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Hello friends, I've just been gifted 20k USD and had my
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Hello friends,

I've just been gifted 20k USD and had my college loans paid for. I own a car, have a stable albeit entry level job w local government, rent a room in my friends house, have about $8k in the bank and about $4k in CC debt.

Any thoughts on what to do with my new moola?

Pic unrelated but strangely arousing
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>>1325755

is that a midget?
>>
>>1325755
save money. We live in dark times. Make 50% gold 50% bitcoin investiment. keep investing up to your age % of you income. thank me in 10 years.
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>>1325777
sexiest midget ever. sauce!
>>
>>1325777
Yes

>>1325781
I really don't spend a lot of money on things so this might be the best option

>bitcoin
Ehhhh

>>1325788
Karina Lemos
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>>1325755
Invest it in REITs.
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>>1325849
>Karina Lemos
that name sounds brazilian/portuguese.. im looking her up.
>>
>>1325849
fuck you brazil even the midgets are pretty.
>>
>>1325755
>8k in the bank
>4k in credit card debt

Is your money in the bank earning you 20% interest? Because if not, your cc debt should be your first priority. Interest rates on those start at 20% and only go up from there. Never carry a balance on a cc, or the payment services Jews win.
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>>1325777
If she's a midget I'm a midget
>>
>>1325900
I thought having some debt and showing you can pay it off is an alright way to build credit. Myth?

>20%

Shit nigger, my highest interest rate CC is 9%.

>>1325953
Hello, midget.
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>>1325755
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>>1326280
I'd hit it
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>>1325755
bet it all on the Phillies tonight. thank me tomorrow
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>>1326416
Odds?
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>>1325755
>I've just been gifted 20k USD and had my college loans paid for
This doesn't sound suspicious at all.
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>>1325979
paying it off in full will jack up your score. i had two 2k and one 3k paid off at once. credit score went from ~740 to over 800.
>>
>>1326530
My grandfather was a secret millionaire apparently. Retired 30 years ago, never went on vacation and just golfed and went to church.

>>1326539
Nice, I'm around 750 myself. Might as well just pay them off, I guess.
Thread replies: 18
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