>Mine is $303 a month
>Model: 2012 Honda Civic EX
>Current mileage: 59k
>Payment plan: 72 months at 14% APR
Should I just commit suicide?
> Payment: 304.32
> 2002 BMW M3
> 60k when bought
> 60 Months at 5%
> no need to soduko
2016 frs
1.9% 21k
60 month
350.66 usd
>>14867287
0.00€
I actually own my car.
$790
Got 0% on my 15 gt, financed 23k of it, around 300 a month. Closing in on 7k milage.
And yes I murder every pedestrian I see.
I buy with cash. I only finance if I can get below 1.9% + a deal, and I still often those off early.
If you can get ahead enough to always pay cash you can drive a much better class of car for the rest of your life.
>>14867287
>234.33$
>2015 Honda civic Lx
>current mileage is 34K. I bought at 8 miles
I don't remember my interest but I know its low and I don't remember my payment plan
86 BMW E30 1.8t
Diahatsu Fourtrak 4x4
02 BMW E46 320d
2015 Mercedes Sprinter 313CDI
£0.00 because I'm not a retard to buy cars on finance kek
>>14867302
That better be a 2012, not a 2002
>>14867287
$0.00, because I actually own a fully paid for car and am not a cuck.
>>14867287
2016 FiST
21.5k + service plan for 7 years + lowjack
2.5k miles
$29X.00 a month after 7.5k down
72 months at 3.9%
just fug my shit up
>>14867315
Luck man or woman.
>>14867380
Oh shit are you serious?
>>14867374
what car?
>>14867287
FOURTEEN PERCENT
>>14867287
£0
I'm no Ameribroke
>>14867404
2008 Camry V6
>I pay cash only because I don't know how to responsibly leverage my credit.
>>14867468
No, some of us just rather spend money on more important things and are more fiscally responsible.
>>14867380
>low Jack
Waste of money all cars now a days come with chipped, lazer cut keys so cars can't be stolen
>>14867287
>2013 Civic LX
>44k mileage
>payment: $244 a month, 4.9% APR, 4 years left
Would have been cheaper per month or less years, but when I refinanced it off of the original lease last year my banker "forgot" to ask for a down payment(stupid bitch, had 4grand saved to throw at it; went out and bought more funs after instead with the saved monies because I'm an irresponsible /k/ommando)
Can't decide if I want to pay it off sooner or continue to save my extra shekels for a weekend God Machine
>>14867390
Luck has nothing to do with it. Buy what you can afford. If you don't have the money, get a job and earn it.
>>14867287
I'm assuming you're young with no credit history rather than being a dumbass with bad credit history. If so, don't feel bad, we all start somewhere. Make your payments on time and your score will be stellar when you're done. Currently drive a 2014 Sierra that I paid cash for in 2014, so no payments. But I make decent money and saved up for it because in my mind, car debt limits your financial opportunities to do other shit you like to do
>payment
>>14867490
I feel your pain senpai
>>14867474
Fuck where's my fedora when I need it. Aside from a house what exactly?
>>14867522
Education
2000 LS400: $0/month
1987 C10: $0/month
>>14867406
Yep, I'm fucked and my girl is addicted to shopping. I'm gonna off myself probably at the end of this year.
>>14867287
>$196 a month for 60mo at 7%
>Honda 2009 Civic EXL
>Bought it for $10500 at 85k
>Now at 120000k because Drive 50 a day to and back to the Airport at MIA
>owe $7500
>>14867474
Do you only drive $1000 cars as well so you don't get hit by the deprecation? faggot.
>>14867533
Did you finance your education or pay cash?
>>14867474
>i'm poor
>i'll just pretend i'm smarter than those who have money to make myself feel better
>>14867542
also got it Last year
>>14867555
No, I only drive 30 year old cars that won't depreciate any further.
>>14867542
>Now at 120000k because Drive 50 a day
Wow you're beating your engine up anon!
>>14867564
The people in this thread are spending a whopping $300 a month. I mean, sure, $300 is an obscenely unobtainable amount of money, but I don't think that makes them richfags relative to the guy who bought his vehicles outright.
Zero. Hardly anyone lives within their means. Fuck what other people think of your success or lack thereof and you'll be a happier person.
$0.00
6 vehicles, all mine
>>14867574
I mean aren't all newer cars shit and don't last as long as their older 90s counterpart?
>>14867569
You must be wealthy senpai.
>>14867555
I have a >>14867435
Depreciation is a non issue because I plan to run this thing into the ground. Faggot.
0/month 1998 neon coupe 88k miles
0/month 1987 fiero gt 109k miles
0/month 1997 neon sedan 180k miles
0/month 2003 kawasaki ninja 4200miles
I think im doing okay so far
>>14867595
Amen anon!
>>14867649
This is too good to be true...
>>14867649
These are all shitty except the bike.
>>14867629
Buying cars at the bottom of their value curve would suggest otherwise in my eyes.
Here were mine when I had cars
87 supra
7500$
60 months
125$/month
1.4% apr
2006 wrx
60 months
14000$
240/month
1.9% apr
sold those cars for exactly what i bought em for after about a year each
>>14867640
Enjoy your blog tier financial decisions. I bet you are seeing huge returns with all that extra money your are pouring into your investments. Faggot.
>>14867688
>cars
>investments
pick one
>>14867328
>>14867671
Post your car(s) model, year and mileage and we'll be the judge of that.
>>14867696
>I can't into reading comprehension
>>14867688
As an accountant, I came here to laugh at you.
Cars are not an investment. Learn what an investment actually is before you shitpost.
>>14867698
1984 Mercedes 230 CE, kilometers convert to 150k miles or so.
>>14867696
(YOU) realized that your on /o/ right now desu? What do you think they'll pick...
553
72 mo @ 6%
2015 Charger
>>14867711
That's why you crunch numbers >>14867705
>>14867482
>Cars can't be stolen
>>14867714
This car is COMFY as fuck anon. You got class. You're a bit less wealthy than I thought. But still wealthy tho.
>>14867720
I think they'll pick atrocious grammar, millennial texting memes, and ending random sentences with ellipses.
I only owe on my minivan. Payment is $253/mo. 3.4% APR 63month loan. but i pay $500/mo and drop extra on it from time to time. I actually could pay it off now. I only got it in november and I'm down to 7k on my loan. Total loan after tax title license and warranty was 12.5k. Car itself i bought for $9500 from a dealer. Might have a buddy buying it from me though next month so I might just go back to driving my beater.
>2013 Honda Fit base 5 speed
>254.86 per month
>72 month term
>3.2%
Just hit 50k, and bought it in may of 2012. Also I'm was an idiot back then and got suckered into the 3rd party warranty... BTW any way to get out of those or get my money back prorated?
$30,445.14 for a Genesis Coupe 2.0T @ 3.8%
Yes, I've realized my mistakes, we've all made them. Looking at auctions right now for a MX5/S2000/Z4, MR2, or even a motorcycle.
>>14867741
>ricing a chrysler
>>14867750
Oh, $450/month too.
>>14867328
bruh is that your garage you have a lift.. nice
>>14867730
Any accountant will tell you financing cars, especially for long term, is a shit deal. Even with 0% interest, the time value of money decreases the purchasing power of your fixed monthly rate, so you end up paying more than the car's worth later on.
But you're just some retard on a Mongolian sock puppet automotive board, I wouldn't expect you to understand basic financial fundamentals.
>>14867711
>Cars are not an investment. Learn what an investment actually is before you shitpost.
I guess all the people that buy classic cars because they are expecting them to appreciate don't consider that investing.
>>14867775
That's an extremely rare case, you're literally cherry picking.
535 a month
370z touring
got car when I was making big money
lost job and now have a job paying less
>an entire paycheck is sacrificed just to keep this car
>still haven't missed a payment
someone pls come steal this
>>14867783
You're the one that made an ambiguous statement.
>>14867804
How is what I said ambiguous? For 99.9% of all cars worldwide sold, they never appreciate in value. Idiot.
>>14867818
How about you learn what an investment actually is before you shitpost.
>>14867818
http://lmgtfy.com/?q=investment+definition
>>14867754
>turbo caliber srt4, looks stock
duh fuck you saying guy
>>14867287
218 a month
2016 Mustang GT Premium fully loaded
mileage 1001
PP 84 months at 4%
>>14867842
>>14867854
>An investment is an asset or item that is purchased with the hope that it will generate income or appreciate in the future. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth. In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or appreciate and be sold at a higher price.
http://www.investopedia.com/terms/i/investment.asp
320/month @ 1.99%
2013 Civic EX bought at 19.5+ttl. current mileage 35k give or take.
>>14867879
Good we are starting to make progress. The final step is reading comprehension. Once you go back and apply your new found knowledge maybe we will get somewhere.
2012 Volkswagen Passat
Bought in June 2014 - 5 year term
1.87%
$155/month
Not terrible.
>>14867890
How does it feel being such a moronic inbred mouthbreather?
>>14867302
What's the mileage on the car?
>>14867287
>having a payment plan that is longer than 4 years
>>14867900
Pretty terrible anon, that extra 1.87% would have significantly bolstered your FOREX account... You'd probably retire after 5 years had you invested that extra cash.
>>14867468
This.
There are ways to save money in the long run by spending more. If you're not an idiot, you can use credit to your advantage.
But hey, banks make their money off of idiots, so without them, rates wouldn't be low enough for smarter people to abuse the system.
>0% or very low financing exists
>HAHA LOSERS FINANCE JUST PAY CASH FOR A COROLLA
>meanwhile I'm driving the car I want, having paid less overall than the necessary 3 corollas would have cost over the same period of time
2007 mustang GT
2005 Saab 9-2x Aroo
500 use deductible
235 a month
>my wife and I are 24
>>14867903
You clearly need me to bring it to a level you can comprehend.
>An investment is an asset or item that is purchased with the hope that it will generate income or appreciate in the future
>HOPE THAT IT WILL GENERATE income.
>HOPE
So apply these new concepts we have covered and tell me how a car can't be an investment.
>>14867958
I see you got assblasted and got BTFO by /biz/
>>>/biz/1198506
Just stop embarrassing yourself
>>14867535
break up with chick, refinance loan, delete facebook, hit the gym, and get a lawyer
>>14867754
things all stock besides a tune, ya cuck
>>14867958
>So apply these new concepts we have covered and tell me how a car can't be an investment.
Nobody said they can't 100% be an investment, but we're talking like 0.01% of cars out there which could be. Nice strawman
>>14867287
>$392 a month
>2014 Nissan Frontier
>37k miles
>60 months @1.9% 22k loan
I've been paying more than required hoping to pay off at least a year earlier.
Why the fuck didn't you use a co-signer 14%? are you fucking crazy? I pay less for a 25,000 vehicle.
>>14867287
No more car payments, but I pay $1,052.07/month for my piano now
$300 3year lease
2015 Subaru XV Crostrek 5speed
8000miles over a year old now
Got it for the wife.
I own both of my cars. 74' Subaru DL and 94' Subaru Loyale
>>14868026
More than 0.01% of cars have appreciated. Do you even know anything about the classic car market? Do a little research before you try to dismiss something you don't know anything about.
>>14868079
[citation needed]
>>14867561
Obviously he financed cause he's a dumb nigger who don't need no scholarships
>>14868098
> Do a little research before you try to dismiss something you don't know anything about. Apply yourself, I have faith.
>>14868104
again
[citation needed]
You're the one who's spouting supposed "facts"
188/mo
2009 YZF-R6
Mileage: Bought it with 500/mi
48 months at 5.6% (22 yo with entry level average credit)
>>14867287
>>Mine is $0 a month
>>Model: 2006 Sonata GLS
>>Current mileage: 114k
>>Payment plan: N/A
>>14867287
>>14867302
>>14867310
>>14867322
>>14867328
>>14867333
>>14867352
>>14867354
>>14867355
>>14867380
>>14867406
>>14867404
>>14867435
>>14867468
>>14867482
>>14867490
>>14867513
>>14867522
>>14867535
>>14867542
>>14867564
>>14867679
>>14867723
>>14867741
>>14867745
>>14867750
>>14867757
>>14867788
>>14867870
>>14867887
>>14867900
>>14867921
>>14867947
>>14868040
>>14868059
>>14868046
>>14868119
>car payment
We're all laughing at you goyim over at /biz/. holy shit. you're all morons.
>>14868177
>accumulating wealth
>fiat currency
okay /biz/
>>14868177
how's financing your fiat paper going?
>>14868177
Not everybody can buy a vehicle all cash.
>>14868177
I said I didn't have a car payment.
Also
>/biz/
I stopped posting there because only 10% of that board even has money to invest.
>>14868177
I fail to see anyone laughing in the thread. I am pretty sure people just pointed out that a car USUALLY isn't an investment.
2013 FR-S
36K miles
2.4%
400.00/m(my decision)
201/m for insurance
12K owed
Bought it used.
>>14868216
Consider suicide
>>14868205
>USUALLY isn't an investment.
If it helps you get to and from your place of employment it sure is. For many(most) people, being able to expand your job search from <5miles to 50 miles is a huge difference
>>14867302
>2002 BMW M3
> 60k when bought
>>14868223
but a $400 20 year old Civic can do that, too.
>>14867764
It's my old Man's, his shop set up is pretty killer.
>>14867731
Try to steal my car go ahead
>>14868231
If that's your argument then why not just buy a moped?
>>14868223
Oh I fully understand the concept that a car can be an investment. It's the other faggot that still fails to comprehend it.
>>14868221
>Got it at 30K miles for 19K
>Pretty fun to drive
>Maintenance is never a problem
Nah, you're pretty salty, memer.
>>14868242
can't use one on the interstate here
>>14868223
i actually collect classics and rare imports and none of them, even the valuable ones, are investments
they always have and always will cost more than they generate
they are liabilities, all of them
>>14868231
>spending 400 when you have legs
It's like you are trying to be poor. Everyone knows that you walk to work and put every dollar you have into your stock portfolio.
>>14868258
Unless you're Jay Leno
>>14867564
>than those who have money
If you had money you wouldn't be financing a car.
>>14868258
Investments aren't always monetary. If you people can't understand that some things have value beyond fiat currency then I don't know how to help you.
>>14867287
Probably
I dont have one. The lexus isnt mine
>>14867287
>More than 36 months
Yeah, commit sudoku
>>14868242
I'll get wet in the winter
>>14868273
Makes perfect sense if the rate is below inflation.
>>14868270
i doubt even he breaks even
>>14868258
>they always have and always will cost more than they generate
>I invested poorly so it's not possible
People lose money on the stock market, guess those aren't investments either...
>>14868281
Are you Mexican? Just curious.
>another thread derailed by /biz/
Literally worse than kit kat
>>14868297
No. Just poor at the moment. Its hard to find small 5x100 wheels for the celica so i had to take what I could get.
They're genuine borbets at least.
>>14868313
I was only asking because I had a 1991 Celica for the longest time (2007-2013) and towards the end I had Mexicans asking to buy it from me. They really like it for some reason.
>>14868288
We (the west) are technically in deflation. Nothing aside land prices in some areas is below inflation.
>>14868258
>they always have and always will cost more than they generate
https://www.hagerty.com/apps/valuationtools/market-trends
>>14868305
/biz/ is such a waste of time. There was an income once, and 80% of the board is below $60k. No wonder there are adsense clickspam rings and the like there.
>>14868322
>We (the west)
The US still has inflation, even if it's below the target rate.
>>14868319
Oh. Ive gotten 'mexican' comments on the wheels so i figured id preemptively explain myself
Its kinda funny you mention that because Ive had it up for sale for a a few days and the only call ive gotten so far has been a mexican with a really thick accent
>>14868293
great analogy! because the stock market needs lots of obscure machined parts, huge temperate storage facilities and can be destroyed in one second by some retard on a cellphone
>>14868343
>an income once
income poll
>>14868357
Always take polls like that with a grain of salt. The actual median income is likely much lower
>>14867287
14% TOP KEK
$0
'borrowing' a car until I can afford to buy something good used for cash
>>14868386
Are you in the new england area?
If so buy my celica
>payment : 0$ a month
>Model: 1988 Mustang LX
>current mileage : 137,000 km
>plan: 0 months at 0% APR
more srsly i would buy a 2014 or 2016 GT if the canadian dollar wasnt poopoo
>>14867287
>>14868374
How bad does your credit have to be for a 14% interest rate? Holy shit.
>>14868356
What point are you even trying to make? The fact is that classic cars can and do appreciate even with maintenance and storage factored into it. Feel free to look at >>14868337. And again, even if some people make or lose money that has no bearing on whether or not it's an investment (see the stock market). If you or anyone else still fails to grasp this I give up.
>>14868399
My first car was something like %12, but I didnt have a credit history and nobody co-signed with me
The credit check they did on my mom to see if she could cosign brought her credit from just over 600 to jjust below 500. 600 was the minimum
>>14868415
A credit check on your mom dropped her credit from 600 to 500?
wtf
>>14868414
the insurable value of a classic car takes all that into account..
that's not market value
>>14868395
nope straya
>>14868421
nah man, from like 602 to 598 or some shit like that, but no bank would let her cosign if her credit was lower than 600. So by her having her credit checked to see if she could cosign for me, she made herself ineligible to do so.
It was really stupid lol
>>14868415
>The credit check they did on my mom to see if she could cosign brought her credit from just over 600 to jjust below 500
B-but that's not how it works anon. Did you by chance finance through the stealership?
>>14868414
>If you or anyone else still fails to grasp this I give up.
Please do so, and go take an economics class at your local community college.
>>14868421
Just realized how I worded that wrong
My dyslexia is really kicking my ass lately
350 a month, 60 months 0% interest 2016 Ford Focus se
>>14868451
These handy financial tools help you assess the strength of the collector car market.
Those aren't insurance values...
213 Nissan maxima sv sport
Bought it last month certified used. Only 24k miles.
Extended warranty up to 100k
Financed 16k
Monthly is 300 @ 4.8% but in refinancing in a week for 1.99% or so to get better rate, I went thru Nissan to get rebates.
Feels good to be young and have good credit.
>>14868458
Please enlighten me
>>14868497
>Nissan maxima sv sport
i feel like adding the term 'sport' to the trim level of a car like a maximum is an oxymoron
>financing a vehicle
>being this poor
Kill yourself
>>14868506
post bank statement
>>14868505
Yeah I like the way it looks but I find annoying all the shit they added to make it sport. For one I can't fold my rear seat bench. But it's "sporty" compared to other family sedans I test drove
>all these people financing shitboxes
>>14868536
No, it's tax season.
He should post W2.
>>14868177
>Not improving your credit
>enjoy those 30% higher mortgage payments
>>14868536
So you can see all of the smart financial decisions I have made, such as not borrowing money from banks to finance a shitbox that loses value as soon as you drive it off the lot?
>>14868568
>muh credit
Work harder faggot. No one is impressed with shit you can buy with someone else's money
>>14868570
So we can see how long you've been unemployed you piece of shit
Post bank statement
>>14868583
Well, doesn't matter if you care about credit or not, it still is a big part of being an adult. With good credit you can:
Get a great rate on a mortgage for when you buy a house
Get good insurance rate (fuck insurances for doing this, but whatever it is what it is.)
Some jobs will included credit report on their background check before they hire you.
You will be able to buy a car at 0% interest while you invest your money at a better return Raye (put money in a cc account and earn interest)
I work alongside rich people in Princeton and it's not uncommon for them to finance cars.
>>14868622
Fuck I mean CD savings account *
>>14867788
TOP KEK
I just buy cars straight out cash and it's mine.
'14 Focus ST
$400 a month
Financed every penny of it because I didn't have any cash.
Don't buy a car when you just get out of breakup that leaves you emotionally drained and checked out. I traded in a relatively shitty but completely paid off car for a $400/mo payment. Fucking sucks. Oh well, at least the car is fun.
2016 Ford Mustang $590/mo 60 months 1.9%
I'm a new college grad so I didn't have any shekels saved to buy in cash.
>>14867870
>PP 84 months at 4%
Top kek!!
>2003 Prius
>78k miles
>$0/m, 0 months
This car is basically free to operate. Will be removing chastity belt when I can cash something I actually want.
>>14868658
Financed 10k paid 34k down.
>>14868046
Yep you're basically right senpai
>>14868177
WE KNOW /biz/ cucks!!
>>14867287
>14%
What the FUCK?
How bad is your credit score to get such a ludicrous interest rate? My car was 5 years old when I bought it (paid off in 48 months) and I managed to get an interest rate of 3.8%. Keep in mind I was still paying credit cards and student loans when I purchased it. Hell my score wasn't even that great (it's still the same - around the 615 - 630 mark).
Christ you got taken (no pun intended) for a ride.
>>14868703
I'm 21 my credit score is: 560
Yep anon I'm fucked for another 10 years.
$0 a month, bought mine outright for $5k because I fucking hate monthly payments. Bad enough health and car insurance rob me blind on a monthly basis, Dont need to add car payments on top of that.
>>14868793
Same here, but I bought a car with a bad resale
>>14868783
720 here but I can only get a 15k car because only 1 credit card. Fucking waste of time, credit doesn't matter these days.
>>14868958
Yep I know the feeling anon...trust me.
>2016 Focus
>~200 miles
>$255 a month
>0% for 60 months
Got it two days ago
Never thought I would come anywhere close to 0% being 20 with a score in the low 600s and like 2 years of credit history
>>14869114
awe, daddy talked to the big /biz/ness men for you :3
2013 Mazdaspeed3, 28,000 miles, 4.5%, $340 a month.
you shouldn't buy a car that costs more than 2 months' salary
>>14868662
bahahahahahahahahahaha
>being this dumb
>>14869114
>low 600s
Seriously how do you people do this? Pay your damn bills on time.
>2005 f150 STX 4x4
>current mileage: 120k
>payment plan: 3 years at 3% APR, $230.00 a month
>>14869252
He's 20, he probably had no credit whatsoever yet.
>>14869252
Easier said than done my civilized gentleman.
>>14869203
what the hell is wrong with her legs?
and those heavily denoised image.
>>14869252
>>14869252
Pretty easy to be in the 600s with little to no credit history, even if what you have is good.
180/month
2008 range rover
Don't remember how many months, 60 maybe
Doesn't matter because I could have paid it off several times already. Only financed it because I want to establish some credit history. Will probably make payments for a couple years and pay it off.
>>14869252
Only thing on my report was my insurance payments i've been making since I was 18
It takes time to build up a good score even if you've never missed a payment
>>14869460
I guess I just don't remember what I started at. I'm 23 and mine is 760 and I've never missed a payment. Credit scores are confusing.
>>14869460
i fucked up my credit by buying a fucking $90 computer battery and charger and then COMPLETELY FORGETTING about it and leaving the country for 11 months
>>14869490
Wow your parents must be rich AF senpai!!
>>14869507
I have a job and pay my own bills senpai.
>>14867788
Hey man, at least you haven't missed a payment. There's always a silver lining. Even if your taste in cars in absolute shit.
>$0 a month and I got it for free in 2012
>2004 Ford Focus ZX3
>149k miles
>what payment plan?
That being said I'm planning on driving babbies first car until it dies or repairs (which I haven't needed to do much of) outweigh the value of the car.
In the meantime I'm saving a little here and there for a down paymet and slowly building my credit up.
I'm in the high 600's at the moment.
>>14869657
So responsible anon I bet you're in your late 20s...
>>14867287
Yeah probably. you could have bought something decent for $303/mo
>>14869933
23.
>>14869503
>$90 computer charger
Wow that sucks ass dude. My friend fucked up his credit because he forgot to pay for his redbox rental. He found out 2 years later and his credit was dropped by 150 points.
>$0
>2002 DC5
>ODO 120,XXX
>0 months at 0% APR
>>14870073
GTFO anon...WE KNOW it's just something to trigger /biz/ greedcucks.
im 25 years old, iv had 12 cars now. I have never once had monthly payments. buy used and pay cash. I understand not everyone can do this, but I have tools, space and was willing to learn how to wrench. other then the fiero ( i was as hard on it as i could be tho) iv always had pretty great luck with reliability and only been through as many as I have because im addicted to playing with cars in general.
>>14870073
Asking /biz/ about money is almost as laughable as asking /o/ about cars
>>14868119
>09 R6
dude, you can buy NEW 2015's for that price! FFS, you're dealer just fucked you HARD!
>>14867750
>MX5/S2000/Z4, MR2, or even a motorcycle.
solid choices anon
>>14868647
How are people this clueless about their finances?
>>14870175
>im 25 years old, iv had 12 cars now
That's awesome, but I hope someone at your age has some form of credit, because there are some things that you can't just pay in cash.
>>14867287
Mine is $0/month
Model: 1996 Taurus LX
Current Mileage: 159K
Payment plan: $400 check 6 years ago.
>>14867287
In Canada, so higher
>390/mo
>2015 FR-S
>31k Kilometeres
>60 months 0.9% APR
Muh credit is gut when I finally can afford a house
>>14867542
Shit I thought I did bad. I got a 2010 Golf with 50k mi for 10k even
No payments
>insurance payment higher than car payment
Fuck Michigan.
>>14867287
None my 03 focus cost only 3k all in cash
>$0 per month
>Model: 2014 Fiesta Zetec S Red Edition
>Current mileage: 14k
>Payment plan: $15k cash because I'm not a poorfag
570
1.5% for 48 months
09 Mercedes ML CDI
bought CPO with 45k, currently at 130k
one year left in payments, I would have paid it off earlier but my rate is low enough it doesn't matter. Also helps that my credit union isn't run by Jews
>>14870424
Lewis is that you?
>Not driving a shitbox and saving money
>>14870073
What would biz know about investing?
>>14871145
Top KEK!
>>14867773
This is a hundred percent incorrect. Time value of money means that money today is worth more than money in the future.
And if you get a long enough lease with a low APR then inflation can make your car payment cost you relatively less than it used to.
93 f-250
130,000 miles
Paid $2800 cash & $3000 personal loan
$100/M @6% interest 48 month term I think.
$60 liability insurance
>>14871291
The payments would be cheaper maybe but it won't come close to the deprecated value. Both of you are wrong.
>>14871363
You're living the good life anon!
I own a 20% stake in the company I work for, so my daily driver is an '08 Lexus GS company lease I ended up buying with cash under my own name at the end of its 3 year term. Now I personally lease it to the company and turned a profit a few years ago.
Planning on driving it till its wheels fall off to keep the payments coming. Good thing it's jap.
a lot of you guys act like you'll live forever. spend your money wisely, but don't be so much of a scrooge that you can't live a little.
>Having a car payment
fucking degenerates
>>14872044
Trust fund cuck detected. LEL.
$108, paying $110
'13 Veloster
2012 Civic LX
60k miles
235 monthly
6%APR for 72 months
$111 month.
I could pay off the rest of my loan right now but I'd rather build credit for when I eventually buy a house.
>This thread
Y'all niggas scare me. I'm in the market to buy a car, but I wouldn't even dream of paying some of the prices you guys are. I'm probably going to end up buying a used, reliable, commuter until I can build my credit score. Then I'm going to jew the banks by getting a low interest rate, and then paying the rest off the next month.
I really don't want to make car payments.
>>14867287
>not buying used
>$0
>not buying used
>>14873241
How do you plan on building your credit score without taking a loan first?
>>14873241
You do realize that you don't get a break on interest on paying off an auto loan early, right? It also will do fuck all for your credit score because it says nothing about your long-term ability to repay debts.
>be me
>stuck my dick in crazy
>now I have to trade in my Camaro for an SUV
>24% APR
>8k down payment
>6k upside down
End my existence please.
>>14867315
>What car you do you own?
>Did you pay upfront?
>Was it all worth it?
sorry for the questions, just curious
I honestly don't get people that are financially brain dead. Is everyone ITT a woman?
>>14873271
I bet you rent.
>>14873264
Sell your Camaro yourself on Craigslist or something instead of trading it in. Then use that cash to buy an SUV within your budget.
$602/month
12k down
36months
>>14873259
I have a credit card that I put my groceries on. Then I pay that shit off every month.
>>14867287
>$202
>2013 Toyota Tacoma
>18k miles
>72 month 3.9%
>>14873311
That certainly helps but it'll take a really long time to build up your credit that way. Paying off a loan accelerates the process.
First thing I did when I was a kid was get a credit card with my dad as a co-signer, then I got my own credit card under my own name. Then I made payments on a new queen size bed. And recently I put $8K down on a new $14K car. With the small loan and semi-established credit history, payments aren't a problem at all for me. My next step is to buy a house, but I'll make sure to fully pay off the car before I take a home loan.
>>14870641
Idk who Lewis is
>>14868583
Enjoy not getting into key positions at fortune 500 companies.
Good thing, for your sake, taco bell wont check your credit before giving you that shift lead position.
