Just buy groceries and gas and pay it off in full each month.

Don't get too hung up on the limit, it will eventually get raised.

Never buy anything with credit that you couldn't pay off in full that same day with cash

Apply for a cash rewards card at the end of the year with a higher limit.

Never pay interest in a card.

It's a myth that carrying a balance increases your credit score more than paying it off in full

>>1065190
>People acting like credit scores mean dick these days.

Friend, you are living in the 1970s.

Just for shits and giggles, here's a good one.

Take out credit card in foreign country which is about to collapse (a Venezuela type place). Purchase (an) asset(s) on margin with a decent cash float designated in home shekels for interest repayments and to hedge against the market not behaving as expected.

Wait for country to go hyperinflationary.

Pay of loan for a fraction of what it was initially worth.

>>1065206
Pay off even.

Obviously not related to OP's question. But I'm drunk.

>>1065203
Sounds good ! thanks!

>>1065190
Whenever I pay off credit card/ bills, I always put in a dollar over the required fee, doesn't sound like much but it helps building credit, my score is at 786

>>1065203
All of this is good advice. Also, keep your total utilization low relative to you limit. Like if your limit is $1,000, try not to have a balance of more than $200 (which you will pay off every month).

>>1065203
This. Never buy shit unless you're confident you have the Money to cover it.
>>1065205
Also this.

>>1065591
So everyone..

What exactly is the cost of a credit card?

Assuming I pay it off every month on time?

And are rewards cards better to get into?

>>1066258
Bump