So i have 2 bills Im currently paying on.
They total 5K there I have a poor credit score.
Im thinking taking a 5K loan to payoff everything?
>>1067056
>2 bills worth 5000
>I'm thinking of just paying one bill later instead of two bills now
as my father would say, you're a silly goose
>>1067056
Then you will still owe 5k lol, and if its from a bank it will rack up interest. I dont see your logic.
>>1067056
Pay minimum on one and nuke the other
>>1067080
Wouldnt this help my credit though if I only have 1 payment im doing?
I was thinking of the lending club?
>>1067056
If you have a poor credit score then you aren't going to get a good interest rate
Are the two bills hitting you with recurring late charges or what?
>>1067092
No, actually your credit score would go down since you would go from 2 lines of credit to 1. Credit score is a ranking of how well you manage other peoples money. The less money you manage for other people, the lower your score is
