>took out 19,000 in interest free student loans (excluding fees) during undergrad
>was living with parents so didn't need any of it
>put it into a growth hedgefund with bank making an average of 20% return a year
Why doesn't everyone from my country do this? Is there a risk I do not foresee?
The loan is interest free and is paid off by deducting a small amount of my pay once I get a job. I can drag it out for over a decade to further take advantage of inflation.
Thoughts?
>>1288989
>Is there a risk I do not foresee?
The risk that the fund goes down. Nothing consistently returns 20% a year with no risk. Also, you're not going to be able to invest in most hedge funds with only $19k. Minimum investment amounts are often $100k or more. Plus they often have restrictions on withdrawals so you might not be able to get out if shit starts going bad.
>>1288989
http://www.investopedia.com/articles/investing/030916/buffetts-bet-hedge-funds-year-eight-brka-brkb.asp
Index Fund > Hedge Funds every year for last 8 years.
>>1288989
Kek are you sure it isn't interest free only while you're enrolled at university?
>yfw pay tuition bill in 15 days or you're out
Lol
>>1289029
completely interest free so long as you continue living/working in the country. if you move abroad for more than 6 months you pay like 5% interest p.a
>>1289041
Wow, what country is this? That sounds insane, is it not even adjusted for inflation?
>>1289051
New Zealand.
Completely interest free. No adjustment for inflation.
>>1289014
>he doesn't go back just ten years
>only picks the bottom of the market to start at
