Finally got myself a job guys, its a student job so i only make about 19 $/h im 20 years and still in college i get around 1716 $ a month after taxes - some of the money goes to rent and bills. So i have around 1124 $ when all my expenses are paid.
Now what would /Biz/ do.
- pay off my small student loan (4307 $)
- Save money for a car (Could really use one)
- Invest my money each month
Or is there an option im not aware of?
>only $19/hr
k
probably pay off the loan
>>1008792
if you dont 'need' a car then smash that debt.
>>1008792
Buy a cheap car if it helps your every day. I would prolly just a get somewhat new small car with a small engine so you dont have to worry repairs.
Depends what rate you have but student loans are usually cheaps so you might not want to hurry with that. Just leave it there and some day pay it off.
1124 after expenses you should be just fine. Have fun.
ok... so
+ 1100 after living costs
- 500 to pay debt per month
- 500 to your monthly savings
- 100 4fun
>>1008874
4300 debt with prolly close to zero rate is so little i would pay it as late as possible. maybe some day when he's full time working
>>1008792
Stack that cash mother fucker. You've got 2 years left presumably, you'll have a head start on everybody.
The housing market looks like its going to be crashing pretty soon.
https://research.stlouisfed.org/fred2/series/MSACSR
Up is a crash. above 6 is a buyers market.
You'll be able to get the banks to bend over backwards.
If the loan is 5% or less min payment, if higher consider reducing balance to 50%.
>>1008792
What kind of job is it?
>student job
>19 an hour
>19/hour
what the fuck. I'm 23 and I make €7,75/hour
>>1009061
Finance law & tech have internships for $20-$30 per hour for reasonably good candidates
>>1009650
not American, right?
>>1009659
No, im from Denmark
>>1008995
are u chinese
>>1009650
Food as in, work in a food industry or restaurant? Because I make food too in a restaurant and I wish I earned that much
>>1009667
In a restaurant - best part is when i'll just make some food and call it my dinner and that way save money.
>>1009662
That's peanuts then, been to Copenhagen and everything is expensive as shit except carlberg
>>1009673
I'm genuinely jelly. I live in The Netherlands, am older than you and don't earn half of what you do.
fuck
>>1009677
Yea it isnt anything speciel - but its definetly enough to keep a comfortable lifestyle meaning, parties, good food, new cloths and such each months(If thats what you want).
>>1009678
Sorry brother, i wouldnt have thought The Netherlands would have a salary that low, union and minimum wage not working that well?
>>1009681
Keep u drinking da faxe kondi in tivoli while the little mermaid sucks off your danish
>>1009684
Kek, drinking sugar water - not gonna make.
>>1008792
>$1124 after all expenses paid
>claims to spend only $592 on all necessities (rent, utilities, phone, Internet, food)
If that is true which I can't possibly believe that it is:
1. Where the fuck do you live
2. Does your diet consist entirely of ramen and Coke
>>1009703
Food is not included, but my food is pretty cheap; Chicken, rice, broccoli, milk and oats - Im a /fit/izen.
