Let's say you're 25 y/o with a STEM associate degree and 20k in debt making 25k month and spending 12k/y in rent.
How would your personal financial plan look like.
>>1087728
1k per month on rent and 24k on hookers and blow
>>1087728
Making 25k/ year
>>1087730
spend 1k a month on hookers and blow
>>1087728
>stem associate
KEK
>>1087728
>STEM degree
>'how do i do elementary level maths??'
Fucking die.
>>1087728
Spend less money on blue and black tanktops.
>>1087728
>25 yo
>STEM degree
>Not making more than $50k annually
What went wrong in your life?
>>1087728
Pay denbts asap
>>1087728
>25k month
>>1087729
>>1087730
>>1087735
Goddamn I love /biz/
>>1087728
Move back in with mom for one year.
End of year majority of debt is paid off and have a small savings built up
Get a cheaper place.
I have a 1br 1 bath with pff street parking and pay 6k a year.
Get a bs or certz and get a better job
>>1087728
25K after taxes? What are your other expenses besides rent?
>>1088187
12k on rent
3k on food
9k on uni to get bachelors in 2 years
>>1087939
No family nearby
>>1088059
It sucks to live in a small apartment
After 2 years pay will be ~50k/y
Would like to buy a million dollar house on the hills one day.
>>1088326
>Would like to buy a million dollar house on the hills one day.
Will not happen. Once you do the math even a 300k house is a tremendous life goal taking decades on double that salary.
>>1087730
I'd start by killing myself to cut the cost of living. But in all seriousness treat applying for jobs like it's a full time job.
>>1088326
>No family nearby
Then move to where your family is.
You aren't trying to be stupid on purpose are you?
>inb4 b-but muh independence/ company loyalties/ etc.
You earn with an associate degree what is capable with some overtime at a minimum wage job.
>After 2 years pay will be ~50k/y
In two years of living with mom earning 25/k you could pay your way to a BS or some extra certs and pay off your debt.
Having a BS and existing experience could easily net you the same thing.
>>1088318
>I'm assuming 25K after taxes since you didn't answer that
well your expenses are fucking 24K, are you asking how to spend 1K over the course of a year? It will easily get eaten up with gas, entertainment, etc.
I guess you could take out loans and save the 9k for other stuff, beyond that I have no clue what the fuck you even are asking advice on
Buy Ethereum 買以太訪
>>1087739
Underrated post
