Whats the best credit card to get?
>owning a credit card
Too poor to use your own money?
>>1182187
You dont chose your credit card.
Your banker does it depending on how much money you have on your account.
>>1182193
>what is paying your card off every month and reaping the benefits of credit card rewards
>>1182196
Of course I can choose, I can apply for whatever card a I want right now.
>>1182187
I don't know if they have it where you live but I have the scotiabank scene visa, gives you 1 point per 1 dollar spent (anywhere on anything), 1000 points gets you a free Cineplex movie or $10 off at sportchek.
No annual fee and you get 2000 points for signing up, every now and then they do a promotion for 4000. I play beer league hockey so the card is perfect for me
Amex simply cash masterrace
>>1182220
but you might not get it
At least here, different banks will have different requisites for the same card.
>>1182187
I have 4 credit cards
Chase Sapphire and Discover it for 5% back on rotating categories (usually use on Amazon during holiday shopping season)
Amex Blue Cash for 3% back on groceries
Citi Doublecash for 2% back on everything not covered by the above
>>1182818
>Citi Doublecash
that's 1%, not 2%
>>1182837
>reading comprehension
Discover.
No complaints on the chase freedom card, but i dont spend much
AmEx blue cash preferred was my first. A lot of places don't take it but the 6% grocery cash back is unbelievable, plus 3% gas. Not to mention you can triple your approved limit after 60 day and every 6 months after (I think that's Amex policy). Next one I am eyeing is Chase Sapphire Preferred.
>>1182202
>credit card rewards
yeah uhm what rewards?
credit cards cost more are more intrusive and worse for the merchants (higher transaction fees) which can distort markets.
>>1182818
you got me thinking dude
but in my country i can't find a deal that gives more than 3% on groceries most card gives 1% on all purchase but tops up pretty low meaning there is a yearly limit also.
so it looks and smells like a scam, but if i can get a card no annual fees and use it for groceries in supers and save some money with it i guess that's worth it.
but people say there are risks involved i have to dig into it deeper. i have huge savings so it's unlikely i run out of money but if i slip on some technicality and the bank rips me a new one i will be pissed.
