Wagecuck poorfag, 23 with 4K. I want to build out my portfolio, does this look legit?
About to be lel one-plate 40k salary.
>Take 401K if employer matches, otherwise Roth IRA.
>40% income: Mutual Index (S&P500)
>30% income: Mutual International Index (No idea whom to go with)
>25% income: Livelihood (Groceries/Bills)
>5% income: Alt Coin
Considering stocks in some technology index instead of S&P but no idea if that's wise.
How do I automate these deposits?
I read that I shouldn't fuck with bonds until I'm making 100K+
Real estate investment must be a meme considering the market? (Also big time/energy investment?)
>Wagecuck poorfag, 23 with 4k
Invest in yourself until you have enough to invest elsewhere.
Increase your income first.
>>1286963
How much is enough? I don't see why I shouldn't be automating this process now.
>>1286968
Depends if you want real money or you are content with wage-slave shit...
In my opinion, invest money in yourself (education, specialised skills, clothing, grooming, diet, gym, active hobbies) and possibly put something into high-risk ventures while you are young.
High-risk ventures can include making bets on the futures market or doing something legit like starting businesses with your money, borrowing money for real estate
With the above either you've invested enough in yourself to where you are seeing a higher pay check and can now build a portfolio or you've eventually started some business
>>1287000
I feel you but here's a little more info
I've got a bachelors and I'm pretty set on the kinds of assets you're talking about. Most of my interests can be torrented. I'm already fit, and probably taking up crossfit just to expand my social circle. The raise to 40k is going to cover that expense.
I had a two year run at a start-up that went south. I don't really want to invest that kind of energy again without being really sure of the product.
Other high-risk venture suggestions?
le bump
https://www.bogleheads.org/wiki/Lazy_portfolios
Your welcome!
