Why aren't millennials interested in marrying and buying homes?
...shit's expensive? Reason enough?
>>78631106
feminism has corrupted most women
also house prices here are fucking crazy
Price of admission to the middle class is too high to buy all the toys. Gonna be fun when the Baby Boomers & Gen Xers can't find anyone to buy their McMansions.
>>78631106
>marrying
Too much of a timesink.
>buying homes
Shit's expensive.
maybe because its 400k+ for 2 bedroom here?
>>78631106
They can't afford it and women dont want to settle until their thirties
why do you assume they're not interested?
>>78631106
Many people are interested, it just isn't feasible anymore.
>>78631106
1. The economy sucks
2. There are no more virgin qts who want to play wifey
3. why buy a house if you don't have a wife
4. why buy a house when the happening is going to happen and you will have to fight for white civilization in the upcoming race war
Why do "Why do millennials X" posters only ever post once in the thread?
>>78631106
I don't want to have to choose between career advancement and home/family.
I really can't see myself buying a house until I'm in my mid 30s at least.
>>78631106
>Young people
>Likely to shift careers, shift cities, go to graduate school
>Buying property in a single city
Why the fuck would they?
>he fell for the home is an investment meme
I don't want to dedicate the rest of my life to things that I can't be entirely positive will be financially feasible, meaning I don't need an entire house, meaning I rent.
Things aren't as straightforward as it was for boomers. The whole "go to college, get a job, get married, have kids, buy a house" mantra isn't applicable anymore.
Millennials are the laziest piece of shit non contributor generation to exist but have the gumption to shit talk their elders and blue collar workers who worked instead of smoking weed for 4 years
>>78631106
Immigration has been driving rents and house prices up to the point that people cannot afford them.
Marriage just because I cannot get a gf personally.
>>78631106
I'm more interest in paying my bills and surviving TBQH
>>78631106
Literally every "why do millenials do X" thread can be answered by
> feminism
> economy
Which either way means
> Joos
wages have been stagnant for 30 years, I would love to buy but, dont have the money
>>78631954
>Why do "Why do millennials X" posters only ever post once in the thread?
Why do "Why do "Why do millennials X" posters only ever post once in the thread?
I can understand europoors not buying homes. But what excuse do Americans have? Homes are relatively inexpensive in most of the country and still make more sense than renting forever. Millennials can't handle responsibility. Even the classic responsibility of owning a home is too much for them.
There are immigrants with no documentation working construction jobs that own homes. BTFO many college-educated millenials.
>muh anxiety
>muh depression
>muh Bernie
>muh 1%
Just put a bullet through their entitled heads already.
>inb4 #NotAllMillenials.... Ok, just 80%.
>>78632064
Hey I smoke and work too
>>78632268
But I'm posting twice.
>>78631106
Because houses in my area go for more than 300k and are shit. I do not have the money to afford that but I wish I could. I do hope that within the next 10 years I can buy a condo :(
>>78632022
I kinda feel like it is an investment meme though. i jsut cant put my finger on why. care to elaborate your opinion? i might be able to draw some of my own conclusions from it
>>78631106
there is no love without heritage, without connection with your own culture, custom and country
>>78632310
>Homes are relatively inexpensive in most of the country
With the exception of Texas there are no jobs in those places where housing is cheap.
>>78631106
Property is way too expensive and marriage/family/domestic violence laws are overtly hostile to men to the point of being financial/social suicide.
>>78631106
We don't want kids, unfortunately we just don't want to die miserable as we see ourselves living in very literal end times (no religion involved). Also since no one else will take care of our parents we have to care for them until they pass and we get an inheritance.
>>78631106
I don't see a point. I save far more money than I ever could by living with my parents. I'm 26 and do realize that under conventional rules I should be embarrassed but I think the odds are stacked enough against me that I just don't care.
>>78631953
This post is perfect. Especially 4. I'd rather have a good amount of cash and be free to move around, not tied to anything. Reason being, I dont think civilization as we know it is going to remain the same for my lifetime. Why would i want to put down roots in such a turbulent time
When the future looks bleak and I feel powerless to change it why should I bother?
I live in California. Houses are over a million you sack of shit
>>78632310
>>78631986
>buy property
>investing mortgage in property instead of pissing money away to rent
>move to new city, rent old property, acquire new property
>rent pays for mortgage on old property and part of new property
>lather rinse and repeat until rich
God you millennials are fucking morons.
Their parents got married and bought a house and ended up miserable. Learn from the mistakes of others. Houses are a poor investment and marriage doesn't work.
>>78631106
1) They're unskilled and thus can't get high paying jobs
2) they have no connection to their communities so they want to be able to uproot at a moments notice because they are shortsighted in building communities and families
t. Millennial
I'm not settling down because of shitty job advancement and security.
I need to be able to move for a new job at a moments notice
>>78632362
holy shit its learning
>>78632563
you forget about all the property taxes and having to hire people or fix things in the house when your renters damage it. it's like you boomers learned nothing from the housing market crash
>>78632568
>houses are a poor investment
>>78631106
homes are ridiculously expensive to buy, no one wants to take out a mortgage for millions of dollars and pay it off for the rest of their life.
>>78631106
> Can't afford a house
> Watched woman Jew their way through relationships my whole life. Trust is low.
I have a full time job in IT too. I'm not broke or welfare fag. I just have a nicer place to live renting an apartment than looking for some run down shit shack
Tough enough to keep the lights on and the water running in my one-bedroom rental, OP. Not in the financial cards for the near forseeable future.
As to marriage, you've got muh misogyny/fight the system/1%/manhating/etc to blame for that one. Men are terrified to marry because they're afraid of being some henpecked beta cuck; women can't find any men willing to commit to anything beyond being physically and emotionally used by Chads
>>78631106
Because I would rather build my own than buy some decrepit boomer's hovel for $350,000.
Fuck yo market, nigga.
>>78631106
You cannot fix these faggots. We must use the old people to get our shit while we can like Trump and Brexit.
>>78632064
Okay you go back and make sheckles for Mr shekelstein well thinking that you have some sort of "life purpose"
Girls are pains in the ass
Jobs are hard to find
Everything is expensive as fuck
Just being lazy and doing whatever is a lot easier than doing traditional shit.
>>78631106
because they and always will be children.
>>78632706
>buying something no one wants to buy
And what would you call such a purchase?
>>78632687
>thinks basic home maintenance is difficult
>not charging renters for damage to the property
>property taxes are well worth owning own property.
Once again, God you millennials are retards. I own three homes in 3 different states and my two rental properties are cash flow positive every year.
>>78632858
Get a fucking job, you lazy shit. You have no right to complain about your country going to shit when you contribute nothing.
>>78631106
>mfw my wife and I got married 5 years ahead of the average, and we're buying our first house next year
Maybe the average millennial shouldn't have got a shit degree.
>>78631106
Negro, I live in Vacouver, there is no buying a house for me
>>78631106
>mfw
>27
>own property in Maine
>own property in South Carolina
>looking to buy a little property in Eleuthera to run a distillery
>currently renting in the Cucked state of New Jersey
Wew. I am some fucked up Millennial.
>>78631106
>expensive
>>78632919
Good for you goy here is your cookie.
>>78632983
Not every single person can go to college and get a degree. Society wouldn't function.
>>78631106
http://www.theglobeandmail.com/real-estate/mortgages-and-rates/would-you-be-better-off-financially-renting-or-buying-a-home/article11952313/
> Mr. Tristani’s own take on this question starts with a $400,000 house in Hamilton, where McMaster is based, bought today with a $100,000 down payment. At a constant mortgage rate of 3.99 per cent over 25 years, total monthly payments would be close to $473,000.
> Next, he added maintenance costs set at 4 per cent of the market value of the home per year. This includes utilities, property taxes, maintenance and “accruals,” or lump sums to cover periodic major renovations and upkeep. The total amount for maintenance over the 25 years is $583,348.
> The cost of renting was set at $1,500 per month, which amounts to $541,134 over 25 years if you assume annual increases of 1.5 per cent, plus $131,253 to cover utilities and insurance. On the plus side for renting is an investment portfolio worth $936,789, which is what you’d end up with if you invested the $100,000 down payment plus continuing mortgage and maintenance amounts and made an average 6 per cent return
>>78632379
Then you're living in the wrong area.
>>78631106
are millennials the useless faggot generation?
thanks to retarded boomers destroying western civilization, millennials are useless faggots.
>>78633068
That's why those people live in smaller/older houses. Also, if they don't go to college, they don't need to pay tuition.
>>78633063
>can't refute points
>resorts to usual bullshit
Enjoy paying people like me to live your whole life.
>>78631106
because buying/having the latest iPhone is more important
>>78631106
why aren't people buying houses at 20 with wife and kids and a blue collar job anymore?
>>78631106
we dont want to get married because i dont want to commit my life to someone that will probably use me as a servant, and then leave me and take half or more of my shit
>>78631106
women are whores.
college debt.
My favorite though:
Socialist wealth redistribution in large urban centers all across America artificially inflates home prices by overcrowding cities with the poor and paying for them to live there. Literally to live in large cities you either have to have a very good job or have no job. Property is much more expensive than need be because leeches are given free rent and then real estate companies turn around and say 'DEMAND HAS SKYROCKETED!'.
If free / subsidized housing programs were cut niggers would flee the cities and it would again be possible to buy property, or at the very least rent would go down and millennials could actually save money and pay off debt.
Also western women are mostly a lost cause for the next few generations. I look forward to being an old man and watching a generation of broken whore women cry themselves to death once the easy sex train stops running.
>>78633179
my dad is a home builder I live in homes for free and then sell them. enjoy being cucked by home builders and contractors your entire life
foreign investors are buying up property, with cash, above market value, and FORCING people to rent
who do you think they will sell to, a 20 something with a middle class job and a mortgage, or a Chinese millionaire who can pay CASH, TODAY!?
>>78632310
> 23
> Work 42+ hours a week
How about you don't generalize an entire generation because all you see are sjw faggots from your local university running around.
How about you accept the fact that even with an education and exceptional worl ethic, I'm still making enough to either rent a decent apartment or live in a decrepit fucking shack barely better than a meth trailer.
> Oklahoma
Ya shit is expensive here too. Especially for people trying to get their start
> Oh shit, millennials are getting their starts
>>78632563
This is a great theory but it's right up there with "just be happy" as counseling for someone who's depressed.
Millennials don't have that money, they don't have spouses, they don't have kids, they don't have a stable housing market, they don't have anyone to buy a house from them if they were to ever afford a mortgage.
Fucking old people
>>78631106
It all comes down to the box.
>what is the box?
The box is everything you'll waste time and effort filling. You can put relationships, houses, drugs, and toys in the box. The box will grow the more shit that's in your box. Some people have large boxes; some people have smaller boxes. You'll have to carry that box around, and the whiny cunt you married on your back till your dead.
>>78633267
>literally make money on every property I own
>cucked
I think I hear your wife's son crying.
>>78631106
Because there is no money and also the banks are transparently screwing with the market with government assistance.
>>78632064
who do you think voted all the brown fucks in to take the jobs from their children
idiot
>>78632655
What is? Your 12-year-old brain?
>>78633212
well said
>>78633179
>>78633077
Kys faggot.
>>78633344
>tfw I'm 27...
>>78631106
Cost of living is too fucking high.
>>78633369
no that's your wife crying from the pain my massive dong is giving her bagina
>>78633460
What part of "fucking old people" was confusing?
>>78633267
Do you live in your Daddy?
Because they have to have good credit, a job and be able to afford the high cost of housing.
Which an increasing number of people can't .
Besides, companies want people to rent rather than buy, they make more money that way.
300-500k For some meager starter home at what 20-27% interest?
I would rather avoid sinking into a lifetime of debt.
>>78631106
>Oy vey, why don't you want to take a loan?
>>78633400
thank you
>>78632919
fuck now im #mentalyhill
I'm not sure if I'm just really fucking lucky or what
>born 1988
>start working full time as a dish washer when I'm 17, save money
>put myself through trade school (fortunate that I could live with parents at this time)
>get into a great apprenticeship
>buy shitty fixer upper house, use my trade knowledge to fix it up, move in
>become journeyman, land great job
>sell current house, buy more fixer uppers and repeat the process while working full time
I got so much shit from my old friends and non-immediate family for becoming a blue collar worker and not going to a university. Now the majority of them are completely fucked while I own 3 houses (2 of which I rent out) and make another ~$85k a year at my full time job.
I'm glad I didn't listen to anyone and just kept going my way with the financial means that I had available.
>>78631106
because they are all a bunch of fags, I know because I'm a millennial.
I see it everyday:
>No one is good enough FOR ME
>Why is no one flawless, like a character in my moovies?
Because in their minds, millennials are all the best person currently living.
>>78632861
Heh.This guy! This guy is a funny man.(sobbing in the corner)
The state should make you get married. Not married by 30 you get taxed and you don't get any healthcare or gibsmedat and you're banned from having fishing and hunting licences
>>78632861
Also this. Sheer laziness.
fucking lazy millennials buy my houses reeeeeeeee
Boys it's all over, Brexit has won! Time to Celebrate! Trump is next! Watch:
https://m.youtube.com/watch?v=slCLsKQcTNA
...........
>>78633926
>suddenly there is an explosion in nigger and spick marriages.
>meanwhile in Canada there is an explosion of arab, paki and chink marriages
>>78634044
Housing prices will fucking crash in 10 years.
>>78631106
>kill their economic incentives
>kill their compromise incentives
>"gee there's something wrong about this generation, they must be spoiled brats"
>>78631106
I'm not a millennial (35?) and I'm not planning on getting married or buying a house.
House: Shit's too expensive in proportion to everything else. A house will cost me the price of around 5-10 cars. And I can barely afford a car.
Wife: Women are bullshit. Fuck em, be with them, but don't commit monogamously. Why would I promise to eat only one flavor of ice cream for the rest of my life?
>Getting married
With the behavior of modern women?
Kek, no thanks.
>tfw houses in non major city starting at 300,000
>tfw renting starts at 1,000 a month not including utilities
>tfw hardly any jobs that pay more than 12 dollarydoos an hour
>>78631106
They will sacrifice everything for a smart phone and access to social media. Student loans for shit degrees to be useless in the workforce. The concept of saving is completely foreign to them. Unless anything is as easy and free as downloading an app then you are wasting your youth.
Fucking millenial fags are a vicious cycle of despair and leftist faggotry.
There are no jobs partly because there are no jobs and partly because millenials are the most retarded generation ever. So there are no jobs, they are in debt so they blame the system and the rich and they fucking become Left wing. So they oppose muh coroporations and muh rich people while being the most materialistic consumerist generation, the one's who are smarter realize this ironic fact and they display this irony by becoming hypster faggots, having an ironic and cynical view of the world while remaining leftist faggots and the worse it gets the more left wing they become.
A starter house should cost like 90k max.
Instead someone somewhere decided that a house should take 30+ years to pay off for some reason.
Moving in with my fiance this week. If I could afford a home, I'd fucking have one by now. I make what would be considered a good wage, both of our earnings combined puts us into the six figure range, but in this fucking cesspool of a locality that barely rents us a two bedroom apartment.
Fuck New York.
>>78632379
m8, in my area they're fucking 1.5 mil for a house with holes in the floor, the price is also rising faster than most people can actually earn the money.
Those things are expensive brah
>>78633077
hey how much is that house worth 25 years late? i bout property in cali that's doubled in value in about 5 years
>>78631443
fpbp
Pretty much. Also no job security like we had 30 years ago. Good fucking luck being with a company that keeps you on long enough in the same area to finance a home.
feminism fucked up everything. I wish I could be a stay at home wife and mother but having a "real" job is more important (and more of a job) than raising your family and keeping your home and husband happy.
>>78634528
Commute from Jersey brah
>>78631106
Liberals have been grooming them from a young age into the mindset that private property is evil.
>>78634456
i want to move away from here
>>78631794
Where do you live? Alice Springs? $400k is cheap as fuck.
>>78631443
I was just talking to my father about this. I'm 28 and just bought my first home last year for $250k, where as his first home, which I grew up in and is much larger, ran him $45k. It's hard to compare the two situations.
Other surveys have shown that just as many millenials want to move to a house in the suburbs with a wife and kids as previous generations. The reason for waiting so long to get a house is twofold: 1. Housing prices are gettings expensive while many millenials have large amounts of college debt. 2. Putting off marriage tends to decrease savings (2 incomes are better than 1) while also increasing uncertainty in the future.
As for me, I'm 24 and I just bought a house. Way better than renting. Of course all the girls seem to be more interested in what car I drive than the fact that I am financially stable.
>>78631953
thread ended here everyone
>>78631106
Good got, don't you want a nice place to call your home?
I'd be willing to give you a reasonable mortgage...
*rubs hands*
>>78633460
holy fuck bro you better than all these other 4chins how stoked are you?
Losing all your assets just because of your girl's "vibe change" just isn't worth it.
And the chink invasion here isn't helping either.
>Why don't modern men want to buy a house and then lose it to their wife during the divorce?
Gee I wonder why. Seems to me like millennials are getting smarter by not marrying and losing half their net worth and sinking a lot of money into a house that probably won't hold its value as well as in the past.
>>78633603
that's your interest rate? holy fuck i wouldn't buy in canada either.
>>78632064
This so fucking much
>tell people my age im a tradesman at 21 instead of being in uni
>they suddenly see me as shit.
Im not bothered though, in about a year ill have a fat deposit for my first home and my pay is going to triple in 2 years from 35k to 100k once im qualified.
Im an aircraft maintenance engineer incase anyone wants to know.
>>78631954
Because they are asking a question. Not trying to debate or answer questions.
>>78634808
There is nowhere to move. I understand why business are shilling in favor of importing the shitskins. Because they think shitskins will perform menial taks and service jobs without complaining. Sure about half will be welfare fags but who gives a fuck the state will cover the externalities and it creates a reserve pool of labor driving down the wages. The shitskins particularly the mexicans that do work will work without muh unions without being entitled cunts, without being social media using left wing faggots plotting against management. They will just do the fucking jobs that a post-industrial service economy requires.
>millennials aren't buying house and cars because they don't want and not because everything is so expensive and even if you do manage to land a high paying job you have to go to a big city for that where schlomo shekelstein will take over half your income in rent
Reeeeeeeeee
>>78633926
there are already tax incentives for getting married and having kids.
>>78631106
I got married and bought a home in 2014.
GUESS WHICH ONE I STILL HAVE??? :^)
>>78635350
neither
>minimum wage is total shit
>most jobs are part time or have almost no pay increase like they used to
>housing price skyrocketed
>children are more expensive than ever, can't afford to feed a family of three on that factory job anymore! good luck housing yourself!
>automation
>globalization
we're a doomed generation
i can't wait until the riots
reminder this thread is posted weekly to datamine millenials and market to them
>>78631106
Because they can't fucking afford either of those things.
>>78635542
> datamine millenials
This is fucking 4chan
>>78635542
>>78635542
For the better.
>>78635350
your wife's son?
>>78635413
Nah, the house. Kept it in the divorce. In the process of refinancing currently. I'm gonna save like $300/mo with lower P&I and MIP and get some cash out to pay off some bills.
The marriage? Not as sound of an investment. Never again, lads.
>born in '88, btw
>>78635287
And divorce laws that guarantee crucifixion.
i cringe when i see people in their 20's getting married tbqfhwy
>>78631106
Buying a home is viable if you marry and both plant your name on the mortgage.
Marriage isn't viable because it fails half or more of the time and one half is almost guaranteed to lose the house and pay for the kids/extra money to the wife.
Blame the legal system. Not society.
>>78631106
Buying a home is fucking 2 million dollars for a crappy house in Vancouver and anywhere else is a fucking frozen tundra.
On another note my girlfriends dad might build a suite above his detached garage for us because he doesn't want his daughter moving away. Too kek
>>78631106
Fuck marriage, gonna buy a house tho
>government bribes chinks to drive up the housing market
>government fills all entry level jobs with Filipinos
>universities keep raising tuition because selling degrees to rich foreigners is more profitable than educating citizens
>why don't millenials just get jobs and houses???
hmmmm
>>78631106
im going to be brutally to the fucking point since im still hungover from brexit result.
I am 19, in college, I have almost no fucking money except for stuff I get from work which int much since it is basically a summer job. 2 I am trying to get into my school's army program so I am working out and spending time out of "home". and Three whatever money I have left goes to utilities internet cell and rent. my bank hasnt been above 3K since the beginning of freshman year.
I am sick of these news articles telling me to shell out money on a fucking house when I am saving up for a shitty truck and and the insurance that goes with it.
And not to mention the fact I dont have a gf, why own a big fucking home when I am the only one in it. THINK YOU FUCKING LIBSHITS.
>>78636089
Don't worry the housing bubble will pop and prices will drop, the economy will go into a recession tho so there is that.
>>78635099
This
>All these Canadians ITT
I feel sorry for you, lads. Where I'm from $200k either buys you a nice house in the burbs or a decent condo downtown. I couldn't imagine spending more than that for a dwelling, I don't know how you all haven't revolted yet.
Western women are not women anymore but vile beasts filled with hatred and envy.
The kike has killed the economy.
The boomers enabled it.
/Thread
>>78631106
I'm already married and have no idea why other people have such a difficult time choosing a partner. We aren't considering a house since about $800/mo is already too much for a tiny apartment that's a lot of work to keep maintained and more than plenty of room for our stuff. We are childfree, though, so there's that.
>>78634901
Similar situation here, my house is half the size of the one I grew up in but cost me ten times more.
Screw homes, I bought a good RV for around 30,000 (paid in full) that is good for two people. I don't want kids for a while (until I am round 30). I have no debt, decent job and only have to spend around 10,000 dollars a year to live comfortably. If homes were priced fairly I would've gotten one. Instead people borrow a lot of money that they don't have and drive home prices up which screws people who don't want to be in debt.
>>78635099
Summed up what I posted way better. It's a fucking scam. Marriage especially. Fucking shark divorce lawyers literally fucking specialized in it since it's so lucrative.
I'll never ever get married. If I ever get that connected to somebody it'll be a "partner" forever and always. I don't need the government and lawyers getting involved. Gays/Lesbians are fucking stupid for fighting for the government to get involved at all.
>marrying
women want to act like whores until their 40s. men are not passed the torch by boomers in provider positions and given authority in the family so they end up stunted, not to mention marriage can fuck them over so bad through alimony and asset concessions.
>buying homes
you used to be able to buy a home with a job attained with a high school degree. now the elites have rigged it in a way that the middle class can only get indefinitely cucked paying rent to some landlord if they wanted a viable place. not to mention the no families part.
>>78636356
have youu seen the fucking bitches in colleges. half of them fuck each other and the other half of them whore themselves out more than hillary would for a vote
>>78636516
Do you park in RV lots to get power/water or what? The idea of living in an RV has always intrigued me.
I got married at 18
>>graduated hs
>>no plans
>>friend asks me to move to island with her
>>year later she asks me to marry her
>>sure why not
>>go to courthouse get permission
>>go to the woods and get married
>>best sex best food best time of my life
>>21
>>she tells me she doesn't love me anymore
>>???...that sucks...can we talk about it?
>>nope i want you out i never want to see you again
>>wtf.....this really sucks..but ok
>>move out and go stay with bro
>>start school
>>cops show up with divorce papers
>>sign them
>>27 now
>>still 0 contact with now ex wife since that day she told me to leave
>>she has contacted me 3-5 times
>>i delete msg
>>marriage 8/10 would do it again
>>78636587
I pay for an rv park monthly. It is less than 400 dollars a month with all the utilities included. The rest of my money goes to food, insurances, cell phone,ect.
>>78636572
We both already have our degrees so I'm not sure where your comment applies. You should really consider attending once you finish high school.
>>78635099
Too bad we're fucked either way thanks to the de facto laws in Australia.
>>78632563
its that easy huh? thats why you're so rich and still hanging around on /pol/?
dumbass child.
>>78637062
Example
>>78631953
Might as well prepare for doomsday anons.
>>78631443
fpbp
Il also add, alot of jobs require travelling nowadays unless you work in an office or store.
>>78631106
god I just want to suck a fart out of that guys ass
>>78631106
1. they don't have the income
2. they're hoping to inherit their parents home and maybe wife too.
3. if that doesn't work they'll vote to make the nation socialist so their parents will be forced to keep working to support them.
>>78636652
Literally that's it? No reason why she wanted out besides she stopped loving you for no reason.
>>78637140
From memory I think it goes along the lines of if you're living with someone for a period of 12 months or whatever, they're entitled to some, or maybe even half, of your assets.
>>78637148
And i always hoped i was born just in time to explore and conquer the last uncharted portion of the Earth, the Deep Sea.
IT even doesn't get better . Life keeps getting harder and harder and harder the older you get. Enjoy this shit while you're young and try to make something out of yourself even if you don't knowing you tried and failed is better than not trying.
![55143f2caa4b32e31c1c2bf0402f33afb3526cf5[1].jpg](https://i.imgur.com/GAZoZyo.jpg "55143f2caa4b32e31c1c2bf0402f33afb3526cf5[1].jpg")
>no pic of soe in the op
you had one job
>>78632310
Were is your proof that homes in america are cheap? Because those that are cheap, are in areas like detroit.
But by all means, feel free to move in.
It is such bullshit that I have to pay for someone else's lively hood. Not right at all. I do want kids one day, but all my money goes to people who can't keep their legs closed and have unwanted babies.
>>78631106
>haha, son: this house I bought for 50k is now worth 300k!
>w...what do you mean I can't sell it?
>>78631106
>tfw 26
>tfw teetering on continuing in society or going innawoods
I dunno but the forest looks comfy compared to sticking around with this kikery.
>>78631106
My dad is a boomer born in 1954 and didn't buy a house or get married until he was 32. in 1986
>>78631106
where I live, the cost of a hosue is so much, that I could buy a private island for half of a house
literally
>>78637808
My dad's similar. He was married for 10 years before my parents had me. Mom was 35 dad was 40 when I was born
>>78637386
Yes
>>no fights
>>have a great day
>>have great sex
>>wake up
>>shes cleaning the kitchen
>>g morning
>>we need to talk
>>sure whats up
>>I cant do this anymore
>>I need you to move out or ill move out
>>I want a divorce
>>I dont want to talk about it
>>I need you to get dressed take some things with you and come back when you are ready to take all ur things or I can leave.
>>can we talk about this?
>>no!
>>This is crazy! just tell me whats up
>>Im sorry I cant I wont you need to leave
I got dressed I left eventually came back for my shit and never spoke to her ever again.
It's excessive work, for perhaps questionable gain. Plus, we just had a mortgage crises.
>>78637484
For a long time homes in Detroit were cheap. Some hipsters made a killing, some creepy foreigner real estate grabbers acquired everything worth grabbing, and whatever remained to be sold turned off all potential buyers by Africanizing the threshold of the term "fixer-upper."
My grandparents bought their house in central Texas in 1965 for $16,000, now its worth $180,000.
There are not enough land for every human to have a house.
This might seem wrong but this statement consider we provide enough free space for animals and trees to grow for which 1st statement holds true.
Since humans won't stop reproducing and there is no threat to their survival the world has made it difficult for them to occupy large amount of land.
This is nature in world not your CIA or Illuminati.
>>78637899
>>78637808
Exactly. just saying even boomers didnt all have kids and houses at 22
>>78637484
If you can get a decent job there or nearby (the big if), go to central or southern WV. My house cost 55k for a 1 and a half story two bedroom/one and a half bath.
>>78638063
>>78632386
As it stands now 'investment' is a pyramid scheme, in that those who are already involved (boomers) will see the most benefit.
The people encouraging investment are those already invested, those who already bought in at a point where they would see 20-30% returns. As it stands now a millennial following the same path would be lucky to see a 5-10% return, while at the same time creating a better situation for those already invested.
Meme city USA.
>>78631106
there's all kinds of fucked up shit causing the values of houses to go up.
gonna just keep saving my money till houses are cheap again
>>78631106
In their defense. Buy a house as an "investment" is meme tier horseshit. It is a terrible investment in many cases and is largely propped up by the mortgage interest tax deduction in the US. Home ownership many more potential risks than renting. Anyone preaching about home ownership I guarantee has their real estate broker license.
Marriage ends in divorce more times than not and women will not hesitate to take all your shit and good luck with the prenup because they will find a way around it.
Buying homes is also stupid because with rent controlled housing i can just have a guy come over and fix things that break for free and i dont have to worry about it. So
>parents have a large eight room house in a nice middle class suburb
>me and the gf have two rooms plus a bedroom upstairs
>parents mind their own business downstairs
>garage and driveway big enough for all our cars
>a fraction of what i make as a network engineer goes to our share of the bills
>everything else goes into savings, investments, and a bit of gold just in case
>will eventually inherit the place as per the natural order of things
>no mortgage or debts turbo-jewing our income
>finally ready to start a happy traditional family and do our part to save the huwyte race
>I win, the jews lose
Going into debt slavery because of >muh crib is literal high time preference nigger-tier bullshit.
Also, marrying a girl before spending at least six to eight years together is fucking retarded, you're literally going into something that you don't even know if it'll work.
Basically, git gud or git got son.
>>78638893
>8 room house
>middle class suburb
thats not middle class thats very high class.
>>78631748
They (we) won't care. We will own 3-4 homes outright and let them sit empty on the beachfront while you millenialfags keep crying about muh basic income.
>>78637484
I just bought a house for $175k. If I wanted to live farther from work, I could get the same house for $125k, but a 5 min commute is more important to me than $50k spread out over 30 years. Only took a year out of college to get all the closing costs money together. Paid off my student loans a few days ago too.
>>78632386
The meme is created, advertised and lobbied for by the realtor organizations. How many things are considered "good investments" when the transaction fee to buy or sell the asset is 6-8%? Answer: none.
>>78638880
Buying an RV is the only answer imo. Having to only pay 10,000 dollars a year to survive (which you can gain even with minimum wage money). Also, being able to move anywhere you like pretty much and not being stuck.
>>78638145
In the US there are parts of the country where you can drive for miles and miles in a straight line and not see any developed land at all. No buildings, no farms, no cattle grazing pastures, nothing but the two lane highway. Saying we don't have enough land is just fucking retarded.
>>78639059
>>78638893
>large
>8 rooms
I'm legitimately confused here. If you said 8 bedroom, sure. A total of 8 rooms in a single house is pretty damn small. Even the families of my poorer friend easily have 12.
>>78639163
Don't forget that at current interest rates your 50k is actually 90k when amortized across a 30 year loan. If interest rates ever get back to normal ranges, it will be more like 125k.
>>78638812
It's a god tier investment if you're rich and have several million to play around with. In rich neighborhoods property values will grown no matter what quickly outpacing inflation with better percentages than any stock and you rent it out in the meantime.
Niggers and the poor shouldn't even own houses. I don't even fucking understand this meme. Home ownership by the "middle class" was only a thing between the 60's and 80's it's not ever coming back get over it fags.
Because all millenials are JUST now.
>>78639497
>>78638893
>>78639059
Oh I didn't realize you're from Serbia lmao. Yeah that's probably considered big over there.
>>78631106
because shit that was 14,00 dollars is know 33,000
buying power is getting fucked
>Minimum half a million for a decent house anywhere that isn't a deserted shithole
>Pay stagnated for the last 30 years
>Debt increasing exponentially for everything
WELL GEE I DUNNO
>>78631106
you know why
>>78631106
Beyond the fact that houses are terrible investments, that the housing market has a ridiculous barrier to entry given the continuing decrease in purchasing power, that many millenials fell for the university meme and are now carrying student loans previous generations never had to deal with preventing them from having the opportunity to save/invest is the fact that I
> don't want/need a lot of space
> enjoy city life
There's literally no reason for me to own my own home aside from an emotional appeal to "but what about kids?!?!"
Thankfully feminism has fucked so many things up that it is acceptable to never get married, and I can live my qluiet, contented life pursuing my hobbies.
>>78639625
God tier is a stretch, but without any debt it is a much more attractive concept. The lack of liquidity and insanely high transaction fees are still a huge disincentive in all but the must explosively growing markets. People who make their living off that 6-8% transaction fee are the ones telling you every house is going to triple in value a-la South Florida in the 90's or Australia today.
>>78639737
>lyme disease battle
nigger, what? That's got to be a joke headline. Lyme disease ain't shit in the first world.
>>78639593
I have a fixed rate of 3.5%. Total payments of $80k. But once you factor in inflation, the extra amount gets pretty small. I've calculated that each mile taken off a daily commute is worth about $4600 on a 30-year mortgage. Considering the cheaper houses are about 25 miles away, I should easily come out ahead. Also I will probably be able to sell my house for an equivalent amount, so it's not like the extra amount even matters in the long term.
>>78631106
Housing has gotten far more expensive and women are so fallen that the good ones can barely be tolerated as girlfriends.
>>78631106
no bully
https://www.youtube.com/watch?v=cKCRHhmHvjg
>>78637398
Good luck I would rather kill myself than swim in the ocean
https://www.youtube.com/watch?v=K6Fy4_EIkBY
>>78639884
>500k for a decent house
Do you live in fucking LA? Half a million here gets you a nice house on the waterfront.
>>78639933
Houses are, however, vastly superior investments to cars. Most "middle class" people in the US are actually poor because of auto debt. At least houses have a chance to hold or appreciate in value.
>>78639593
But at least you're putting money into something. If you rent for 30 years, your 50k turns into $0.
>>78631106
I am married. I'm not interested in a home because they are too expensive, and the job market is too volatile.
>>78640163
And where do you live? Aerospace, finance, manufacturing, these things are in big cities, not Bumfuck, Louisiana.
The housing market needs to crash and burn, especially in Canada.
>>78631106
i own 3 houses. i rent them out for 5.4k a month
free money
>>78637472
where are the degenerate tattoos?
>>78640390
i live in bc im doomed
>>78631106
you make this thread every day
>>78639991
You will keep the value money in 5 years, which is much better than any 2-4% deposit account or bond yield. It's almost certain that the value of your property will increase in that time anyway. And it's pretty much risk free. You need to pay for repairs and shit and insurance, then you just have a good lawyer drafting the tenant agreement to have the goy pay for all the utilities and any fuck ups. Property taxes aren't even that high and you can write off property taxes in a lot of cases.
>>78640039
Yeah at current insane interest rates and QE policies, the interest becomes moot in some situations. I find I would rather put money in mutual funds than pay down my 3.25% mortgage.
>>78631106
Because they have no fucking money.
>>78631106
I understand not marrying but a house will never divorce you and take all your shit.
Problem is there is no incentive for many banks to give out small loans.
Right now I'm in the process of buying a house. It's costing me around $40k. Do you know how hard it was to find an institution that would give me that loan, even with government loan programs I qualify for?
I would have had an easier time buying a house for $150-200k on my income than one for $50k.
If housing loans were more direct like car loans, it would be an easier process.
Also, it actually is a seller's market right now. Lots of houses being bought. Another bubble is coming, and bubble really is the best time to buy but I found something at a good deal I really wanted.
>>78640302
Dallas has all of those things and more. Houses can be had for well under $200k if you aren't picky. $500k will get you a McMansion.
>>78640524
This is what I do. I don't know why you'd pay off your house early unless you're about to retire.
>>78635132
My company just laid off 250 airplane mechanics... oh but don't worry... they have preferential hiring at the place their work was outsourced too....
Good luck!
>>78640461
Do people ever trash the homes you rent out?
gf soon to be parents bought us a house after 3 years of being together
>>300k cash
>>4 years later
>>worth 500k
>>about 40k of work
>>thinking about selling this house
>>move somewhere else
>>buy land build house
>>grow food/herb on land sell
>>invest in stocks
>>her parents are giving me 100k to invest in
>>scary af
>>78631443
Literally this. Inflation of housing prices has outpaced wage inflation so far it's not funny. Our entire economic structure has shifted over the last 20-30 years towards a model which actively discourages long-term investments.
A two bedroom, one bath house in a decent neighborhood would have gone for about $50K in most parts of the country thirty years ago. A comparable house today is going to be upwards of $150K in small towns, and upwards of $300K in a larger city, but it'll also be poorer quality and in a worse neighborhood.
Nobody who's just entered the work force is going to be able to afford a downpayment on a home, and most won't qualify for a bank loan on the down payment either, so what do they do? They rent. Except whereas renting used to be a viable, cheaper alternative to buying a home, now it's as expensive as what you'd pay for a mortgage... so not only are you not saving any money buy renting, but you're now also completely unable to save up for a down payment on your own.
They're pushing people away from investing in homes.
They're pushing people away from investing in long-term relationships.
They're pushing people away from investing in raising families.
It's insanity.
>>78640718
no. theyre full time homes, not vacation homes. people sign 12 months contracts and usually stay there for multiple years. landlords around here always ask for references from past landlords so if there ever are any bad tenants they get fucked quickly
>>78631106
I would love to buy a 2 bedroom house.
If they didn't cost 200x my yearly take-home pay
>>78640931
You make only 400 dollars a year?
>>78640255
Housing maintenance cost, property taxes, and liability can make owning a home the same thing or worse, depending on your locality. In a perfectly free and unmanipulated housing market, owning vs. renting should be roughly equal. Politicians and realtors push all manner of interventions to make owning preferable. I would still rather have $200,000 in an index fund than a $200,000 house free and clear.
>>78641074
How much does an index fund pay out yearly?
>>78631106
Give me a load of money and a good woman, then I will do both.
>>78631106
Born 1989, just turned 27 recently. I am under no debt whatsoever, have about 15-20k savings at this point (8k in stock account, 3 k in bank, 9k in 401k) but goddamn I made a lot of missteps.
Really shouldn't have gone to college, but I made it work. College left me 30k in the hole, paid it off in 2 years.
Hopefully my investing will pay off. Once it does, I am hoping to purchase homes and rent them out, create a LLC with my investing and homes under it as company assets and "pay" myself at minimum wage with occasional bonuses to avoid taxes.
That's the current plan, I'll need to check it out to see the legality of it but from what i've researched so far it sounds doable.
>>78640798
Best post in the thread.
>>78631106
>be The Man
>get married
>buy house
>wife literally fucks off and takes house with her
>>78631106
Question for ameribros, how much do you spend in rent? Is it cheaper than paying a mortage?
>>78631953
> no qt men who haven't fucked 50 of my friends
goes both ways fag
>>78641154
Historically it hovers around 7% depending on the index. A good mix of vanguard funds should almost guarantee that in the long run assuming the economy doesn't stagnate for the next 30 years.
>>78631106
Marriage isn't a winning proposition these days, especially for males. Why buy a house if you aren't going to put a family inside it, plus houses are shitload more expensive than they used to be. I checked apartments near where I live and found that even the cheapest ones would require a person to make higher than the minimum wage, so young people who are just pinning down their first full time job or working a job that relies partially on tips are screwed when it comes to finding affordable housing. If you want better than minimum wage you'll want some higher education, which is going to cost yet more money.
It's a bit of a vicious cycle.
>Can't get housing.
>Need money.
>Need education to get money.
>Can't get money to get education.
>Work a shit-ass job which barely pays enough to keep a shitty leaky roof over your head.
A nice house in my area is going to run up between 175-200K, no millennial just out of college or still in college is going to have that kind of money to throw around unless someone else buys it for them. In short, marriage isn't looking like a good investment, and houses are fucking expensive yo.
>>78634174
anybody born from 1980-2000 is a millenial
>I'm 20 and have really been seriously considering starting a family and buying a home in the next five years
Who else wants to save the white race with me?
>>78631106
21 here. Don't trust women because of /pol/.
Also cheaper to live at home though I am talking with friends about moving out.
>>78641154
Depends on how the market is doing, index funds move up and down at the same rate as the market they are indexing. 7% or so would be a good ballpark but look at what the S&P 500 has done over the last few years and see
>>78631106
my wife inherited a house worth a gorillion
get rekt
here's a hint:
The only way to get rich is by
1. stealing
2. inheriting
or
3. marrying
>>78641431
have to finish uni first or my kids will have to eat dirt
>>78641357
My rent on a 1br apartment was $1k/month. The total monthly payment on my 3br house is about $1200/month. A similar house would rent for about $1500-1600/month in this area.
What's with the cost of rent? $800-$1000 per month, you may as well just buy the fucking place because your mortgage bills will be about that much.
