>Start 401k last month like you guys said
>Already in the red.
seriously fuck you all.
>>1043841
>Giving a shit about a short-term drop in a 20+ year retirement account.
Stay needlessly stressed, silly anon.
>>1043841
You had a job but didn't start your 401(k)? You're retarded
>>1043841
>Not starting it in the middle of a recession so you get mad gainz and retire as a multitrillionaire in 3 years
Are you even fucking trying?
>>1043841
Unless you are retiring in the next 3 years, this right here means nothing.
>>1043841
to voice what others have said with a bit more information
a 401k account is designed to have lows and highs because it more closely follows the market the younger you are to give you more chances for gains.
as you get older it slowly becomes safer.
you want it to be volatile because otherwise you get less than 2% on average. You want 6-12% over time or you won't really compound much value.
If you have a 401k just ignore anything but the company closing that handles your 401k
>>1043841
you know nothing of pain
>>1043976
>AMD
rip
>>1043976
Damn dude. DIVERSIFY.
>>1043976
>Falling for the AMD meme
>>1043841
>bitching about losing 2k
January 2016
Starting Balance $270,382.64
Net contributions $169.62
Change in value $13,120.66
Ending balance $257,431.61
Net change $(%) $12,951.04(-4.79%)
Just another month
>>1043976
>yo lemme put all my money into AMD
What the actual fuck?
>>1043976
You know how I know you've been spending too much time on /g/ anon
