>male
>insurance boost
>under 25
>insurance boost
> RWD
> insurance boost
> two door
> insurance boost
>hatchback or coupe
> insurance boost
>manual
>insurance boost
literally an automatic fwd honda civic sedan would be my only choice, fml....do any have vtec?
iktfb.
>>13852130
>>male
>>manual
>living in a country where these are issues
Kek
>>13852179
people in manual statistically crash more often because they try to heel and toe while going downhill to deliver tofu, so insurance companies use that to boost the insurance rates.
>Not finding an old, slow car and swapping it with a proper transmission and motor
It's like you don't know how to under 25.
>>13852191
what
people who do manual are charged more because the only people who give enough of a shit to buy a manual in America is more likely to hoon
>>13852179
Only parts of the civilised world where I'm not certain that youths get buttfucked by insurance are Australia (enjoy your P plate restrictions, Bruce), New Zealand and possibly Japan.
Pretty much anywhere else has enough other issues to more than cancel out any benefits of money saved on car insurance.
>>13852208
insurance rates are blindly governed by statistics. if more people who drive manual get in crashes than people who drive auto, then the manual rates become higher.
which is an unfair statistic in itself, because more people drive auto, and less people drive manual. so it only takes a few manual drivers to fuck things up.
>>13852130
>>male
>>insurance boost
Seriously? Must suck.
That first point is kinda off. While more guys write their cars off women cause far more small crashes, a fender bender might not look bad but body work is stupid priced.
Saw statistics that showed it added up to more for them to pay out in total
>>13852209
>Japan
Nah, they get fucked for everything else. Massive displacement tax. Taxed for driving old vehicles.
Under 25 male here, own two manual rwd turbo hatchbacks for $98 a month. The kicker is that they're both 30 years old
>>13852209
>>implying I'm an Oz
>>implying I am a Kiwi
Try again
>>13852200
>learning how-to Junkyard turbo
this
>>13852512
Me again, we do get fucked youth-wise with both genders here though
>>13852200
This
>>13852512
I know we in Europe (or at least, the parts you'd actually want to live in) get fucked pretty hard.
So no, the implication is more likely that you live somewhere whose lax insurance policy is counterpoised by either political repression or lack of economic development. Possibly both.
>>13852142
Civics are higher price too. Something to do with their theft rate being really high.
>>13852142
>went to go check insurance on a 2008 350 z after my careless
>650$ a month
>settle for 02 civic si Ep3
>320$ a month
It sucks but I actually love my car I've tracked it nearly a dozen times and I've added a fair bit to it now and I can't imagine the car not being in my life anymore. One more year on my careless and then I'll get the z and keep the si
>>13852672
What's so attractive about a z? I think they're ugly as hell, suck to work on and slow
> tfw Miatas are really cheap to insure
>>13852680
Slow compared to what? The vq makes good power with aftermarket parts and it handles well out of the factory.
>>13852130
>mfw switching from a 4x4 SUV to a two door RWD car with a manual transmission actually reduced my insurance by a third
>>13852752
Your wheels are crooked. Fix them.
>>13852789
Hella flush bro. Scrap and vape lyfe
>>13852130
I just realized that he was reading a book/magazine and isn't wearing huge shoulderplate armor.
What's a good first car for an 18-year-old who drives like an old man?
I want to wait a few years to buy a serious car.
>>13853163
Miata is always the answer
91 Cherokee is $200 a month
92 geo metro is $40 a month
92 miata is $75 a month
15 spark is $200 a month
Only the spark has full coverage, my wife totaled my 89 Pathfinder
>>13852130
It doesn't get any better, mate.
>one citation
>no accidents
>no wreckless driving
>insuring 2013 Scion FR-S
>280$/m with 1000.00 deductible
>meanwhile friends girlfriend has wrecked two cars
>2 moving violations
>leasing used mazda3
>full coverage only cost her 115$/m
It's a pretty mad world.
>>13852513
I saw a euro being asshurt his little bros friend had an 'illegul swap' on some shitbox
> its a 1.3 on insurance but he has a 1.6!!
> mfw eurokucks
>>13853191
>91 Cherokee is $200 a month
WTF?
For just basic liability ?
And here I was thinking I was overpaying for my Caddy at $100 a month for comprehensive.
>>13852130
>>13852420
Posted this in the womens drivers thread but...
My gf always talks about what a good driver she is because she has a "Safe Drivers License". For those who don't know, it means she's gone 10 years without an accident or ticket and can re-apply for her DL through the mail without any tests.
>Mfw she's hit and run in parking lots, been let off the hook by Cops for no insurance and illegal maneuvers at least 10 times.
This is exactly why women are "statistically" better drivers than men. They flee from accidents and if they're pretty, don't get tickets.
My insurance is based off of my credit score, which is fucking excellent. I'm a 22 year old male driving a '15 Focus ST, and slightly under $100 a month for full coverage, comprehensive and basic collision on a $75 deductible. USA
My dad forced me to get a credit card at 18 going into college and explained how important building credit was. Back then insurance wasn't based on credit score but now it is, and loans below inflation are pretty sweet too.
Thanks Dad.
Get a NA miata, I bought a 92 and insurance is good for being a rwd 2dr convertible, plus aftermarket support is incredible, and cheap compare to other cars
>>13853216
do they ever inspect your vehicle?
>insure a brz with a honda badge on it with paint faking two extra doors
would they even notice?
$750 deductible not $75
Car insurance is yet another reason to add to my list of why I will never move to Europe.
>>13853299
You need a VIN to insure a car.
Do you own a car?
I check literally each box on those and my insurance is only 90$ a month. 1995 240sx s14
>tfw turbo dagumi machine is still insured as an sr5 econobox for 30 bux /mo
>>13852130
>tfw driving 96 LS400
>tfw paying ~120 a month for comprehensive
>tfw I've finally figured out the vodoo magic necessary to make it get around 30 highway
>>13853330
where the fuck do you live. i'm moving there right now we are roomates now.
>>13852401
It's a combination of a few different things.
>males are more likely to total things, women get in more but far less expensive accidents like stop light rear ends and parking lot bumper scuffs
>most statistics are from the 60s and 70s when women didn't fucking drive anyway
also this shit
>>13853269
>>Mfw she's hit and run in parking lots, been let off the hook by Cops for no insurance and illegal maneuvers at least 10 times.
>This is exactly why women are "statistically" better drivers than men. They flee from accidents and if they're pretty, don't get tickets.
>>13853191
I'm 23 and pay $200 a month for a 2015 IS350 in Ontario, which is known for raping young drivers...why are you paying so much?
>get first car at 16
>91 honda accord
>insurance quotes are 600-800 per month
And that's the story of how I have never had insurance
>>13853342
Washington m8
>>13853185
I don't want a coupe with no trunk space.
I'm thinking more of a hatchback, truck, or compact SUV maybe.
>>13853383
awesome. i could work at dwave there.
>friends pay for comprehensive
>aka pay the cost of the car in a year
>got 3rd party fire and theft
>$25 a month
>rest is saved up instead
Feels good. Don't get the point for anything sub 5k
>>13853398
Dwave que?
>>13853409
computer manufacturer. what's washington like? does it get any bad winters where salt will fuck up rides? good hoon spots?
>>13853419
Washington and everywhere else on the west coast uses sand instead of salt when it does actually snow.
It's not as effective, but at least you don't have to worry about your car getting destroyed by Winter unless you park or drive on Queen Anne Hill in Seattle.
>>13853269
>>Mfw she's hit and run in parking lots, been let off the hook by Cops for no insurance and illegal maneuvers at least 10 times.
>They flee from accidents and if they're pretty, don't get tickets.
REEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE
I qualify for all of those and still only pay $65/month.
Why is everyone's insurance so high?
>tfw RWD, big block, 2 door, 4-speed manual, coupe at 21 years old
>tfw antique plates are $20/month with 20k coverage
feels good man
>>13853373
Well me and my wife are 23, we were paying half that amount until she totaled my car
>>13853419
It's great. Great roads with moderate weather. Tons of shipping areas for hooning. Eastern Washington is very hot and very cold and boring. Anything west of the mountains is great. Be prepared for lots of rain. It is expensive in some places though. Where are you at living now?
>>13852258
actuary tables don't even factor in transmissions
>>13853373
I pay 174 in ontario 23 years old, I have one total loss accident and 2/15 demerit points remaining I have two 35+km/hr speeding tickets and I drive a 320hp/340tq 2 door turbocharged coupe full G drivers license
>>13852209
NZ insurance isn't bad IMO
>Under 25
Check
>Male
Check
>Turbo
Check
>Manual
Check
Comes out to being $860.86nzd/year for full coverage including unlimited glass repair
>24, married
>full coverage on 2015 lancer SE, 2007 silverado 2500 diesel, 2004 yamaha v-max and 2005 sportster 1200
>liability on 1995 k1500
pay $220/month, cant bitch i guess
>take out a tailight
>$1,500 in damages
>insurance doesn`t even challenge it
Sheeeeeiiiiiiiit
Not paying £210 a year fully comp for a 2 door manual RWD sports car. Enjoy getting jewraped Americunts.
>>13852209
>what is the US, where anyone younger than a boomer pays $3000+ annually for insurance?
>>13852209
>Australia
We get absolutely fucked for insurance here. Under 25 and they refuse all sorts of shit.
With that said, Commodores and Falcons are still fair game.
