I need some help please guys. I don't have credit and would like to choose a credit card to start building. I plan on only using it when I have the cash to pay off whatever I charge. But choosing one is so ridiculous. How does one choose? There are so many! please help a starting out dude. Thanks
>>1179703
Discover IT is generally lenient towards those with no credit history as long as you're either a student or have income.
>>1179709
Are Discover cards good cards? I don't know anything.
>>1179703
Capital One Platinum has no annual fee and will give just about anyone a $300 starting limit.
Also, anyone know any no annual fee cards for someone with a 665 score?
>>1179703
just get a card from whatever bank you having a savings/checking account with. my first card was chase freedom. i got that one cause 1% back on every dollar you spend cause i'm a massive jew. a penny will take you a long way.
>>1179766
1% is shit m8. You should be getting at least 2% on everything, and up to 5-6% on specific categories.
>>1179766
Are credit union credit cards good?
>>1179778
i got other cards that offer more. but that was my first. sometimes they have 5% on certain things like 5% back on gas stations in the summer
>>1179780
i don't know. if you have a bank account open up a credit card account with which ever bank you have. they know more then me. i'm just giving advice from my experience
>>1179790
thanks dude
