quit.
I work my ass off, if Bernie wins, I am going to stay a student forever and help break this goddamn system. I will work out how to cost it as much as possible and do that. I won't even show up to class. If I have to pay for it anyway, I am obligated to buy an empty seat drop out at the best school I can get into.
>>71427398
Speech pathology is a fucked and a EXTREMELY specialized field.
>>71427562
"Network and internships" is becoming the new "look the manager in the eye and give him a firm handshake"
>>71435863
Goddamn that is a perfect scam.
You get free money AND a free job.
>>71427398
Personal debt is always a bad idea.
>>71427398
>http://www.dailywire.com/news/5051/226k-debt-supports-sanders-wait-til-you-hear-what-robert-kraychik
What all the other commenters said, it is a great field I know multiple people earning 6 figures a year from this career field.
>mfw I got 5 years of community college and university for under $10k
>>71434047
It's still a fairly easy field to get a good-paying job in, and that's the real /pol/ approved way.
>>71429027
This reads like a series of piss poor decisions.
>>71427398
>226k
>public school
Do they realize Bernie won't do anything to private school loans? I have two friends who support Sanders and they both have 150k and 250k loan debt from private universities. They seemed unbelievably confused when I told them Sanders isn't going to do shit for their debt
>>71431072
As long as you put yourself down as Native American you can go anywhere. They can't do anything to say you aren't one. Take it from this anon.
>>71436150
yet it happens extremely often, and it's the path to success and emotional fulfillment that's sold to young people, particularly girls.
>>71436056
Lets put some numbers on this, anecdotes bother me.
http://www.bls.gov/ooh/healthcare/speech-language-pathologists.htm
2014 Median Pay $71,550 per year $34.40 per hour
Typical Entry-Level Education Master's degree
Work Experience in a Related Occupation None
On-the-job Training None
Number of Jobs, 2014 135,400
Job Outlook, 2014-24 21% (Much faster than average)
Employment Change, 2014-24 28,900
>>71434047
>It's not a medical field either,
Speech pathologists work in hospitals and sometimes home. It's part of the medical field.
>>71436213
It isn't like sanders could do anything he wants to anyways, congress will filibuster and fumblefuck every piece of legislation he tries to push
>>71436375
too bad your work involves retards, children, and the elderly
>>71435863
To be fair, public service is one of the ONLY ways for blacks to work at the professional level and earn a middle-class living. I'm trying my hardest to get a library job in the coming weeks - the whities seriously need to fuck off when they can get real jobs in the private sector.
My parents paid about 6k for five years worth of tuition costs on a top level institution.
That said, we also pay a lot more taxes.
>>71435957
I've always assumed the people stressing internships/networking on /pol/ are joking. I got a well-paying full-time job in my STEM field straight out of college, and in about 3 weeks of looking. No previous experience. No connections. I went to a shitty school too.
>>71436503
>works in a hospital = medical field
By that logic janitors are in the medical field
>>71436508
>this is why men don't get hired for this kind of work
>>71427398
Oh.why do people like this exist?
>>71427398
My sister has her masters in speech pathology and was getting job offers from anywhere she wanted. Japan, Hawaii, San Diego.. She worked for a year in Hawaii with her husband who is in the same field. You can get a job at any school pretty much. They interned before hand for a couple years at local places.
>>71428228
How is that even possible.
>>71436679
>Works assisting the human body
>Not medical field.
I guess chiropractors, Eye doctors, Psychologists and dieticians are not in the medical field.
>>71431640
this is the jewest thing I ever heard
>>71436359
Very unfortunate.
My mom offered me to options when i turned 18.
Either she pays for me to go to University and I am on a rigid schedule.
OR
(My dad had died a few years earlier and we had insurance money) she offered to assist me starting a business.
Long story short 4 years later my business is bopping and im less than a year from being completely debt free.
Total Cost of Real World Experience: 65K
Very. Very fortunate to have a savvy mother. My favorite part is instead of paying back my loans to the state i get to hand my mom stacks of cash.
>>71437018
Speech pathologists don't work in assisting in the human body though
>>71427398
Shit, i thought that was her price.
>>71437161
vocal cords are not part of the human body, imagine that
TIL
>>71435295
Still trying to figure out why people with kids get tax breaks for having those kids.
This makes that line of thought even more infuriating
>>71432400
>swallowing disorders
She must really love swallowing
>>71437265
That's not what they do though
>>71437161
Do you even know what Speech pathologists do?
They are in hospitals to assit people who had strokes learn how to talk again.
They also do swallow studies to see if a person is capable of eating food again after having a stroke. In fact a patient can't eat again in the hospital until they get one done if they just recently had a stroke.
They make you eat a special dye apple sauce and take x-rays of your neck to see if it went all the way down.
t.I worked in a hospital special diagnostic area (Speech therapy,MRI,X-Ray,Ultrasound,Cardiovascular Sonar, Nuclear Medicine, Stress tests, TEE, Interventional Radiology)
>>71436508
Whoa whoa, my work? I'm an engineer. I am merely the provider of data and slayer of anecdotes. Personal stories are bullshit so if their pay is relevant to the discussion let's see their median income.
Next, according to the calculator found here, which is consistent with others.http://www.vox.com/policy-and-politics/2016/3/25/11293258/tax-plan-calculator-2016
$71500 will pay 6800 more in taxes every year, assuming a 40 year work life, this is an increase of $272,000 in life costs from taxes
So she is advocating to pay $272,000 because $226,000 is too expensive and she wants the government to pay for it.
If she is even average in her field she will pay more in taxes than her student loans will cost.
Apparently her university doesn't teach math.
>>71428477
Born poor and white
>>71428726
Any pics of her? Show em. Need to see if she is worthy for porn
>>71428717
Eh, if they can figure out how to squeeze money out of me at 55, they can have it
>>71436596
In my experience working with blacks in the public sector and around whites in private. Blacks ate 100x more racist and discriminatory. In private sector they simply don't meet qualifications, every black scientist that applied to our lab only have the black only fellowships, unlisted GPA and 980 GRE scores. They were pathetic performers across the board, show up late every day, then bitch about discrimination when they clearly suck at their job.
Now it's not all of them, I've worked with some great black men and women, but blacks can fuck right off with the discrimination card in the private sector. The ones that could perform were all welcome to come contribute and they made up some of the most popular people at the office. The difference between them and the guys we fired had everything to do with performance. Showing up late out of dress code and leaving early and typing with your pointer fingers and turning in a tenth of the work everyone else does loaded with excuses doesn't impress anyone.
Just step up your game man. Whites aren't as evil as you think.
>>71437900
any more and I'll get banned, this is a work safe board
>>71427603
i have a bit of a jew girl fetish
>>71433076
>Speech pathologist
yeah they do.
from doing a quick search the salary varies between $40,000 to $90,000. depending on location, experience, extra.
its not in demand, its just average level of employment.
$226,000 for a ~~$50,000~~ a year job.... what was she thinking?
we have to start teaching economics in public schools. i think its worth sacrificing creative writing for economics.
>>71438087
Post em in an imgur file
>>71438057
>Whites aren't as evil as you think.
I want to believe.
>>71427398
>she has more debt then I do from buying a house
>in California
Man fuck these people
>>71431569
>not starting a business and have people wage slave for you while living the NEET life but WITH money
Hahahahaha
>>71438419
http://imgur.com/a/CaAwk
>>71438333
> economics
No, personal finance.
>>71432399
>university degree
>own business
>I "look down" on people who don't do what they can and then complain about everyone
But the Rothschilds are responsible for most bullshit going on in the world today since they control the debt and inflation. The government is just retarded for making the problems worse by taxing us 80+% to pay for all the retards and work refusers.
>>71429262
This will be one of many many many stories to come in the next 10 yrs
>>71437136
what's your business, out of curiosity?
>>71428970
forget the lsat, faggot.
graduate top 5% of UofT or 1% at UBC in enviro law or fucking forget it.
2600% glut of post-study, pre-articling students.
dont waste your fucking time.
>>71438610
is this her?
>MFW i got 1.5 years of grad school on a full ride (50k)
>MFW undegrad debt is only 20k
feels with me pol, i only make 45k a year, living with parents but feels good man.
>>71428228
Fucking hell, I only have 30k of debt.
>>71438610
>Cawk
kek. also looks like basic trailer trash
>>71428680
Just like the niggers who thought obama wqs gonna pit em all on easy street.
>>71439702
Good job.
>>71427947
How is game of thrones tied to this?
