Does anybody else keep a spreadsheet of earnings to keep track?
I'm halfway through updating mine and it's great to have a clear path of where I'm going.
Once I add in bonuses I might even break 10k savings this year (yes I know I don't have a lot but I'm 21 so fuck it)
I track net worth rather than just savings. How are your expenses the exact same every month?
>>1015023
They're not really, but I always round up to rough averages so when it gets to the end I have more than I planned for and live a bit better within my means
How do you track networth?
>>1015120
It gets to a point where it's impossible to track. My net worth easily changes by £100s per day due to stock market movements. Not really a concern.
>>1015120
I update my personal balance sheet every month and take the net worth total at the end of every month to a chart. As long as the trend is upwards I'm happy. Doing this on a daily basis wouldn't be worth it but monthly or even quarterly gives you a good picture of your finances.
I update my personal balance sheet about twice a week to get a picture of where i stand. I record cash, bank accounts, credit cards and loans. So nice to know where you stand.
Are they any decently customizable apps for this or do you all just use excel?
>>1015329
yeah. mint.com
there's no reason to make an excel spreadsheet for this
>>1015358
>no reason
Not everyone wants to share private financial data with others.
>>1014946
Bank statement comes quarterly and includes bar chart showing monthly closing balance
Check bank accounts every few days anyway
Transfer most of my pay to savings account
If I want to buy something that costs more than a payday I stop transferring to savings account until I have enough rather than take from savings
That's about it
