How good is a 775 fico score
Anything past 740 you get premium rates
>>1320019
does it matter how much money you make
>>1320019
i want to get a car loan from chase. Is that a good idea? 775 credit dcore
>>1320066
They never actualy check my icome. I have exgerated my income by 25000 and they never checked
>>1320070
They rarely do. But it does matter, more income means they will offer you a higher limit upfront. A higher limit raises your credit score in the long run. Thats if your being smart
>>1320075
I have a total of 80000 in credit limit. I only have 1000 debt on 1 card
>>1320077
Thats good
How many credit accounts do you have?
How long for each one??
>>1320081
Thats because im a cheap bastard. Where is the best place to get a car loan
>>1320081
i have 5 cards 1 auto loan almost paid off
>>1320083
If you belong to any credit unions check there. If not then shop around with the major banks. Dont let them run your credit until you have chosen a bank to deal with. They can give you an soft stimation without running your credit.
>>1320084
And I don't own a home. I've always thought of a home as a bad investment.
>>1320087
A soft what?
>>1320088
Home being a good investment comes down to when you bought and where the real estate market is going. Its very situational.
A soft pull, meaning they give you a estimate of your interest rate without pulling your credit officially. Sorry for the typo, on my phone.
>>1320092
Thank you for your help