How does one apply for a credit card? Is there a "best" credit card? Is this is only way to build credit?
>>1293976
>How does one apply for a credit card?
You submit an application form.
>Is there a "best" credit card?
No but they have different features and requirements, google it to read more.
>is this is only way to build credit?
you build credit by using credit and paying it off on time, as well as many other things that go into account when caluclating your credit score.
>>1293978
And the only way I'd be fucking myself is if I maxed it out, and didn't pay it back?
>>1293980
Thats all there is to it
>>1293976
The black card. Its a card with no limit.
arguably a form D3+ "must fly" from american airlines.
>>1293976
Easiest way is to call your bank and get it through them.
This makes using the card and monitoring it online much easier.
Just ask the bank rep to recommend a card to you based upon your income and spending.
Most cards these days offer between 1% to 3% cashback annually. Just make sure you get a card with no annual fee. Don't worry about what the interest rate is, just make sure to pay it off every month no matter what.
It's simple mate, you'll just apply online with your bank, it takes like 5 min. Then a week later you'll get the card in the mail.
It's way better than using a Debit card.
