How the fuck can an average middle-class kekie afford a "low $1,000,000s home"? Is it even possible for a baller who works at Google and earns $150k/yr?
They just go to the bank and ask for a small loan of a million dollars
All you need to save up is a 20% deposit.
>>69972815
No, you just fuck yourself into a mortgage to buy a house you don't want/need but will be responsible for making payments on for the next 15-20 years of your life.
>>69972815
See >>69972865
Also, most bay area cucks resell their property or lease it out.
>>69972815
SF is extremely gentrified m8. Plus it's one of the sunniest , warmest , convenient places in America to live
>>69972815
>How the fuck can an average middle-class kekie afford a "low $1,000,000s home"?
Notice how the ad is aimed at asians.
Well, no shit you'll have to get a mortgage... But what if dotcom bubble pop 2.0 happens in the next few years? How can people even make financial plans on a 20 year time horizon?
>>69972975
>SF
>warm and sunny
From a Canadian point of view, I guess.
>>69972865
this basically
if you have a steady 150k income and good credit, the bank will loan you the $ probably
not terribly complicated
SF has expensive as fuck houses, but also a lot of high paying jobs, for now
>>69972815
You don't pay the entire value of the house all at once. Generally you mortgage it, paying some of its value each month. You might also take out a loan in order to afford the initial deposit.
>>69973143
I dunno man, my wife and I make 200k together and all we could get was a 4/2 across the bay
>>69972975
>one of the sunniest , warmest , convenient places in America to live
uh, have you been to SF?
>>69972815
I'm guessing for that price in Cali means you get a run down 1 bedroom with possibility of having running water.
But at least it's in the culture district!
>>69973060
>How can people even make financial plans on a 20 year time horizon?
Found the nigger.
>>69972815
By not being poor. Maybe I'm just privileged scum with a silver spoon in my mouth.
>>69972815
everyday, I love the south more.
If only we could get rid of the niggers...
>>69972975
Even in the summer you will need a wind breaker.
Travel 40 minutes inland to the central valley and you will roast your balls off.
>>69972815
You gotta make over 300k to even consider buying a house like that. $300k isn't enough if you have a wife and kids. Shit is fucked in California.
>>69972815
>liberals piss and moan about wealth inequality
>can afford million dollar homes
>>69973256
The kekies here think all of 150k yearly salary goes straight towards mortgage payment... So in your case they would think you can pay off a 1M house in 5 years. Yea, people here are kind of retarded.
>>69973299
What lol? You are the nigger if you think that you can never get laid off.
>>69972975
SF has designated shitting streets
http://www.latimes.com/local/lanow/la-me-ln-sf-open-air-urinals-20160205-story.html
http://www.sfgate.com/news/article/How-to-solve-San-Francisco-s-homeless-pooping-6465355.php
https://www.quora.com/Why-does-San-Francisco-have-so-much-public-defecation
>>69973287
No, the housing market is only like that in the Bay Area due to zero land being available.
You can buy a 4 bedroom home in Central California for 200k. Alot of people from the Bay Area buy houses over there and just commute to work.
>>69972866
and no fucking brain
>>69973244
>You might also take out a loan in order to afford the initial deposit.
2008 financial crisis in a nutshell, fuck you leaf and your weedman too
>>69972815
You're not supposed to fuckface. Limited space with high demand equals high cost.
SF is for those making 8 figures+ and homeless people
Here's an important part that you're missing. The average everyday programmer or technical laborer does not live in the bay area let alone California. They live in Austin Texas where the median rent for a brand new two bedroom apartment is $1,000. They work in satellite offices that feed labor into Silicon Valley.
>>69972815
Google is not in San Francisco faggot. You would have to be some sort of grade A retard to buy a home in San Francisco and commute one hour to Google every day.
>>69972815
>there's a sucker born every minute