So a dealership has a car I really want. And the price isn't that bad because it's the kind of car that has a rice/enthusiast tax by most private sellers. And the dealer markup makes it actually a little less than what they usually go for.
I'm going to go in Monday and see about picking it up.
I know I've seen you post a lot about buying from a dealer LongPostGuy. I almost think all the advice you've given needs to be stickied because I dont remember most of it :'(
Can you enlighten me to all the tricks and stuff I can use to try to get the best deal?
basically they're asking $14500 and id like to spend no more than $13000 on it.
also tips for financing? I bring home a net of about 38k/yr average after taxes but changes with how much over time i work. I have good credit. Would it be wise if I get low interest to do a 60 or 72 month? I could afford large payments but figure if I can get a long loan it'll be safer with small minimums and I can just pay big payments anyway and pay it off after a year or so.
Advice please? all welcome, including trolls because I know you'll come either way.
>inb4 ">buying from a stealership ever" posts
>>13821414
Fuck you for getting me excited
But now let's summon Liquid Petroleum Guido
>>13821414
REEEEEEEEEEEEEEE NORMIES DON'T USE THAT PIC
GET
OUT
>>13821414
FUCK you for getting my hopes up of there being new LongpostGuy OC
>>13821414
GIB FUGGIN STORY OP FAGGUT
U UZE THE PIC U GIBBS DA FUNNIES
GIB FUNNY STORY STUPDI FAGOT OP
>>13821414
>>13821414
Anybody not LPG using that image should be banned on the spot
>>13821454
anything else? That's mostly about credit and I have a high 700's credit score already. Mostly just wondering the best way to negotiate with the dealer.
i deleted my op image to appease the masses :^)
>>13821414
72 months on a new car is stupid, on a used car its pants on head retarded.
>good credit
everyone thinks they have good credit, post your fico bitch.
>>13821486
you paying for it? credit karma shows me at 788. Which before I bought my house and started my home loan I was 810
>>13821486
>completely missing the point
>/o/tists confirmed for having no idea how to finance intelligently
There's NOTHING wrong with a long loan term. In op's situation he mentions planning to pay the car off either way in a year or so.
If you can get a 72 month loan for the same interest rate as a 48 month loan then it's alot smarter to go with the 72 month loan. Because lets say your payments are $220 for a 48 month loan. They'd only be around $150 for a 72 month loan. Now, either way you plan to pay $400-500 a month for your loan. Assuming interest is the same, you'll pay the same for the car if you're paying the bigger payments. But in a worst case scenario and you lose your job or something, you can take advantage of the small minimum payment if needed.
There's no downside to long loan terms.
I bought my car brand new on a 72month loan in 2011. my monthly payment budget was $700. My interest rate for the car was 2.9% no matter if i did 48/60/72 months. So I did 72months. I never made my minimum payment once. I paid off the car early. However had I lost my job or had something unexpected happen and I needed money for something else I could of just made my minimum $365 payment.
in the future, please refrain from posting about shit you know nothing about
