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Anonymous
banking stories
2016-02-16 14:20:31 Post No. 1096512
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banking stories
Anonymous
2016-02-16 14:20:31
Post No. 1096512
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jesus christ i hate money
>ok so first of all i had one cent in my bank account at the beginning of the month right?
then on the 12th i called up my dental insurance company and told them i needed to cancel my subscription of 27.99 a month
>so they say oh okay well give you a refund for this month,im like wait,i still have to pay for this month even though its not the day you take out?
so then yesterday i deposited $5.00 to have money to pay for a shipping label for an item i sold for $6.92 on ebay
>but it turns out the shipping label cost $5.75 cents,so i go to check out with paypal and before it even ASKS me if i want to make a split transaction(like i was planning on) it just takes it all straight out of my bank account
so today i went down there with a gold dollar and deposited that to "trick" the bank into thinking my balance was $6.01 instead of $5.01 since it didnt update until 8.am
so you know the transaction from paypal could go through without causing me an overdraft fee right?
but it turns out i had forgotten about the humana bullshit and my account balance was $-21.98
>so i went to my grandpa borrowed $30 deposited $27.74 to cover both the negative balance and the upcoming cost of the paypal transaction
and now hopefully instead of getting rammed up the ass with two $25 overdraft fees i only get rammed up the ass with one
and since humana is refunding me $27.99 ill just pay it back with that and still come out $2.99 ahead
>also i hit the right side of my head on the car doorway getting into it
>im starting to think that the banks that offer free checking accounts count on you getting at least 2 overdraft fees a year so they can make some money off your stupid ass
in the almost 4 years ive been banking with them ive only had to pay one overdraft fee of $25
>and i intend to keep it under $50 in fees every five years
>(and trust me i know people like me are hated by the banks)