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Wrecked Chinese scooter
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So, I was dumb and financed a $900 scooter for $1800 through its dealership/seller place and a few months later a driver ran a stop sign and I had to swerve, ran into a curb and fucked up the front of the scooter to where it was totaled.

I got an attorney and 5 months later I have an offer for $560 from the at-fault party's insurance company for what's left of it. I have $800 left to pay off. Should I just take this and run or try to get more for it? I think its a pretty decent offer actually.
>>
how much would it cost to repair/replace the scooter?

that's how much you should get
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How much does the lawyer get?
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>>14643369

They go for about $700-800 new

Repair would probably be $400-600

I really just want to pay it off and be done since I bought a car.
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>>14643424
ᴼʸ ⱽᵉʸ!
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>>14643424

The lawyer gets a cut of my personal injury settlement, 20-30%.
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>>14643426
i'd take the money
sux, bud
hope you learned your lesson
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>>14643441
how bad did you get hurt?
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>>14643451

Sprained ankle, missed 2 weeks of work. Lawyer sent me to physical therapy.
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>>14643340
Doesnt your insurance company pay you anything?

where you injured? you can always sue for a larger amount to cover your lawyers cut


why the FUCK did you end up paying DOUBLE the amount via financing? I cant comprehend this.
explain this faggetree
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>>14643459

They said it was interest lumped into the total cost. I was desperate for a mode of transportation so I took it. Its apparently a freight company who also has a lien on the moped somehow, even though I have the title, and takes $100 a month from my account each month.
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>>14643470
how poor are you that you didnt have $900? or any credit.

where are you from?
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>>14643481

Working for $13 an hour poor. Was $12 at the time actually. My credit score was ok but not enough history for the credit union to have approved me. Another year and a few thousand in credit lines later and I got approved at 6%
>>
take the money .. you can probably get a decent amount for the wrecked scooter too (assuming it's low miles and the engine's in good shape)
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>>14643340

Hint at you might be injured and should see a doctor but you really just want bike fixed. They'll settle quick.
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>>14643573

See >>14643458

Apparently the bike and the injury are being treated as separate. I'm hoping they get enough to cover the cost of the therapy and put a little bit of cash in my pocket.

They haven't told me anything really about the injury case, but since the attorney and the phys place are in each other's pockets (I suspect) then if there's not enough to pay them, they should be able to figure something out.
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>>14643569
here's your answer

take the money, part it out if you have time. someone on Craigslist will buy it if it's cheap enoufh
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>>14643584

Meh. The best offer I got was $150. Fuck that shit.
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>>14643594
you can't afford $900 and you're complaining about $150 in the bank

i know why you're poor
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>>14643607

Actually $500 later vs $150 now is a wise financial move. I don't get what you're trying to say.
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Just take the money.
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>>14643625
really?

try reading everything again
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>>14643662

..... ?
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>>14643672
settlement $560 + wrecked bike $150 = $710

$150 isn't bad for a wrecked chinese scooter that costs $900 new
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>>14643481
So poor that he had to finance a cheap scooter.
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>>14643681

Ah, no, the insurance company will actually take the bike in exchange for the $560 settlement.

I could part it out, but it would be a pain.

Trying to sell it as-is to an individual has only turned up relatively small offers such as $150.
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>>14643701
if they want to take it they should give you enough to replace it.. they're only giving you enough to (maybe) fix it
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>>14643692

>>14643488

Stahp -_-
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>>14643707

I'll let the attorney know. I don't want it to drag on but if I could squeeze more out of the insurance company that would be great. They had told the attorney's office they already got in touch about a settlement and they hadn't, so I have no idea how long this could drag on, but I'll see what they can do.
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>>14643340
Take it, and accept that you shouldn't have financed a fucking scooter. Or bought a scooter. Or considered a scooter.

They should have reversed over you, honestly.
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>>14643701
>I could part it out, but it would be a pain.
The parts buyers do the work.
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>>14643340
Can someone explain why he financed a $900 scooter for $1800? I know anon didnt have much money but why is it financed for twice as much as its value
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>>14643340
>financed a $900 scooter
What the fuck am I reading
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>>14643971
>>14644245
>>14644289

Kek. This is why I love 4chan. Thanks erryone
Thread replies: 34
Thread images: 2

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