So I want to buy something nice...

>>17233233
Why would you do this? Why would it be unethical?

It's just pointless.

>>17233233
it's just dumb because you don't earn any interest off of it, it's the same as stuffing cash under your mattress

Yes, but it's a waste compared to just using an interest-bearing savings account.

Also if the big-ticket item is an apple product, consider instead using your entire next paycheck to invest in the most effective suicide method available.

>>17233252

I'm asking because my bank has fees associated with a savings account. Minimum balance, withdrawal fees, maintenance fees.

This will probably be a one-time purchase for now and just want to keep some money stashed I can't easily use with my debit card.

>>17233270
There are a million banks that offer checkings and savings accounts with nothing but a $100 min balance to avoid a fee.

If you pay a "maintenance fee" then you're retarded.

There is literally no benefit to doing what you describe, only drawbacks. But hey, it's your money.