Would you rather spend 20 minutes reading about the hazards of predatory debt collection, or would you rather spend 20 minutes watching someone forgive millions of dollars in debt, complete with a giveaway that professed to put Oprah Winfrey’s famous “You Get a Car!” gimmick to shame?
If you chose Option B, congratulations, you are precisely the target audience for John Oliver’s “Last Week Tonight,” a show that understands that the best way to convey vital information in an age marked by attention deficit is to wrap it up in spectacle.
https://www.youtube.com/watch?v=hxUAntt1z2c
http://www.nytimes.com/2016/06/07/arts/television/for-his-latest-trick-john-oliver-forgives-15-million-in-medical-debt.html
>>76338871
Only $60k?
>>76338871
60k.
>>76338966
>>76338967
60k to him, but 15m to the people who owed the debt.
>>76339128
Debt that was so bad it would likely never have been collected anyway.
I watched the video and I just don't understand Johnny boy. He goes on about how debt is "evil" and how forgiving it is OBVIOUSLY the right thing to do. Is this the endgame of leftist entitlement culture? I mean, nobody held a gun to your head when you accrued that debt. Pay it the fuck back. I mean there's something to be said about the Jewishness of predatory lending and usury but we all know that's not his angle.
I just don't get it... I never thought liberal mental gymnastics would impress me again but this one gets me.
>>76339317
Debt that was literally worth 60k. As it was probably 10 year old debt that hasn't had a single payment.
>>76339317
Debt that an unpleasant debt collector could have used to make the lives of some of these people miserable.
Not everyone understands the FCRA
>>76338871
He should tell his kike friends to forgive debt too
>>76339402
>no one held a gun to their head
>it was medical debt
>some if it may have literally been because someone held a gun to their head
>maybe they should just have chosen not to get sick
>Need something/service
>Can't afford
>Find lenders
>Agree to their terms
>Presumably didn't read small print or T&Cs
>Now in debt
>No intention of paying it back
>WAAAAHHHH I SHOULDN'T BE MADE TO BE PERSONALLY RESPONSIBLE FOR MY OWN ACTIONS! BERNIE 2016!
Fucking scum.
Thank god my parents taught me never to get a credit card or anything like that.
>>76338871
He forgave 15 million in debt that has already destroyed credit scores and was uncollectable
It was just chauvinistic gesture with no real purpose
>>76339541
Probably debt that was past that point.
>>76339402
Being against usury is a Marxist staple. It's nothing new.
>>76339402
Banning usury is pretty much 100% anti-Jew.
>>76339402
>get cancer
>well it would be financially irresponsible to put myself into debt
>die
>>76339402
it's medical debt
how are you even a real person being that stupid right now
>>76338871
jon oliver is nigger tier, but thats pretty cool
His show/firm paid $60,000 USD for the worthless debt. Not him, personally.
They're able to write it off.
Tens of thousands of smug liberals were swindled into believing what he did was great and "brilliant", while some of them are following through with his 'call to action', to demand more government regulation, which is most likely responsible for this issue.
>>76339725
>>76339725
its. fucking. medical. debt.
Its not like they were buying xboxes. You're right, they should have fallen out of wealthier vaginas as children.
>>76339781
there are a lot of ways to resurrect uncollectible debt if the person that owes it doesn't know its uncollectible.
Did he say "match me" at the end of the segment? I'd love to see celebs trip over themselves with financial virtue signaling up the point where a Shkreli type donates gorillions to a porn company or something
Wh
Was John Oliver this ugly 10 years ago? I get more sick of his face every year.
>>76339622
So what's the solution?
>>76339725
>Thank god my parents taught me never to get a credit card or anything like that.
Same, no credit shit, no financed shit. I buy what I can when I save up for it.
>>76340000
>to demand more government regulation, which is most likely responsible for this issue.
Quads nailed it.
>>76340093
We used to have a nation that looked down on usury AND was capitalistic. They're not incontrovertible.
Surely the expected value of redeeming that debt must have been less than $60k for him to be able to buy it at that price, right? Else why would they sell it. He may aswell have just burnt his money.
>>76340128
>"If you can't afford it, save up and make do without until you can buy it" - my mum
>>76338871
Americans love fighting against their economic self-interest. There is a reason we have terrible health outcomes relative to other OCED countries despite spending a ton more on healthcare. We're all rugged individualists, right guys? Let's die together so we don't have to raise taxes on the 1%
>>76338871
Now that that company knows he's not using the list they'll just sell it to someone else. He's an idiot.
>>76339919
Maybe? You can't force people to become doctors and/or heal the sick for free. Although that being said, hospitals go full Jew mode and bill insurance companies whatever the fuck they can get away with.
>>76340033
It's also decreased so much in value that it's worth barely a fraction of its supposed gross.
This is probably scraped knees and bellyaches, of which the people had no intention of repaying.
>>76338871
Current year looks good on a tombstone, Johnny boy.
>>76340033
>there are a lot of ways to resurrect uncollectible debt if the person that owes it doesn't know its uncollectible.
>if the person that owes it doesn't know its uncollectible.
in your world, the only time personal responsibility is a factor is when they say "thanks for giving this to *me*."
>>76338871
didn't he only buy the debt for $60k?
>>76340330
The producers saw it as an opportunity to gain new viewers via clickbait titles like "JOHN OLIVER BUYS 15M WORTH OF DEBT".
>insurance cartels and cheap credit bid up prices
>healthcare becomes unaffordable
>welp better adopt communism
whatever happened to rational systemic reform?
At 13:10 Jon Oliver suggests a law maker having a wife in banking influenced his decisions making, and yet Trump gets accused of being racist when he suggests a judge of Mexican heritage and part of a pro hispanic group might be biased
>>76340774
I'm about as right wing as they come but our healthcare system is influenced by populism and managed by special interests, neither or which is good
we need technocracy - it should be run entirely by the surgeon general, not by politicans (who is Kathleen Sebelius)
>>76340390
Health is one of the few self-evident industries that ought to be government run, specifically because it can present a life or death situation, which isn't the kind of level-headed consumer decision-making where everybody walks away happy. Even libertarians should understand that. All government has to do is make being a medical professional attractive. Then provide for people's medical needs as best as possible. That means taking the Pereto principle into consideration. If you have the money to afford absurdly expensive edge case treatments, then by all means go to a private doctor. We have police to protect our property rights and our personal safety. Nobody wants to be shaken down to feel safe. Or healthy.
>>76339541
How?
>>76339317
So, they were 99.6% "forgiven" basically, and he took it another 0.4% of the way, what an angel, clearly his ideas on medical care are now valid. Kek
>>76339402
Debt spurs the economy. Debt isn't bad. Shitty debt is bad.
Why doesn't he mention that our currency is based on debt? Or that the reason the healthcare costs are so high is because of the affordable healthcare act forcing citizens to buy health insurance making the insurance companies raise prices resulting in increased costs for treatment?
>>76338871
>15m in medical debt
God bless John Oliver for wiping away the debt of fifteen people.
>>76341722
Yeah before the ACA healthcare was so cheap in the USA.
>>76340128
>>76339725
This and this.... Banks lose if no one is dumb enough to fall for there schemes.
>>76341871
it was cheaper than it is now, and it would've/could be cheaper if they allowed competition across state lines
>>76341348
Then import self caused clauses or force everyone to exercise, eat right, not smoke, or not drink. Since it costs everyone else money. Or it's not fair.
>>76338871
S I X T Y
T H O U S A N D
>>76341997
You also have very sluggish growth. You don't buy anything so no money goes into the system. Money in the system spurs innovation and business ownership. It's the leeches that fuck it up.
I want to really blow this guy's had off. What do?
>>76341871
it was for people with jobs
now we're covering every nigger alive
>>76342474
Leeches die in a perfect system. Also nice neighborhood houses are 30-100k.
>>76342273
I'm not saying the law isn't draconian or oppressive. It's no different when you're in the airport taking your shoes off for the TSA. Wouldn't even know where to start criticizing the public school system. Zoning. Emissions. The government is heavy handed, yes. There are ways to address and fix that.
>>76342673
>Leeches die in a perfect system.
That's the exact opposite of civilization. What you're talking about is the jungle, and we left a long time ago.
>>76340093
We should turn over our healthcare to career politicians who will make it illegal to smoke or be fat or say "nigger".
>>76340128
I use credit cards, but only for shit I know I can afford. I pay it off every month and get cash back.
Aside from my house, I don't do debt.
>>76338871
He bought 60,000 in debt that the people had no obligation to pay.
Whoope doo.
>>76340128
I use credit cards, but only for shit I know I can afford. I pay it off every month and get cash back.
Aside from my house, I don't do debt. My dad was right about that.
>>76342951
>illegal to be fat
Please someone lead us into this glorious utopia.
>>76341155
Husband and wife share finances
Husband is a lawmaker, passes laws that make it easier for his wife, a banker, to make more money
Husband makes more money.
Trump acts like a racist asshat
Claims that because he's a racist asshat, other people may be biased against him
Demands that all groups that he offends recuse themselves from adjudicating him.
Yes, the parallels are obvious
>>76339402
I don't really get it either.
>Take out loan
>"You shouldn't have to pay it back"
No one will lend money.
No loans means no businesses get up and running, houses don't get built etc etc.
>>76338871
From what I understand, it's debt that a company cannot sue over because the debt is so old. So, while still a noble deed because those people with those debts don't have to worry about being harrased, I wouldn't say that this is the same thing as giving away 15 million dollars. You have to wonder why the companies are selling debt for pennies on the dollar and it's probably because the companies that have the debt don't see a profit in keeping them.
>>76338966
Well he is Jewish.
>>76343345
They can't sue.
They can trick
They can call and ask them to make a 'goodwill payment' to temporarily close the account-just ten dollars. They're lying, of course, because the people don't have to pay anything. But that goodwill payment resurrects the debt and puts them back in the game of having to pay it back.
If you don't know how FCRA works, you can get hosed. and few people do.
>>76339541
I have like 3k in medical bills, they just keep kicking it to new collection companies and I keep throwing out their letters. Good luck getting it.
>>76339622
The fact that there are arbitrary risks in life, such as health issues, is not an excuse to be a slimy parasite. Cancer fucking sucks, we get it, but we have our own lives independent of yours. Pay for catastrophic health coverage if cancer is your worry, oh wait, government ruined health insurance for us by trying to make it equitable.
>>76343596
This sounds illegal though. Again if collecting this money is so easy why are companies practically giving the debt away in the first place?
>Central Asset Recovery Professionals — or CARP
POL IS ALWAYS RIGHT
>>76339622
>maybe they should just have chosen not to get sick
maybe they should try living a healthier, non-degenerate lifestyle
>>76344140
ya, well I look forward to you getting cancer as quickly as possible. Preferably with as many family members as possible to eliminate your sad, selfish line from the genetic pool.
>>76341155
Dude pretends law does nothing, but it happens to be super helpful for his wife.
How fucking retarded are you?
>>76340033
Humans, animals get sick and die. It's part of the life. You're not entitled to luxury just because you're alive.
/pol/ enlighten me, why do they sell debt at such low prices?
Also, why don't they just offer to cancel the debt if the debtor pays the same price they would sell the debt for?
>>76344399
>health care is a luxury
>says the Leaf
>>76340033
>its. fucking. medical. debt.
you should hang around an ER sometime
people go there for the stupidest shit ALL THE TIME
http://allnurses.com/emergency-nursing/add-your-funny-218623.html
>>76341304
the real problem is monopoly, we have a monopoly in finance and insurance that drives up prices.
>>76344399
>walk on side walk
>get hit by a car going insane
>rushed to hospital
>they don't take you insurance.
So what you'll accept death at this point? How is that not totally fucked. Or are you going to say that you shouldn't have walked a block to work that day?
No go ahead faggot, lets hear your retarded mental gymnastics over this shit.
>>76344489
because they know they can't collect and collecting is more trouble than it's worth.
>>76344681
thats another factor, yes
>>76344489
imagine a group of people owes you a bunch of money but aren't paying, you still control the debt but it's really a massive liability and you have little chance of recovering it because debt recovery isn't your business or forte.
instead of having this enormous loss being part of your finances you can sell it to someone else at a significant discount of its 'worth' to a third party who IS able to collect the debt.
say you sold it off for 25% of its 'worth' you now only take a total loss of 75% instead of 100% and the third party can then try to recoup the debt from those who owed it.
>>76341348
One man's health issues is not another man's obligation. UK, France, and Canada all have unfunded liabilities in their health fields. The governments are doing everything they can to cut costs in their socialized healthcare. They cut away from innovation, patient time, anything to cut costs. The government will literally evaluate for you if the operation is worth the money. Sure, patients can perhaps cover the extra costs of the expensive operation, but then what's the point of a national healthcare system, or single payer? Instead of the poor dying from expensive costs, you spread the deaths across all incomes. Catastrophic insurance is the way to go if cancer is your worry, and it has historically been cheap when government didn't meddle in it, like $40 a month, less than a cellphone data plan.
>>76344489
I used to work for a debt collector's"hub". It was basically the middleman before a company sold its debt on to another company.
Often the reason why they're sold so low is because the people who have amassed the debt have their credit rating shattered. That means they're not likely to be given finance for anything again, so they go off the grid and start using cash only.
After an address change or two, they're practically untraceable. After about 5-6 years, the debts are written off. They still loom, but the pursuit is over.
They sell it on from there at such a low price because it's better to get something, as opposed to wipe it clean completely and get nothing.
To answer the second question, there's no point agreeing to clear an amount with a debtor for a heavily reduced price, considering you've found them and can get them for everything they owe.
>>76344869
>say you sold it off for 25% of its 'worth' you now only take a total loss of 75% instead of 100% and the third party can then try to recoup the debt from those who owed it.
Doing what? Giving people mean calls?
>>76345109
asset seizure and lawsuits
>>76338871
pretty fucking stand up thing to do in the current year desu lads.
>>76344724
Emergency rooms have to treat you regardless of ability to pay. This has been law for decades.
>>76345109
yeah mean calls, letters, visits whatever the fuck their business model is that lets them make money.
the point is they buy someone elses debt, which allows that business to take a smaller loss and gives them the ability to make cash from this purchased debt.
>>76338871
this guy is a fagget and needs to go back
>>76343252
Even if you removed Trump from he equation, the judge being in a pro-Hispanic organization represents a clear and distinct bias in his decision making process.
Why don't more people just buy their debt at a lower cost? Or are there laws against this so people need to go through a middle man?
>>76340033
>its. fucking. medical. debt.
>Its not like they were buying xboxes.
It doesn't matter. Resources aren't free. The only people who think so are r-selected leftists like le current year bloke and his audience.
Was it his personal $15 million or was it fundraiser/donation money?
>>76338871
Where's my gibs you limey fuck?
>>76346176
You owe what you owe.
I can't rack up £100,000 of credit card debt and then have the nerve to tell Mastercard that I'm only giving back £15,000 and they should be grateful.
I owe them £100k. That's my responsibility.
>>76346290
nevermind, he only paid 60k. literally fucking nothing.
>>76338871
Basically he just did what Trump said should be done to the US' debt--he bought it for fractions of a dollar. Guy spent under 100k to buy old debt that was unlikely pursued.
>>76344724
thats what car insurance is for
yes it helps pay for auto vs. pedestrian
this is assuming its not a hit and run, that the motorist is carrying insurance (required in most states), or an illegal alien
>>76346399
No I'm saying what if you of $100,000 to Mastercard
Mastercard sells their debt to someone for $10,000 for example.
Then you offer $15,000 to the person that bought it.
Is this legal? You've cut your debt by $85,000, person who bought debt makes $5,000, and Mastercard consented to the $90,000 loss when the sold it to the new creditor.
>>76344140
>a slimy parasite
>because they have cancer
>mommmmyyy thats myyyyy moneyyyyyyy
and cuckservatives think it's the sjws being completely over-the-top retards
>>76348869
No shit? Those companies dont expect you to pay the whole thing, They pester you with offers like that.
>>76339402
How much derivatives debt do we have, fucknose? What is fiat mohnie, breastankle?
>>76349198
Is $40-50/month for catastrophic health coverage a burden that will sink the poor in a free health insurance market? The feels are strong with this one.
>>76338871
Forgiving medical debt while apologizing for and advertising for out of control insurance and pharmaceutical companies is like saving Jews from the Holocaust so you can drown them in the ocean.
This is a giant forcememe or astroturf stunt from Big Pharma, like demonizing Shrekli.
>bought 15m in debt
you know he bought that from a bank right the people who that 15m in debt belonged too already had their credit ratings and lives fucked.
>>76343527
No.
>be me, go to college, be in $38k of debt from loans
>get a good paying job making $60k
>work hard and pay off over $1000 each month
>eventually get promoted and pay off even more
>just paid my last bill of $1200 this month
>leftists who made stupid decisions and didn't work want their gigantic debts of $100k+ forgiven
Why does our culture suck so much?
>>76338871
good
if lefties hate medical debts I encourage them to take THIER OWN money and do this
>>76338871
GET REKT OP
http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
>http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
>http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
>http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
>http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
>http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
>http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
>http://dailycaller.com/2016/06/06/liberal-group-john-olivers-debt-forgiveness-stunt-was-a-big-fraud/
REDDIT IS THIS ===============>>>>>>> WAY
Unlike other debt, medical debt can't actually be used against you and even if you're millions of dollars in medical debt the ER will still have to treat you.
>>76345303
Yeah, they have to treat you. Then they send you the bill, itemizing the 80 dollar aspirins and hospital bed that cost ten times as much per night as a suite in the Ritz. You're on the line for it whether you're uninsured or the ambulance rushed you to a hospital that's not in your network.
>>76339919
>get cancer
>cure it after hundreds of thousands in treatments over the course of years
>spend the rest of your life possibly disabled and in debt up to your chemo-skeleton eye sockets
>family has to help take care of you
>wish you were dead anyway
there's a reason a lot of folks with serious cancer literally choose to die instead of ruining their lives or their families lives with treatment
the real injustice is cancer treatments are expensive as hell even when covered on good insurance plans, yet elective cosmetic surgeries like the type TRANNIES get to have their cocks cut off are covered by leftist socialist healthcare
>>76339541
At that point the most the debt collectors can do is harrass you. Hey if I could get thousands of dollars handed to me in exchange for someone calling me all the time, I'd probably take the deal.
>>76352084
>or the ambulance rushed you to a hospital that's not in your network.
And they can FORCE you to take the ambulance!
>>76348869
>Is this legal?
YES. Debt is bought and sold at a discount from primary creditors to companies that specialize in buying old debt, negotiate minimal profit payments, and respond to thousands of debtors.
>>76344489
It is debt that is mostly uncollectable. The primary lender (usually a bank) assumes a certain number of people are going to default and they build that into the interest rates so that they still come out ahead. Then they sell the worthless (to them) debt for cheap to the collectors. The debt collection agencies are going to end up writing off the vast majority of it as well and make a profit only by spending loads of effort collecting from the few people who might actually make payments. Alot of the times they don't even buy enough documentation to even enforce the debts, meaning the debtor could literally just tell them to fuck off and there is nothing they can legally do about it. Most of the time if your debt gets sold to a collection agency, you actually can try to get them to reduce the overall payment, but of course they are going to collect as much as they think they can get away with.
>>76339622
Dubs delivered
/pol/ btfo
/pol/ literally on suicide watch
How can /pol/ recover from this nigga preachin right here!
>>76348869
Yes you can do this. Of course there is no reason the collector has to agree to your terms but often this is exactly what happens.
>>76340000
>Quads
>Very reasonable opinion
>No Kek or quad posts.
I think the reasonableness of your opinion scared the trolls, well done!
>John Oliver's having to pay out of his pocket to get people to watch his show
lmfao this is sad
>>76339919
Bankruptcy, bam all that debt is forgiven. But meh 7 years, so what? if it was such a major health crisis just be happy the debt was forgiven.
ITT: negroes not understanding the statute of limitations
All of the debt that [Current Year] Man bought had legally reached a point at which they couldn't be legally enforced. All any collection agency could do is annoy the debtors with phone calls.
http://www.bankrate.com/finance/credit-cards/state-statutes-of-limitations-for-old-debts-1.aspx
>>76339317
>>76339402
>>76339757
>>76339781
>>76340000
>>76340085
>>76340093
>>76340166
>>76340617
>>76340649
>>76341155
>>76341830
>>76342463
>>76343050
I ran out of room. But Jesus Christ, guys. Shitting on o'l Current Year for forgiving debt is kind of like when the media was shitting on Daddy for raising six million dollars for veterans. We all hate him and that's cool but don't shit on someone for doing good to someone else.
He isn't that bad, why everyone hates him?
>>76340000
The interesting thing is that somewhere there are a group of hospitals, doctors, pharmacies, etc. who are out $14.94 million and have to make up that money either by overcharging another group of patients or denying services to others who may be unable to pay. But they're rich, so fuck them, right?
>>76340128
This. My mum told me when I reached my teens to never fall for the credit card kike.
My sister didn't take her advice.
>sister
>goes to Australia
>does the generic backpacking and "finding herself"
>something happens out there (she still won't tell us)
>gets into fucking loads of debt
>Banks calling us back home pretty much every day
>She gets home
>shit storm
>Can't pay her debt
>ends up living on my dads couch
>spends the next 9 years paying off the debt
Seriously people never seem to learn that you should only buy something if you can afford it.
All this monthly payment shit? It's bollocks, don't trust it. If you can afford it, buy it. If you can't, don't get involved.
I have no sympathy for people falling for payday loans with obscene interest either. Stupid cunts should budget better.
I got mail the other week, an unsolicited credit card from CapitalOne. I didn't fucking apply for it. I'm not the only one to get one either.
Seriously, we're heading for the same shit that happened in 2007/8. People are spending with credit rather than money they have. This is going to end really fucking badly.
>TL'DR
I agree, don't fall for the credit kike.
>>76354609
>>sister
>>goes to Australia
>>does the generic backpacking and "finding herself"
>>something happens out there (she still won't tell us)
>>gets into fucking loads of debt
I'm stroking my boner right now if that helps you.
>>76353726
He forgave dead debt
it had no uses it ran it's cycle and it was uncollectable
it's like passing someone on a side walk and saying "golly gee I'm glad you weren't hit by a car"
>>76354036
>>76354853
Yeah I did read between the lines and guess that she met a bunch of "cool" people out there and decided to try and keep up with them financially and chase some Chads who she wanted to impress.
Women are so fucking stupid.
How to beat the bankers in their own game
>be 70% of greeks
>most don't have anything left in their name
>used to have credit cards
>spend as much as possible
>get in huge debt
>don't care since the bank can't do shit to them
Greeks are the arch enemies of jews
>>76338871
But has he been crucified and resurrected yet?
Cause that's literally the only way I'll pay attention to this fucking douche after that pathetic Drumpf meme.
>>76353726
Fucking this.
>>76338871
In the end, if you follow this logic to its conclusion, it's just the denial of death. That's all it is.
Rich people live longer than poor people, on average. Every microdecision affects your health slightly. Any given person could randomly get an condition that would cost an unreasonable amount to treat or research.
Everyone dies. And if you're a materialist, that means in the end, nothing matters. If you're not a materialist, you have reason to regard this whole physical world as a sort of test or trick that doesn't matter all that much.
You hit bedrock pretty fast with this debate, if you take it seriously.
>>76338871
He didnt buy shit. HBO picked it up n did this as a publicity stunt
This is what he gets for insulting Trump university.
can't wait for monelyx responds: this is bad, it invites bad behaviour
le current year man is a fag but predatory medical lending is real and it's bad. Of course I'm sure he's pretending bernie is the only one who can do anything about it
![[rap].jpg](https://i.imgur.com/2nBbgHp.jpg "[rap].jpg")
