Fusion
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You are currently reading a thread in /o/ - Auto
You are currently reading a thread in /o/ - Auto
Almost just drove home 2014 Fusion. got denied cuz no co-signer and cant "prove" my income. oh well
Oh well nothing lost
Why can't you prove your income? Do you have any?
>>14068577
Why is there a lot of hype on the Fusion? IS this a better FWD family car?
>>14068577
Do you not give receipts to your junkies?
>>14068580
The new fusions are actually pretty damn good. Taurus as well. Trucks need some more tweaking and vans are.. well vans, who cares. But Ford has done their sedans and hatchbacks really well for the last few years.
I've never had to prove my income for an auto loan...credit check has always been sufficient. Do you not have a credit history?
Nah im a full time server. so i have 1k a month that i cant "prove"
>>14068587
Yeah i make enough. but im a server
>>14068593
>never had to prove my income
This is either false or you live in a different country where banks are led by idiots. No (proper) lenders will give you more than a couple thousand without proof of ability to pay it back. They do a debt/income ratio calculation regardless of your credit.
>buying a car on finance
Why do people cuck themselves like this? Just fucking save
>>14068600
Time to start claiming full tips, at least for long enough to prove your income.
>>14068600
Isn't a 2014 Ford Fusion a bit much for someone on £1k a month?
>>14068653
1k that he can't prove, i.e. he has his salary + 1k in tips that he doesn't document. I guess that 1k made the difference between getting and not getting the loan.
>>14068603
So what?
You still get a W2 with your earnings. If you are taking money under the table that would be illegal and as such, degenerate(not deserving of a car loan).
If you havent had your job long enough to get a W2 then you also shouldn't be looking at getting a loan.
>>14068669
You have to declare tips, if you dont then you end up with problems like OP.
>>14068577
why not just prove it by actually buying a car, op?
>>14068687
ive bought a couple. just never got a loan for one
>>14068683
>>14068686
Zzzz servers usually halve what they make in tips to fall into a lower tax bracket.
>>14068714
Well, what did OP expect when shorting uncle sam? Seems theres more than one repercussion.
>>14068721
>won't allow you to buy a car which, realistically, is outside of your means as a server
>all while paying less taxes
>"repercussion"
To me, that's the system working. Unless you're at a really high end place making $50 tips.
>>14068683
There are few things more patriotic than cheating at taxes.
>>14068577
cooooollllllll broooooooooooooo
>>14068606
I just got a 23k loan at 0 percent without having to provide any actual proof of income. My score is in the 800s in any case.
>>14068603
>server
feel your pain, I'm stuck with a budget of 10k for dealerships because of that little thorn.
>>14069069
yeah, ima just get something cheaper. No need to go broke
>>14068937
>23k loan, 0%
What? Was this through the dealership..? No bank gives at 0%, that simply wouldn't make any sense.
>>14069295
Ford gives 0% financing all the time.
>>14069295
>No bank gives at 0%, that simply wouldn't make any sense.
Hate to be autistic, but countries with stable economies can get credit with negative interest during an international crisis. They get paid to park money.
I got my fusion for 0%
>>14069295
Yeah it was through ford. Labor day deal was 0 percent and 1000 bucks back. Costco mebership was like another 3400 off. Shit box trade in and a medium size down got the 38k sticker out the door for 23k.
>>14069559
>35k Fusion
AWD Titanium? Could have coughed up a few extra k for a SHO.
>>14068577
Damn dude, you almost got an Aston Martin
Why do people on /o/ buy brand new financed cars that are not enthusiast vehicles?
I don't get it.
>having to prove your income
>financing a depreciating asset
>ever
Why
>>14070760
because they dont understand that shit goes on >>>/n/
just filter income, credit, loaned, leased and other related words
>>14069559
>$474 a month for a fusion
>>14068869
This, to suggest he pays tax to Jews and their fed is degenerate as fuck
>>14068606
I actually did this a couple years ago. Bought a brand new car while I was unemployed. I was only financing like $6k though because my trade in was worth a lot.
>>14069559
>71 payments of 474
My god thats awful.
>>14071092
Is that when you got the 500 or Challenger?
>>14071102
Don't forget the 72nd payment of $474.56
>>14071102
>>14070907
>Impling making minimum wage
I live in cucktario. There are some sweet gov't incentives to buy the plug in hybrid. Like $5200 canadian pesos back!
Catch is you're paying Ontario hydro rates, so that incentive might be a wash.
Are they a MUST PLUG IN type of car or can I run it like a hybrid and just keep it charged through gasoline engine? fuel is cheap so I don't see the harm in running it as a conventional engine.
But if this thing NEEDS to be plugged in, fuck it. my condo parking is shit and has no plug in of any variety.
>>14071225
Paying that much for a Fusion is retardation at any income level
>>14071206
My second Challenger. I traded in my old one for a new model a couple months after getting laid off.
>>14071225
I make many many times minimum wage and I would never want a car payment that high, at least not for a Fusion.
>>14068577
They denied you the ability to get sucked into a dead end money hole.
... you should feel relieved.
>>14071276
The first one had the 3.5L right?
>>14071310
Yep.
>>14068577
Lol, then you didn't "almost" do anything, retard.
Gonna pick up a 16 fwd se 2.0eb with the cinnamon interior tomorrow. Dealer marked off 8k msrp (32 to 24) let's see what curve balls they try and throw.
>>14071225
That really wasnt my point.
>>14069559
>35k for a fusion
>>14069559
You could buy 72 geo metros that run instead
>>14068577
The 6 was already crowned the winner
