[Boards: 3 / a / aco / adv / an / asp / b / biz / c / cgl / ck / cm / co / d / diy / e / fa / fit / g / gd / gif / h / hc / his / hm / hr / i / ic / int / jp / k / lgbt / lit / m / mlp / mu / n / news / o / out / p / po / pol / qa / r / r9k / s / s4s / sci / soc / sp / t / tg / toy / trash / trv / tv / u / v / vg / vp / vr / w / wg / wsg / wsr / x / y ] [Home]
4chanarchives logo
>/pol/ will defend this >/pol/ will tell me that obama
Images are sometimes not shown due to bandwidth/network limitations. Refreshing the page usually helps.

You are currently reading a thread in /pol/ - Politically Incorrect

Thread replies: 189
Thread images: 29
File: hospital_bills_usa_6.jpg (73 KB, 640x478) Image search: [Google]
hospital_bills_usa_6.jpg
73 KB, 640x478
>/pol/ will defend this
>/pol/ will tell me that obama care is communism
>>
Feels fucking good live in a country with free healthcare.
>>
>>67699367
>the healing ministry if Christ
>here's your usury
>>
File: image.png (237 KB, 465x510) Image search: [Google]
image.png
237 KB, 465x510
>>
>>67699367
>minor procedure
>67k

what did they open you up for?
>>
Maybe if you weren't a fat fuck you wouldn't need a heart stent.

Also
>Obamacare
>Force you to buy insurance or else penalties
>Expensive premiums
>deductibles in the thousands
>Communism

More like crony capitalism to me.
>>
>>67699367
I haven't really investigated but I get the idea that Obamacare is a big giveme to the Health Insurance Industry. I'd be willing to bet that they're making money hand over fist with the passage of that law.

I just started a job and I'm not happy with the Insurance company that I had of choice. It was the same company just different levels of coverage. Less money deducted from check for slightly higher payment for service... The company doesn't cover things that should be covered. Again, I think this is an out that was given to them at the people's expense.
>>
>>67699677
$67k
>>
>>67699367
Actually faggot, that's a result of Government interference in health care through medicaid and medicare. Without the Government that would be much lower.

At least people get seen in a reasonable time in the US, I have to wait two years for a procedure to be done using the money that I've already paid in tax. TWO YEARS.
>>
we have "universal healthcare" here and it's shit
I pay ~30% wage tax on my $12k/year income and I don't ever visit public hospitals, the service is utterly shit and you have to wait in line with these old fucks and the mothers with their cunt ass kids
I always go to private hospitals and buy insurance
I'd rather pay lower taxes and switch to the American model
>>
>>67700509

>working and not having private health insurance

Degenerate!
>>
>>67700795
more often than not, we are so fucking poor as a country, taxation cannot cover all the possible health treatments under "universal healthcare"
if you have cancer, for example, they won't be able to treat you with chemo, because it's expensive
so either you find another hospital abroad or die you die because nobody will pay it for you; more often than not, people die
>>
>>67699367
You didn't hear? The evil rich privileged white men have to pay extra to benefit the poor civilized and abused african americans on obamacare :)
>>
These Porsches won't pay for themselves, anon. I went to medical school. I deserve this.
>>
>>67700253
kek

>>67699367
Universal healthcare is a nice idea, but it's theft, it's gambling. I don't gamble and i don't steal, i expect that from those around me.

If you're too genetically inferior to survive independently, you don't deserve to life.

t. someone who spent an arm and a leg getting my gynoclymastia resolved for 5.5k
>>
>>67701514

Obesity, marijuana, or alcohol?
>>
>>67701764
All, my mother + LA county and public school fucked me up.
>>
>>67699367
>MA! I POSTED IT AGAIN!
shut up texas
>>
>>67701764
Smoked my first joint when i was 12, was a gift for me and my other middle school friends from a local drug dealer. Was prescribed adderall when i was 14 because depression from my first girlfriend dying of cancer was diagnosed as ADHD. Alcohol not so much.
>>
>>67699367
>what is health insurance

you could try being legal and having a job
>>
File: image.jpg (24 KB, 182x233) Image search: [Google]
image.jpg
24 KB, 182x233
>>67700901
>>
File: JpUjchC.jpg (179 KB, 1152x1599) Image search: [Google]
JpUjchC.jpg
179 KB, 1152x1599
>>67703187
hmm...
>>
File: 1405732151194.gif (528 KB, 276x305) Image search: [Google]
1405732151194.gif
528 KB, 276x305
>>67701514
>genetically inferior
>getting my gynoclymastia resolved
>>
>>67699367
If you want all of your healthcare performed by low skill labor then sure, we can cut some costs.

If you want your healthcare done by people that are $500k in debt from their medical education then suck it up.
>>
>>67703782
He talks about the genetically inferior males of eggman.
>>
>>67699367
>2013

Obamacare was already active at that time
>>
You've been bamboozled. Basically swamboozled with alil ah fuck really? Yes this happened because healthcare became subsidized. And then they are like OMG MUH HEALTHCARES TO MUCH MONEY LOOK. NOW I NEED IT FOR FREE. LMAO poor schmucks got swamboozled.
>>
File: NHS-England_332x163.jpg (27 KB, 332x163) Image search: [Google]
NHS-England_332x163.jpg
27 KB, 332x163
>>67699367

Need to stop living shit tier
>>
>>67699367

I think obamacare is great if you have an emergency. I've seen post about how emergency care that would cost over 100K even with private insurance, with obamacare it cost a few hundred dollars. 100K would ruin you financially for at least 5-10 years. My family had to sell or house when I was a kid because my brother had an emergency, we are finally got back on our feet some 10 years after it happened.
>>
>>67703677
Having paid medical bills like this as an individual, what really gets me is you can ask everyone in charge "How much will this cost" and the answer is always,
>we bill the insurance, and whatever they don't pay you are responsible for
You cannot go into a hospital, ask for a procedure and get a price. Its always "you have to get it done to find out the cost"

Its just like walking into a restaurant, ordering a hamburger, and asking the price. The waiter would tell you the price will be given to you once the burger is eaten. Then you shit yourself when the burger is $1000. If you don't want to pay it you can either walk out and the hospital makes up for the loss by charging the next guy $1100 for his burger.
>>
>>67703082
>>67703782
If i reproduce then i am fit for survival, the surgery is a means in which i have helped provoke my survival, enabling my progeny. We wont know until i die whether my genes are inferior, but my ailment was not life threatening and neither was it hindering in any way but physical, as it didn't show(it actually made me look muscular), but it was sensitive.

Adderall causes gyno, should i be genetically unfit because Jews poisoned my body and my mother was too much of a goyim to know better?
>>
>becoming so unhealthy that you require expensive surgeries

You deserve it, faggot.
>>
>>67704122
the only reason they are in debt is because the university fat cats have gamed the educational system. That's something your government should have tried to stop if they actually cared for the education/future of the yourth.
>>
File: JANIDOR.jpg (92 KB, 571x571) Image search: [Google]
JANIDOR.jpg
92 KB, 571x571
>>67699367
>2016
>unhealthy
>>
My wife works for a Fortune 50 health care company at it's HQ. Starting two years ago everyone was moved to a high deductible healthcare plan + HSA. That same year I shattered my clavicle. $5000 deductible + 20% OOP resulted in us paying $8000 of a $32,000 bill.

We now have $15K in our HSA and are afraid to go near it, so we avoid seeing doctor for little things because everything is out of our pocket. It of course rolls over, but I'd rather have the pre-tax money in the account for when we are old.

This sucks. We need to do something about it as a country.
>>
>>67699367
Obamacare's only accomplishment was making an already shitty and corrupt system even more shitty and corrupt.
>>
>>67699504
freeand good are two different things buddy
>>
File: 1457474721608.png (108 KB, 205x229) Image search: [Google]
1457474721608.png
108 KB, 205x229
>be American
>have to chose between keeping your house and keeping your life
>>
File: 1389988468370.png (268 KB, 339x348) Image search: [Google]
1389988468370.png
268 KB, 339x348
>>67705040
IQ has been shown to be heritable so I don't know. Maybe your dumbfuck kids will get pozzed up or killed in a deadly car crash and you won't have to worry about poisoning the poor old gene pool with more gullible retards who parrot the funny words the men on the screen say.
>>
>>67699504
if by healthcare you mean dying from totally treatable cancers and the government not allowing your medication because its too expensive
>>
>>67706314
How is that diffrent from having no money to pay for them in the US? If your rich you can still get them. And with public health care there is at least some safety net for the poor.
>>
>>67703782
What is is guys name again.
>>
>>67705327
No arguments here. Universities are cancer in their current form.
>>
File: LLhUq2aqh4g.jpg (204 KB, 661x877) Image search: [Google]
LLhUq2aqh4g.jpg
204 KB, 661x877
>>67705820
>free healthcare ain't free it gotta be littered with blood of those in line to see a doctor
>>
>>67706732
you'll be alive, just with some bills. Plus most people have insurance...majority who didn't chose not to
>>
>>67704800
One secret of the NHS is that it makes private care ridiculously cheap.
Had a "minor procedure" (who knows how comparable with above) last year.
Cost £800 all in. Pre- and post- appointments, bag of drugs, QT nurses, luxury room, the lot.

This is actually what it costs and includes a profit margin.

I spoke to a guy getting a hip replacement, £4k apparently.

Real secret though is cost control. With demographic change, you need a system that limits costs (expressed in % of GDP) and where you don't have to procure at market rates. This is really going to help in future decades, unless the politicians find a way to mess it up (and they will try I'm sure).

Kind of odd that socialism has caused 60 years of capital investment for the future, ownership of some of the most expensive real estate in the world and the creation of an efficient private market.
>>
>>67707474
Okay this is just retarded.
Fucking limeys and netherfags are lining up skiing and breaking all their bones for being too retarded and our hospitals can still manage all the loads of foreign balllickers destroying our environment.
>>
File: 1453980258902.png (200 KB, 2000x1333) Image search: [Google]
1453980258902.png
200 KB, 2000x1333
>>67700509
So wait or get private health insurance.

If it was really necessary to get the procedure done soon, they would prioritise it. When I found out that I had cancer, I was in surgery in less than a week after it was confirmed.
>>
>>67699367
>the healing ministry of Christ
well then
>>
>>67706314
>if by healthcare you mean dying from totally treatable cancers and the government not allowing your medication because its too expensive

You should tell other Americans about this free healthcare you've found where nothing is too expensive because apparently they've not been offered it.

Sadly there isn't infinite money for everyone to have infinite everything. Accept and do the best you can within this instead of clinging to impossible dreams.
>>
>>67699367
>how does insurance work
>>
>>67699367
Yes. If you want insurance, pay for it. Don't have others pay for your incompetence.
>>
>>67699367
>blood and blood products
what is a blood product?
>>
>>67699367
>not bringing your own homemade supplies
>splurging on anesthesia
>not bringing your own blood
>not giving your surgeon a firm handshake and getting a discount
millenial detected
>>
>>67703677
Full cost. Nao! Thanks for the premiums. You are a mazda miata. Somebody hit you in the parking lot so here is deductibles and copays time. God that must SUCK! It's like blowing off homeless people for crack rocks
>>
>>67710418
Plasma, albumin (basically egg whites) bone marrow platelets immunoglobulin
>>
>>67699367
If this happened in Europe, I promise you the man would have died

>go on vacation
>handle venomous snake
>get bitten
> the venom is extremely rare type and difficult to treat so the hospital had to pool together as much anti-venom from neighboring hospitals just to have enough for the guy
>he somehow has the gall to bitch and complain
>>
>>67706314
Pretty much, but if only that was the worst of it it wouldn't be so bad. Try: 4 months waiting time to get to a doctor who is allowed to refer you to an expert, and then another 4 months to 2 years to see said expert. Prescription-oriented, shove-patients-out-the-door-fastest approach to medication, 6 hours+ wait times to see doctors without an appointment (which can't be used to see an expert), and outright lies (very low vision in one eye from childhood, 4/10 vision? sudden start of degeneration in that eye? "your eye is perfectly healthy, get out" "your vision is 10/10, get out").
>>
>>67711332
You have Munchausen
>>
>>67703677
Works the same way with public healthcare in Canada. You have a monthly quota and if you go beyond it they don't pay anymore.
>>
>>67711588
>based on need
Whoops
>>
>>67710698
Dude, anesthesia + blood was worth less than $1500. Homemade surgical supplies? Shaking the surgeon's hand for a discount? I believe you're trolling, but it's scary that it's hard to tell.
>>
>>67711556
canadian medical science at work. Your arm is broken and the bone is literally sticking out for all to see?
>You have Munchausen, get out. Next available appointment in 20 years thanks.
>>
or you can be like me and wait 6 months to have a pet CT scan because free healthcare and you literally have to bribe the doctor or else he will treat you like shit

btw I found out I have cancer which could still be cured if it was diagnozed propely earlier
>>
File: image.jpg (29 KB, 480x360) Image search: [Google]
image.jpg
29 KB, 480x360
>>67711761
They didn't charge you five times for one thing and 45000% markups?
>>67711764
You're retarded. I work right there and have for decades. I've never seen this once. You must be a super special snowflake. Why do we live longer if we're so terrible? Don't answer that
>>
>>67711854
Ok so go pay somewhere because it's not like anywhere is land of milk and marshmallows
>>
>>67712135
>>67712297
>>67711736
>>67711556
Fuck off, cuck. I don't know a single person who doesn't use private institutions to get actual healthcare for anything more complex than a papercut in Canada. Everyone I know (including myself) who's ever gotten a serious injury has gone to the united states to get healed because that's how fucking garbage the Canadian healthcare system is.
>>
>>67699367

For over 90k $ yearly income households it's better to choose private healthcare, otherwise public is the right choice.
In Italy it's free, thanks god.
>>
>>67706861
sam "jews can run but they can't" hyde
>>
>>67699504
>rub a taco on it
>>
>>67699367
>cucks will defend being retarded and not having insurance
>>
>>67711761
>autism
>>
>>67704992
Trump wants to address this specifically
>>
File: jesus2.jpg (56 KB, 650x435) Image search: [Google]
jesus2.jpg
56 KB, 650x435
>>67699516
heh
>>
>>67699367
>this is what retards from every other country believes

>last year had 3 surgeries, with 12 days in hospital stay
>total billed: 118,600 USD
>Bill dropped because it was in Insurance Network: 14,800 USD
>After 2,000 USD Copay, 90% price reductoin is activated for remainder: 128.00
>Total Payed: 2,128.00
>Best Healthcare in the world
>No wait

Stay mad foreigners.
>>
>>67699367
that's with coverage you tardmonkey, if he had paid cash it would have been 1/10 that, i get my major medical procedures done in america and just pay cash, had an oral surgery last year that would have cost me 10 000 in canada but cost only 2000 with a far better surgeon in america. and no fucking 4 month wait.
>>
>>67699367
>2016

paying for health care
>>
Don't get hurt faggot
>>
>>67710965

>basically egg whites

a caveat, Chicken Albumin is different than human albumin, another animal's albumin is a good way to give yourself an allergic reaction.

BTW they may also mean clotting factors.
>>
>>67713389
Fucking this.
>>
>>67699367
that is because of shit like obongo care
everyone has it so they can jack up prices as much as they want and it wont matter. they get all the money at the expense of taxpayers.
>>
>>67703677
I know sutter health.

As my doctor pal who worked at uc davis (public institution near sutter) said, sutter is were people go to get their treatment right.
>>
>>67711332

Huehuehue

This so much

My father has been waiting 6 months for the results for a X-ray of an hernia he has

Huehuehue

And when he has the results, he will have to wait for surgery if necessary... which means at least 1 more year of waiting

Socialism niggas!

Free shit! / Literaly, free SHIT.
>>
>>67703677

This shit pisses me off.

>pay for premiums that might amount to 25% of your "disposable" income after rent/mortgage and food or more
>still essentially bankrupted by medical costs

I have a buddy who had a premie baby, it was really sick but they didn't want to give up on it, had a liver transplant.. ended up costing about $3 million dollars... his copay, almost $700k. He lost everything, the stress even ended his marriage.

... the baby still died got an infection while on immunosuppressant drugs that are used to keep them from rejecting the transplant organ.
>>
>>67699367
>Chile
>Is a socialist
Time for a helicopter ride!
>>
>>67700116
Holy shit this. Prices are ridiculous so let's force people to buy insurance rather than sort out healthcare costs
>>
>>67712658
Thanks bro. May Trump Honor you.
>>
>>67714445
But what you described is 100% the fault of the parents. You really think communism healthcare would've fared any better? It wouldn't have covered most of the cost even assuming you were even given the option to try a liver transplant. It's more likely the doctors would kill the baby behind your back to free the room for the next person. You think I'm joking? I'm 200% serious. This is what you get with communism healthcare. "You get what you pay for" except you still pay for communism healthcare due to taxes. But that doesn't count because it just ends up lining a politician's pockets instead of contributing to the quality of the healthcare system.
>>
>>67714469
Should try a switzerland-style healthcare system, perhaps. It's still mandatory, but the free market drives prices down. Then again, Trump's plan is basically this except with the extra option of not getting any healthcare if you don't want it.
>>
>>67699677
It's not him, that bill is years old and a meme.
>>
>>67699367
>"Healing Ministry of Christ"
>$135,007.58 medical bills
That's Abrahamic religion for you. A pagan or (non-fedora) atheist society wouldn't have this shit.
>>
>>67714894

I wasn't advocating socialized healthcare at all, I'm just saying insurance should foot the bill. People who are insured should not go bankrupt due to a medical emergency.

My idea? Socialized PRIMARY CARE, people should be able to see a doctor for normal preventative care, just your basic family practice with no out of pocket expense. If people would go in for normal routine checkups and annual labs it'll take care of a lot of health problems cheaply.

But for surgeries and specialists.. private insurance but private insurance should cover the entire bill or there should be out of pocket expense caps, to prevent medical bankruptcy.
>>
>>67715570
I agree, that's a good idea.
>>
File: ancap frog.jpg (18 KB, 320x320) Image search: [Google]
ancap frog.jpg
18 KB, 320x320
just do your own operations on yourself
>>
>>67704992
this is what's so bullshit about it. The insurance industry makes billions off of it. the only thing obamacare did was to make it MANDATORY for everyone to buy into the system so insurance makes even more.
it's cheaper to just fly across the border (north south, west, east, doesn't matter) and get treatment.
>>
File: 1452164322606.png (182 KB, 346x375) Image search: [Google]
1452164322606.png
182 KB, 346x375
>>67699367
Fuck obamacare, wen't to the doctor and they charged me too much for the testosterone pills I needed and the doctor said it was too much and that I would not be able to fix my klinefelters, I mean look at me, feels bad man, I just want to look manly not like a girl. Hate being poor.
>>
>>67715828
in order for social healthcare to work, it needs to be bound by rules that say they can't deny a policy to anyone for any reason. So long as every american can successfully claim on the insurance, it will make sense to buy into it. But also it should be optional to buy into, like normal insurance for anything
>>
>tfw Medicare
>tfw the fucking libs are trying to force this bs American healthcare crap on us

If it gets put through there will be riots in the fucking streets
>>
>>67715798
you're referring to israel in the 70s involvement with rhodesia to develop nuclear weapons right?
>>
>>67716148
>aussie scum
>riots
LOL
>>
File: 4 ways to spend money.jpg (42 KB, 626x444) Image search: [Google]
4 ways to spend money.jpg
42 KB, 626x444
>>67700509
This guy gets it.

Yes, health care in the US is expensive because of what anon said, and....... BECAUSE of insurance.

http://www.seattletimes.com/seattle-news/health/many-hospitals-doctors-offer-cash-discount-for-medical-costs/

>LOS ANGELES — A Long Beach hospital charged Jo Ann Snyder $6,707 for a CT scan of her abdomen and pelvis after colon surgery. Because she had health insurance with Blue Shield of California, her share was much less: $2,336. Snyder then tripped across one of the little-known secrets of health care: If she hadn’t used her insurance, her bill would have been even lower, $1,054. “I couldn’t believe it,” said Snyder, 57. “I was really upset that I got charged so much and Blue Shield allowed that. You expect them to work harder for you and negotiate a better deal.” Unknown to most consumers, many hospitals and physicians offer steep discounts for cash-paying patients regardless of income. But there’s a catch: You typically get the lowest price only if you don’t use your health insurance.

>The difference can be stunning. Los Alamitos Medical Center, for instance, lists a CT scan of the abdomen on a state website for $4,423. Blue Shield says its negotiated rate at the hospital is about $2,400. When the Los Angeles Times called for a cash price, the hospital said it was $250.

>$250
>>
>>67716855
In Germany this would cost 0€ extra. How shitty are US Insurances that you have to pay thousands of dollars on top of your insurance, when you already pay nearly twice as much monthly than Germans.
>>
>>67708686
>If it was really necessary to get the procedure done soon, they would prioritise it.
Only if it's life-threatening. If waiting causes damage that can never be repaired and can prevent you from leading a normal life, as long as it's not life-threatening, I don't know of a single public healthcare system that will prioritize.

Though I love the responses:
>>67708686
>>67700901
>public healthcare is great, goy, just buy private insurance! nevermind the amount of money you pay in mandatory taxes even though the public service is unusable
>>
File: rightwingersaremorons.gif (1 MB, 400x206) Image search: [Google]
rightwingersaremorons.gif
1 MB, 400x206
>>67699367
Lol Republicans are such retards.

Here in Canada, that would be free.

Canada's debt is lower.
>>
>>67717185
It's hospitals being jewish and extorting tons of money from the insurance companies I think.
>>
>>67712569
>MUH ANECDOTE
>>
>>67717185

Because we're buying insurance for a buhzillion dindus and NEETS for one

also because its a racket. these hospitals are paying $200-$300 for boxes of 100 latex gloves.
>>
>>67717460
this could be a good reason. but how come this shit only happens in the US? every civilised western nation keeps their costs on a reasonable level.
>>
>>67717185
pic posted says it all. A lot of people get insurance as a job benefit, so it's someone else's money that the patient is mostly spending. The patient never questions whether this test, procedure, medication, etc is necessary, so they don't economize. Plus, it costs a shit ton of money to process and monitor claims, negotiate prices, etc.

It really does cost you more in the long run to actually have insurance rather than paying cash, though catastrophic insurance is always a good thing to have.
>>
>>67706314
Do you realize that free healthcare is not mutually exclusive with private higher quality healthcare right?
>>
File: choofed.gif (2 MB, 400x206) Image search: [Google]
choofed.gif
2 MB, 400x206
>>67717389
>free
>>
>>67700509
get private healthcare you poorfag
>>
>>67717914
If only it were actually free, you'd have some kind of leg to try and stand on.
>>
>>67699367

yep thats the kinda bill that would get me to pack my bags and move to mexico. be chilling on the beach giggling with a mojito while the hospital was trying to call/mail non existent contact info
>>
>>67717861
Could it be because of the channels it goes through? In Canada, for private treatment, you first get billed as an individual and then send the receipt to your insurance, so maybe there's no hope to extort the same kind of money from people. Then again, at least some private hospitals contact your insurance first. Maybe there's just more corruption/price fixing at the top in America.
>>
>>67718059
Yeah yeah paying taxes. The point is that the quality of the tax paid "free healthcare" is not mutually exclusive to private higher quality one.

If you have money to spare or willing to indulge in huge debts you always have the choice to go to a private clinic.

You are trying to make it lol if its free that means that you will die waiting. When if you are willing to pay literally nothing would change and government still wastes money on even more retarded shit. I dont see why a lower quality tax funded healthcare for some people is "bad".
>>
>>67718558
Except you're arguing that you should be paying twice because you are forced to pay for public healthcare and then you are forced to pay for private insurance if you don't want to die waiting. If I don't have enough money to pay twice, that doesn't mean I don't have enough money to pay once.
>>
>>67713174
by giving us his money

trump 2015
>>
>>67718379
privat insurance in Germany has the same system as Canada it seems. Maybe it's because US has such a fragmented system of insurances. Most people in Germany are insured via a national health insurance. they set the costs hospitals and doctors can demand. this is limiting factor for the greedy pharma industry
>>
>>67699367
Wew lad come to France you will not pay a dollar for anything related to healthcare
>>
>>67717389
>free
everyone here has third party or employer health insurance you fucking tard.
Our healthcare system doesn't cover dick.
>>
>>67719057
Don't know how it is nowadays, but I know the French health system used to be really good 20 years ago or so.
>>
>>67699504
Can your free healthcare fix this?

http://www.liveleak.com/view?i=14f_1279854373
>>
>>67719139
It still is top notch even if doctor shortage in rural areas is becomming a problem
>>
>>67718001
For the patient yes.

Our debt is lower, we spend half per capita as much on healthcare as you Amerilards do, we live longer, we have better health outcomes and nobody in Canada goes bankrupt because of medical bills.

Like I said, Republicans are retards.
>>
>>67719260
How is your wait times? Here it's on average around 2-5 hours for a non life threatening ER visit
>>
>>67705480

>I shattered my clavicle.

WTF?

how did you do that?? that sounds like a rare injury, apart from maybe car accidents where the steering wheel hits it
>>
>>67719062

Canada has universal healthcare you stupid fucking moron.

>everyone here has third party or employer health insurance you fucking tard.

Everyone? Really? Care to cite this you stupid fucking moron.
>>
can someone explain to me why hospitals charge $400 for a q-tip? how is this allowed? clearly there is no free market at work here, there is some collusion or something
>>
damn lol

that's like 3-4 years of full time work looking at the average american income

why are some of you against health care?
>>
>>67719615
Cause Republican voters can be duped into anything as long as it's against their own self interest. That's why they're supporting Trump.
>>
>>67719417
Depends some specialists have a long waiting time like dermatology but overall it is pretty short , also depend of the area the center of France has a low concentration of medical staff so waiting times are longer
>>
>>67719510
Everyone who actually is intelligent enough yes. Our universal healthcare is okay if you're poor but if you have any kind of medication in hospital, it's not covered. My employer covered 60k of medicine when I was in the hospital that OHIP did not.

Seriously, don't rely on the government soley for your healthcare. Pay the extra money for third party or get employer coverage.
>>
File: 53272572457257.jpg (15 KB, 300x300) Image search: [Google]
53272572457257.jpg
15 KB, 300x300
>>67700116

My deductible is $5,100. This plan is considered the 'best' plan available with my insurance company.

Anyone who says Obamacare is good can go fuck themselves.
>>
>>67699504
One thing I'll give Mexico is that their doctors, in my experience, tend to be quicker than US doctors when it comes to detecting what's wrong with you and giving results pretty quickly. Mainly because they are more direct and don't fuck around like American Doctors do with insurance and useless procedures and shit until they are willing to properly adress your problem.
>>
>>67719428
it's common with snowboarders and skateboarders
>>
>>67719816
Did you ask for a cash price?
>>
>>67699367

Serves you right not having insurance. Hospitals charge that much to haggle with insurance companies. When you don't have the insurance company to haggle for you, good luck haggling to an affordable price.
>>
File: 2000 miles.jpg (83 KB, 662x625) Image search: [Google]
2000 miles.jpg
83 KB, 662x625
They charged my father $37 for a disposable razor.

And to find that out I had to pay $49 to get a detail copy of what he was going to pay for.
>>
>>67719804
ANSWER THE QUESTION YOU LYING FUCKING ASSHOLE.

>everyone here has third party or employer health insurance you fucking tard.

CITE THIS YOU BITCH
>>
>>67719686
Hey, leaf, careful, I might throw an American dollar at you and pay for your nation's healthcare system for a month.
>>
>>67705480

>major injury surgery
>would have resulted in death or handicap a few generations prior
>reasonable $8K bill with payment plan
>we need to fix this
>>
>>67699504
>Novocain = heroin
>antidepressants = cocaine
>painkiller = weed

You have a point
>>
>>67719511
Insurrance companies pay for everything.

There is no true "market" at play, rather something resembling a convoluted monopsony.
>>
File: ayyy.png (198 KB, 282x340) Image search: [Google]
ayyy.png
198 KB, 282x340
>>67715798
TOPPEST KEKS

That's some funny as shit.
>>
>>67720070
no
>>
>>67699367
>$134,007.58
That's likely before insurance. If the guy has any decent kind of insurance, odds are he'll pay 10% of that. Even then, at $1,350.07, you can call the hospital's billing department to get discounts on it.

I had a friend who, after insurance, had to pay about $900 to the hospital. He called up their billing department and not only did they take off $200, they also offered to halve his bill after that if he paid everything upfront. So he only wound up paying $350 for a hospital bill not dissimilar from the one in OP's post.

The thing a lot of people don't understand is that, because the hospital overcharges for everything (and they know it), there's a SHITLOAD of wiggle room when it comes to that sort of thing. People just fail to realize that all it takes is a few phone calls to fix it in your favor.
>>
>>67699367
>Blood and Blood Accessories
Huh. I'd have thought that those would have been the expensive ones, I tell ya whut.
>>
>>67719686
Saddening really. If you can't give up 0.1% of your own income to save yourself (potentially) and your fellow countrymen from losing everything you must be as retarded as the stereotype says.
>>
>>67720262
>10%
trolls are becoming so self aware that they're hard to catch

I'd like to think you are one
>>
File: 1456074370638.jpg (373 KB, 1280x1280) Image search: [Google]
1456074370638.jpg
373 KB, 1280x1280
> go to hospital
> collapsed lung
> surgery + 3 week stay
> get discharged.. ask them where is the bill
> they laugh at me

i mean i knew our healthcare was 'free' but i didn't expect to pay literally $0 for surgery and a long stay. feels pretty good
>>
>>67699504
> Sana Sana cloita de rana
>>
>>67719981

see >>67716855
>>
>>67700129
It's also driven a bunch of them out of business. Only Obama's hand picked cronies are benefiting.
>>
>>67720366
>"I filed for bankruptcy after my appendix burst."
Tough luck, anon. Should have explored your options first.
>>
File: 1458055945260.jpg (98 KB, 1334x750) Image search: [Google]
1458055945260.jpg
98 KB, 1334x750
>>67720408
I know that feel, just sad that an amerilard will never experience this
>>
File: 1409812267844.png (70 KB, 375x360) Image search: [Google]
1409812267844.png
70 KB, 375x360
>Be in the UK
>Catch anything I please
>Free healthcare
>>
File: thxjustin.png (30 KB, 620x349) Image search: [Google]
thxjustin.png
30 KB, 620x349
>>67720090
First of all, we got rid of the conservative who tanked our dollar.

Secondly, you're too fat to cross the border.
>>
>>67719804
Don't bother with him. I have seen at least two people like him, including on other boards such as /int/ and /g/. I have no idea what's up with them; if they're government employees, if they're paid to lie like that, or if they're just overly nationalistic morons. They're not worth responding to (and I should learn to follow my own advice).
>>
File: 1385533425814.jpg (39 KB, 373x351) Image search: [Google]
1385533425814.jpg
39 KB, 373x351
>>67719954

Cash price is $5500, but the thing is, I might potentially need follow up if something goes wrong down the road. So I get to decide if I want to pay 5.5k and risk paying it again if something happens, or get insurance involved, pay somewhere around $7.5k and be covered 80/20 in case something happens.

We're talking needed eye surgery here in case it matters.
>>
>>67699367
No show the paper from your insurance co. where they pay said bill.

Fucking retard.
>>
>>67720686
is that really anyone's fault or is it just your dollar returning to where it used to be?
>>
>>67720241
That's what I thought you lying motherfucker.
>>
>>67720686
Wait, you're fucking kidding me, right? After 2 years of quantitative easing, your fucking drama teacher decides to spike the budget into the red to an obscene degree and somehow it's Harper's fault?
>>
>>67720306
Republitards are more retarded than the worst stereotypes.
>>
>>67707855
yeah but you are still paying for the NHS with your taxes, so now you pay more than an american because you are double paying
>>
>>67720408
Is that you? Sexy.
>>
>>67699504
>It's free


Please die
>>
>>67721125
Says the canuck circlejerking with a eurocuck, both of whom are probably proxies trying to slide Trump threads.
>>
>>67721013
What the fuck are you talking about? That's a chart of the canadian dollar. That entire decline occurred under Harper.

The Canadian dollar is up since Trudeau entered office.

How much of a fucking moron are you?
>>
>>67720899
It's nobody's fault but the dumb cunts who tied the dollar to oil prices and put all their eggs in that basket.
>>
Yea but Americans are cucks that not only give up liberties for "Security" and give up heritage for "diversity," theyre stupid enough to give up freedom for "public health."

http://www.thenewamerican.com/usnews/health-care/item/1780-the-new-world-of-obamacare

>One need not go to a health clinic to be subjected to federal healthcare intrusions, either. At least two portions of the act actually provide for government agents to come into individuals’ homes to see to it that they are obeying Washington’s directives.

>The first of these is Section 2951, entitled “Maternal, Infant, and Early Childhood Home Visiting Programs.” This section requires all states to perform a needs assessment that identifies at-risk communities and “the quality and capacity of existing programs or initiatives for early childhood home visitation.” States can then apply for grants to establish early childhood home visitation programs.

>The programs will target high-risk communities first, with “high-risk” defined as “eligible families who reside in communities in need of such services,” followed by eligible families with low incomes, pregnant women under 21 years old, “a history of child abuse or neglect … or interactions with child welfare services” (not evidence of actual abuse, mind you; just a visit from government agents on an anonymous tip will suffice), “a history of substance abuse,” “users of tobacco products” (light up and expect a visit from your friendly neighborhood G-man), “children with low student achievement,” “children with developmental delays or disabilities,” or “individuals who are serving or formerly served in the Armed Forces.” That just about covers everyone.
>>
>>67721142
>>67721275
What if you've been homeless all your life or disabled? What taxes do you pay? 3 cents on a chocolate bar?
>>
>>67721283
"I could shoot someone dead in the middle of the street, and my retards would still support me"

- Donald Trump
>>
>>67721013
Harper was a huge fuckup, but Trudeau takes fucking up to the next level. Everybody hates the cuck for a reason. Well, except shills I suppose.
>>
>>67705480
If you can, use your HSA as another retirement account and keep the max out of pocket topped off in a seperate account to cover your yearly expenses. Invest your entire HSA (they typically make you keep $1k in the cash portion). The government gives you ludicrous opportunity for pre-tax investment, and if you can manage to max out your HSA+401K+a traditional IRA and live on one income, your family AGI is decreased by 48500 for the pre-tax investments, plus another ~15-20k for your personal exemptions and standard deduction. I make ~$70k a year on the same plan (perhaps I'm much younger, bur I only go for routine maintenance which is covered) and my effective AGI is about $30k(single).
>>
>>67720899
All I hear on /pol/ is that it's DUDE WEED MAN's fault even though the dollar is up since he entered office but it went from $1.07 to 75 cents under Harper.

It's true though, if you guys elect another Republican, he'll crash the economy and we'll go above par again.
>>
>>67720408
>>67720551

yeah it really is a shame.

to many niggers and illegals and none of them pay taxes. would never work here.
>>
>>67719376
using drugs developed and sold in other countries and paid for by their free market systems. drugs come to your lowest-paying ass last, and if canada was the only market for drugs and new equipment, there wouldn't be any because nobody could make any profit making them.

you're welcome for literally your entire system sucking off the US
>>
>>67722577

>entire world uses shit you developed in every facet of their lives
>entire world shits on you as being "stupid fat rednecks"
>let us know when your next invention/drug/movie/weapon comes out so we can get it friend
>>
>>67722577
Hey it's not my fault Big Pharma knows that you Republitards are morons and are willing to pay 10x more for drugs than anyone else.
>>
>>67723119
To be fair, Alphago wouldn't exist if it weren't for Bengio, Hinton and their teams.
>>
File: 1451263907857.png (90 KB, 700x700) Image search: [Google]
1451263907857.png
90 KB, 700x700
>>67699367
financial consultant in the medical field here.the reason you see bills like that is because the hospital charges as much as possible in order to get the max amount from insurers. we regularly advise clients to apply a 2.5 multiplier to all medical bills for this reason. most of that cost will end up being contractually adjusted off by the time the actual payment comes around. the remaining balance is then shifted to an account that medicare reimburses providers for at the end of the year. the only time a patient will get a bill like that is if they are considered private payers without insurance that don't qualify for medicare or medicaid because the state deems them too wealthy for it. to ensure payment we help patients as best we can to successfully enroll in state programs as it makes things easier on us. protip: the affordable care act has most insurers offering managed care plans that gives the insurer carte blanche of what they will or won't pay. in other words, many americans have insurance, but the premiums are far too high and covered procedures are far too few for them to be considered functionally insured. but hey, because of obama they're insured now and that's far more important than getting treated for anything.
>>
>>67725162
>but the premiums are far too high and covered procedures are far too few for them to be considered functionally insured. but hey, because of obama they're insured now and that's far more important than getting treated for anything.
Public healthcare in a nutshell.
>>
File: vc-size.png (75 KB, 771x507) Image search: [Google]
vc-size.png
75 KB, 771x507
Fuck off Europe
Fuck off Canada
>>
>>67725162
How would legislated price transparency (requiring all healthcare providers and hospitals to list their prices online or in building) affect healthcare?
>>
>>67699367
>work in healthcare insurance approval
>insurance only pays 1/3 of the cost
>hospitals multiply the price by 3 as to not lose money
>>
File: 1445822571796.jpg (22 KB, 367x202) Image search: [Google]
1445822571796.jpg
22 KB, 367x202
>>67726501
meh, it would definitely make it more of a marketplace, but the real battle to fight is to handle how opaque the insurance companies are. i've seen ins co's cut way back on claims reps to make even harder for us dispute claims or get any info at all. most are switching to online portals and the like that'll give you a denial, but no reason for it which makes adjustment s claims almost impossible. both health and malpractice ins are why the costs are so high. docs want to avoid a lawsuit and order tons of unnecessary tests "just to be sure" about their diagnosis and the insurance companies refuse to pay for said tests or pay so low on them that you have to apply a ridiculous markup to get fully reimbursed. combine that with how big pharma's vetting process and ass covering and you end up with a very expensive perfect storm.
>>
>>67728136
the way medical governing bodies, ins co's, big gov't and big pharma change shit constantly is why i have a job. so, for people in my field, more complexity creates a shit ton of demand. it's a good business to be in atm.
Thread replies: 189
Thread images: 29

banner
banner
[Boards: 3 / a / aco / adv / an / asp / b / biz / c / cgl / ck / cm / co / d / diy / e / fa / fit / g / gd / gif / h / hc / his / hm / hr / i / ic / int / jp / k / lgbt / lit / m / mlp / mu / n / news / o / out / p / po / pol / qa / r / r9k / s / s4s / sci / soc / sp / t / tg / toy / trash / trv / tv / u / v / vg / vp / vr / w / wg / wsg / wsr / x / y] [Home]

All trademarks and copyrights on this page are owned by their respective parties. Images uploaded are the responsibility of the Poster. Comments are owned by the Poster.
If a post contains personal/copyrighted/illegal content you can contact me at [email protected] with that post and thread number and it will be removed as soon as possible.
DMCA Content Takedown via dmca.com
All images are hosted on imgur.com, send takedown notices to them.
This is a 4chan archive - all of the content originated from them. If you need IP information for a Poster - you need to contact them. This website shows only archived content.