Almost time for bed wagecucks
>>26563904
Yo yo yo neet cucks ain't got no luck, staying home even though they grown. Living off mommy cause Tommy can't get enough rommy. Jerkin his dick to some ugly spic on his computer cause he has no future. When daddy dies the neet says goodbye cause now he works at gamestop oh fuck. The neet is weeping, wishing he was sleeping, can't afford tendies cause he has no spendies. He's finally home all alone, no one to see, no one to hold. The neet lays in bed, wishing he was dead, he closes his eyes, this is goodbye. NEETcuck sleeping, his alarm clock beeping, back to gamestop, there's no other stop
dubs confirm
Neets btfo
http://www.disabilitysecrets.com/page4-44.html
Neets only get $733 a month
Neets are comsidered adult disabled children
>tfw a wagecuck tried to get my name on the street earlier for a sales job
>>26563937
>>26563925
NEETS BTFO
Original lol comment
WAGEKEKS ON SUICIDE WATCH
LOL
O
L
>>26563937
around a full time minimum wage job in many states...after taxes of course. there is a certain level of subsistence that is nothing but being cuck'd. given the choice between NEEThood and peasantry...it seems like the NEETs have made the right choice...but then again I've never been able to make that choice
>>26563937
>only $733 a month
who here /retirewith2millionNEET/ ?
>>26564046
Do tell what bank is going to give you 5%
>>26564039
700$ is full time minimum wage is the us? Fuck thats depressing.
>>26564046
>5%
>50 years
>Being able to live off of nothing as you invest all of your funds
Fucking retarded.
Kill yourself you piece of shit.
>>26564383
the only people who work minimum wage are drug addicts, literal downies, teenagers and old people who overestimated their savings.
>>26564594
No. It depends heavily on the area. There are some places where there are literally no other jobs.
>>26564039
No it's not, it's more that. Plus you have the benefit of not being a disabled adult child and finding a better job.
>>26564046
Your parents won't be alive for another 50 years, neither will your benefits.
>>26564689
>literally no other jobs.
No jobs for useless people, you mean.
>>26565183
Think retirement-based communities. Someone's gotta make the donuts, but the only paying jobs are store manager and doctor.
>Start new job getting of of old terrible job
>Job pays 10.50/h at full time
>Get in on weird billing cycle
>Instead of getting paid 1 weeks pay after 2 weeks, won't get pay until 3rd Friday
>$12 in bank account as of now
Just one more day until I get it. One more until things are secure forever.
>>26565183
>useless
I know you don't feel that way you need to stroke your ego in front of strangers who are openly inferior... I feel bad thinking of what this poseur behavior is covering for...sorry bro. Also these people literally cook your tendies and ring up your anal lube. They are unfortunately very useful
>>26565495
>armchair psychology
I should've added stereotypical normie retards to the list.
>>26564039
>around a full time minimum wage job in many states
FT minimum wage in the US $14500/yr or $1208/mo. you also pay nearly no taxes on that because of standard deduction.
this assumes normal FT employment ($7.25 * 2000 = yr wage and 2 weeks unpaid vacation).
so a minimum wage, "wagecuck" makes ~$400 a month more than a NEET who depends on a volatile and time-limited welfare system.
>>26564383
no, $7.25/hr is minimum wage in the US, and many states pay higher.
>>26565928
Unfortunately FT is considered 32+ hours and most of what comes out of your check isn't deductible because it is for social security. Standard unpaid vacation???
>>26566046
Lets be honest senpai, most places are handing out OT like candy. I can't remember the last job I had without working overtime.
>>26566046
FT is generally 40 hours, but if you do 32 hour caluculation, you get 1600 hours per year (standard 2 week unpaid vacation as all FT employees are entitled to it for 1 year of accrued hours in 87% of employers if you check BLR/HRB and DoL stats so it's not unreasonable to assume it)
with 1600 per year at minimum wage you get $11600/yr or about $966/mo. your taxes after standard deduction would generally get you a small refund with EITC of about $200 per year combined state/fed.
SSA isn't taxable income because it's already taxed, much like standard 401(k) contributions, but SSDI is taxed as standard income as it is "pre-tax" income. since the payout is usually quite low, standard deduction makes it tiny, often resulting in a ~$400 yearly refund for single filers.
what comes out of your W2 withholding is deductible because it is not considered income - it is withheld entirely. go look at your W2 and review your taxable income vs your withholding and and note which number between gross and net is tax calculated on (hint: it's net).
>>26566198
it's cheaper to pay hourly OT than it is to hire more people. it is cheaper to hire temps than it is to pay hourly OT.
FT with benefits is very expensive - it's usually a very large chunk of AP.
>>26563904
who /stillneedtodotaxes/ here?
>>26566212
>what comes out of your W2 withholding is deductible because it is not considered income - it is withheld entirely. go look at your W2 and review your taxable income vs your withholding and and note which number between gross and net is tax calculated on (hint: it's net).
i should probably clarify for people that don't deal with taxes much: payroll withholding is a portion of your wages that are withheld from you and taxes for that are directly paid to the IRS. your standard deduction and this withheld amount combined act kind of like a "credit" towards your owed income tax for the year.
it isn't pre-taxed or untaxed income. it is standard income where taxes are already calculated and paid out and not part of any further taxable income you may have (you aren't taxed twice on it).
>>26566254
i had to wait until early Feb to do mine because i was waiting on like 7 1099 forms from various people
>>26566212
No you are right NEETS make less than laborers like myself.. But the SSA that comes out of my check is extreme 1000s per year...I think my gross income working full time (by my jobs calculation which is 32+) was around 150% of the Fed poverty level. Also my refund is getting cuckd more each year because the healthcare penalty (make too much for Medicaid and of I bought my companies or the marketplaces cheapest options I wouldn't be able to make rent) the penalty is cheaper than paying a year of health insurance I won't use...for now... So as you can see I work a lot to be absolutely poor. It is what it is I honestly did make a lot of bad choices which make it harder to get a better position... But I can see the reasoning behind leeching...I just find it easier to live when I work.
>>26564046
>5% interest rate
nice one anon
>>26566527
Dude do you work a min wage job? How old r u?
>>26566604
No my job makes above minimum. I am 29 y.o. I am a cook generally and I probably should qualify that I work for so little because I haven't spent more than a year in the same state since I was 13. I regularly get wanderlust, hop freights or hitch hike so I have been to every state and six countries in seven years. I'm insecure because of how poor I am but I can't really blame others for it
>>26566527
SSA withholding is 6.2%, so you make a little over $31k/yr, assuming at least $2k is withheld. note that SSA withholding is explicitly for your benefit (added to your SSA account) if you need to withdraw for SSDI for whatever reason (which is untaxed income).
it isn't going to NEETs at all. what NEETs draw from the SSA are SSDI contributions from the discretionary budget portion, which is funded mostly by property taxes, and that's not a whole lot. NEET income depends on the explicit program they are part of, like SSI and TANF. SSI is federal and tiny. TANF is federal, but much larger in proportion due to funding coming from individual states as well as the feds. EITC also refunds them taxes due to their very low income levels.
to wit: the perfect 100% disabled NEET can get ~$700-$1200 a month assuming they are a deductible dependent and have been assessed and succeeded for all applicable programs.
also your W2 withholding doesn't really pay for that, at least not directly. the most of "your money" that would go to an individual NEET is like $2/yr tops.
>>26566760
>succeeded for all applicable programs.
i should add that all programs are time limited to 24 months and require reassessment at that time, usually to much harder standards than previous assessments. the goal of all welfare programs is to eliminate their own need to exist.
>>26566760
It is good to know that the SSA will come back to me. I don't make 31k it is less my SSA withheld is around 1300/yr iirc. I am not trying to moan over it, I actually support social security and other necessary welfare programs. Voting for Hillary though. Bernie is an opportunist meme candidate. Off topic.
>>26566527
>NEETS make less than
NEETS make nothing. they are a hole where money and semen flows into to die. like some women, actually.
>>26566889
Ha this is true. Even when I decide not to work I never get the assistance because I know I can work...eh I guess it is their loss really. A less labor intensive kind of slavery
>>26566887
your SSN is your SSA account. any contributions you make from your W2 to SSA via SSI withholding is tied to your SSN. that money is untouchable and available only to you. the government is allowed to use it to buy bonds, but the amount can never be less, as the fed is required by law to always put the same or more money in than out, even if the bond fails.
the SSI/SSDI income that disabled people draw from comes from two budgets: the SSI budget which requires contributions from taxable income (for a NEET this would be next to nothing, assuming an ideal NEET that has never contributed), and the SSDI budget which is funded from the discretionary federal property tax budget. property taxes are paid by pretty much everyone/everything, and the amount in this budget is quite small, distributed over a couple million applicants. by federal law, each applicant can only receive an amount they qualify for based on cost of living calculations. these days it's around $250 minimum up to $1500 maximum (in theory) and depends on a lot of factors. lastly this NEET income is taxable (SSI is not, SSDI is), and is distributed through various programs, not all of which actually pay out money. many use credits towards services or goods, pre-paid debit cards, et c. rarely is it cash.
>>26567014
Haha so these neets aren't even getting cash?
>>26566887
>It is good to know that the SSA will come back to me. I don't make 31k it is less my SSA withheld is around 1300/yr iirc. I am not trying to moan over it, I actually support social security and other necessary welfare programs. Voting for Hillary though. Bernie is an opportunist meme candidate. Off topic.
you are a moron to ever think that you will get anything from SSA, politicians have long ago looted everything in the fund and the only thing left in the fund are treasuries, which means everytime the govt pays out of SSA it has to redeem it's own bonds. The only reason anyone is still getting anything from SSA now is because more people have been paying into it than have been paying out, but it's projected to run out very soon, do not expect to be able to rely on any government run welfare program.
>>26567182
they might, they might not.
let's assume we have an ideal SSDI beneficiary that isn't a retiree that also has never contributed to SSI, so their only income is SSDI.
SSDI directly pays out cash money via check (this is taxable) depending on the outcome of a disability assessment. this cash money depends on the amount of disability assessed. For 100% people in 2014 this amount is $833/mo.
if this same person is part of TANF, and has a dependent, or has been assessed into a "welfare-to-work" program, they will receive expense reimbursement for training-related expenses when filing taxes (form 8853 i think) as well as access to cash from the state for up to 24 months. this cash is not much, usually a few hundred a month. some states have an entirely separate unemployment beneficiary system on top of this.
if they are part of SNAP, they can get debit cards for explicit food items. not cash.
if they are a pregnant woman, have a child under 5, they can get WIC which is a little checkbook for very explicit items at stores. not cash though.
there's also EITC if the income is low enough (which this would be the case if their only income is SSDI), which can absolve them of taxes when filing and generate some additional refunds from fed/state tax returns.
like there's more, but the only two sources of actual cash money require a perfect beneficiary and even then it's not a lot of cash.
>>26567362
anon, how do you know all these? It is pretty darn impressive
>>26567362
Yes but these neets have never worked, and if they have it was a shitty min wage job. So they're getting peanuts in cash and the rest in groceries. This is awesome funny how all the NEETS quit posting. First thread with actual facts and the NEETS are nowhere to be found
i enjoy working and getting paid...
>>26567310
no. that's not how it works. SSI funds are guaranteed, however the amount that can be withdrawn will suffer if it isn't reorganized. the SSI budget is completely protected from all discretionary "looting", so your dreams of a random senator stealing SSI funds to pay for a yacht or 20 helicopters is a fantasy.
the SSI fund depends on a surplus of workers in order to accrue money in the SSI trust budget, which is separate from the SSI disbursement budget. the trust budget is what can be used to buy bonds or whatever.
what has happened is that people are living longer, and more people are drawing on the SSI/SSDI/SSTF budgets than are being paid in. eventually this will mean that the amount paid in will no longer equal the amount paid out to the tune of 25% loss (where SSI withholding is the only thing being contributed).
so let's say you retire in 2056 when you're 70 something and apply for SSI. your benefits (if cost of living and inflation haven't been controlled) will not equal the amount you put in anymore because the budget surplus (the SSTF) that is meant to cover fluctuations in investment returns has crashed. not enough money coming in from new workers to cover the extended expenses of retired workers. so for every $1 you put in you get like $0.60 out of it. kinda shitty.
either the SSTF needs to be prefunded, or the discretionary budget for the DoHS needs to be overhauled, or taxes need to be reassessed because at some point in the future, the SSTF cannot cover the bonds anymore, making any SSI contributions no longer enough to cover cost of living.
to wit: it isn't theft. it's an aging population and too many beneficiaries than the system was designed for.
>>26567392
i have an extremely boring job in the legal field.
>>26567531
But does it pay well? Taking into account the boredom and required effort.
>>26567427
yes, my assumption was a NEET who never worked. they would likely get a debit card for food, about $700 odd (average) a month in cash which they cannot miss, they must reapply every 24 months.
if they work on the side, as long as they earn under the poverty threshold, their benefits will likely not be cut. heck, the cutoff is usually like 150% poverty - the SSDI is meant to supplement income, not take the place of it.
>>26567567
i do mostly consultative work at a law firm that specializes in financial and banking law. requires a JD and enough tax law to be a tax specialist (franchise tax board specifically since i deal with businesses like 99% of the time). i used to be a notary as well.
>>26567531
So it's basically what is destroying Japan right?
Seems like a system designed to destroy itself the more people that depend on it the less dependable it becomes
>>26567677
SSI is meant to provide for gainfully employed workers would cannot work anymore for age or disability. the way that it's organized means that it cannot (by itself) keep up with inflation+cost of living without supplementary credits from another revenue source besides just taxable wages. so employers are taxed too and this contribution is based on the number of employees a company has and the wages that company pays the employee. usually it's 1:10 but not always.
the SSTF, the trust fund, is a discretionary fund that is credited primarily by the sale of bonds and currencies via the Federal Bank.
it's the trust fund that's in trouble as this fund is what is required to pay for the difference that inflation and cost of living increases over time make with the already static funds in the SSI budget.
combine that there are more people withdrawing than contributing for various reasons, and you have a recipe for disaster eventually.
in Japan, the aging population combined with younger people not being interested in working has made Japanese companies very unstable and shrinking as they are very consumer dependent (buy a new car every year for the salarayman) - this net effect has slowed their economy a lot.
>>26567677
>more people that depend on it the less dependable it becomes
welfare is designed to eliminate the need for its existence. any system where the dependents grossly outnumber the contributors is going to fail. the ratio determines the time.
>>26567969
>usually it's 1:10 but not always
this is supposed to be 1:1. typo'ed on number pad.
>>26568001
Why don't they just cut the amount of money the people who make these threads are making? I mean they don't work or contribute and aren't getting enough to love on their own. Why not just give them like $100 and some food? Shouldn't you only be allowed to be on for a limited amount of time?
>>26564383
Nah I'm a sous chef here at a local restaurant, make like around 1600 a month on minimum wage
Jokes on you NEET, I only work two days a week.... no work tomorrow. NEET life until Tuesday...
>tfw NEET/wagecuck hybrid
>>26568120
>Why don't they just cut the amount of money the people who make these threads are making?
there is no cost effective method to separate NEETs from those with genuine welfare needs. the assessment and time limit is currently the method used.
also each program has a time limit, typically it's 24 months, but sometimes it's more or less. in CA, UDD's UI program is 24 months, like many federal programs but is hinged upon termination status. TANF requires reassessment every 2 years. SSDI requires a medical assessment every two years on top of periodic beneficiary assessments by case workers. I think WIC and SNAP have in-home assessments, and TANF requires you to go to various job placement services/classrooms.
>>26566254
My wife did mine
ITT: Wagekeks BTFO
>>26569568
>i can't read the thread.
>>26563904
Thisthread has infuriated wagecucks who are in denial about their lives.
I work driving assholes around all day. (no Uber). Not terrible if tips are okay.
>>26570133
Check'd wagecuck
>>26570297
I get that sweet sweet $$$ to spend on no GF though
>>26563904
Alright thats fucking it I am so sick of seeing these stupid threads every single fucking day.
Some of us actually have to work just to survive we cant just rely on mommy to make food for us and keep us warm and take care of us
You're honestly pathetic. You're a fucking joke.
Your life is going nowhere kid. You're a fucking parasite. At least I actually make a contribution to society I affect peoples lives on a day to day basis. I can go to sleep with a smile on my face knowing that I actually made a difference today
Can you say the same you ugly little Neet scum? No I didnt fucking think so.
>>26570355
nice meme post, kiddo
>>26563904
Thismade wagecucks miss their bed. Too bad Mr. Shekelstein made them work overtime.
>>26565387
>$10.50 an hour
>good
thats literal poverty tier. I make $22 an hour and do half the work
>hes never heard of probation periods
you fuck up once and you are out. Better be on your best behaviour otherwise its the curb for you.
