Anybody here have experience with Auto Credit Express?
I'm 22 and have a shitty credit score because I defaulted on my student loans. I finally got a decent paying job and I really need a car. I'm tired of paying my Dad or Brother to drive me around. I thought I would save up and buy a cheap beater in cash but I can't even do that because I'm paying rent, paying off collections, etc. Credit Karma recommended this company.
>>14981456
If you can't afford to save for a cheap corolla or civic.
You can't afford a monthly payment.
>>14981456
Get a credit card, build credit, finance a car later. Buy a shitbox for now.
Whats your credit score, I need a number really appreciate just what exactly we are dealing with.
>>14981456
>I'm 22 and have a shitty credit score because I defaulted on my student loans
Fucking millennials...
That said, they're just one of many sub-prime auto lenders OP, nothing that special. You'll get hit with a 18-20% APR, and given a selection of 2014-2016 used shitboxes to buy.
And just an FYI, 15,000 financed at 18% over 60 months is about 380 a month, so unless you can comfortably afford a 400 dollar a month car payment, there is no point of even walking down this road
I don't care about credit and will never take a loan for anything. My credit score is 710 is that good? Not OP.
>>14982609
good luck with that. And 710 is considered good,
>>14981456
You're asking the wrong place, /o/ only buys used trash off Craigslist.
>>14981456
>defaulted on my student loans
how?
i thought they were exempt from bankruptcy laws.
>>14982609
Your credit score doesn't mean shit unless you've financed something big in the past.
>>14982678
>implying
>>14982601
Unless you're in your 40s, you're a millennial too. If not, then you're some old man that's still in school living in an apartment, which is just about as sad.
>>14982690
In default =/= bankruptcy
>>14982710
Meant for >>14982683
>>14982704
Dont talk about LPG like that :'(
