The wife and I are struggling financially. If I could pay my car off, that would help so much! That's not for three or four years, so I'm going to sell my car, and just buy a $5k car if possible (I can always buy a sportier car with cash in the future). Does that mean I have to give up a sporty ride? What I want and need are very different things. If I could get a sporty sedan that gets good MPG, that would be rad, but I realize beggars can't be choosers.
>>15151421
What car? Trim level too. How much do you owe?
>>15151433
I owe 20k on a car that's worth 13k. Genesis.
>>15151421
early 2000's acura tl type s would be the shit box i'd choose
desu you are better off totaling it.
>>15151439
Eat Ramen, pay it off.
You won't be able to pay it off in full so you might as well have a newish car to show for it.
Was thinking one of these? I know I must avoid German, since I can't fix issues myself.
>>15151439
How the fuck do you plan on getting 20k for a genisis? You're not gonna have any luck selling that lol. What year and miles?
>Another person falls for the live outside your means meme
>>15151421
Check the sticky. Operates on a 5k budget.
>>15152609
>How the fuck do you plan on getting 20k for a genisis?
He's not. He said he owes $20k. The car itself is worth $13k which means he's going to have eat the $7k difference.
>>15152639
He's gonna be eating a 12k difference then to get a 5k shit box.
That's better than owing 20k but it really comes down to how shitty is the car you get.
if you can't afford the price of the car upfront in cash, don't buy the fucking car.
>>15152639
>>15152703
I think I get OP's thinking.
OP is going to sell the Genesis for 13k. He's going to use 7k of that to pay off the car, and then the remaining 5k to get a decent daily driver out-right and be debt-free.
Did I win? Do I get a prize?
>>15152753
>-20-13-7-5=a positive number
Is it fall yet? You should've studied your math more kid.
>>15151421
>>15151439
So you're going to sell it for 13k and some how come up with another 7k, then yet another 5k? Why not just put the 12k towards the car and reduce your payments with a refinance for the remaining 8?
If 5 speed is your thing than you can get a nice 2000 Nissan maxima. They have some titanium internals(vq30de-k), chain driven, and reinforced 2nd 3rd and 5th gear. They are a 400,000 mile car.
>>15151596
>german cars break down all the time
>fixing german cars is soooo expensive
how do retards come up with this shit?
>>15153047
You have to understand, the average American's idea of "car maintenance" is taking their little Honda to Midas once a year to pay some high-school dropout to change the oil on their car, maybe change the brakes, and maybe do a wheel alignment.
>>15153047
Probably reality and people's past experiences
>German cars are so reliable meme
>I only had to take mine to the dealer once every 4 months after the warranty expired
>>15152621
And is still being picky about what to get next when all they need is a cheap car that runs until they pay their shit off
>>15152970
Hey retard. The math adds up.
Sell for 13k
13 minus 7 to pay off the Genesis leaves 5k left
That 5k is OP's budget for the replacement car.
reading > you
>>15153202
But it's 20k to pay off the Genesis not 7k?
>>15151439
You are pretty fucked. I would encourage wife to do cam shows or escort. You are eventually going to get divorced anyway as you got married way to early / young.
>>15153251
>>15153176
He actually thinks he's getting anything but a shitbox for 5k. He'll be lucky if he finds a Ford Focus without shit stains in the back that doesn't blow the transmission 15 miles down the road after he buys it
>>15153998
You can easily find a reliable car for 5k that can last another 100k miles, easy.
I bought my 03 accord for 4.5k, 108k miles, exterior and interior was a solid 8/10
>>15153079
this is me. except i have a 3 series
>implying i have time to work on/fix my own car
>>15154072
eh not really. The people of /o that are of age and own and maintain their cars this is true. But the average person.. is a 50/50 chance they will get something decent.. or something that is visiting the shop all the time.
>>15153202
OP stated here
>>15151439
That he owes 20k on a car worth 13k. So that means if he got that much (doubt it) that he would still owe 7k, and he wants a 5k car after that. So that means he would then owe 12k on a shitbox.
