27
About $20,000 saved
USA

>age
20
>net worth
$30 000 in savings account, wait for buying a house
>country
Canada

>>675523527
Whats your job?
>>675523533
30k at 20? Nice. Also check'd

>>675523533
>30k
>saving for a house

That's savings enough for a year of unemployment, not a down payment on a house.

>>675523191
>age
19
>net worth
$61.72 (broke ass college student)
>country
US

>>675524354
I know but i'll start university next year, its at least $5000 per year here, and I don't know if I will work as much as when I was in college

>age
25
>net worth
Roughly 16 million at the minute
>country
USA

Age: 23

Net worth: -$2000

Canada

>>675524966

Need any wetwork done?

>age
22
>Net worth
Around 12-15k
>Country
NL

Age 23
Sweden
Net worth -3600$

>age
22
>net worth
£4000
>country
UK

This is a year of saving now. Going to have atleast 15k saved at the end of the year if possible.

Age 26
Norway
Net worth $60000

>>675523191
*black people vs white people

>>675523191
>age
22
>net worth
300€ in regular account, 0 in saving. No job, No financial help
>country
FR

>>675525127
Does that mean negative 2k, or do you mean to use ~
>>675526517
Noice m8
>>675526926
See top
>>675527140
What have you been spending on mate?>>675527248
Shit son, thats actually nice

>>675527988
I dunno about you but any money I have that is over the amount of a months rent is 'spare money'

Ending up buying shit I don't need, phones, TVs toys. Stupid shit.

>age
19
>net worth
1600
>country
Canada

>>675523191
>27
>Around 50.000EU, savings
I think I will be 10k down next month, though.
>Russia

>age
18 (still in highschool graduating this year)
>net worth
$2,000 Saved up from work
>Country
US

>Age
31

>net worth
€20

>country
+20% unemployment

>career
Nonexistant while all my high school friends and crush went to college.

Yep, I'm fucked.

>>675527940
Chin up lad
>>675528318
I'm fortunate enough to not have to pay rent (live with parents because uni is close to home), but I just save the shit out of everything I earn
>>675528365
Get that sum in a savings account, or learn to play the stock market, or stick it in a mutual fund

>37
>500k
>US

>>675523191
29
~130k USD
USA

>>675523191
42
1.2million (2 houses)
750,00 in my Super
24,000 (2 cars)
35,000 in savings
Australia

Never underestimate how much money you can make here as an electrician/Signals electrician/OHS Manager for a giant, evil multinational corporation in mining industry

>>675523191
>19
>2,600$
>US

How am I doing /b/

25
7k
US

At least no college debt currently. Might change if I decide I want to do grad school.

>>675523191
>Age
29
>NW
65K USD
>Country
SLV

>>675528989
Not too shabby anon

>>675523191

>age
25

>net worth
$430,000 in savings, own a house worth $860,000

>country
australia

I inherited 200k when I was 18, so I kind of cheated I guess.
I live a very minimalist lifestyle though, which helps my savings.

>>675528989
Pretty much the exact same as you my man

>Age
32
>Worth
137,000,000
>Country
Ireland

36
NW 320k(ish)
US
Now the question, with a baby due in 6weeks how do I value that liability? PV of future cash flows? Oh shit I'm broke again..

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>>675524507
I know this feeling

>>675529545
Isn't a baby like 10k a year or some shit?

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>Age
21 (about to turn 22 in 6 days)
>Net Worth
2.35$ in my bank account, nothing in savings
>Country
AUS

Seriously, I'd have savings right now if I wasn't piggybacking family but fuck me.

Reminder:Net worth = assets - debts.

I know you college students aren't just pocket change but massively negative...

>>675528731
Chin up my man
>>675528910
>>675528958
Nice figures
>>675528971
>mfw
Holy shit mate, i'm studying engineering at the moment but I wonna go into business, what would you suggest doing? Go for gold or climb the corporate ladder?
>>675528989
Doing 6/10 my man

>>675529545
Dump a chunk of money into the bank. Term deposits etc. Something you can forget about
>Look up how much money you can gift your wife and kids in your country
>Gift them and make them put it into savings too

There's a bunch of tax dodges in every country, find yours

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>Age
27
>Net Worth
~$105,000
>Country
USA

>>675529499

how many potatoes do you own paddy?

22
80k
aus

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>>675523191
>22
>about $1,000 in the red
8K in bank
Own a shitty 4-5k vehicle
Computer is worth roughly 1k after depreciation
Bed
Solid 15k student debt
>Greatest country US of A

>>675523191
>age
23
>£56k
>country
UK

how? won 100k on scratchcard

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>>675528971
I am in a good colege in brazil, do you think that i have a chance ?

>>675523191
>age
25
>net worth
I've got probably $70k in assets (55k in house, 2 cars at 7.5k each), but I've got student loans. In terms of liquid capital I've got like $3k as the start of a downpayment on an investment property.
>country
USA

>age
34
>net worth
$40k savings, $150k 401k, $7k gold/silver
>country
USA

>>675529203
>>675529479
Thanks m8

>>675529905
My main concern right now is saving enough to move out with my girlfriend into some studio apartment

us
18
i got like 120 bucks in my room fam

>age
30
>Net worth
500 million (prince)
>Country
Nigeria

If u guys give me money I will return 100 million in one month

>19
>$4,000
>US

>22

>$1800

>U.S

>>675529976

valuing your computer as an asset

>ishygddt

>>675529905
Dem mining industries

>>675530263
How much you need fam? Western union OK with you?

27
150k
US
I'm a technical engineer for Lockheed Martin

>>675530316
Not very knowledgeable on financing but I would like to keep saving, and grow it. Anyone have any real, fat-trimmed tips? As opposed to blowing through tons and tons of web pages.

All these fools mentioning assets without balancing out liabilities.

>>675530036

come to Australia

hard work actually makes you rich here

21

About -$25 until I get paid. Then probably still in the negative after bills

Aus fag

>>675530110
>being smart enough to store wealth in gold/silver
>having a 401k

wtf mate?

>18
>$235,000,000,75.99
>US

Balancing everything out I probably own about £20k worth of assets in my home alone, but only like £3000 in the bank account.

£800 for rent and £150 for other monthly expenses.

>>675529905
How much of your personal life do you want to lose for money anon?
I recommend a dalliance on the corporate ladder as an engineer to make a great deal of connections and get real world experience, then if you've done well go your own way. Learn to play the tax games, especially if you get married and have sprogs

I engaged in about 20 years of what we call FIFO (Fly in Fly Out) and last year I got a massive payout when my company let most of us go (Redundancy) but I also worked management for the last ten years or so

>>675530005
Honestly mate, most i've won from a scratch card is a fiver kek
>>675530077
Sounds cushdy
>>675530226
You got a job? If not then i'd reccomend getting one but i'm nobody to tell you what to do ma mayun

>>675530036
Depends on what exactly you are studying. Learn English or do something important to your country

Or like >>675530586 said, come to Australia and play the mining game

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>>675523191
>Age
23
Net Worth
800 USD
>Country
USA

College is one hell of a drug.

22, 3800$ in checking 228$ savings. College and two full time jobs.

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>>675530586
Thanks bro, thinking of going away for some time, in brazil engineers dont have two things, respect and money.

>age
27
>net worth
-10 000
>country
Canada

FML

>>675524966
Zimbabwe money doesn't count.

>>675530837
multiple baskets for his eggs bro

>>675523191
31
390-400,000
Canada

>age
27
>net
2000
>country
UK

I would have a lot more if I wasn't getting shafted with rent and child support. Will be getting a promotion soon though.

18/UK/ net worth £3.46

Are student loans basically lifelong, zero interest type things?

I wouldn't even consider it a liability if you have 60 years to pay it,

>>675523191
Do you have expenses or live with your mum?

>>675529447
You still turned 200K into 1.2 million. If I could turn 20$ into 120$...

>>675530957
>implying I have a personal life
I got like 2 m8's m8
Thanks for the advice non the less
>>675530498
Engineering technician?
>>675530858
seems legit

fucking millenials

>>675531812
Can't speak for other countries, though for the Netherlands that's about right. Interest is at 0.4% I believe

>>675531377

come work abroad here.

you'll fill your bank super quick.

you can live a comfortable lifestyle, work with honest people, and even afford to send money back home to your family (if that's what you're into)

my old man is an aeronautical engineer and takes home $450k annually after tax.
that being said, he's been in the industry for over 20 years.
engineering has been slowing down here in aus though lately, lots of work is being shifted to India

>>675530586
okay, what do you mean by hard work?
Cause I am restless, I need hard work, and money.
20 y/o here from Norway

>>675532045
>using a made up word that some old guys coined to get rich

You fell for it sucka

>>675531911

Yeah of course, but having a head start definitely helped me.
If I started from zero and tried to earn $200k (when I was 18) it would have taken me 4 years.

>>675524354
??? that's plenty for a downpayment for a house

what the fuck are you talking about.

>>675523191
>19
>DUNNO 400$ at best
>Brazil

>>675531849
No expenses thankfully, but I help whenever I can with bills, going shopping when everyone else can't be arsed getting up, and cleaning up after myself, i'm not a slob.

>>675532339

mining industry is always booming here in aus.

it isn't easy work, but the pay is amazing for the requirements.

get your truck licence and drive a big rig for a mining company, and you'll pocket 200k p/a easy

35yo
300,000$
Switzerland

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21

UK

£1.63

33
IT Manager
45k in 401k
17k savings
4k checking 1
2k checking 2

110k annual salary

Stay in school, kids.

35
6000 in savings, liquid
125000 invested for retirement
USA

25
$32,458 in current savings. About $120,000 In assets.
And unknown amount from living trust funds passed down to me.
U.S.

>>675533029
You screwed up hard if that's all you have saved for retirement with that salary. I have 120000+ saved from a tradesman wage.

>>675533029
Any advice for an anon about to graduate college for computer networks & security?

>>675531062
>Sounds cushdy
My parents were an incredible resource. They let me sleep on their couch rent free so that every penny I made could go toward buying my house. That tiny little gesture has leapfrogged me WAY ahead of others my age. While they were paying rent and saving whatever they had left, I was saving for a downpayment and benefiting from a weak housing market. Now that my house is all but paid off and my peers are still paying rent. I've only got a little bit more student loan debt and I've zeroed in on some great investment property. My peers are still paying rent. So basically while kids I went to high school with are paying rent I'm going to be the one collecting rent. And then the rent I collect pays for the next property or the next business. I'm only 25 with a whole life of this shit ahead of me.

Being financially successful is all about not squandering a gift when you get one. Even if that gift is allowing you to sleep on a ripped-ass couch developing scoliosis while you get hungry and driven to achieve something better.

>>675523191
25
$0 (around 20k in assets and around 20k in debt)
usa

i never worry about money though, when my dad retires/sells me part of the company i work for, i'll be making plenty :D

25
Net worth ~18k
Usa

24

-$17,900 (Student loans)

Miami

>>675533029

lmao fuck me, I earn 120k a year and I'm 25 with $430k in savings

stop wasting your pay check on toys and start investing your money fool.

48 m nyc
1.8MM in investments
apartment worth 3MM
60k in checking account
just inherited another 2MM
make 275k/year

>>675533550
Learn a couple of prog. languages and dive head first into the pen testing side of security. Get your CEH certification, learn as much as possible about wireless and radio security. The internet of things is going to be a gold mine for whitehats. You'll be making bank in no time.

>>675523191

>19
>40k
>uk

been labouring since 15 and I don't drink or smoke as such so over 90% of my money has just been saved due to lack of shit for me to spend it on

I'll prolly buy these recently shut down stables near me in the future and turn it into a garage or something, there's no bodyshop for miles and there's a lot of fuccbois willing to spend their parent's money on putting airbag suspension in their VW polos, it'd pay for itself easily

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>>675533963

>>675523191
22 about to graduate from Uni
About $5500 and about $60K in debt
USA - NC

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23
14,000
U S OF A

>>675524354
What? I am doing the same thing. I am going to buy a cheap 70k house and when I get it "unemployment" is going to be irrelevant.

>>675533963
If i had that salary I would be semi retired in 5 or 6 years, only working when and if I wanted too.

>>675534045
In NYC that makes you lower middle class.

>>675534128
Right on, thank you good sir

>age
30
>net worth
$12 ($2 in about 30 minutes but I'll have enough heroin for tonight and tomorrow morning)
>country
US

34
approx £30k ($42000) savings + approx 20k shares
earn around £30k/yr
UK

>>675534144
You must have made 10k a year from 15 years old then... but how?

26

60 Euro (broke as fuck)

Germany

>>675534411
Can't eat your house bud. Also the bank owns it until you pay it off, you own all the downside risk too.

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>>675532166
Thanks man, i am doing electrical engineering, and i will realy think about the possibility.

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19
About $100
USA

>20
>~$5,000
>USA
i'm currently the only person in my father's will, and he's worth 1 million or more, so there's that which is nice. prolly gonna donate a chunk of it to charity, since my old man won't kick the bucket for another 20-30years and by then i'll hopefully be doing well for myself

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>>675534045
Tell me your secret bby

Age: 21
Net Worth : 20k
Country: UK

>>675534603
>Gather cash
>buy fake Syrian passport
>claim endless cash
>???
>Profit?

>>675523191
I get what that picture is saying but who spends 34 dollars on a shirt and only 12 for a pair of shoes? Where do you even get a 12 dollar pair of shoes

For the people over the $million asset level, I wonder how much of that is family/inheritance or started from nothing. Seems most people I know in the millions it's all from mom/dad/inheritance. They hate to admit it.

>>675523191
>age
23
>net worth
250k in savings
>country
USA

>>675534519
Join your local defcon chapter now, also is possible your 2600 chapter and any linux enthusiast group. You will network with them and it will allow you to learn about what you need to learn.

>>675535104
Perhaps it's 120?

>>675534658
"Unemployed" as in making around minimum wage. I currently have 42,000 in my savings account. Fuck rent.

>>675523191
19m USA
$1500 cash.

Just paid for college classes otherwise I'd have more

>>675534580

working on houses that eventually sell for £multiple million in small sized workforces (3-8 of us), and about 10k of it was inheritance

my expenditure since then has been pretty low since my mum has a well paying job and cares about me enough not to charge me for a room and food, and my hobbies are minimal cost, I've been very lucky in all honesty

>>675534428

I would say I'm already semi retired.
I only work 3 days and 1 night a week.

I'll probably work till my mid 30s then live off interest

my wife earns $240k p/a (business manager of an employment agency for welfare recipients) and we own our own home, so were very comfortable.
no children yet, so our expenses are very minimal

>>675535119
Nah most millionaires are people in their 60s who have been saving 10 to 15 percent of their income for their working lifetime. Investing it moderately in equities. That is literally all it takes to become independently wealthy. People need to lay off the consumerism.

>>675535119
>trump
>dan bilzerian
>paris hilton
>kim kardashian
If you're a millionaire from mommy and daddy, you need to be a huge faggot and throw a buch of parties, become king of instagram and or start your own reality tv series, or if you're really up for it you can run for president.

>age
21
>net worth
127k networth 18k saving 10k invest in retirement fund
>country
USA

I've been doing real estate investment with my dad since i was 18 y/o

35 m usa
>net worth
~300k usd

No debt at all

>>675533963
>and start investing your money fool.
How?

>20
>$22000
>Sweden

>>675535119
i'm not worth shit, but my father is so i guess i fall into this category. yeah, being born into an upper middle class, relatively stable family has a shit ton of benefits.
my father dropped out of college at about 19 and had to work in a warehouse attached to a furniture store. he moved boxes well, and a number of times he accidentally interacted with customers. management noticed he was pretty charismatic and shit, so he was moved from the warehouse to the floor. he did well there, so he was promoted to negotiating deals and finding new merch from manufacturers. fast forward more than 3 decades and he's now self employed and went from well below the poverty line to more than a million dollar net worth. i don't mind admitting that i was born into a good situation, even though we were never really rich in the american sense. but if i wasn't born into a family with some money and health insurance, there's a 100% chance i'd be dead. i'm at over $100,000 in lifetime medical bills with dozens of hospitalizations. shit, my mom's been disabled and hasnt worked for more than 10 years, so if my dad wasn't well off we'd be fucked since she's got as many medical problems as i do.

>Age
19
>Net Worth
-£3000
>Country
UK

>>675523191
>age
20

>net worth
Roughly $90,000

>country
US

My richer relatives need to die more

>24m
>~$10
>nz

>>675535351
I agree unless you end up with a house with a major foundation issue, upside down in value after being in the place for 12 years like happened to me. I strategically defaulted 3 years ago. I don't like renting but I like bankers even less. Next house I own will be on land I buy and built slowly using what I can afford to build. From a vaction home first to a retirement home later.

>21
>£2.30
>uk

you guys do know net worth includes all of your assets as well, right?

>>675536336
Kek

>24
>£50,000
>UK

>>675536459
Ehh 2 much maths

>>675528971
> 1.2million (2 houses)

oh yeah? so both houses are totally paid off and you owe the bank nothing? if not, you need to adjust those numbers a bit.

>>675536062

for starters you should stop wasting money on depreciable assets

I would say I'm well connected, so I have a lot of friends that I join in business endeavours.
as for the best investments, it really depends where you live.

as an Australian, most of my investments are in real estate. easiest way to make money here as the market has been booming for the past 10 years.

4 years ago I bought a house for 540k, sold it for 910k late last year

>24
>UK
>You wouldn't believe it anyway. Just know they're right when they say money doesn't buy happiness

>>675523191
Image couldn't be more wrong. Billionaires pay a huge amount for clothes that look like fucking garbage.

>>675536248
>My richer relatives need to die more

Typical millennial. Voting for Sanders too right?

>"H-haha, good joke m-man. A-a-actually n-n-n-nice s-s-s-strawman!"

Faggot.

Age 41
Net worth ,£450,000
Own 2 houses both paid for
I have no debt whatsoever
Own a car & work van
£100,000 savings
Everything I own everything I've saved is down to working my balls
off in construction & my wife managers my money & she's
a very good saver

>>675536812
ok gimme some

>>675536812
You can't dip on me like that man, tell me.. also tell me what sector you're in. Also, chin up bro, hope you find happiness somewhere.

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>>675523191

>age
33
>net worth
-12k
>country
GER

> 18
> €40,000
> FR

>>675536697
Don't count on that growth forever. That is called a bubble. You can profit from the bust when it comes but you need to realize when the music is about to stop. You can tell it is about to pop when everyone says real estate is a sure deal. Get out, then get back in for pennies on the dollar after everyone else takes a bath.

>>675536926
Yeah fuk milenials thy r so gay we shud mascre thm al thy r negres nd gnreation sex ws su mch btrer. fkn mlenial negres

>19
>Dominican republic
>407,798

Age: 27
Net worth: roughly 2 million, mostly land and property I inherited
Country:USA

>>675535828
This. A thousand times this. The problem is that a lot of these people can't master step. fucking. 1. which is getting a job that pays a livable wage. Then most that do absolutely piss their money away as if they were rich living far beyond their means. Then they want to cry about the disappearance of the middle class. Motherfucker, it disappeared because middle class folks either figure their shit out and ascend or they piss it all away and wither.

50
$450K
Canada
No mortgage, 2 kids aout to enter college

>18
>Denmark
>~$70k

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24
~68k savings, 6k checking.
USA

comfortable apt and truck. currently tryna give back to parents by sending them to bora bora or one of those islands to chill out while some fixes are made to their house.

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>mfw when I havent had a job in years but have no debt

>>675537406
Living at or beyond your means is what keeps all western economies afloat. Wages have been stagnant and when you consider women entering the work force in the 60's they have plummeted. This slack has been made up for with debt. The house of cards will fall one day. Be ready for the storm or drown.

>>675537181

oh no I don't count on it!

the market is going to collapse in the next 2 years, the Chinese are ruining it here.. I'm well done after selling my last 2 properties.

I was merely trying to entail an example of investments and how they vary depending on location/time

>>675523191
19
~$1,000
US of A

>>675538153
Sounds like you will be able to pick up a great rental portfolio in about 4 years then for cheap. Then you get income for life.

>>675532627
Probably doesn't need to be said, but if you are ever paying your own expenses and lose your job, don't beat around the bush with getting another because you have savings. I saved up to 10k after like eight months of working when my parents paid my bills, but at 21 (was only in school before) I began paying my own expenses, lost my job, and became lazy because I could afford it. Through rent, insurance, food, and student loans, my savings quickly dwindled to nearly nothing. After working again for almost five years, I am still 5k shy of where I was once at. Don't underestimate adulthood.

17
$75
USA

>>675538479

that's what I'm hoping for

I'm hoping to retire by my mid 30s, then do philanthropy work with my Freemason brothers.

my wife's content on working for a lot longer than I am, so we will always have solid income regardless off assets

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20
50 euro.
Swedish.

Meanwhile, rapefuggees have gotten to eat as much in a day as I have in savings atm. And those money are going to overpriced busses and a haircut this month.

Kill me.

28 norway
700000 NOK (82k USD)
no debt and only work 15h a week
washing caravans and rvs

>>675523191
>age
31
>networth
~200€ in property and savings
>country
Denmark, DK

>>675538093
Well I like my situation better than if I were a 25 year old with 2 kids, a wife, and a mortgage. If things go tits up I can always kill myself without feeling guilty for condemning my family to die in homeless starvation.

>age
26
>net worth
€ 4.261,91 + € 100,- cash
>country
austria

>>675539202

immigrate to Australia

as long as you're willing to assimilate to our culture, no one will insult your heritage. we welcome foreigners as long as they're coming here to work hard and live an honest life

on welfare you'll receive ~$450 per fortnight, and they will offer you education and work opportunities

>34
>~$750k
>California

>>675523191
21

1,300 in bank expecting 3k this monday

fulltime student

US

>age
16
>net worth
¥10,000,000,000
>country
China