>you need to go to college so you can get a good job and get married and buy a house
Why do parents push this miserable lifestyle upon their kids? They grew up in an era where you could buy a house working at a grocery store and women weren't cheating whores throughout their entire lives, having 3 kids by 3 fathers complaining they can't find a real man.
Living the dream right now in my 20s. Have a great job, house, tons of extra income and steady gf
> Feels good man
My parents pushed me to go to college then basically gave me no other guidance. I graduated with $70k in debt and a shitty job. Lost that job now I have been on the market for almost a year now. Wish I had just been a waiter making $50k a year to get a nice pile saved. Parents fucked me hard. If I never went to college I would have had 4 years of serious overtime pay saved. Now I am starting from scratch with half a decade lost...
>>1182284
Grow tf up. Stop blaming parents. Find your own guidance.
So much easier in Germany. I have my master's degree with 25 and 0€ in dept. Next step is a good job and finding a nice house (and girlfriend ..).
>>1182307
Are you an American working in germany?
>>1182255
When will /r9k/ leave? Seriously, get out into the real world for a change.
>parents paid for college
>graduated two years ago
>got the good job a year ago
>take home 2400 home a month
>own car outright
>$20000 saved up
>24 and live at home
>no gf
>>1182410
yea you're life is so bad because you don't have a wet hole to put your penis in. go outside you tremendous faggot and talk to people
>parents say they will support me for any career route I want to go into
>get into art school
>graduated an year ago
>no job while most of my peers found one
>fall into depression
>tfw I wish I went into trades
>tfw I wish my parents gave me better guidance
>tfw I wish I did better in high school
I can't take any of it back. At least my parents paid most of the tuition. They're probably pissed off at me for it though.
my parents still try to teach me how to be a cuck even though I haven't followed a single word for years
cuz I'm not a fucking cuck, mom
>why don't you take your girlfriend out to nice dinners and buy her things?
>>1182255
Why would a robot want to make a thinly-disguised anti-normie thread on /biz/? What do you get out of it, OP?
>>1182410
>take home 2400 home a month
Before or after taxes? Because I have a job waiting for me after I graduate that pays 2500 a month after taxes, and taht's only 30k a year.
>>1182442
real artist don't go to art school
>>1182537
It's after takes, pre tax it's probably like 55k.
The education thing is a total fucking scam. Doing part time blue collar work in college got me like $5k in savings. I can only imagine how much I'd have if I had spent that time working full time gaining seniority, experience and connections. I will never get those years back. Thanks mom and dad.
>>1182410
OP here. I work general labor and take home almost as much you a month. Where did you fuck up? I'm 22 and have been working since I turned 18. My parents keep telling me I need to go to University but I don't want to. I'm trying to get into a Union and become a welder, or become a merchant mariner.
>>1182643
OP I'll reinforce your decision for you, I just dropped out of college and am applying for general labor jobs. Now I have to play catch up.
>>1182255
Times changed.
THANKS BABYBOOMERS, ITS REALLY GREAT PICKING UP THE TAB FOR YOU
>>1182284
shouldve tried harder in school to get a solid gpa. On top of that you shouldve done a STEM major. Stop blaming your parents. Blame yourself
>>1182452
If you buy your girl things becuase you need to in order to keep her satisfied
>your a cuck
If your girlfriend respects and looks up to you and doesnt expect anything and you treat her to a nice dinner once in a while
>your a true alpha
>>1182643
I've been working a year in a cushy office job and spent 18-22 getting drunk and having sex with whores at college.
>>1182703
fuck off anthony
>>1182255
>Parents fell for the "If you don't get a diploma you will starve to death and will become a street cleaner" meme.
>Started uni for their sake.
>Picked a field at random. Economics.
>I dread every minute I waste on my studies. I make sure to do the bear minimum and not spend any extra time off my life on this bullshit.
>All I wanted to do is to work with my hands and see the world.
Manual labor is best labor. Fuck you cucks with your shitty diplomas. You created a world where a man is taught to be ashamed of working with his hands. Enjoy distancing yourself from your labor and overworking you brain in your job. At the end of the work day I will have a craft I created in my hand while you will be left with some abstract concept. As I will work with my hands my mind will be free to think while you will strain yours on your work and never spontaneously philosophize about life. Sure, you might tend to make more money, but at the end of the day it is us laborers that come home with the true riches of life.
>>1182255
>>>r9k
>>1182639
You need more seniority than you think to move up. The foremen at my job spent close to 20 years on the shop floor. This is the old school side of the plant where experience matters. The new school side hired 3 college educated black belt wielding hot shots to be foremen. They never looked at any of senior experienced guys on the shop floor.
As someone who went to college and did labor jobs there are pros to both. Labor jobs pay well for being young with no experience. However you hit your peak quick, and switching jobs does little to advance you. College is a gamble in general, and you can start off making shit money. Preform well at your job, navigate office politics, and switch jobs every 1-2 years.
The GOAT route is to labor out of high-school until you are 24. Avoid the teenage and early 20's money pits of fast cars and bars. Collect that sweet FAFSA money and take classes part time until you get a degree. Get an office type job and move every few years for better titles and pay.
>>1182696
GPA means fuck all in the real world. It's all about networking and getting experience while in Uni. My friend graduated with a 3.9 in accounting from UVA, and couldn't find a job for over a year. Had to go back to school and got an internship.
>>1182255
Why do all the idiots today think people back in the 40s to 60s could support a family on a bus boys wage
>>1182769
the true riches of shit. have fun being a worker bee cuck.
>>1182769
This is probably half true. I've worked both and I agree being physically tired is nothing compared to the feeling of being mentally tired.
But like everything it depends on where you work. I've worked some really terrible white collar jobs and now I have a really good one with low stress and wouldn't trade it for my days working in a factory for anything.
However I made more and enjoyed life more working in a union steel shop than I did my first couple desk jobs. I literally wanted to kill myself in those days.
>>1182954
>>1182769
As for men being shamed for working with their hands, it's true and you can blame it on women. I got some new neighbors a few months ago and when I come back from a business trip the dude's wife is always outside eyefucking me when she sees me dressed all professional carrying my briefcase and a suitcase. I could probably bang her pretty easily she's so obvious.
Things that actually happen/10
>>1182856
Because you could.
What people don't realize or take into consideration, though, is how much lower the average middle class standard of living was in the 1940s.
It's a lot easier to get by on unskilled wages when you don't own a television, don't have air conditioning, heat your house with a coal furnace, and own no electronic devices.
>>1182963
On the flip side though my gf is probably banging the mailman or cable guy while I'm traveling on business.
So don't let the whole thing bother you too much.
>There are actual cucks who only saw college education as a meal ticket instead of as an opportunity to enrich their minds and educate themselves on their ancestors achievements.
>Instead of using the glorious opportunity they were given. An opportunity that millionns of people in the third world and their own ancestors would have gladly killed their families for, they skip class and spend their weekends playing video games and chugging booze
>Once they "graduate", they see their debt as unfair even though they had ample time to review their options and research their careers. A promise to pay for services rendered is now some convoluted scheme to deprive them of happiness.
>these entitled ungrateful cucks then spend the best years of their youth whining on internet forums instead of trying to activeley better themselves or their lot in life.
Absolutely pathetic
>>1182255
Nigger you just need to quit bein a piece of shit. Leave the college and the thinkin to us white people
Everyone knows college is a scam.
But since everyone fell for it you literally CAN'T not go to college because everyone has a college degree. The only way to break the cycle is to either limit the amounts of money colleges can force you to spend (because unless you're Ivy League $50,000 per year is definitely overpriced) or get people to realize state college degrees are worthless, get rid of HR, and start hiring based on capability again... but fat chance of that happening.
>>1182978
>cucks
>muh intellectualism
>muh ancestry
>booze and videogames are the devil
all in one post folks
>>1183011
>Everyone knows college is a scam.
>But since everyone fell for it you literally CAN'T not go to college because everyone has a college degree
You're not making any sense
>>1183259
He's saying that a sizable amount of people know its' a scam, but since so many people were convinced to go into it, the system is set up where college is almost a necessity to get hired anywhere. And thanks to the creation of HR to meet hiring quotas, a lot of dumb people get to tick boxes and discard you for not having a degree regardless of skill.
>>1183259
Well who's HR gonna hire, cuck #1 with the basic qualifications or cuck #2 with the same thing but a college degree?
Extrapolate that to every job interview because that's what you're competing with
>>1182571
where do you live that you lose almost half of your income in taxes at such a low tax bracket?
>>1182769
I work with business and computers because I'm good at it. I don't know why the fuck you want me to hate myself for not being a manual laborer.
>>1183268
>Want to sign up as a seaman on a container ship.
>They pick some faggot with a degree in cucking instead of the guy who has experience in manual labor because the fag went to college and that must means he is super smart.
>Guy is brain dead and can't get shit done. Turns out book smarts don't necessarily translate into intelligent actions IRL.
And before you say "Why would a guy with a degree sign up to become a seaman?", I'll tell you a little secret. Ever since everyone decided they want to be a doctor we have been overflowing with docs that don't work in their proffession, so they come and take the jobs of men who had more experience than them in the field because they have a piece of paper.
>>1182284
Oh shit man, now I realized how fucking lucky i am to live in Europe and get free education.
>>1183479
Btw isn't it much better to learn a craft like carpenter in the US? You don't go in debt,i imagine there is a huge shortage since everyone goes for the degree, you don't have to waste 5 years etc.
>>1183479
>europe
>free education
Please, stop regurgitating this meme. Nothing is "free", not even in what you perceive as a socialist, collectivist utopia.
>>1183482
>Btw isn't it much better to learn a craft like carpenter in the US?
Not unless you want to cap out your earning potential very quickly.
> You don't go in debt
Smart people get scholarships, normies realize that student loans aren insignificant in the long run, when considering how much more than a blue collar worker you'll earn as a college graduate over your lifetime.
>,i imagine there is a huge shortage since everyone goes for the degree
Millions of mexicans can do carpentry. There is no shortage for blue collar workers.
> you don't have to waste 5 years etc.
It's only a "waste" of time if you study a subject that you hate and/or one that doesn't net any worthwhile skills.
In the 60s it cost under 30grand to buy a home.
It could be paid off in 10-15 years by average middle class.
>>1182255
Prolly because it's what worked for them man, most don't know any other way
>>1183351
Liberal state in the US. But 5% goes into a Roth IRA, and about 3% to buy into our pension plan. I got a federal refund of about 700 and state of 65.
>go to college
>get high paying job
>dont get married buy a house or EVER have children
works really well
>>1182978
oh wow this
these people are just worthless
>>1183503
Well I live in the Netherlands and if you started studying before 2014 (me) you get about €100 a month for free and the cost of college are like €1900. So education for me is almost free, like €700 a year.
I'm loaning money for cheap now tho (0,01% college-loan, I literally get free money if I put it in the bank), because my parents kicked me out of the house.
>>1183584
Hello, I'd like to ask you two questions:
How's life like in the Netherlands ?
What's college like in the Netherlands ?
>>1182978
>Once they "graduate", they see their debt as unfair even though they had ample time to review their options and research their careers. A promise to pay for services rendered is now some convoluted scheme to deprive them of happiness.
You would never be able to walk into bank and ask for 50k. Credit Card/Mortgage/Car/Landlord lose money on retards who haven't proven the ability to pay it back. Student loan system uses tax money, so the Government doesn't give a fuck if kids can't pay it back. So the Government has every reason to lend billions to native kids for a piece of paper that HR people wipe with their ass.
The Student Loan is a retarded system because it lends money to people who may never be able to pay it back. In addition the job market moves faster then education. Education costs doesn't adjust to job market value of certain jobs. For instance Oil Industry just imploded, but the cost of petroleum engineering degree is still costs a shit ton.
>>1182410
Some people here really don't know how good they have it.
>>1182833
get good grades -> get good internships
get good internships -> get good career
>>1182966
>It's a lot easier to get by on unskilled wages when you don't own a television, don't have air conditioning, heat your house with a coal furnace, and own no electronic devices.
the issue is that cost of living goes up while wages stay the same. having a television or not doesn't matter as much as the cost of your food and rent going up by multiple percentage points every single year
>>1183624
This, I hate people that complain about 50 - 70k debt. You shouldn't have gone straight into a public university without getting grant or scholarship money
>>1182442
If you're a great orator there is still hope yet.
>>1182769
>tfw I was almost a carpenter
I just wanted to fix up some houses and maybe after years of work make beautiful cabinetry and other woodworks I can make for enjoyment or sell for side dosh.
>>1182442
if your parents had told you to get a good degree like a real person, you would have told them to fuck off cause they just dont understand you. Now you blame them for your failure.
Do you think Steve Jobs blamed his alcoholic dad for his problems? Would you say Gordon Ramsey blames his problems on his father beating him and his mother? Does Tiger Woods blame his dad for banging an Asian? Did your parents beat you within an inch of your life? No, they paid for your art school. Cry more
FUCKING BOOMERS
REEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE
If your parents are rich as fuck, I'd listen to them. If not, I would do my own research in life, and try to not become them.
>be 25
>make 85k a year
>5 more years till house is paid off
>live in a tiny studio/shed in the back of the house. rent is paid in full by my tenants, and I live rent free in the back (it's just a bed and table, but that's all I need! I'm home to sleep).
>1 more year till my car is paid off
I think I'm doing it right. Dated a couple of girls, loved the sex, hated the drama, and loss of income that comes with them. I'd rather play video games to be honest.
>>1182289
yeah not easy when you're 17...
>>1183580
Never buy a house? Have fun paying rent the rest of your life, and never building equity. I bet you lease your car, and have a phone contract too.
>>1183819
>>>/roleplaying/
a lot of you obviously dont understand or have never fallen victim to the predatory school system here in the U.S...
You are raised to believe college is the only path to a good job, then they basically teach you jack shit and shove you out like a revolving door. How is it legal to give a 17 year old a $100,000 loan that they can't default on? Thats fucked up beyond all belief.
>>1183828
In today's market, buying a home during your working years is absolutely retarded when people move across the country every few years for better jobs. My car is a $4000 beater bought with cash, and my phone is a $200 chinkphone on a MVNO. Nice assumptions of people who refuse to fall into the mortgage scam though.
>>1183837
I don't feel an ounce of remorse for those that got "tricked" into going to College. When I was in high-school, there were tons of research and articles and discussion on how it was a scam, how the ROI was the worst, etc etc. Have people forgotten that Google exists? Just look at all the millions of people saying they wish they never went to College. Could've used that money to invest in in some stocks or purchase a home.
Who knows, I'm a Software Engineer, so everything is online and free, so College is pretty much a joke in that regard. I imagine it's different for a Doctor/Lawyer.
>>1183846
I wouldn't call it a scam. Once my house is paid off, it will be another passive income stream for me. If it's a scam, then I want to fall for it over and over.
>>1183847
That's great for anything in IT or CS, but there are many disciplines where they will laugh you out the door for being self-taught. The only way in is with a degree. Then you find out there is no door...
>>1183850
I could invest in index funds and generate more income for less effort.
>>1183847
>I'm a Software Engineer, so everything is online and free
more deets pls
>>1183819
>loss of income
I don't understand this. My gf and I split rent 50:50 and are both saving for a deposit on a mortgage.
>>1182255
Someones projecting. Take that shit to /r9k/ or /pol/
>>1183876
>memeing
>>1183847
This times a million.
You should have known that going to college and studying underwater basketweaving wouldn't increase your money-making potential more than not going and starting work right away
>>1182284
A lot of people are shitting on you for saying this, but you make a really good point.
Our parents' generation shilled the
>"Go to college, for anything, at any cost and the rest of life will fall into place for you!
Which is of course not true. I still think college has a ton of value for people, but cost of college (i.e. a state school, applying for scholarships, working during school) and choosing a field of study with market value is a necessity. Definitely a different narrative than what our parents told us all throughout our childhood, but both still involve college.
>>1183975
I agree, bout to graduate paying 4 years & 32K total (mostly living expenses). Have a few offers for 50-60K.
>>1183979
Which is livable, imagine if you your offers were Starbucks for 18k and you 2-3x that in debt.
>>1183979
>>1183981
Exactly my point... a lot of offers just are not worth it. If you can pay off your college debt in 5-10 years and be making a comfortable white collar salary, it is definitely worth it. I know too many people who will be paying off debt for the next 30 years and don't even have a job in their field.
For example, MSU is the 2nd largest school in NJ. They push their business school like it is some top notch institution, yet they basically lie to you about the potential jobs you can get. They have shit placement programs, virtually no alumni connections; they are running a business churning out as many students as possible. I know many people who spent 4 years in college only to get an offer for $35k. What a waste of time! You can start as a secretary for $40k.
>>1182284
Your mistake wasn't that you got a college education, it's that you overpayed grossly for it.
>>1184001
I agree that's the problem. But that's not how the issue is usually framed. It's all about how that poor financial illiterate adult should be rewarded (with more tax dollars) for making a dumb decision because [???]
>>1184031
it's not rewarded, its more like bailed out
>>1184031
Government isn't going to bail us out because they actually profit it from the system. Bailing us out would cost the government money.
http://leiterlawschool.typepad.com/leiter/2015/10/new-york-times-editorial-board-is-wrong-law-student-loans-are-safe-and-profitable-for-the-government.html
Student loan system is bad because tax dollars goes to the pockets of the government, lenders, for profit school. In addition you can easily blame it for increasing the tuition of schools because lenders and colleges face no risks.
It's a scam because the government is the lender. Anecdotally 75% of friends with student debt are riding forbearance deferment and hardship because they basically have zero ability to pay
>>1183828
>hurr durr i consider my primary residence part of my net worth
there is zero reason to own a house if you don't have children
pic related is not "equity" it's garbage that idiots buy
idiots with children
>>1182255
>They grew up in an era where you could buy a house working at a grocery store and women weren't cheating whores throughout their entire lives,
lmao
>he actualy think sthis is true
>>1184628
What is that material on the walls? Looks like styrofoam lol. Here in The Netherlands we pretty much only use bricks because of the weather.
>>1184696
>styrofoam
It is basically. When you're putting on vinyl sliding it creates a flat surface to mount it to. Additionally, it adds to that walls (the home in general really) R value in colder climates.
>>1182284
>waiter
>$50k
... Sure thing man
>>1184696
NAH MAN IT HAS EQUITY
I BOUGHT THIS SHIT FOR $250000
>>1184706
Bruh i used to work at longhorn steakhouse and the waiters there made like safely $20 an hour, usually more. Waiters are grossly overpaid.
>>1182966
Dude I bought a tv 6 years ago, and my heating/ac bill is a small percentage of my expenses
>>1182257
She going to leave your ass.
Believe it, fuckboy.
>>1185786
Literally does not matter as long as they aren't married.
Never get married unless you have kids
>>1184706
I'm a waiter and make about $20/hr. Working 50 hours a week we can easily clear that. Obviously you've never met a waiter in a nice busy area
>>1182255
a higher education is the mark of the upper class.
its not that your parents want you to have a good job in terms of pay, but they want you to have a good job where you aren't an uneducated pleb.
shoveling shit could pay 1 million bucks a year and i still wouldn't want my kid doing it for a profession.
>>1186257
After 4 years he could retire though.
>>1183510
my dads first house cost him £500 so he bought 2 and knocked them through, sold it off for £6k.
Baby boomers are completely out of touch as back in the day you could quit your job in a trade or a factory and get hired somewhere else before the month was out. nowadays KFC get 3k of CV's for a part time job it's ridiculous.
I can't see myself getting on to the housing market unless i buy a crackhouse and do it up, although even then you still have to sign a contract saying you will occupy the house for 5 years and not flip it.
>>1183828
the housing market is just a bullshit scam, houses are treated as a luxury now instead of basic neccasaity leading to artificially high prices that don't reflect the true value of what you buy, which means buying a house at the wrong time just to get on the housing ladder completley fucks you over when it drops 100k than the price you paid for it.
renting is a viable solution and greater pressure should be put on standardizing rent prices and quality of those houses hopefully leading to a fairer system
>>1186958
>Baby boomers are completely out of touch
I'm inclined to agree
back in the 50s and 60s the average home was only 2 years of working class income (can provide proofs)
nowadays that is an extreme rarity. the only homes that go that cheap are rat-infested in the black part of town
>>1187259
That's what loans and mortgages are for, kouhai.
>>1186257
this is retarded... i would gladly shovel shit for a million bucks. i would do it until i died of old age.
>>1182255
its much more miserable to die alone. well..maybe not anymore cuz feminism has grown to such a monster.
>>1182415
>a wet hole to put your penis in
>gf
lmao gfs hide that shit away after 3 months
>>1183351
not that uncommon. i make 60k gross. pay 8% to 401k.
take home monthly is 3k, or 36k annual.
>>1183620
the studeny loan is basically a conspiracy. banks calculate the maximum amount they can loan out that will 1. keep them profitable 2. keep as many future earners under their thumb for as long as possible.
school sets the tuition accordingly and good day.
>>1188036
>paying to 401k
top cuck
>>1183503
>when considering how much more than a blue collar worker you'll earn as a college graduate over your lifetime
lmfao you're delusional, you fell for the college is a necessity meme big time
>>1183659
>>1188050
401k with employer match and maximizing annual ira is almost universally agreed upon as the baseline shit you should do. unless if course you can beat the market but thats beyond me.
>>1183668
>Would you say Gordon Ramsey blames his problems on his father beating him and his mother?
probably should, would do the fucker some good with his anger issues and all
>>1184634
because you could you fuckin dummy, you should've tried asking your grandparents what life used to be like before they all died
>>1188005
spoken like a true goy
>>1182255
>you need to go to college so you can get a good job and get married and buy a house
I wonder how long its been going on. I realized circa 2002 my HS teachers were all pushing college without any focus on having a play for success. Like it will all automatically follow and you don't even need to think about it.
Look at all the cucks in this thread.
You will never be satisfied with your life until you die.
>>1186257
This approach is the reason everyone is eating shit today. People don't go to university to study a subject they find intresting, they go there because they want a blue-collar job and to distance themselves from those inferior laborers (ironically not noticing how they become the real drones of society at the end).
Studying is no longer done in the search of knowledge, it is done for the sake of securing a job where you don't have to get off your ass and so that you could show off to everyone how much of a genuis you are for having a framed piece of paper in your office.
The majority of students nowdays are like the majority of people who lift weights. They do it to impress the grils, but they will never do a proper squat, because they dread true work.
>>1183628
I actually got grant and scholarship money, it covered about 75%. I still owe 15k. You're going to pay it back unless you get a really good scholarship that is full ride (fat chance unless you're black or a genius) or going military.
I have been considering finding a government job for forgiveness benefits but it's hard to get into gov. jobs in general around here.
But I pretty much applied for every scholarship I could get and its not that easy since you compete with others for them, so 75% is pretty good if you're middle class white.
>>1182255
college is a jew that sucks your money up.. paying $50k in tuition for things you can learn on your own is retarded.. Unless youre hardcore into STEM
buy trumpcoins!
>>1183828
I'll buy a house when I'm good a ready to settle down somewhere
But I'm moving to another state in another month, and I plan on moving two more times minimum in the next 5 years before I consider settling down and buying a home
>30
>$80k/yr
>small apt in the city
>no car
>no debt
>no roastie dragging me through the mall
