I bought a new 2016 Fiesta ST today like pic related
Did I fall for a meme, /o/
>>14863068
>ugly modern econobox with banana windows and bad visibility
>>14863068
Literally the God machine
>>14863068
looks good mate. enjoy
What did you pay for it?
>>14863194
21,000
72 months at 10%
>>14863263
>72@10%
hooly fukc m8
>>14863263
>72 months at 10%
dude...
>>14863263
>72 months
>10%
this is why poor people stay poor
>>14863281
>>14863286
>>14863287
:^)
>>14863263
Refi with a credit union next year
>>14863292
wheres the penis
>>14863304
either way is good
>>14863068
Nice car man, I've driven one they're fun.
>>14863263
This however is not nice.. You got wrecked
>>14863292
this is why i need a chinese gf
>>14863263
>10%
Bruh. That's... bruh. I got my new car at something like .9% with 0 down. 10%? Bruh. You're like one of those people in Longpostguy story threads.
>>14863342
May I interest you in a latina?
>>14863263
>>14863342
>>14863367
dated both. both are awesome. mexican has better food, chinese are better in the sack.
>>14863384
Haha I am also aware of what you said..
>tfwnogf
I thought I made it clear what my intention was. OP is probably dead and gone by now. Oh well.
>>14863194
Not op but I bought mine at sticker for 24000 but they fudged it and got me 0% when I don't have NEARLY the credit to qualify for it. They showed me my monthly payment after incentives and sales and it came out more expensive than sticker + 0%. Did I do ok?
>>14863419
What is your monthly payment and how many months is your loan
>>14863068
>Fwd
>Ford
>Econobox driving position
>26k over 6 years
>>14863521
360 72 months
>>14863549
You could have done better
You got fucked by the 0% apr
>>14863419
Is the sales tax in your state 8%?
If so, your payments cover sticker price plus sales tax precisely.
>>14863608
Yeah California. Couple thousand in taxes and fees.
>>14863637
I only see the base price and sales tax reflected in the total payment plan.
What fees apply to the sale and how much are they?
Also, how and why did they fudge it to get you 0% APR when your credit is too low for it?
This is starting to sound suspicious. Are you sure you didn't buy it at a Buy Here Pay Here lot or something?
>>14863712
instant pls go and stay
>>14863549
>>14863263
Is 6 years the new norm?
>>14863666
by giving him 0% they take away the option of refinancing...they essentially trap him in the loan.
OP is financing 21k at 10% apr= 26k but can refinance in a year or so and save a few thousand bucks
This guy is trapped at 26k @ 0% apr cant refinance compared to op dealer gets the better end here
>>14863752
Yeah. Sometimes, they'll even push it out to 75 months to squeeze in a few less dollars per month.
>>14863263
wew lad i hope this is a troll
someone send lpg this thread is fucked m80s
>>14863752
A buddy is financing a '15 Challenger for 84 months. I don't know what he paid exactly but he said the payments are like $700. It's a V6.
>>14863263
>10%
W E W L A D
E
W
L
A
D
>>14863850
GROSS
>>14863850
>84 months
>$700
>V6
how
>>14863850
Please be joking. That comes out to nearly $60k. Sixty. Thousand. Dollars. For a V6 Challenger.
>>14863850
JesusfuckingChrist. I knew a guy who was trying to pretend he had money, he was paying something like that for a Challenger that he sold shortly after because he couldn't afford the payments. People are so fucking stupid.
>>14863850
What the fuck is wrong with your friend? Was he dropped on his head?
>>14863850
fuck man he could've gotten a much, much better car for $700/mo. this is why you need to get financed through a credit union
>>14863263
Why let them sick it in you with no lube like that?
>>14863867
I should point out that these are Canadian dollars.
"Why you should get financing before going to the dealership: The Thread"
>>14863850
>2015 v6 charger $50k
Lets play spot the nofriend liar
>>14863886
I live in Canada and he has bad credit. This is not implausible at all you sperg.
>>14863171
>banana windows
fuck cannot unsee
>>14863263
Hey op. I'm guessing these numbers are because you have terrible credit.
If that's the case, deal with your 10% for a year and make your payments ON FUCKING TIME to up that score, then refinance the loan with a credit union or different creditor.
Ezpie.
I got my FiST for 16.5k OTD (base model, amazing rebates, thanksgiving sale) with $2,500 down at 1.2% but I have good credit because I've been purchasing (then selling) my cars about every 2 years. The 2015 Fiesta ST is my latest toy and one of the cheapest cars I've ever purchased, but hands down one of my favorites. Coming from driving a Saab 93s, an s2000, and an s500, this stupid little hatchback has been absolute retard-tier fun both on track and off. I applaud your purchase even if it is at an absolute ridiculous interest term (how badly did you want this car amirite?). Have fun with it but take care of it, this is the first time in several generations North America has seen a hot hatch like this. I would like to see the used market for these doing well in 5 years so that the people who can't afford them now get a chance to experience this fucking amazing stupid little car.
>tl;dr I've driven some nice things and I'm embarrassed to like this car as much as I do.
>>14864004
Any tips for dealing with dealerships?
In the market for a new veh looking at the fist rn desu
>>14864135
Talk to Longpostguy.
Your best bet is to go in realizing you need to walk away if the deal seems like shit. Do your research online for whatever car you want. Find out how much it should cost you, know your credit score, get financing before you go from a credit union if possible or from your bank. Know what options you should say yes and no to. Get as much knowledge as possible before you ever even go test drive anything.
>>14863666
It was a real ford dealer with fords in house financing. It was a new 2014 I bought in 2015 so I think they were willing to let the bad credit slide to get rid of the thing. But I just wonder because they told me all the sales and shit didn't apply if I took the 0%.
>>14864135
C R E D I T U N I O N
have a day where you dedicate to only test driving, and getting some basic numbers from multiple dealers. do not run any serious credit applications through them. They're going to try and butter you up to do so, but don't give in.
chances are unless you have amazing credit you'll get boned by dealer financing. Secure financing with your credit union first. See which dealer has the car you want most, and that is going to be more flexible with talking down. you negotiate a final price then get the credit union involved. Be prepared to go to another dealer and set up a new negotiation bringing the offer from the first dealer
just don't rush into it m8
>>14863263
>72 months at 10%
INSTANT I KNOW YOU'RE HERE
post you're mods and torque/hp chart shit
>>14864135
Don't fall for the "how much do you want to pay per month?" line. It's a trick. Negotiate the final price of the car. Not the monthly payments. Also, they'll try to sell you bullshit add-ons and extras that inflate the price of the car. Sometimes, it's preinstalled so you can't refuse it. Negotiate on that shit and be prepared to walk. Finally, be wary that once you strike a deal, they'll shake your hand, send to a back office to do paperwork, but in reality they're going to sell you more shit. Gap insurance and extended warranties. If you want them, know that you can negotiate on this too. Just keep refusing and they'll lower the price lower and lower. You'd be surprised how low they'll go. They're sort of unnecessary anyway, IMO.
>>14864303
>Just keep refusing and they'll lower the price lower and lower. You'd be surprised how low they'll go. They're sort of unnecessary anyway, IMO.
I got 4 years of extended warranty from BMW from $4k down to $2500 after haggling a bit. It kicks in after 2 years of CPO so no worries for six years, feels good man.
>owning a bmw out of warranty, ever
>>14864259
Haha, what do you want to know m8?
>>14864415
all those specaros
friend is buying a fiesta st and is trying to hit close to 300tq.
>>14864415
What up instant, you don't know me because I don't trip but we talk a lot. I like your ride, we are pretty close in terms of mods.
>>14864135
Best advice is knowing that you can walk away. I usually deal online because you can get their quotes in a hard copy form then use that as leverage at other dealers. Remember that when one dealership may not want your 22.5k., some other dealer will want your 18.5k
>>14864424
Basically get a rear motor mount, an intercooler, a Cobb APv3 and tuning from Tune+. That's the cheapest way to 270tq (Cobb stage 3 gives around 250tq).
Past that I have an intake that sounds nice and a catback exhaust that didn't add much but also sounds nice. Skip buying a downpipe until you swap out for a bigger turbo.
If the torque steer is a bit much you can some bracing like the street package from Pierce motorsports.
>>14864484
Sup fiesta bro, you got a WAT sticker on it yet?
>>14863068
Do these suffer from the carbon build up cancer that other direct injection engines do?
>>14863263
>>14863287
>>14863292
Going by what Longpostguy posted in his most recent threads, 10% is actually the standard rate at the moment for the average consumer. The banks are skittish because everyone's got huge risk going on right now.
So you got the average deal for someone with average credit.
Which isn't ripped-off-tier bad, but also not exactly good given that you're on /o/ and really should have looked to push the price a bit with all the lessons that LPG hands out.
>>14863068
Good car. I've had mine since NYE 2013 and love it. It's definitely a DD that's fun and not an actual sports car, though.
You got absolutely fucked on finance, though, mine was 23k loaded at 1.9%.
>>14865684
Oh, might as well post a pic since other guys are doing it. The Sparco wheels and Achilles 123S are the only mods right now, next will probably be the Mountune brake pad/line package. (I'm waiting on feedback from people who actually canyon/track them, though.)
>>14863310
Please tell me this isn't a trap, my dick will be so confused otherwise.
>>14864527
I probably should have a sticker on it, but don't. It would help if I was familiar with WAT in any way aside from memes, so maybe I'll go check their shit out. I just blacked out the ST in my grille, but left the little bit of silver on the edges because it looks classy as fuck. Also got a trunk anti roll bar and I'm feeling sexy with it already. 8:38 am where I am right now, headed to the Palomar run wish me luck!
>>14863263
geez
I thought my 3.9% was bad
>>14864527
another anon, but when i get mine i was looking to get the mp215 from mountune to keep the warranty, and getting the rear motor mount and a few other quality of life things. do you think those items would be worthwhile or unnecessary?
![fiat500abarth-31webopt[1].jpg](https://i.imgur.com/6TXwvDQ.jpg "fiat500abarth-31webopt[1].jpg")
>Ford shills pls go
>>14863068
my friends love it when i give them rides,
i'm always driving like an asshole and zipping around town in it
it's pretty fun for how slow it is
>>14863068
>>14863263
This is why you see cars like this parked outside fast food restaurants.
Make sure you plastidip your wheels and put plenty of ken block hoonigan stickers on it so you can up your cred with your fellow burger flippers.
I bought a FiST last month @ 21.5k w/ recaros @ 2.2% for 4 yrs
u got fukt bud
fun car though
>>14866986
>tfw pulled up next to an M4 covered in hoonigan stickers driven by a 17 year old asian kid
I wish my dad was a crooked oligarch so I could be an ostentatious litte shit.
>>14863263
>72 months
>10%
You've got to be fucking retarded.
Also:
>not buying the sedan version instead
>>14866890
Good luck m8! Let us know how she does.
>>14866930
Technically the RMM could give you some warranty issues but I haven't ever heard of it having an affect. The MP215 kit is nice because it doesn't 'affect' the warranty but that doesn't mean the Ford dealership is going to know what it is or that it doesn't void said warranty, though you can always get Ford Performance to give you some back up on it I think.
RMM is the highest QOL thing you can get though, a QuickShift is pretty nice as well since the throws are fairly long stock.
>>14863068
Should have gotten the focus.
>>14867075
fat, bloated, understeer
>>14867025
>sedan version
wut
>>14867081
Pic related. The older models look better, though.
>>14867098
they never did the ST in sedan version, its only available as a hatch though
>>14867071
I want to get those to start but don't have a garage to work on my car. Will pretty much any shop install the bolt ons for me?
>>14867078
>I've never driven the focus st
>>14867098
The Fiesta sedan is an ungodly abomination, I can't stand them. :x
The Focus sedan is pretty nice, I think an ST version of that would do very well, though they should have dual exhaust instead of the centered exhaust channel for a performance Sedan.
>>14867115
test drove them back to back, the focus pulled harder in a straight line but if agility is involved it fell flat compared to the fiesta. I could have gotten a focus ST for only $500 more than I got my fiesta for and still chose the fiesta ST.
>>14867125
A few suspension upgrades fixed most of my focus St issues. But I don't remember what it was like from the factory anymore. Was it really that bad?
>>14867113
Eh, some shops more than others. You can generally call them up and ask, just be prepared to give them an explanation of what you're looking to have done and maybe have instructions for the install readily available. Also you should probably compare quotes, and if you're not going to be doing a lot of wrenching your self, it'd be good to have a relationship with a shop you can trust. I wouldn't just trust any shop though, that sounds like a good way to get taken advantage of.
There may also be a 'rent-a-bay' type shops near you, where you can rent a lift with access to tools to work on it for an afternoon. The QuickShift was relatively hard to install just because you're working in a very tight area, the RMM took all of 30 minutes and greatly improved the feel of the car.
>>14867150
It's not that it's that bad, it's just the Fiesta is that good stock. The Focus is a really terrific car, it's just not quite as composed/refined in the turns as the Fiesta is off the lot.
>>14867071
Ford replaced the RMM on my at as part of a warranty claim. They have tsb out on the 2013
>>14867185
That's for the Focus ST, not the Fiesta ST.
We're talking about an aftermarket RMM from Cobb or Mountune that adds stiffness over what the factory mount offers (basically a wet noodle).
Like this:
http://www.cjponyparts.com/cobb-motor-mount-rear-fiesta-st-2014-2016/p/892001/
>>14867151
huh, there are places like that around I hadn't heard of it. How long did the quickshift take? I watched the instructional and it seemed like it would be a pain.
I guess if I were to do a rent-a-bay I might as well wait to throw maybe an intercooler on as well. Would you recommend changing out the tubing as well if doing that?
How does one work down the price while negotiating?
Anyone have an example of how such conversation might go?
>>14867205
basically you just have to make it clear you're willing to walk away at any time.
>>14867205
I would recommend negotiating by email. Get a few different dealerships slinging their lowest deals at you and when one is lower than the other just go back and ask if they will beat it. Then you walk into the dealership with a price pre-negotiated (if they try to add anything you have it in writing, or leave) and it's going to be better than most people can get just sitting and talking with a salesman for an hour
>>14867236
as someone who used to work at a stealership, come in to buy during the end of the month, last 2-3 days. salesmen need to make their quotas and there's almost always a straggler, he'll probably jump at the first chance to get you a deal and will be more willing to convince management to go easy on financing.
also this>>14867236
or if you can get a quote for a car loan from a credit union that's good.
>>14867236
See, can't really do that this time, I think.
I want to buy a Scat Pack Challenger but every single one I find is packaged out the ass.
I want a really simple one with almost nothing on it and I just can't find any in any of the dealerships nearby (~200 miles). So I might have to custom order.
Can I still negotiate by email if I want to custom order?
>>14867204
If you plan on adding an external waste gate than there are some good options for adding charge pipes. If you plan on keeping the stock turbo it's not necessary (unless you want added sound, etc). If you're the MP215 guy and you're thinking of adding an intercooler as well, I would skip the MP215 kit. It doesn't add a lot of power, it's only one tune, you can't ever resell the device used to reprogram your ECU, and you also can't add any custom tunes to it. It's basically a locked down Cobb AccessPort from what I recall, and it's best aspect is some peace of mind about your warranty.
QuickShift took me 90-120 minutes because of how tight the space was and that was after taking the intake air box out.
>>14867205
Pretty much what the other guys said. Get your financing set up from another party, email a bunch of dealerships asking them to provide you with their best Out the Door (all taxes, fees, etc included) price, make sure to tell them you have financing already set up and are looking to buy in the next two weeks. Take the best price you've been offered and shop that around at a few of the dealerships who replied with low offers (or get another offer in writing from a volume dealer you may be willing to travel to). You should have a *realistic* price in mind that you're willing to pay, that is reasonably achievable, and is your valuation of the vehicle. If you get that price, buy the car, otherwise continue contacting dealerships.
>>14867265
I could be wrong, but I'm pretty sure dealers love custom orders. It's easy money for them.
>>14863850
>v6
Damn youre a shtty friend, why you let him do that ?
ROFL
>>14863068
Why not a Focus St?
>>14867275
Yes, but do I just build one on the dodge website/truecar and tell them, what's the best you can give me for this car you don't have?
>>14867205
They tell you the price and you say
>That's more than I was looking to pay, I could see going as high as $_____
>Well I don't think we can do that but I'll bring it to my sales manager and see if we can move some numbers around
Then he goes and bullshits with someone pretending to be the boss that day, and comes back with a counter offer. It will be more than you said but less than the first price you were given. You go back and forth like this until you either get to a price you're willing to pay or they refuse to go any lower, at which point you say
>Okay, well I appreciate your time but this just doesn't work for me. If your manager decides he can make it work for $thepriceyouwantotopay give me a call.
Then get up and walk away. They'll probably call if your price is reasonable, or the manager may even try to catch you before you leave the building. They know once you're out the door it's a lot harder to get you back in. A dealership I frequent just put in a really nice little restaurant for that reason.
>Hmm I don't know me and the wife need to think about it, we're gonna go get lunch and maybe we'll come back
>WELL NO NEED TO GO ANYWHERE LUNCH IS ON US PLS DON'T GO
Salesbro says it's working pretty well.
>>14867296
>>14867265
You can try and say 'I'm interested in ordering this car at this price, please let me know if you can help me with this as I have my financing set up and am ready to buy.' or something along those lines, worst case scenario is they say 'Sorry, can't help you.'
>>14867282
Well it's a work friend, he didn't consult me first. FWIW he's really happy with it, loves the car and doesn't seem to mind spending as much on his car payment as he does for housing.
>>14867309
>>14867300
That's guys, that helps a lot.
>>14867330
Thanks*
Okay maybe you guys can help me out. I'm looking to buy a Mustang soon, and I want to custom order as I can't find one anywhere with the options I want.
As configured on the Ford website, the car I want has an MSRP of $37,385. What would be a reasonable place to start? Ask for $35k and try to settle at $36k?
Are dealers more likely to work with you if you finance through them or is it better to get a 3rd party arrangement? I have exceptional credit, but I'm young and likely won't get the best finance offers because of my age.
>>14867330
No problem anon, good luck m8
>>14867269
one more question, what is your thought on a symposer delete?
>>14867342
It's harder to negotiate using house money, so set your financing up outside of the dealership especially if it's your first car buying experience and you want to negotiate them down.
Second of all, don't custom order, just search the endless inventory of Mustangs until you find several with the options you want. This gives you way more negotiating room.
Then read the above posts we just gave to Challenger anon in the exact same situation as you are and apply all of that to your situation (except there should be endless Mustang inventory with the options you want).
Finally, buy a used a Mustang GT because they have insane depreciation and you can get a 2015/2016 with low miles for under $30k now.
>>14867353
Some charge pipes delete the symposer for you, it's basically just a ukulele for engine noise, it's not artificial but some people are annoyed by it. I haven't deleted mine and the cabin is a bit loud with the combination of exhaust sound and symposer, but not anything ridiculous. It doesn't add or remove any power so it's just a personal preference thing.
>>14867361
But the dealership gets kickbacks for setting up financing with their in-house lender or with banks, so you can get a better price if they're making some money on the back end.
>>14867018
I used to work on an M4 that was owned by a 19 year old Turkish kid who only drove it because his parents wouldn't buy him a GT3 until he transferred out of community college.
>>14867379
Not a ukulele I'm retarded, I meant it's a Kazoo.
>>14863068
Enjoy stopping every hundred yards to pick up bits of turbo.
>>14863068
>didn't wait for the new civic
Haha you goofed
>>14867361
There are plenty around me that are similar enough to what I want that I could live with if it means avoiding a significant hassle with custom ordering.
I was under the impression that dealers would apply certain incentives and sell under invoice if you finance through them. Is this not the case?
>>14867382
Sure, but dealers also take a loss on a vehicle in certain situations, and you should negotiate price independently of your means of financing.
>>14867399
I bought my Fiesta for under invoice with independent financing.
>>14863263
Is that 10% a year?
Holee shiet the kike got you by the balls.
>>14867422
invoice is a scam, invoice is literally $500 below MSRP these days
>>14867300
Why burgers are so stupid.?
>>14867452
Yeah that's true too, invoice on the new Fiesta was like $700 under MSRP, I think I paid about $2000 less than MSRP with all TTD included.
>>14863068
>fwd
top fucking kek
>>14867499
>160whp, 140tq (sometimes)
I guess it can look kinda nice sometimes.
>>14867509
>implying you could handle more than 100whp
>>14867398
>CVT only for the initial release of the 1.5
Do they have a hard date for the 6spd?
>>14867499
>>No.14867366
So when are you stancing your good for nothing Scion. errr uh Toyota Scubaroo.
>mfw Toyota wasnt smart enough to put the glorious JDM 2jz in this.
>>14867300
The Toyota dealer around here built a new dealership with a restaurant in it.
>>14867491
here's your (you)
>>14867676
Do you live in Victoria, BC because that's what I'm talking about
>>14863068
I would have dropped the extra money for the Focus but it's still a nice car.
>>14864415
>Cramped as fuck
>Headlight bigger than actual engine
>>14868514
Yeah, it's a very tight space but there's enough room for a bigger turbo. They manage to squeeze a 2.0L in the rallyspec Fiesta's somehow.
>>14863068
Well done, you've bough a great car.
>>14863882
that makes it about $treefiddy in the US
>>14863068
>Bought a car
>Doesn't have an actual photo of it.
holy shit, OP here. I didn't even realize this got posts
I paid 24.5, with ford's 0% because I'm lazy
>>14863287
>>14863292
>>14863375
>>14863364
>>14863322
>>14863295
>>14863286
>>14863281
>>14863529
>>14863752
>>14863821
>>14863853
hello gents,
>>14863263
this dumb faggot is not me. 24.5k, 0% for 60 months
764 at 22 years old is a good credit score, r-right guys?
>>14873096
Not necessarily since short credit histories are usually inflated.
>>14863263
A-am I the only one who doesn't know what any of these things mean? (eurotard btw)
>>14875014
amount financed / term of the loan / interest of the loan
>>14863068
why didn't you buy something fast?
>>14873096
Yes.
>>14873474
The age of lines of credit is a direct factor in your fico score, which controls for newbies.
