I have no assets. I live with my mom, I don't own a car

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Anonymous
2016-01-31 13:12:03 Post No. 1070526
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Anonymous 2016-01-31 13:12:03 Post No. 1070526 [Report]

I have no assets. I live with my mom, I don't own a car or anything of any value.

If I take out thousands in credit card loans and simply refuse to pay it back, what is the worst that will happen to me? If I just ignore and flat out refuse payment forever? I live in the UK, a country where paedophiles, rapists and heroin dealers escape custodial sentences on a regular basis and where sentences for even quite serious crimes are usually short anyway.

I literally don't care whether I live or die so the idea of debt no longer concerns me. I'm thinking about having a huge spending spree and just shrugging my shoulders at the end of it. The bailffs can take nothing from me, I have nothing. The house I live in and all its contents are not mine. I have no other seizable assets and my current account is in the red

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Anonymous 2016-01-31 13:30:33 Post No.1070545
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Anonymous 2016-01-31 13:30:33 Post No.1070545 [Report]

Well, if you ever plan on buying a house with a mortgage prepare to get the most disgusting rate imaginable

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Anonymous 2016-01-31 13:33:06 Post No.1070550
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Anonymous 2016-01-31 13:33:06 Post No.1070550 [Report]

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What makes you think any lending agency is going to give you thousands of pounds of credit?

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Anonymous 2016-01-31 14:17:52 Post No.1070583
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Anonymous 2016-01-31 14:17:52 Post No.1070583 [Report]

Your bank accounts & what not get frozen, so you'd want to stuff your money under your pillow first.

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Anonymous 2016-01-31 15:02:01 Post No.1070618
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Anonymous 2016-01-31 15:02:01 Post No.1070618 [Report]

>>1070550

My credit score is currently very respectable. I've already got numerous credit cards I've never used and could easily get more

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Anonymous 2016-01-31 15:03:51 Post No.1070619
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Anonymous 2016-01-31 15:03:51 Post No.1070619 [Report]

>>1070618
>I've already got numerous credit cards I've never used

You increase your credit rating by using your card and paying it off. Never using them is a redflag.

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Anonymous 2016-01-31 15:12:17 Post No.1070628
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Anonymous 2016-01-31 15:12:17 Post No.1070628 [Report]

I believe UK bankruptcy will result in things you own actually being taken.

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Anonymous 2016-01-31 15:32:29 Post No.1070642
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Anonymous 2016-01-31 15:32:29 Post No.1070642 [Report]

basically you're gonna get shit on

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Anonymous 2016-01-31 15:33:55 Post No.1070645
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Anonymous 2016-01-31 15:33:55 Post No.1070645 [Report]

Bro if you want a few grand just work a job for a few months or suck a few dicks.